12845 ZIP Code — Lake George, NY

Warren County, New York

ZIP code 12845 is located in Lake George, New York, within Warren County. It covers approximately 45.03 square miles and serves a population of 4,573 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12845

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $345,300. Owner-occupancy is high at 77%, well above the national average.

Median household income is $90,625. The poverty rate of 5% is below the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12845 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,573

population

45.03

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12845 ZIP code map

Cities in ZIP code 12845

Below are the cities the US Postal Service accepts for ZIP code 12845. Using any city not on this list may result in mail delivery delays.

City	Status
Lake George	Acceptable
Lake George	Preferred

Nearby ZIP codes

12804 Queensbury (4.6 mi) 12844 Kattskill Bay (6.1 mi) 12824 Diamond Point (8.2 mi) 12801 Glens Falls (8.9 mi) 12846 Lake Luzerne (9.3 mi) 12810 Athol (9.8 mi) 12839 Hudson Falls (9.8 mi) 12885 Warrensburg (9.9 mi) 12803 South Glens Falls (10.6 mi) 12827 Fort Ann (10.6 mi) 12814 Bolton Landing (12.9 mi) 12828 Fort Edward (14.1 mi)

Demographics updated 05/2026

Population
Total population	4,573
Population density	102 / sq mi
State FIPS	36
County FIPS	113

Geography
Land area	45.03 sq mi
Water area	7.59 sq mi
Latitude	43.4273
Longitude	-73.7073
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	38.2%	37.0%
$50k – $100k	29.2%	30.7%	27.0%
$100k – $200k	28.3%	25.1%	24.4%
Over $200k	6.4%	6.0%	11.5%

Demographics & statistics

4,573

Population

102

People per sq mi

50.8

Median age

$90,625

Median household income

$43,917

Per capita income

$345,300

Median home value

$1,067

Median monthly rent

77.4%

Home ownership

5.2%

Poverty rate

1.8%

Unemployment

3,038

Housing units

35.6%

Bachelor's or higher

Age distribution

Male Female

104

Under 5

106

5–9

131

10–14

133

105

15–19

108

126

20–24

129

215

25–34

219

253

35–44

258

263

45–54

269

105

55–59

108

217

60–64

222

478

65–74

487

140

75–84

142

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	689	15.1%
18 and over	3,884	84.9%
65 and over	1,367	29.9%
Median age	50.8 years

Race & ethnicity

White 92.2%

Two or more races 3.2%

Hispanic or Latino 2.3%

Black or African American 1.2%

Asian 0.6%

Other race 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	4,313	92.2%
Two or more races	151	3.2%
Hispanic or Latino	106	2.3%
Black or African American	55	1.2%
Asian	27	0.6%
Other race	21	0.4%
American Indian / Alaska Native	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	38.2%	37.0%
$50k – $100k	29.2%	30.7%	27.0%
$100k – $200k	28.3%	25.1%	24.4%
Over $200k	6.4%	6.0%	11.5%

Under $10k 3.1%

$10k–$15k 1.2%

$15k–$25k 9.7%

$25k–$35k 7.2%

$35k–$50k 6.6%

$50k–$75k 13.1%

$75k–$100k 14.1%

$100k–$150k 25.7%

$150k–$200k 10.1%

$200k+ 9.2%

Range	% of households
Under $10k	3.1%
$10k–$15k	1.2%
$15k–$25k	9.7%
$25k–$35k	7.2%
$35k–$50k	6.6%
$50k–$75k	13.1%
$75k–$100k	14.1%
$100k–$150k	25.7%
$150k–$200k	10.1%
$200k+	9.2%
Median income	$90,625

Housing

Home values

Under $50k 0.6%

$50k–$100k 2.3%

$100k–$150k 2.7%

$150k–$200k 12.2%

$200k–$300k 23.8%

$300k–$500k 27.0%

$500k–$1M 19.8%

$1M+ 11.5%

Housing overview

Metric	Value
Median home value	$345,300
Median rent / month	$1,067
Owner occupied	77.4%
Renter occupied	22.6%
Vacant	42.8%
Single-family detached	78.4%
Large apartment buildings	0.9%
Mobile homes	2.0%
Median rooms	5.8
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.0%
2010–2019	8.2%
2000–2009	9.1%
1990–1999	11.3%
1980–1989	11.6%
1970–1979	14.3%
1960–1969	14.6%
1950–1959	11.4%
1940–1949	5.7%
1939 or earlier	13.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.6%
2 bedrooms	38.9%
3 bedrooms	33.1%
4 bedrooms	15.8%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.7%
1 vehicle	32.9%
2 vehicles	43.1%
3 or more	19.3%

