98020 ZIP Code — Edmonds, WA

Snohomish County, Washington

ZIP code 98020 is located in Edmonds, Washington, within Snohomish County. It covers approximately 5.18 square miles and serves a population of 19,323 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 425.

About ZIP code 98020

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $861,700. Owner-occupancy sits near the national average at 73%.

The gap between median ($111,803) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 24% of workers work from home.

Educational attainment is high — 59% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 98020 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

19,323

population

5.18

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98020 ZIP code map

Cities in ZIP code 98020

Below are the cities the US Postal Service accepts for ZIP code 98020. Using any city not on this list may result in mail delivery delays.

City	Status
Edmonds	Acceptable
Edmonds	Preferred

Nearby ZIP codes

98026 Edmonds (3.1 mi) 98043 Mountlake Terrace (3.3 mi) 98036 Lynnwood (4.1 mi) 98177 Seattle (4.6 mi) 98037 Lynnwood (4.6 mi) 98133 Seattle (4.8 mi) 98155 Seattle (5.1 mi) 98087 Lynnwood (6.7 mi) 98028 Kenmore (6.9 mi) 98346 Kingston (7.2 mi) 98125 Seattle (7.3 mi) 98021 Bothell (7.9 mi)

Demographics updated 05/2026

Population
Total population	19,323
Population density	3,730 / sq mi
State FIPS	53
County FIPS	061

Geography
Land area	5.18 sq mi
Water area	0.94 sq mi
Latitude	47.8061
Longitude	-122.3755
Timezone	Pacific (PT)
Area code	425

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.1%	24.8%	31.7%
$50k – $100k	34.4%	31.3%	30.6%
$100k – $200k	26.2%	32.6%	27.1%
Over $200k	20.3%	11.2%	10.6%

Demographics & statistics

19,323

Population

3,730

People per sq mi

49.6

Median age

$111,803

Median household income

$83,004

Per capita income

$861,700

Median home value

$1,894

Median monthly rent

73.3%

Home ownership

2.9%

Poverty rate

4.4%

Unemployment

7,129

Housing units

59.0%

Bachelor's or higher

Age distribution

Male Female

417

Under 5

496

427

5–9

508

394

10–14

469

277

15–19

330

326

20–24

389

866

25–34

1,032

1,172

35–44

1,397

1,215

45–54

1,448

471

55–59

561

776

60–64

926

1,211

65–74

1,444

856

75–84

1,020

408

85+

487

← Male

Female →

Age summary

Group	Count	%
Under 18	3,184	16.5%
18 and over	16,139	83.5%
65 and over	5,426	28.1%
Median age	49.6 years

Race & ethnicity

White 85.2%

Asian 5.7%

Two or more races 5.3%

Hispanic or Latino 2.2%

Other race 1.1%

Black or African American 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	16,824	85.2%
Asian	1,125	5.7%
Two or more races	1,041	5.3%
Hispanic or Latino	430	2.2%
Other race	217	1.1%
Black or African American	97	0.5%
American Indian / Alaska Native	19	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.1%	24.8%	31.7%
$50k – $100k	34.4%	31.3%	30.6%
$100k – $200k	26.2%	32.6%	27.1%
Over $200k	20.3%	11.2%	10.6%

Under $10k 1.2%

$10k–$15k 1.7%

$15k–$25k 3.5%

$25k–$35k 3.2%

$35k–$50k 6.3%

$50k–$75k 18.2%

$75k–$100k 10.5%

$100k–$150k 19.6%

$150k–$200k 9.5%

$200k+ 26.3%

Range	% of households
Under $10k	1.2%
$10k–$15k	1.7%
$15k–$25k	3.5%
$25k–$35k	3.2%
$35k–$50k	6.3%
$50k–$75k	18.2%
$75k–$100k	10.5%
$100k–$150k	19.6%
$150k–$200k	9.5%
$200k+	26.3%
Median income	$111,803

Housing

Home values

Under $50k 0.2%

$50k–$100k 0.6%

$100k–$150k 0.2%

$150k–$200k 0.1%

$200k–$300k 0.1%

$300k–$500k 11.9%

$500k–$1M 49.1%

$1M+ 37.9%

Housing overview

Metric	Value
Median home value	$861,700
Median rent / month	$1,894
Owner occupied	73.3%
Renter occupied	26.7%
Vacant	6.2%
Single-family detached	63.0%
Large apartment buildings	18.1%
Mobile homes	0.2%
Median rooms	6.1
Avg household size (owned)	2.22

Year built

Era	%
2020 or later	0.3%
2010–2019	5.7%
2000–2009	10.0%
1990–1999	8.6%
1980–1989	12.6%
1970–1979	14.3%
1960–1969	24.1%
1950–1959	17.7%
1940–1949	2.3%
1939 or earlier	4.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	11.4%
2 bedrooms	28.3%
3 bedrooms	28.3%
4 bedrooms	22.0%
5+ bedrooms	7.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	33.7%
2 vehicles	44.2%
3 or more	19.4%

