45804 ZIP Code — Lima, OH

Allen County, Ohio

ZIP code 45804 is located in Lima, Ohio, within Allen County. It covers approximately 21.25 square miles and serves a population of 14,567 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419/567.

About ZIP code 45804

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $90,500. Owner-occupancy sits near the national average at 56%.

Median household income is $41,536. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 27% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (44%), diabetes (16%), smoking (28%) compared to national benchmarks.

Overall, ZIP code 45804 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

14,567

population

21.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45804 ZIP code map

Cities in ZIP code 45804

Below are the cities the US Postal Service accepts for ZIP code 45804. Using any city not on this list may result in mail delivery delays.

City	Status
Lima	Preferred

Nearby ZIP codes

45806 Lima (3.5 mi) 45801 Lima (4.6 mi) 45805 Lima (5.2 mi) 45807 Lima (6.2 mi) 45850 Harrod (8.8 mi) 45895 Wapakoneta (10.3 mi) 45809 Gomer (10.3 mi) 45896 Waynesfield (11 mi) 45830 Columbus Grove (13.6 mi) 45810 Ada (14.1 mi) 45817 Bluffton (14.8 mi) 45812 Alger (14.9 mi)

Demographics updated 05/2026

Population
Total population	14,567
Population density	686 / sq mi
State FIPS	39
County FIPS	003

Geography
Land area	21.25 sq mi
Water area	1.11 sq mi
Latitude	40.7169
Longitude	-84.0751
Timezone	Eastern (ET)
Area code	419/567

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.6%	48.1%	43.3%
$50k – $100k	24.1%	33.6%	31.4%
$100k – $200k	7.7%	15.6%	20.0%
Over $200k	0.6%	2.6%	5.2%

Demographics & statistics

14,567

Population

686

People per sq mi

39.9

Median age

$41,536

Median household income

$24,216

Per capita income

$90,500

Median home value

$781

Median monthly rent

55.6%

Home ownership

25.0%

Poverty rate

8.3%

Unemployment

4,474

Housing units

9.8%

Bachelor's or higher

Age distribution

Male Female

418

Under 5

459

418

5–9

458

602

10–14

661

539

15–19

590

417

20–24

458

808

25–34

885

759

35–44

832

814

45–54

893

470

55–59

516

487

60–64

535

736

65–74

806

341

75–84

374

139

85+

152

← Male

Female →

Age summary

Group	Count	%
Under 18	3,774	25.9%
18 and over	10,793	74.1%
65 and over	2,548	17.5%
Median age	39.9 years

Race & ethnicity

White 70.3%

Black or African American 19.8%

Two or more races 7.8%

Hispanic or Latino 1.4%

Other race 0.6%

Group	Count	%
White	10,388	70.3%
Black or African American	2,926	19.8%
Two or more races	1,152	7.8%
Hispanic or Latino	212	1.4%
Other race	89	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.6%	48.1%	43.3%
$50k – $100k	24.1%	33.6%	31.4%
$100k – $200k	7.7%	15.6%	20.0%
Over $200k	0.6%	2.6%	5.2%

Under $10k 7.1%

$10k–$15k 8.8%

$15k–$25k 11.6%

$25k–$35k 15.4%

$35k–$50k 16.4%

$50k–$75k 16.4%

$75k–$100k 7.3%

$100k–$150k 11.7%

$150k–$200k 3.2%

$200k+ 2.1%

Range	% of households
Under $10k	7.1%
$10k–$15k	8.8%
$15k–$25k	11.6%
$25k–$35k	15.4%
$35k–$50k	16.4%
$50k–$75k	16.4%
$75k–$100k	7.3%
$100k–$150k	11.7%
$150k–$200k	3.2%
$200k+	2.1%
Median income	$41,536

Housing

Home values

Under $50k 30.0%

$50k–$100k 25.3%

$100k–$150k 14.9%

$150k–$200k 19.1%

$200k–$300k 6.4%

$300k–$500k 3.5%

$500k–$1M 0.8%

Housing overview

Metric	Value
Median home value	$90,500
Median rent / month	$781
Owner occupied	55.6%
Renter occupied	44.4%
Vacant	15.8%
Single-family detached	71.4%
Large apartment buildings	6.7%
Mobile homes	8.3%
Median rooms	5.7
Avg household size (owned)	2.10

Year built

Era	%
2020 or later	0.2%
2010–2019	4.3%
2000–2009	6.6%
1990–1999	4.8%
1980–1989	6.2%
1970–1979	15.0%
1960–1969	11.3%
1950–1959	13.0%
1940–1949	6.2%
1939 or earlier	32.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	8.5%
2 bedrooms	31.6%
3 bedrooms	43.5%
4 bedrooms	12.9%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	11.3%
1 vehicle	42.5%
2 vehicles	26.0%
3 or more	20.2%