Heating fuel

Fuel type	%
Utility gas	24.8%
Electricity	14.3%
Propane / LP gas	27.1%
Fuel oil	30.8%
Wood	1.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,058	53.1%
Cohabiting couple	196	9.8%
Male householder, no spouse	332	16.6%
Female householder, no spouse	408	20.5%
Households with children under 18	399	20.0%
Households with seniors (65+)	965	48.4%
Average household size	2.21

Marital status

Status	Male	Female
Never married	27.9%	23.6%
Married	54.6%	54.9%
Separated	0.8%	0.6%
Widowed	4.4%	10.1%
Divorced	12.3%	10.7%

Education

Less than 9th grade 1.2%

Some HS, no diploma 4.9%

HS graduate 25.2%

Some college, no degree 18.8%

Associate's degree 14.2%

Bachelor's degree 20.2%

Graduate / professional 15.5%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	35.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	23	3.1%
Kindergarten	14	1.9%
Elementary school	326	44.1%
High school	180	24.4%
College / grad school	196	26.5%

Employment

Industry of employment

Education & healthcare 25.0%

Arts, food & hospitality 21.9%

Retail trade 9.7%

Professional & management 9.3%

Construction 7.8%

Manufacturing 7.6%

Other services 6.1%

Finance & real estate 4.4%

Public administration 4.4%

Wholesale trade 2.6%

Transportation & utilities 0.9%

Information 0.4%

Occupation

Category	%
Management, business & arts	43.8%
Service	21.9%
Sales & office	15.7%
Natural resources & construction	5.9%
Production & transportation	12.7%

Employment type

Type	%
Private sector	78.8%
Government	14.1%
Self-employed	7.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.7%
Carpool	6.3%
Public transit	0.7%
Walk	6.5%
Work from home	7.4%
Other means	0.4%
Avg commute (minutes)	22.9

Poverty

All people 5.2%

Under 18 years 0.9%

18 and over 6.0%

Married-couple families 2.0%

Female-led households 10.3%

Income support

Source	% of households
Social Security	47.0%
Retirement income	33.5%
Supplemental Security	4.5%
Cash public assistance	0.7%
Food stamps / SNAP	4.8%

Health indicators

Condition	%
Obesity	28.4%
High blood pressure	32.8%
High cholesterol	32.3%
Diabetes	8.7%
Heart disease	6.3%
Stroke	2.8%
Asthma	9.7%
Arthritis	24.6%
Kidney disease	2.8%
Pulmonary disease	6.5%
Cancer	7.6%

Behavior / access	%
Smoking	14.3%
Binge drinking	17.3%
No physical activity	20.5%
Less than 7 hrs sleep	30.2%
Depression	20.6%
Fair or poor health	10.4%
Poor mental health	12.7%
Poor physical health	9.0%
No health insurance	8.6%
Visited doctor (checkup)	78.5%
Visited dentist	69.1%
Cholesterol screening	92.6%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	215	5.5%

Disability	%
Any disability	13.1%
Under 18	0.6%
18–64 years	12.2%
65 and over	21.0%

Health insurance coverage

Type	%
Private insurance	76.4%
Public insurance	42.8%
No insurance	4.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,363	95.4%
Spanish	31	0.7%
Other Indo-European	6	0.1%
Asian & Pacific Islander	24	0.6%
Other languages	1	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,446	97.2%
Born in same state	4,422	96.7%
Born in different state	3,446	75.4%
Foreign born	24	0.5%
Naturalized citizen	127	2.8%
Not a US citizen	82	64.6%

Ancestry

Ancestry	Count	%
Italian	923	20.2%
French	667	14.6%
Arab	449	9.8%
English	161	3.5%
Polish	83	1.8%

Ancestry	Count	%
German	62	1.4%
Dutch	21	0.5%
Irish	6	0.1%
Norwegian	5	0.1%

Technology access

Metric	% of households
Computer access	43.6%
Internet access	89.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12845

What city is ZIP code 12845 in?

ZIP code 12845 is primarily assigned to Lake George, New York.

What county is ZIP code 12845 in?

ZIP code 12845 falls within Warren County, New York.

Does ZIP code 12845 have an older population?

30% of residents in ZIP code 12845 are 65 or older, above the national average of ~17%.

Does ZIP code 12845 have a large retiree population?

47% of households in ZIP code 12845 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12845?

The median home value in ZIP code 12845 is $345,300.

What is the population of ZIP code 12845?

ZIP code 12845 has an estimated population of 4,573 residents, with a density of 102 people per square mile.

What timezone is ZIP code 12845 in?

ZIP code 12845 observes the EST timezone.