45806 ZIP Code — Lima, OH

Allen County, Ohio

ZIP code 45806 is located in Lima, Ohio, within Allen County. It covers approximately 62.45 square miles and serves a population of 11,282 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419.

About ZIP code 45806

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $168,800. Owner-occupancy is high at 78%, well above the national average.

Median household income is $78,258. The poverty rate of 7% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 45806 reflects a community defined by high homeownership and a significant Social Security-dependent population.

11,282

population

62.45

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45806 ZIP code map

Cities in ZIP code 45806

Below are the cities the US Postal Service accepts for ZIP code 45806. Using any city not on this list may result in mail delivery delays.

City	Status
Lima	Acceptable
Lima	Acceptable
Lima	Preferred

Nearby ZIP codes

45804 Lima (3.5 mi) 45805 Lima (3.9 mi) 45807 Lima (7.5 mi) 45895 Wapakoneta (7.6 mi) 45801 Lima (7.9 mi) 45809 Gomer (11.2 mi) 45850 Harrod (11.7 mi) 45896 Waynesfield (12 mi) 45887 Spencerville (12.5 mi) 45871 New Knoxville (15 mi) 45833 Delphos (15.4 mi) 45830 Columbus Grove (15.7 mi)

Demographics updated 05/2026

Population
Total population	11,282
Population density	181 / sq mi
State FIPS	39
County FIPS	003

Geography
Land area	62.45 sq mi
Water area	1.20 sq mi
Latitude	40.6865
Longitude	-84.1279
Timezone	Eastern (ET)
Area code	419

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.4%	48.1%	43.3%
$50k – $100k	41.3%	33.6%	31.4%
$100k – $200k	23.2%	15.6%	20.0%
Over $200k	5.1%	2.6%	5.2%

Demographics & statistics

11,282

Population

181

People per sq mi

42.7

Median age

$78,258

Median household income

$40,280

Per capita income

$168,800

Median home value

$922

Median monthly rent

78.3%

Home ownership

7.0%

Poverty rate

4.3%

Unemployment

3,938

Housing units

25.9%

Bachelor's or higher

Age distribution

Male Female

251

Under 5

256

323

5–9

330

503

10–14

513

302

15–19

309

282

20–24

288

544

25–34

556

822

35–44

840

689

45–54

703

361

55–59

368

294

60–64

300

624

65–74

638

380

75–84

389

206

85+

211

← Male

Female →

Age summary

Group	Count	%
Under 18	2,673	23.7%
18 and over	8,609	76.3%
65 and over	2,448	21.7%
Median age	42.7 years

Race & ethnicity

White 86.1%

Black or African American 6.2%

Two or more races 3.4%

Asian 1.7%

Hispanic or Latino 1.6%

American Indian / Alaska Native 0.5%

Other race 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	9,872	86.1%
Black or African American	709	6.2%
Two or more races	389	3.4%
Asian	191	1.7%
Hispanic or Latino	189	1.6%
American Indian / Alaska Native	59	0.5%
Other race	47	0.4%
Native Hawaiian / Pacific Islander	15	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.4%	48.1%	43.3%
$50k – $100k	41.3%	33.6%	31.4%
$100k – $200k	23.2%	15.6%	20.0%
Over $200k	5.1%	2.6%	5.2%

Under $10k 1.9%

$10k–$15k 3.5%

$15k–$25k 9.0%

$25k–$35k 4.7%

$35k–$50k 11.4%

$50k–$75k 17.2%

$75k–$100k 15.8%

$100k–$150k 22.7%

$150k–$200k 5.8%

$200k+ 8.0%

Range	% of households
Under $10k	1.9%
$10k–$15k	3.5%
$15k–$25k	9.0%
$25k–$35k	4.7%
$35k–$50k	11.4%
$50k–$75k	17.2%
$75k–$100k	15.8%
$100k–$150k	22.7%
$150k–$200k	5.8%
$200k+	8.0%
Median income	$78,258

Housing

Home values

Under $50k 6.9%

$50k–$100k 10.7%

$100k–$150k 21.4%

$150k–$200k 27.1%

$200k–$300k 20.7%

$300k–$500k 9.0%

$500k–$1M 3.3%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$168,800
Median rent / month	$922
Owner occupied	78.3%
Renter occupied	21.7%
Vacant	7.2%
Single-family detached	78.4%
Large apartment buildings	2.4%
Mobile homes	5.5%
Median rooms	6.1
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.1%
2010–2019	3.8%
2000–2009	9.8%
1990–1999	9.7%
1980–1989	10.8%
1970–1979	22.9%
1960–1969	14.6%
1950–1959	15.3%
1940–1949	1.2%
1939 or earlier	11.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	4.1%
2 bedrooms	20.9%
3 bedrooms	53.7%
4 bedrooms	16.9%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	24.6%
2 vehicles	40.2%
3 or more	29.9%