Heating fuel

Fuel type	%
Utility gas	78.4%
Electricity	19.2%
Propane / LP gas	1.4%
Fuel oil	0.1%
Wood	0.2%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	1,561	25.9%
Cohabiting couple	658	10.9%
Male householder, no spouse	1,366	22.7%
Female householder, no spouse	2,431	40.4%
Households with children under 18	1,794	29.8%
Households with seniors (65+)	2,042	33.9%
Average household size	2.38

Marital status

Status	Male	Female
Never married	44.7%	31.8%
Married	30.0%	26.9%
Separated	1.9%	5.2%
Widowed	4.8%	14.0%
Divorced	18.6%	22.0%

Education

Less than 9th grade 3.5%

Some HS, no diploma 10.3%

HS graduate 43.5%

Some college, no degree 22.6%

Associate's degree 10.3%

Bachelor's degree 6.7%

Graduate / professional 3.2%

Metric	%
HS diploma or higher	86.2%
Bachelor's or higher	9.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	260	6.7%
Kindergarten	113	2.9%
Elementary school	1,866	48.1%
High school	819	21.1%
College / grad school	823	21.2%

Employment

Industry of employment

Manufacturing 20.5%

Education & healthcare 17.1%

Retail trade 12.7%

Arts, food & hospitality 12.2%

Transportation & utilities 8.9%

Finance & real estate 7.2%

Other services 6.6%

Professional & management 6.1%

Construction 4.8%

Public administration 1.5%

Wholesale trade 1.2%

Information 1.0%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	20.0%
Service	24.3%
Sales & office	18.9%
Natural resources & construction	9.2%
Production & transportation	27.5%

Employment type

Type	%
Private sector	91.2%
Government	6.0%
Self-employed	2.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.4%
Carpool	14.7%
Public transit	1.1%
Walk	1.8%
Work from home	2.5%
Other means	0.5%
Avg commute (minutes)	17.6

Poverty

All people 25.0%

Under 18 years 37.4%

18 and over 20.8%

Married-couple families 7.5%

Female-led households 41.9%

Income support

Source	% of households
Social Security	39.8%
Retirement income	26.0%
Supplemental Security	13.9%
Cash public assistance	4.9%
Food stamps / SNAP	27.1%

Health indicators

Condition	%
Obesity	44.4%
High blood pressure	40.3%
High cholesterol	31.6%
Diabetes	16.0%
Heart disease	9.2%
Stroke	4.9%
Asthma	12.3%
Arthritis	32.4%
Kidney disease	4.0%
Pulmonary disease	11.9%
Cancer	6.7%

Behavior / access	%
Smoking	28.0%
Binge drinking	15.6%
No physical activity	36.1%
Less than 7 hrs sleep	39.3%
Depression	24.7%
Fair or poor health	24.0%
Poor mental health	18.7%
Poor physical health	14.7%
No health insurance	16.5%
Visited doctor (checkup)	79.4%
Visited dentist	53.3%
Cholesterol screening	85.7%
Teeth loss	22.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	824	7.6%

Disability	%
Any disability	20.9%
Under 18	10.5%
18–64 years	20.9%
65 and over	36.9%

Health insurance coverage

Type	%
Private insurance	48.8%
Public insurance	56.5%
No insurance	8.2%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,690	94.0%
Spanish	54	0.4%
Other Indo-European	49	0.4%
Asian & Pacific Islander	5	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,493	99.5%
Born in same state	14,457	99.2%
Born in different state	11,747	80.6%
Foreign born	36	0.2%
Naturalized citizen	74	0.5%
Not a US citizen	53	71.6%

Ancestry

Ancestry	Count	%
French	2,255	15.5%
Italian	1,557	10.7%
Arab	1,177	8.1%

Ancestry	Count	%
Norwegian	95	0.7%
English	67	0.5%
German	24	0.2%

Technology access

Metric	% of households
Computer access	41.3%
Internet access	90.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45804

What city is ZIP code 45804 in?

ZIP code 45804 is primarily assigned to Lima, Ohio.

What county is ZIP code 45804 in?

ZIP code 45804 falls within Allen County, Ohio.

What is the poverty rate in ZIP code 45804?

25% of residents in ZIP code 45804 live below the poverty line, above the national average.

How educated is the population of ZIP code 45804?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 45804?

Health data for ZIP code 45804 shows elevated rates of obesity (44%) and diabetes (16%) and smoking (28%) compared to national benchmarks.

Does ZIP code 45804 have a large retiree population?

40% of households in ZIP code 45804 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 45804 in?

ZIP code 45804 observes the EST timezone.