12824 ZIP Code — Diamond Point, NY

Warren County, New York

ZIP code 12824 is located in Diamond Point, New York, within Warren County. It covers approximately 21.48 square miles and serves a population of 1,088 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12824

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $343,300. Owner-occupancy is high at 92%, well above the national average.

The gap between median ($103,929) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 2% is below the national average. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12824 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,088

population

21.48

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12824 ZIP code map

Cities in ZIP code 12824

Below are the cities the US Postal Service accepts for ZIP code 12824. Using any city not on this list may result in mail delivery delays.

City	Status
Diamond Point	Acceptable
Diamond Point	Preferred

Nearby ZIP codes

12844 Kattskill Bay (4.8 mi) 12814 Bolton Landing (4.9 mi) 12885 Warrensburg (7.9 mi) 12845 Lake George (8.2 mi) 12817 Chestertown (9.6 mi) 12819 Clemons (10 mi) 12810 Athol (11.2 mi) 12827 Fort Ann (11.5 mi) 12874 Silver Bay (12.1 mi) 12815 Brant Lake (12.1 mi) 12804 Queensbury (12.3 mi) 12836 Hague (14.1 mi)

Demographics updated 05/2026

Population
Total population	1,088
Population density	51 / sq mi
State FIPS	36
County FIPS	113

Geography
Land area	21.48 sq mi
Water area	0.51 sq mi
Latitude	43.5439
Longitude	-73.6812
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.3%	38.2%	37.0%
$50k – $100k	41.5%	30.7%	27.0%
$100k – $200k	24.9%	25.1%	24.4%
Over $200k	11.4%	6.0%	11.5%

Demographics & statistics

1,088

Population

People per sq mi

57.1

Median age

$103,929

Median household income

$65,932

Per capita income

$343,300

Median home value

Median monthly rent

92.3%

Home ownership

2.2%

Poverty rate

4.4%

Unemployment

977

Housing units

42.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

128

65–74

118

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	171	15.7%
18 and over	917	84.3%
65 and over	394	36.2%
Median age	57.1 years

Race & ethnicity

White 94.2%

Hispanic or Latino 2.2%

Two or more races 2.2%

Black or African American 1.3%

Group	Count	%
White	1,049	94.2%
Hispanic or Latino	25	2.2%
Two or more races	25	2.2%
Black or African American	14	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.3%	38.2%	37.0%
$50k – $100k	41.5%	30.7%	27.0%
$100k – $200k	24.9%	25.1%	24.4%
Over $200k	11.4%	6.0%	11.5%

$15k–$25k 4.8%

$25k–$35k 11.2%

$35k–$50k 6.4%

$50k–$75k 12.0%

$75k–$100k 7.1%

$100k–$150k 22.6%

$150k–$200k 17.4%

$200k+ 18.5%

Range	% of households
$15k–$25k	4.8%
$25k–$35k	11.2%
$35k–$50k	6.4%
$50k–$75k	12.0%
$75k–$100k	7.1%
$100k–$150k	22.6%
$150k–$200k	17.4%
$200k+	18.5%
Median income	$103,929

Housing

Home values

Under $50k 1.1%

$50k–$100k 3.1%

$100k–$150k 3.1%

$150k–$200k 5.8%

$200k–$300k 28.1%

$300k–$500k 22.5%

$500k–$1M 12.6%

$1M+ 23.6%

Housing overview

Metric	Value
Median home value	$343,300
Median rent / month	$0
Owner occupied	92.3%
Renter occupied	7.7%
Vacant	52.5%
Single-family detached	98.3%
Large apartment buildings	0.0%
Mobile homes	1.7%
Median rooms	6.3
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.0%
2010–2019	10.2%
2000–2009	13.9%
1990–1999	8.7%
1980–1989	21.5%
1970–1979	7.2%
1960–1969	7.5%
1950–1959	8.4%
1940–1949	3.1%
1939 or earlier	19.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.0%
2 bedrooms	25.8%
3 bedrooms	36.4%
4 bedrooms	16.2%
5+ bedrooms	14.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	8.5%
2 vehicles	72.0%
3 or more	15.1%

Heating fuel

Fuel type	%
Utility gas	3.9%
Electricity	10.2%
Propane / LP gas	47.3%
Fuel oil	30.1%
Wood	8.5%

