98342 ZIP Code — Indianola, WA

Kitsap County, Washington

ZIP code 98342 is located in Indianola, Washington, within Kitsap County. It covers approximately 2.72 square miles and serves a population of 1,362 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98342

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $585,500. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($90,139) and mean household income suggests income inequality — a small number of higher earners pull the average up. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 24% of workers work from home.

Educational attainment is high — 49% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 98342 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,362

population

2.72

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98342 ZIP code map

Cities in ZIP code 98342

Below are the cities the US Postal Service accepts for ZIP code 98342. Using any city not on this list may result in mail delivery delays.

City	Status
Indianola	Preferred

Nearby ZIP codes

98392 Suquamish (2.3 mi) 98370 Poulsbo (4.3 mi) 98346 Kingston (4.5 mi) 98177 Seattle (7.2 mi) 98110 Bainbridge Island (7.4 mi) 98020 Edmonds (7.9 mi) 98117 Seattle (8.1 mi) 98133 Seattle (8.6 mi) 98199 Seattle (9.1 mi) 98315 Silverdale (9.1 mi) 98107 Seattle (9.1 mi) 98311 Bremerton (10 mi)

Demographics updated 05/2026

Population
Total population	1,362
Population density	501 / sq mi
State FIPS	53
County FIPS	035

Geography
Land area	2.72 sq mi
Water area	0.82 sq mi
Latitude	47.7544
Longitude	-122.5281
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	29.2%	31.7%
$50k – $100k	32.5%	33.5%	30.6%
$100k – $200k	26.5%	28.5%	27.1%
Over $200k	7.3%	8.7%	10.6%

Demographics & statistics

1,362

Population

501

People per sq mi

53.7

Median age

$90,139

Median household income

$54,709

Per capita income

$585,500

Median home value

$1,414

Median monthly rent

83.1%

Home ownership

8.5%

Poverty rate

5.5%

Unemployment

689

Housing units

49.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

124

65–74

132

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	226	16.6%
18 and over	1,136	83.4%
65 and over	408	30.0%
Median age	53.7 years

Race & ethnicity

White 85.4%

American Indian / Alaska Native 5.1%

Two or more races 5.1%

Hispanic or Latino 1.7%

Black or African American 1.2%

Asian 1%

Native Hawaiian / Pacific Islander 0.2%

Other race 0.2%

Group	Count	%
White	1,184	85.4%
American Indian / Alaska Native	71	5.1%
Two or more races	71	5.1%
Hispanic or Latino	24	1.7%
Black or African American	16	1.2%
Asian	14	1%
Native Hawaiian / Pacific Islander	3	0.2%
Other race	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	29.2%	31.7%
$50k – $100k	32.5%	33.5%	30.6%
$100k – $200k	26.5%	28.5%	27.1%
Over $200k	7.3%	8.7%	10.6%

Under $10k 1.5%

$10k–$15k 4.9%

$15k–$25k 4.6%

$25k–$35k 7.5%

$35k–$50k 6.2%

$50k–$75k 16.9%

$75k–$100k 14.4%

$100k–$150k 18.8%

$150k–$200k 11.9%

$200k+ 13.3%

Range	% of households
Under $10k	1.5%
$10k–$15k	4.9%
$15k–$25k	4.6%
$25k–$35k	7.5%
$35k–$50k	6.2%
$50k–$75k	16.9%
$75k–$100k	14.4%
$100k–$150k	18.8%
$150k–$200k	11.9%
$200k+	13.3%
Median income	$90,139

Housing

Home values

Under $50k 0.4%

$50k–$100k 0.8%

$100k–$150k 1.8%

$150k–$200k 1.4%

$200k–$300k 7.7%

$300k–$500k 27.8%

$500k–$1M 46.1%

$1M+ 14.2%

Housing overview

Metric	Value
Median home value	$585,500
Median rent / month	$1,414
Owner occupied	83.1%
Renter occupied	16.9%
Vacant	22.9%
Single-family detached	95.6%
Large apartment buildings	0.4%
Mobile homes	2.5%
Median rooms	5.6
Avg household size (owned)	2.14

Year built

Era	%
2020 or later	0.3%
2010–2019	7.1%
2000–2009	15.0%
1990–1999	27.4%
1980–1989	12.2%
1970–1979	9.8%
1960–1969	2.3%
1950–1959	6.1%
1940–1949	5.8%
1939 or earlier	14.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	11.4%
2 bedrooms	35.2%
3 bedrooms	41.8%
4 bedrooms	9.1%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.6%
1 vehicle	27.8%
2 vehicles	43.0%
3 or more	27.5%

