Silver Bay ZIP Codes — Warren County, NY

There is one unique ZIP code in Silver Bay, New York and it is 12874. Area code: 518.

ZIP codes

21.26

sq mi land

0.31

sq mi water

518

area code

Silver Bay, NY ZIP code map

About Silver Bay, NY

Silver Bay is a charming community located in the state of New York, nestled in the picturesque Adirondack region. As part of Warren County, it boasts stunning natural landscapes that attract visitors year-round. On the shores of Lake George, Silver Bay is renowned for its scenic beauty and outdoor recreational opportunities.

Location & geography

Silver Bay covers a total area of 21.26 square miles, of which 0.31 square miles is water, primarily attributed to its location on Lake George. The town is situated approximately 12 miles northeast of Ticonderoga and around 31 miles from Glens Falls. The terrain features a mix of wooded areas, hills, and stunning waterfront views.

Community & economy

The character of Silver Bay reflects a small, close-knit community that thrives on its connection to nature and outdoor activities. Historically, logging and tourism have been significant industries, with many residents engaged in services related to hospitality and recreation. Daily life in Silver Bay revolves around outdoor pursuits such as hiking, boating, and enjoying the natural surroundings.

Transportation

Silver Bay is accessible via several local roads, with State Route 9N running through the area, linking it to neighboring towns and attractions. The nearest major airport is Albany International Airport, located approximately 70 miles to the south, providing broader access for residents and visitors. Public transit options are limited, so personal vehicles are the primary mode of transportation.

History

Silver Bay was originally established in the late 1800s, primarily as a center for logging and later as a resort destination. It has developed into a popular spot for summer tourism, with various camps and retreats that cater to families and groups. Notable events in its history include the establishment of the Silver Bay YMCA and the growth of recreational opportunities along Lake George.

Did you know?

A surprising fact about Silver Bay is that it is home to the Silver Bay YMCA, which offers a unique camp experience and draws visitors from various parts of the country. The area is also recognized for its conservation efforts, maintaining the natural beauty of the Adirondack region.

ZIP codes for Silver Bay, NY (1)

ZIP code	City	County	Map
12874	Silver Bay	Warren	View map

Demographics & statistics

155

Population

62.8

Median age

Median household income

$53,092

Per capita income

$400,000

Median home value

Median monthly rent

75.9%

Home ownership

13.5%

Poverty rate

0.0%

Unemployment

332

Housing units

84.3%

Bachelor's or higher

Age distribution

Male Female

10–14

15–19

20–24

25–34

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	10	6.5%
18 and over	145	93.5%
65 and over	57	36.8%
Median age	62.8 years

Race & ethnicity

White 96.8%

Two or more races 3.2%

Group	Count	%
White	150	96.8%
Two or more races	5	3.2%

Household income

Under $10k 3.4%

$15k–$25k 3.4%

$25k–$35k 10.3%

$35k–$50k 21.8%

$50k–$75k 14.9%

$100k–$150k 10.3%

$150k–$200k 31.0%

$200k+ 4.6%

Range	% of households
Under $10k	3.4%
$15k–$25k	3.4%
$25k–$35k	10.3%
$35k–$50k	21.8%
$50k–$75k	14.9%
$100k–$150k	10.3%
$150k–$200k	31.0%
$200k+	4.6%
Median income	$0

Housing

Home values

$100k–$150k 30.3%

$150k–$200k 7.6%

$300k–$500k 24.2%

$500k–$1M 15.2%

$1M+ 22.7%

Housing overview

Metric	Value
Median home value	$400,000
Median rent / month	$0
Owner occupied	75.9%
Renter occupied	24.1%
Vacant	75.4%
Single-family detached	92.4%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.8
Avg household size (owned)	1.79

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	7.6%
1990–1999	5.9%
1980–1989	13.6%
1970–1979	9.3%
1960–1969	7.9%
1950–1959	9.6%
1940–1949	19.5%
1939 or earlier	24.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.1%
2 bedrooms	32.9%
3 bedrooms	31.2%
4 bedrooms	23.8%
5+ bedrooms	11.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	13.8%
2 vehicles	81.6%
3 or more	4.6%

Heating fuel

Fuel type	%
Electricity	6.9%
Propane / LP gas	80.5%
Fuel oil	10.3%
Wood	2.3%

Households & families

Household type	Count	%
Married-couple family	51	58.6%
Cohabiting couple	16	18.4%
Male householder, no spouse	9	10.3%
Female householder, no spouse	11	12.6%
Households with children under 18	5	5.7%
Households with seniors (65+)	40	46.0%
Average household size	1.78

Marital status

Status	Male	Female
Never married	22.5%	26.3%
Married	69.0%	59.2%
Separated	0.0%	0.0%
Widowed	4.2%	7.9%
Divorced	4.2%	6.6%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 1.7%

Some college, no degree 13.9%

Associate's degree 0.0%

Bachelor's degree 37.4%

Graduate / professional 47.0%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	84.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	5	19.2%
High school	5	19.2%
College / grad school	16	61.5%

Employment

Industry of employment

Arts, food & hospitality 50.9%

Retail trade 22.6%

Education & healthcare 9.4%

Finance & real estate 7.5%

Professional & management 5.7%

Public administration 3.8%

Occupation

Category	%
Management, business & arts	62.3%
Service	37.7%
Sales & office	0.0%
Natural resources & construction	0.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	58.5%
Government	3.8%
Self-employed	37.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	20.8%
Carpool	13.2%
Public transit	0.0%
Walk	56.6%
Other means	0.0%
Avg commute (minutes)	11.1

Poverty

All people 13.5%

Under 18 years 0.0%

18 and over 14.5%

Married-couple families 5.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	40.2%
Retirement income	54.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
High blood pressure	46.8%
High cholesterol	42.8%
Heart disease	11.6%
Stroke	4.8%
Asthma	9.5%
Arthritis	37.1%
Kidney disease	4.6%
Pulmonary disease	10.7%
Cancer	12.2%

Behavior / access	%
Binge drinking	11.2%
No physical activity	25.9%
Less than 7 hrs sleep	27.9%
Fair or poor health	15.0%
Poor mental health	10.7%
Poor physical health	12.1%
No health insurance	8.0%
Visited doctor (checkup)	84.5%
Visited dentist	67.2%
Cholesterol screening	95.9%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	2	1.4%

Disability	%
Any disability	2.6%
Under 18	0.0%
18–64 years	2.3%
65 and over	3.5%

Health insurance coverage

Type	%
Private insurance	91.0%
Public insurance	38.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	155	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	153	98.7%
Born in same state	153	98.7%
Born in different state	115	74.2%
Foreign born	0	0.0%
Naturalized citizen	2	1.3%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
French	42	27.1%
Italian	15	9.7%
Arab	8	5.2%
Polish	5	3.2%

Ancestry	Count	%
German	2	1.3%
Norwegian	2	1.3%
Dutch	2	1.3%

Technology access

Metric	% of households
Computer access	56.1%
Internet access	96.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Silver Bay, NY have?

Silver Bay, NY has one ZIP code: 12874. Each ZIP code serves a distinct delivery area within the city and surrounding region.