98346 ZIP Code — Kingston, WA

Kitsap County, Washington

ZIP code 98346 is located in Kingston, Washington, within Kitsap County. It covers approximately 29.11 square miles and serves a population of 9,973 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98346

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $519,600. Owner-occupancy is high at 84%, well above the national average.

Median household income is $106,038. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.

Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 98346 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

9,973

population

29.11

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98346 ZIP code map

Cities in ZIP code 98346

Below are the cities the US Postal Service accepts for ZIP code 98346. Using any city not on this list may result in mail delivery delays.

City	Status
Kingston	Acceptable
Kingston	Preferred

Nearby ZIP codes

98342 Indianola (4.5 mi) 98370 Poulsbo (6.2 mi) 98392 Suquamish (6.2 mi) 98340 Hansville (6.7 mi) 98020 Edmonds (7.2 mi) 98177 Seattle (9 mi) 98026 Edmonds (9.5 mi) 98365 Port Ludlow (9.8 mi) 98133 Seattle (10.1 mi) 98043 Mountlake Terrace (10.4 mi) 98236 Clinton (10.8 mi) 98315 Silverdale (11 mi)

Demographics updated 05/2026

Population
Total population	9,973
Population density	343 / sq mi
State FIPS	53
County FIPS	035

Geography
Land area	29.11 sq mi
Water area	4.41 sq mi
Latitude	47.8192
Longitude	-122.5284
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.0%	29.2%	31.7%
$50k – $100k	32.3%	33.5%	30.6%
$100k – $200k	36.7%	28.5%	27.1%
Over $200k	9.0%	8.7%	10.6%

Demographics & statistics

9,973

Population

343

People per sq mi

50.1

Median age

$106,038

Median household income

$47,544

Per capita income

$519,600

Median home value

$1,438

Median monthly rent

83.6%

Home ownership

7.7%

Poverty rate

4.0%

Unemployment

3,748

Housing units

42.7%

Bachelor's or higher

Age distribution

Male Female

199

Under 5

221

191

5–9

213

217

10–14

241

265

15–19

294

263

20–24

291

432

25–34

480

585

35–44

650

619

45–54

686

288

55–59

319

464

60–64

516

817

65–74

907

283

75–84

314

103

85+

115

← Male

Female →

Age summary

Group	Count	%
Under 18	1,596	16.0%
18 and over	8,377	84.0%
65 and over	2,539	25.5%
Median age	50.1 years

Race & ethnicity

White 77.1%

Two or more races 9.8%

American Indian / Alaska Native 5.2%

Hispanic or Latino 3%

Asian 2.8%

Other race 1.3%

Black or African American 0.6%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	7,928	77.1%
Two or more races	1,013	9.8%
American Indian / Alaska Native	538	5.2%
Hispanic or Latino	313	3%
Asian	287	2.8%
Other race	137	1.3%
Black or African American	59	0.6%
Native Hawaiian / Pacific Islander	11	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.0%	29.2%	31.7%
$50k – $100k	32.3%	33.5%	30.6%
$100k – $200k	36.7%	28.5%	27.1%
Over $200k	9.0%	8.7%	10.6%

Under $10k 3.4%

$10k–$15k 2.1%

$15k–$25k 2.8%

$25k–$35k 4.9%

$35k–$50k 6.6%

$50k–$75k 16.4%

$75k–$100k 12.2%

$100k–$150k 25.1%

$150k–$200k 10.5%

$200k+ 16.1%

Range	% of households
Under $10k	3.4%
$10k–$15k	2.1%
$15k–$25k	2.8%
$25k–$35k	4.9%
$35k–$50k	6.6%
$50k–$75k	16.4%
$75k–$100k	12.2%
$100k–$150k	25.1%
$150k–$200k	10.5%
$200k+	16.1%
Median income	$106,038

Housing

Home values

Under $50k 2.9%

$50k–$100k 1.2%

$100k–$150k 1.3%

$150k–$200k 2.5%

$200k–$300k 9.6%

$300k–$500k 29.7%

$500k–$1M 47.2%

$1M+ 5.6%

Housing overview

Metric	Value
Median home value	$519,600
Median rent / month	$1,438
Owner occupied	83.6%
Renter occupied	16.4%
Vacant	9.8%
Single-family detached	81.3%
Large apartment buildings	2.3%
Mobile homes	8.0%
Median rooms	6.1
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.5%
2010–2019	13.3%
2000–2009	19.7%
1990–1999	19.9%
1980–1989	11.4%
1970–1979	15.9%
1960–1969	10.6%
1950–1959	3.1%
1940–1949	0.9%
1939 or earlier	4.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	6.8%
2 bedrooms	24.2%
3 bedrooms	52.6%
4 bedrooms	13.1%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	21.9%
2 vehicles	34.1%
3 or more	42.3%

