45850 ZIP Code — Harrod, OH

Allen County, Ohio

ZIP code 45850 is located in Harrod, Ohio, within Allen County. It covers approximately 58.41 square miles and serves a population of 3,580 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419/567.

About ZIP code 45850

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $160,400. Owner-occupancy is high at 88%, well above the national average.

Median household income is $75,581. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 45850 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,580

population

58.41

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45850 ZIP code map

Cities in ZIP code 45850

Below are the cities the US Postal Service accepts for ZIP code 45850. Using any city not on this list may result in mail delivery delays.

City	Status
Harrod	Preferred

Nearby ZIP codes

45812 Alger (6.3 mi) 45810 Ada (6.6 mi) 45896 Waynesfield (7.2 mi) 45801 Lima (7.9 mi) 45804 Lima (8.8 mi) 45817 Bluffton (11.3 mi) 45835 Dola (11.4 mi) 43310 Belle Center (11.5 mi) 45806 Lima (11.7 mi) 45807 Lima (13.2 mi) 45805 Lima (13.9 mi) 45836 Dunkirk (14 mi)

Demographics updated 05/2026

Population
Total population	3,580
Population density	61 / sq mi
State FIPS	39
County FIPS	003

Geography
Land area	58.41 sq mi
Water area	0.25 sq mi
Latitude	40.7102
Longitude	-83.9077
Timezone	Eastern (ET)
Area code	419/567

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.1%	48.1%	43.3%
$50k – $100k	45.8%	33.6%	31.4%
$100k – $200k	23.0%	15.6%	20.0%
Over $200k	2.0%	2.6%	5.2%

Demographics & statistics

3,580

Population

People per sq mi

35.6

Median age

$75,581

Median household income

$36,021

Per capita income

$160,400

Median home value

$917

Median monthly rent

88.1%

Home ownership

7.8%

Poverty rate

6.3%

Unemployment

1,240

Housing units

13.4%

Bachelor's or higher

Age distribution

Male Female

204

Under 5

212

135

5–9

140

10–14

15–19

20–24

348

25–34

361

177

35–44

183

148

45–54

153

163

55–59

169

129

60–64

133

170

65–74

176

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	842	23.5%
18 and over	2,738	76.5%
65 and over	575	16.1%
Median age	35.6 years

Race & ethnicity

White 93.6%

Two or more races 3.9%

Black or African American 1.3%

Asian 0.6%

Hispanic or Latino 0.4%

Other race 0.3%

Group	Count	%
White	3,365	93.6%
Two or more races	140	3.9%
Black or African American	46	1.3%
Asian	20	0.6%
Hispanic or Latino	15	0.4%
Other race	9	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.1%	48.1%	43.3%
$50k – $100k	45.8%	33.6%	31.4%
$100k – $200k	23.0%	15.6%	20.0%
Over $200k	2.0%	2.6%	5.2%

Under $10k 2.8%

$10k–$15k 2.1%

$15k–$25k 5.0%

$25k–$35k 8.9%

$35k–$50k 7.2%

$50k–$75k 22.5%

$75k–$100k 19.3%

$100k–$150k 21.1%

$150k–$200k 5.0%

$200k+ 6.0%

Range	% of households
Under $10k	2.8%
$10k–$15k	2.1%
$15k–$25k	5.0%
$25k–$35k	8.9%
$35k–$50k	7.2%
$50k–$75k	22.5%
$75k–$100k	19.3%
$100k–$150k	21.1%
$150k–$200k	5.0%
$200k+	6.0%
Median income	$75,581

Housing

Home values

Under $50k 2.3%

$50k–$100k 11.3%

$100k–$150k 29.5%

$150k–$200k 24.7%

$200k–$300k 16.6%

$300k–$500k 12.2%

$500k–$1M 2.0%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$160,400
Median rent / month	$917
Owner occupied	88.1%
Renter occupied	11.9%
Vacant	6.3%
Single-family detached	92.8%
Large apartment buildings	0.0%
Mobile homes	6.5%
Median rooms	6.7
Avg household size (owned)	2.85

Year built

Era	%
2020 or later	0.0%
2010–2019	4.6%
2000–2009	7.0%
1990–1999	20.8%
1980–1989	10.8%
1970–1979	10.8%
1960–1969	6.1%
1950–1959	8.1%
1940–1949	7.0%
1939 or earlier	24.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	0.3%
2 bedrooms	13.3%
3 bedrooms	66.8%
4 bedrooms	18.1%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	18.2%
2 vehicles	37.8%
3 or more	42.7%