Heating fuel

Fuel type	%
Utility gas	2.1%
Electricity	69.2%
Propane / LP gas	12.1%
Fuel oil	2.6%
Wood	13.6%

Households & families

Household type	Count	%
Married-couple family	325	53.2%
Cohabiting couple	47	7.7%
Male householder, no spouse	77	12.6%
Female householder, no spouse	162	26.5%
Households with children under 18	137	22.4%
Households with seniors (65+)	284	46.5%
Average household size	2.23

Marital status

Status	Male	Female
Never married	26.3%	19.3%
Married	61.1%	53.0%
Separated	1.1%	0.3%
Widowed	2.1%	12.1%
Divorced	9.4%	15.3%

Education

Less than 9th grade 0.7%

Some HS, no diploma 2.5%

HS graduate 15.5%

Some college, no degree 24.0%

Associate's degree 8.1%

Bachelor's degree 32.8%

Graduate / professional 16.4%

Metric	%
HS diploma or higher	96.8%
Bachelor's or higher	49.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	0.9%
Kindergarten	14	6.5%
Elementary school	90	42.1%
High school	64	29.9%
College / grad school	44	20.6%

Employment

Industry of employment

Education & healthcare 20.0%

Professional & management 13.4%

Construction 10.9%

Arts, food & hospitality 8.9%

Finance & real estate 8.4%

Manufacturing 8.3%

Retail trade 7.9%

Public administration 7.1%

Transportation & utilities 5.3%

Other services 4.5%

Wholesale trade 2.3%

Agriculture & mining 2.0%

Information 1.2%

Occupation

Category	%
Management, business & arts	46.9%
Service	11.6%
Sales & office	19.8%
Natural resources & construction	12.4%
Production & transportation	9.4%

Employment type

Type	%
Private sector	70.5%
Government	19.6%
Self-employed	9.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	58.6%
Carpool	5.1%
Public transit	7.8%
Walk	2.7%
Work from home	24.4%
Other means	1.4%
Avg commute (minutes)	37.0

Poverty

All people 8.5%

Under 18 years 11.7%

18 and over 7.9%

Married-couple families 3.7%

Female-led households 15.9%

Income support

Source	% of households
Social Security	42.6%
Retirement income	37.0%
Supplemental Security	3.6%
Cash public assistance	1.8%
Food stamps / SNAP	4.9%

Health indicators

Condition	%
Obesity	31.4%
High blood pressure	34.0%
High cholesterol	35.7%
Diabetes	9.6%
Heart disease	6.3%
Stroke	2.9%
Asthma	10.4%
Arthritis	28.1%
Kidney disease	2.9%
Pulmonary disease	6.5%
Cancer	7.9%

Behavior / access	%
Smoking	13.9%
Binge drinking	15.6%
No physical activity	15.2%
Less than 7 hrs sleep	28.4%
Depression	25.7%
Fair or poor health	12.1%
Poor mental health	13.7%
Poor physical health	10.4%
No health insurance	7.8%
Visited doctor (checkup)	74.2%
Visited dentist	74.4%
Cholesterol screening	91.6%
Teeth loss	9.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	120	10.6%

Disability	%
Any disability	12.4%
Under 18	1.3%
18–64 years	7.4%
65 and over	27.2%

Health insurance coverage

Type	%
Private insurance	74.3%
Public insurance	43.7%
No insurance	5.6%
Uninsured under 19	6.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,306	95.9%
Spanish	12	0.9%
Other Indo-European	9	0.7%
Asian & Pacific Islander	3	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,335	98.0%
Born in same state	1,320	96.9%
Born in different state	752	55.2%
Foreign born	15	1.1%
Naturalized citizen	27	2.0%
Not a US citizen	18	66.7%

Ancestry

Ancestry	Count	%
French	286	21%
Italian	232	17%
Polish	127	9.3%
English	31	2.3%
Irish	22	1.6%

Ancestry	Count	%
Dutch	19	1.4%
Arab	17	1.2%
German	4	0.3%
Norwegian	4	0.3%

Technology access

Metric	% of households
Computer access	44.9%
Internet access	97.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98342

What city is ZIP code 98342 in?

ZIP code 98342 is primarily assigned to Indianola, Washington.

What county is ZIP code 98342 in?

ZIP code 98342 falls within Kitsap County, Washington.

Does ZIP code 98342 have an older population?

30% of residents in ZIP code 98342 are 65 or older, above the national average of ~17%.

Is ZIP code 98342 mostly owner-occupied?

83% of occupied units in ZIP code 98342 are owner-occupied, well above the national average.

Does ZIP code 98342 have a large retiree population?

43% of households in ZIP code 98342 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 98342?

49% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 98342 in?

ZIP code 98342 observes the PST timezone.