Heating fuel

Fuel type	%
Utility gas	56.6%
Electricity	40.8%
Propane / LP gas	0.4%
Fuel oil	1.7%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,968	55.6%
Cohabiting couple	481	5.4%
Male householder, no spouse	994	11.1%
Female householder, no spouse	2,486	27.8%
Households with children under 18	1,791	20.1%
Households with seniors (65+)	3,789	42.4%
Average household size	2.15

Marital status

Status	Male	Female
Never married	18.6%	22.2%
Married	70.1%	54.3%
Separated	0.0%	1.9%
Widowed	3.9%	8.3%
Divorced	7.4%	13.2%

Education

Less than 9th grade 0.7%

Some HS, no diploma 1.0%

HS graduate 10.9%

Some college, no degree 19.6%

Associate's degree 8.7%

Bachelor's degree 37.5%

Graduate / professional 21.5%

Metric	%
HS diploma or higher	98.3%
Bachelor's or higher	59.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	293	8.9%
Kindergarten	175	5.3%
Elementary school	1,439	43.8%
High school	650	19.8%
College / grad school	730	22.2%

Employment

Industry of employment

Education & healthcare 19.5%

Professional & management 16.0%

Finance & real estate 12.0%

Construction 11.2%

Manufacturing 10.5%

Retail trade 10.4%

Arts, food & hospitality 7.2%

Other services 3.5%

Public administration 3.5%

Transportation & utilities 3.0%

Wholesale trade 1.4%

Information 1.1%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	59.3%
Service	9.5%
Sales & office	19.6%
Natural resources & construction	5.9%
Production & transportation	5.6%

Employment type

Type	%
Private sector	80.5%
Government	14.0%
Self-employed	5.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	60.4%
Carpool	5.1%
Public transit	6.9%
Walk	2.4%
Work from home	23.5%
Other means	1.7%
Avg commute (minutes)	29.4

Poverty

All people 2.9%

Under 18 years 0.0%

18 and over 3.5%

Married-couple families 0.4%

Female-led households 4.5%

Income support

Source	% of households
Social Security	36.8%
Retirement income	29.8%
Supplemental Security	1.6%
Cash public assistance	1.4%
Food stamps / SNAP	2.7%

Health indicators

Condition	%
Obesity	28.7%
High blood pressure	32.7%
High cholesterol	34.5%
Diabetes	9.0%
Heart disease	6.4%
Stroke	2.9%
Asthma	10.2%
Arthritis	30.6%
Kidney disease	3.0%
Pulmonary disease	5.4%
Cancer	9.5%

Behavior / access	%
Smoking	9.8%
Binge drinking	13.6%
No physical activity	16.6%
Less than 7 hrs sleep	29.5%
Depression	24.1%
Fair or poor health	11.1%
Poor mental health	12.3%
Poor physical health	9.3%
No health insurance	7.4%
Visited doctor (checkup)	74.2%
Visited dentist	74.9%
Cholesterol screening	92.9%
Teeth loss	6.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,034	6.4%

Disability	%
Any disability	12.3%
Under 18	0.7%
18–64 years	7.0%
65 and over	29.9%

Health insurance coverage

Type	%
Private insurance	84.2%
Public insurance	32.4%
No insurance	2.3%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,410	95.3%
Spanish	197	1.1%
Other Indo-European	14	0.1%
Asian & Pacific Islander	34	0.2%
Other languages	129	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,501	90.6%
Born in same state	17,218	89.1%
Born in different state	9,662	50.0%
Foreign born	283	1.5%
Naturalized citizen	1,822	9.4%
Not a US citizen	1,157	63.5%

Ancestry

Ancestry	Count	%
French	2,805	14.5%
Italian	2,140	11.1%
Polish	1,372	7.1%
Arab	683	3.5%
English	466	2.4%

Ancestry	Count	%
Dutch	92	0.5%
Irish	88	0.5%
German	48	0.2%
Norwegian	42	0.2%

Technology access

Metric	% of households
Computer access	46.2%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98020

What city is ZIP code 98020 in?

ZIP code 98020 is primarily assigned to Edmonds, Washington.

What county is ZIP code 98020 in?

ZIP code 98020 falls within Snohomish County, Washington.

Does ZIP code 98020 have an older population?

28% of residents in ZIP code 98020 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 98020?

59% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 98020 have a large retiree population?

37% of households in ZIP code 98020 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 98020?

The median home value in ZIP code 98020 is $861,700.

What timezone is ZIP code 98020 in?

ZIP code 98020 observes the PST timezone.