12844 ZIP Code — Kattskill Bay, NY

Warren County, New York

ZIP code 12844 is located in Kattskill Bay, New York, within Warren County. It covers approximately 3.02 square miles and serves a population of 293 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12844

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character.

Median household income is $173,077. The poverty rate of 3% is below the national average. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 16 minutes is near the national average.

Educational attainment is high — 67% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 12844 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

293

population

3.02

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12844 ZIP code map

Cities in ZIP code 12844

Below are the cities the US Postal Service accepts for ZIP code 12844. Using any city not on this list may result in mail delivery delays.

City	Status
Kattskill Bay	Acceptable
Kattskill Bay	Preferred

Nearby ZIP codes

12824 Diamond Point (4.8 mi) 12845 Lake George (6.1 mi) 12827 Fort Ann (6.9 mi) 12814 Bolton Landing (8.1 mi) 12804 Queensbury (8.9 mi) 12819 Clemons (9.9 mi) 12839 Hudson Falls (10.7 mi) 12821 Comstock (11 mi) 12885 Warrensburg (11.3 mi) 12801 Glens Falls (12.6 mi) 12887 Whitehall (13.3 mi) 12810 Athol (13.4 mi)

Demographics updated 05/2026

Population
Total population	293
Population density	97 / sq mi
State FIPS	36
County FIPS	113

Geography
Land area	3.02 sq mi
Water area	4.63 sq mi
Latitude	43.4898
Longitude	-73.6212
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	9.6%	38.2%	37.0%
$50k – $100k	7.0%	30.7%	27.0%
$100k – $200k	64.0%	25.1%	24.4%
Over $200k	19.3%	6.0%	11.5%

Demographics & statistics

293

Population

People per sq mi

60.5

Median age

$173,077

Median household income

$78,521

Per capita income

Median home value

Median monthly rent

100.0%

Home ownership

2.9%

Poverty rate

0.0%

Unemployment

459

Housing units

66.7%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	32	10.9%
18 and over	261	89.1%
65 and over	141	48.1%
Median age	60.5 years

Race & ethnicity

White 93.3%

Black or African American 2%

Hispanic or Latino 2%

Two or more races 1.7%

Other race 1%

Group	Count	%
White	279	93.3%
Black or African American	6	2%
Hispanic or Latino	6	2%
Two or more races	5	1.7%
Other race	3	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	9.6%	38.2%	37.0%
$50k – $100k	7.0%	30.7%	27.0%
$100k – $200k	64.0%	25.1%	24.4%
Over $200k	19.3%	6.0%	11.5%

$35k–$50k 7.0%

$50k–$75k 4.4%

$100k–$150k 36.0%

$150k–$200k 18.4%

$200k+ 34.2%

Range	% of households
$35k–$50k	7.0%
$50k–$75k	4.4%
$100k–$150k	36.0%
$150k–$200k	18.4%
$200k+	34.2%
Median income	$173,077

Housing

Home values

$300k–$500k 15.8%

$500k–$1M 35.1%

$1M+ 49.1%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	75.2%
Single-family detached	90.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.4
Avg household size (owned)	2.27

Year built

Era	%
2020 or later	0.0%
2010–2019	9.8%
2000–2009	8.3%
1990–1999	7.0%
1980–1989	0.0%
1970–1979	6.8%
1960–1969	7.8%
1950–1959	5.2%
1940–1949	20.9%
1939 or earlier	34.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.3%
2 bedrooms	32.5%
3 bedrooms	50.5%
4 bedrooms	4.6%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	7.0%
2 vehicles	93.0%
3 or more	0.0%

Heating fuel

Fuel type	%
Electricity	20.2%
Propane / LP gas	42.1%
Fuel oil	37.7%

Households & families

Household type	Count	%
Married-couple family	106	93.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	8	7.0%
Households with children under 18	10	8.8%
Households with seniors (65+)	83	72.8%
Average household size	2.27

Marital status

Status	Male	Female
Never married	19.4%	9.7%
Married	80.6%	83.9%
Separated	0.0%	0.0%
Widowed	0.0%	6.5%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 20.4%

Some college, no degree 3.8%

Associate's degree 9.2%

Bachelor's degree 29.6%

Graduate / professional 37.1%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	66.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	22	48.9%
High school	8	17.8%
College / grad school	15	33.3%

Employment

Industry of employment

Retail trade 34.5%

Finance & real estate 27.3%

Education & healthcare 14.5%

Information 7.3%

Manufacturing 6.4%

Agriculture & mining 5.5%

Arts, food & hospitality 4.5%

Occupation

Category	%
Management, business & arts	36.4%
Service	4.5%
Sales & office	52.7%
Natural resources & construction	5.5%
Production & transportation	0.9%

Employment type

Type	%
Private sector	53.6%
Government	18.2%
Self-employed	28.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.3%
Carpool	7.4%
Public transit	0.0%
Walk	4.6%
Work from home	4.6%
Other means	0.0%
Avg commute (minutes)	16.3

Poverty

All people 2.9%

Under 18 years 6.3%

18 and over 2.4%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	54.4%
Retirement income	42.1%
Supplemental Security	11.4%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	33.6%
High blood pressure	37.2%
High cholesterol	37.9%
Diabetes	11.6%
Heart disease	8.2%
Stroke	3.8%
Asthma	10.6%
Arthritis	32.4%
Kidney disease	3.5%
Pulmonary disease	9.9%
Cancer	8.7%

Behavior / access	%
Smoking	20.4%
Binge drinking	15.1%
No physical activity	27.1%
Less than 7 hrs sleep	32.7%
Depression	21.0%
Fair or poor health	15.5%
Poor mental health	13.8%
Poor physical health	12.2%
No health insurance	11.9%
Visited doctor (checkup)	78.9%
Visited dentist	63.9%
Cholesterol screening	93.1%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	22	8.4%

Disability	%
Any disability	9.9%
Under 18	6.3%
18–64 years	10.0%
65 and over	10.6%

Health insurance coverage

Type	%
Private insurance	93.9%
Public insurance	49.8%
No insurance	5.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	293	100.0%
Spanish	2	0.7%
Other Indo-European	1	0.3%
Asian & Pacific Islander	1	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	285	97.3%
Born in same state	282	96.2%
Born in different state	207	70.6%
Foreign born	3	1.0%
Naturalized citizen	8	2.7%
Not a US citizen	4	50.0%

Ancestry

Ancestry	Count	%
Italian	121	41.3%
French	60	20.5%
English	36	12.3%

Ancestry	Count	%
German	23	7.8%
Norwegian	8	2.7%
Irish	1	0.3%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12844

What city is ZIP code 12844 in?

ZIP code 12844 is primarily assigned to Kattskill Bay, New York.

What county is ZIP code 12844 in?

ZIP code 12844 falls within Warren County, New York.

Does ZIP code 12844 have an older population?

48% of residents in ZIP code 12844 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 12844?

67% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 12844 have a large retiree population?

54% of households in ZIP code 12844 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 12844?

The median household income in ZIP code 12844 is $173,077, above the national median of ~$75,000.

What timezone is ZIP code 12844 in?

ZIP code 12844 observes the EST timezone.