Households & families

Household type	Count	%
Married-couple family	223	46.3%
Cohabiting couple	39	8.1%
Male householder, no spouse	106	22.0%
Female householder, no spouse	114	23.7%
Households with children under 18	111	23.0%
Households with seniors (65+)	281	58.3%
Average household size	2.26

Marital status

Status	Male	Female
Never married	29.8%	14.9%
Married	52.8%	49.0%
Separated	1.0%	12.8%
Widowed	5.0%	7.4%
Divorced	11.3%	15.9%

Education

Less than 9th grade 0.0%

Some HS, no diploma 6.4%

HS graduate 20.9%

Some college, no degree 21.6%

Associate's degree 9.1%

Bachelor's degree 20.7%

Graduate / professional 21.3%

Metric	%
HS diploma or higher	93.6%
Bachelor's or higher	42.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	4.7%
Kindergarten	0	0.0%
Elementary school	42	28.2%
High school	77	51.7%
College / grad school	23	15.4%

Employment

Industry of employment

Arts, food & hospitality 23.4%

Education & healthcare 22.7%

Professional & management 16.3%

Retail trade 10.6%

Manufacturing 7.1%

Construction 5.9%

Finance & real estate 5.3%

Other services 4.6%

Public administration 3.1%

Transportation & utilities 0.9%

Occupation

Category	%
Management, business & arts	46.2%
Service	14.8%
Sales & office	26.4%
Natural resources & construction	9.5%
Production & transportation	3.1%

Employment type

Type	%
Private sector	82.6%
Government	9.9%
Self-employed	7.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.5%
Carpool	10.7%
Public transit	0.0%
Walk	3.0%
Work from home	10.8%
Other means	0.0%
Avg commute (minutes)	32.9

Poverty

All people 2.2%

Under 18 years 6.4%

18 and over 1.4%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	53.9%
Retirement income	33.8%
Supplemental Security	6.8%
Cash public assistance	0.0%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	28.5%
High blood pressure	35.6%
High cholesterol	35.5%
Diabetes	9.6%
Heart disease	7.2%
Stroke	3.1%
Asthma	9.7%
Arthritis	27.2%
Kidney disease	3.1%
Pulmonary disease	7.2%
Cancer	8.7%

Behavior / access	%
Smoking	14.0%
Binge drinking	16.1%
No physical activity	21.2%
Less than 7 hrs sleep	29.6%
Depression	20.2%
Fair or poor health	11.0%
Poor mental health	12.2%
Poor physical health	9.4%
No health insurance	8.2%
Visited doctor (checkup)	79.9%
Visited dentist	69.7%
Cholesterol screening	93.8%
Teeth loss	10.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	35	3.8%

Disability	%
Any disability	14.4%
Under 18	0.0%
18–64 years	6.7%
65 and over	31.0%

Health insurance coverage

Type	%
Private insurance	77.2%
Public insurance	45.0%
No insurance	0.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,026	94.3%
Spanish	29	2.8%
Other Indo-European	15	1.5%
Asian & Pacific Islander	14	1.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,025	94.2%
Born in same state	1,025	94.2%
Born in different state	837	76.9%
Foreign born	0	0.0%
Naturalized citizen	63	5.8%
Not a US citizen	63	100.0%

Ancestry

Ancestry	Count	%
Italian	330	30.3%
French	206	18.9%
German	50	4.6%

Ancestry	Count	%
Polish	21	1.9%
English	13	1.2%
Arab	7	0.6%

Technology access

Metric	% of households
Computer access	44.3%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12824

What city is ZIP code 12824 in?

ZIP code 12824 is primarily assigned to Diamond Point, New York.

What county is ZIP code 12824 in?

ZIP code 12824 falls within Warren County, New York.

Does ZIP code 12824 have an older population?

36% of residents in ZIP code 12824 are 65 or older, above the national average of ~17%.

Does ZIP code 12824 have a large retiree population?

54% of households in ZIP code 12824 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12824 mostly owner-occupied?

92% of occupied units in ZIP code 12824 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 12824?

The median home value in ZIP code 12824 is $343,300.

What timezone is ZIP code 12824 in?

ZIP code 12824 observes the EST timezone.