Heating fuel

Fuel type	%
Utility gas	21.0%
Electricity	21.0%
Propane / LP gas	42.9%
Fuel oil	3.1%
Wood	9.8%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	828	63.3%
Cohabiting couple	154	11.8%
Male householder, no spouse	168	12.8%
Female householder, no spouse	158	12.1%
Households with children under 18	369	28.2%
Households with seniors (65+)	444	33.9%
Average household size	2.74

Marital status

Status	Male	Female
Never married	26.6%	19.8%
Married	61.9%	62.4%
Separated	1.6%	0.0%
Widowed	4.2%	9.2%
Divorced	5.7%	8.6%

Education

Less than 9th grade 2.8%

Some HS, no diploma 6.0%

HS graduate 49.3%

Some college, no degree 18.9%

Associate's degree 9.5%

Bachelor's degree 10.7%

Graduate / professional 2.8%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	13.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	111	18.0%
Kindergarten	40	6.5%
Elementary school	275	44.7%
High school	104	16.9%
College / grad school	85	13.8%

Employment

Industry of employment

Manufacturing 30.3%

Education & healthcare 18.0%

Retail trade 10.1%

Public administration 9.0%

Finance & real estate 5.9%

Construction 5.0%

Professional & management 4.8%

Other services 4.3%

Transportation & utilities 4.2%

Arts, food & hospitality 3.7%

Wholesale trade 2.5%

Agriculture & mining 1.4%

Information 1.0%

Occupation

Category	%
Management, business & arts	25.7%
Service	7.9%
Sales & office	17.6%
Natural resources & construction	14.4%
Production & transportation	34.4%

Employment type

Type	%
Private sector	82.1%
Government	13.1%
Self-employed	3.9%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	88.6%
Carpool	5.8%
Public transit	0.0%
Walk	0.0%
Work from home	5.2%
Other means	0.5%
Avg commute (minutes)	24.5

Poverty

All people 7.8%

Under 18 years 7.4%

18 and over 8.0%

Married-couple families 4.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	31.5%
Retirement income	29.3%
Supplemental Security	1.8%
Cash public assistance	1.5%
Food stamps / SNAP	0.5%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	33.4%
High cholesterol	31.2%
Diabetes	11.0%
Heart disease	7.4%
Stroke	3.1%
Asthma	10.2%
Arthritis	28.5%
Kidney disease	2.8%
Pulmonary disease	8.8%
Cancer	6.8%

Behavior / access	%
Smoking	22.6%
Binge drinking	19.1%
No physical activity	26.7%
Less than 7 hrs sleep	35.1%
Depression	23.9%
Fair or poor health	14.9%
Poor mental health	16.3%
Poor physical health	10.7%
No health insurance	11.6%
Visited doctor (checkup)	76.6%
Visited dentist	65.0%
Cholesterol screening	88.1%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	153	5.6%

Disability	%
Any disability	14.1%
Under 18	2.1%
18–64 years	13.0%
65 and over	35.7%

Health insurance coverage

Type	%
Private insurance	75.8%
Public insurance	29.5%
No insurance	10.4%
Uninsured under 19	13.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,164	88.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,566	99.6%
Born in same state	3,551	99.2%
Born in different state	3,176	88.7%
Foreign born	15	0.4%
Naturalized citizen	14	0.4%
Not a US citizen	14	100.0%

Ancestry

Ancestry	Count	%
Italian	248	6.9%
Arab	245	6.8%
French	188	5.3%
English	79	2.2%

Ancestry	Count	%
Norwegian	12	0.3%
Irish	10	0.3%
Dutch	9	0.3%

Technology access

Metric	% of households
Computer access	36.5%
Internet access	94.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45850

What city is ZIP code 45850 in?

ZIP code 45850 is primarily assigned to Harrod, Ohio.

What county is ZIP code 45850 in?

ZIP code 45850 falls within Allen County, Ohio.

Is ZIP code 45850 mostly owner-occupied?

88% of occupied units in ZIP code 45850 are owner-occupied, well above the national average.

How educated is the population of ZIP code 45850?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 45850?

The median home value in ZIP code 45850 is $160,400.

What is the population of ZIP code 45850?

ZIP code 45850 has an estimated population of 3,580 residents, with a density of 61 people per square mile.

What timezone is ZIP code 45850 in?

ZIP code 45850 observes the EST timezone.