Heating fuel

Fuel type	%
Utility gas	2.4%
Electricity	70.7%
Propane / LP gas	16.1%
Fuel oil	0.5%
Wood	9.5%

Households & families

Household type	Count	%
Married-couple family	2,434	61.4%
Cohabiting couple	248	6.3%
Male householder, no spouse	430	10.8%
Female householder, no spouse	855	21.6%
Households with children under 18	948	23.9%
Households with seniors (65+)	1,691	42.6%
Average household size	2.51

Marital status

Status	Male	Female
Never married	21.4%	18.3%
Married	65.3%	56.8%
Separated	2.0%	0.2%
Widowed	2.1%	9.8%
Divorced	9.2%	15.0%

Education

Less than 9th grade 0.7%

Some HS, no diploma 4.2%

HS graduate 19.3%

Some college, no degree 22.1%

Associate's degree 10.9%

Bachelor's degree 30.2%

Graduate / professional 12.5%

Metric	%
HS diploma or higher	95.0%
Bachelor's or higher	42.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	70	3.5%
Kindergarten	90	4.5%
Elementary school	670	33.6%
High school	439	22.0%
College / grad school	727	36.4%

Employment

Industry of employment

Education & healthcare 18.8%

Professional & management 16.4%

Arts, food & hospitality 14.2%

Manufacturing 9.7%

Construction 8.2%

Public administration 8.1%

Retail trade 7.6%

Transportation & utilities 6.6%

Other services 4.3%

Finance & real estate 2.6%

Agriculture & mining 1.4%

Information 1.3%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	40.9%
Service	20.2%
Sales & office	16.9%
Natural resources & construction	12.9%
Production & transportation	9.1%

Employment type

Type	%
Private sector	65.1%
Government	29.5%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.5%
Carpool	7.8%
Public transit	9.1%
Walk	0.9%
Work from home	15.0%
Other means	1.6%
Avg commute (minutes)	34.7

Poverty

All people 7.7%

Under 18 years 8.3%

18 and over 7.6%

Married-couple families 2.5%

Female-led households 8.1%

Income support

Source	% of households
Social Security	42.9%
Retirement income	40.1%
Supplemental Security	3.2%
Cash public assistance	2.0%
Food stamps / SNAP	6.7%

Health indicators

Condition	%
Obesity	30.3%
High blood pressure	30.7%
High cholesterol	33.7%
Diabetes	8.5%
Heart disease	5.4%
Stroke	2.5%
Asthma	10.2%
Arthritis	24.5%
Kidney disease	2.6%
Pulmonary disease	5.4%
Cancer	7.1%

Behavior / access	%
Smoking	13.0%
Binge drinking	17.1%
No physical activity	13.8%
Less than 7 hrs sleep	28.1%
Depression	25.1%
Fair or poor health	10.7%
Poor mental health	13.7%
Poor physical health	9.2%
No health insurance	7.9%
Visited doctor (checkup)	72.7%
Visited dentist	75.6%
Cholesterol screening	90.4%
Teeth loss	8.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,086	13.0%

Disability	%
Any disability	11.8%
Under 18	3.1%
18–64 years	9.9%
65 and over	21.6%

Health insurance coverage

Type	%
Private insurance	75.4%
Public insurance	40.1%
No insurance	4.4%
Uninsured under 19	4.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,553	95.8%
Spanish	176	1.8%
Other Indo-European	51	0.5%
Asian & Pacific Islander	106	1.1%
Other languages	13	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,344	93.7%
Born in same state	9,252	92.8%
Born in different state	4,684	47.0%
Foreign born	92	0.9%
Naturalized citizen	629	6.3%
Not a US citizen	301	47.9%

Ancestry

Ancestry	Count	%
French	1,887	18.9%
Italian	1,846	18.5%
Polish	425	4.3%
Arab	256	2.6%
German	189	1.9%

Ancestry	Count	%
Dutch	187	1.9%
English	186	1.9%
Norwegian	72	0.7%
Irish	2	0%

Technology access

Metric	% of households
Computer access	39.8%
Internet access	97.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98346

What city is ZIP code 98346 in?

ZIP code 98346 is primarily assigned to Kingston, Washington.

What county is ZIP code 98346 in?

ZIP code 98346 falls within Kitsap County, Washington.

Does ZIP code 98346 have an older population?

26% of residents in ZIP code 98346 are 65 or older, above the national average of ~17%.

Is ZIP code 98346 mostly owner-occupied?

84% of occupied units in ZIP code 98346 are owner-occupied, well above the national average.

Does ZIP code 98346 have a large retiree population?

43% of households in ZIP code 98346 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 98346 have a large veteran population?

13% of civilians in ZIP code 98346 are veterans, above the national average of ~7%.

What timezone is ZIP code 98346 in?

ZIP code 98346 observes the PST timezone.