Heating fuel

Fuel type	%
Utility gas	57.7%
Electricity	26.0%
Propane / LP gas	12.9%
Fuel oil	0.5%
Wood	2.2%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	2,371	51.8%
Cohabiting couple	296	6.5%
Male householder, no spouse	792	17.3%
Female householder, no spouse	1,119	24.4%
Households with children under 18	1,546	33.8%
Households with seniors (65+)	1,580	34.5%
Average household size	2.43

Marital status

Status	Male	Female
Never married	24.6%	17.0%
Married	56.9%	53.8%
Separated	1.1%	1.3%
Widowed	3.0%	14.9%
Divorced	14.4%	13.0%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.6%

HS graduate 34.4%

Some college, no degree 22.7%

Associate's degree 13.1%

Bachelor's degree 15.5%

Graduate / professional 10.4%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	25.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	157	5.9%
Kindergarten	108	4.0%
Elementary school	1,355	50.5%
High school	504	18.8%
College / grad school	557	20.8%

Employment

Industry of employment

Education & healthcare 27.6%

Manufacturing 27.5%

Retail trade 11.1%

Construction 6.8%

Transportation & utilities 6.2%

Arts, food & hospitality 5.5%

Public administration 4.5%

Other services 3.5%

Professional & management 3.2%

Finance & real estate 1.5%

Wholesale trade 1.3%

Information 0.9%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	33.2%
Service	15.0%
Sales & office	19.2%
Natural resources & construction	6.8%
Production & transportation	25.8%

Employment type

Type	%
Private sector	82.4%
Government	13.7%
Self-employed	3.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.8%
Carpool	5.6%
Public transit	0.0%
Walk	0.6%
Work from home	5.4%
Other means	0.7%
Avg commute (minutes)	21.2

Poverty

All people 7.0%

Under 18 years 7.3%

18 and over 6.9%

Married-couple families 3.2%

Female-led households 16.6%

Income support

Source	% of households
Social Security	36.8%
Retirement income	31.0%
Supplemental Security	4.2%
Cash public assistance	1.9%
Food stamps / SNAP	8.5%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	35.3%
High cholesterol	32.2%
Diabetes	11.6%
Heart disease	8.1%
Stroke	3.4%
Asthma	10.0%
Arthritis	30.2%
Kidney disease	3.1%
Pulmonary disease	8.8%
Cancer	7.8%

Behavior / access	%
Smoking	20.1%
Binge drinking	17.7%
No physical activity	26.4%
Less than 7 hrs sleep	34.0%
Depression	22.9%
Fair or poor health	14.8%
Poor mental health	15.3%
Poor physical health	10.6%
No health insurance	10.8%
Visited doctor (checkup)	78.2%
Visited dentist	66.9%
Cholesterol screening	89.6%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	838	9.7%

Disability	%
Any disability	15.2%
Under 18	5.6%
18–64 years	11.4%
65 and over	36.6%

Health insurance coverage

Type	%
Private insurance	77.3%
Public insurance	35.1%
No insurance	4.9%
Uninsured under 19	4.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,775	95.5%
Spanish	9	0.1%
Other Indo-European	9	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,913	96.7%
Born in same state	10,800	95.7%
Born in different state	8,768	77.7%
Foreign born	113	1.0%
Naturalized citizen	369	3.3%
Not a US citizen	192	52.0%

Ancestry

Ancestry	Count	%
Italian	1,523	13.5%
French	1,098	9.7%
Arab	796	7.1%
English	82	0.7%
Irish	47	0.4%

Ancestry	Count	%
German	25	0.2%
Polish	23	0.2%
Dutch	15	0.1%
Norwegian	13	0.1%

Technology access

Metric	% of households
Computer access	40.6%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45806

What city is ZIP code 45806 in?

ZIP code 45806 is primarily assigned to Lima, Ohio.

What county is ZIP code 45806 in?

ZIP code 45806 falls within Allen County, Ohio.

Does ZIP code 45806 have a large retiree population?

37% of households in ZIP code 45806 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 45806 have a large veteran population?

10% of civilians in ZIP code 45806 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 45806?

The median home value in ZIP code 45806 is $168,800.

What is the population of ZIP code 45806?

ZIP code 45806 has an estimated population of 11,282 residents, with a density of 181 people per square mile.

What timezone is ZIP code 45806 in?

ZIP code 45806 observes the EST timezone.