12821 ZIP Code — Comstock, NY

Washington County, New York

ZIP code 12821 is located in Comstock, New York, within Washington County. It covers approximately 5.58 square miles and serves a population of 2,378 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12821

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $209,500. Owner-occupancy sits near the national average at 59%.

Median household income is $29,732. Poverty affects 24% of residents, above the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 12821 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

2,378

population

5.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12821 ZIP code map

Cities in ZIP code 12821

Below are the cities the US Postal Service accepts for ZIP code 12821. Using any city not on this list may result in mail delivery delays.

City	Status
Comstock	Preferred

Nearby ZIP codes

12854 North Granville (4.6 mi) 12827 Fort Ann (4.6 mi) 12849 Middle Granville (5.4 mi) 12837 Hampton (7.5 mi) 12832 Granville (7.6 mi) 12838 Hartford (8 mi) 12887 Whitehall (8.5 mi) 12839 Hudson Falls (10.4 mi) 12844 Kattskill Bay (11 mi) 12819 Clemons (11.3 mi) 05774 Wells (11.3 mi) 05775 West Pawlet (11.4 mi)

Demographics updated 05/2026

Population
Total population	2,378
Population density	426 / sq mi
State FIPS	36
County FIPS	115

Geography
Land area	5.58 sq mi
Water area	0.11 sq mi
Latitude	43.4526
Longitude	-73.4072
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.1%	40.6%	37.0%
$50k – $100k	59.8%	35.4%	27.0%
$100k – $200k	8.0%	21.1%	24.4%
Over $200k	0.0%	2.9%	11.5%

Demographics & statistics

2,378

Population

426

People per sq mi

42.1

Median age

$29,732

Median household income

$3,067

Per capita income

$209,500

Median home value

Median monthly rent

59.0%

Home ownership

23.9%

Poverty rate

4.8%

Unemployment

Housing units

3.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

207

20–24

525

25–34

465

35–44

391

45–54

230

55–59

135

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	46	1.9%
18 and over	2,332	98.1%
65 and over	147	6.2%
Median age	42.1 years

Race & ethnicity

Black or African American 45%

White 36.9%

Hispanic or Latino 6.6%

Two or more races 5.8%

Other race 4.2%

Asian 1.4%

American Indian / Alaska Native 0.2%

Group	Count	%
Black or African American	1,146	45%
White	939	36.9%
Hispanic or Latino	168	6.6%
Two or more races	147	5.8%
Other race	106	4.2%
Asian	35	1.4%
American Indian / Alaska Native	5	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.1%	40.6%	37.0%
$50k – $100k	59.8%	35.4%	27.0%
$100k – $200k	8.0%	21.1%	24.4%
Over $200k	0.0%	2.9%	11.5%

$10k–$15k 9.0%

$25k–$35k 63.1%

$35k–$50k 8.2%

$50k–$75k 5.7%

$75k–$100k 7.4%

$100k–$150k 6.6%

Range	% of households
$10k–$15k	9.0%
$25k–$35k	63.1%
$35k–$50k	8.2%
$50k–$75k	5.7%
$75k–$100k	7.4%
$100k–$150k	6.6%
Median income	$29,732

Housing

Home values

$50k–$100k 5.6%

$100k–$150k 12.5%

$150k–$200k 26.4%

$200k–$300k 40.3%

$300k–$500k 15.3%

Housing overview

Metric	Value
Median home value	$209,500
Median rent / month	$0
Owner occupied	59.0%
Renter occupied	41.0%
Vacant	0.0%
Single-family detached	55.7%
Large apartment buildings	0.0%
Mobile homes	3.3%
Median rooms	4.3
Avg household size (owned)	3.08

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	23.8%
1990–1999	18.9%
1980–1989	0.0%
1970–1979	41.0%
1960–1969	7.4%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	9.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	46.7%
3 bedrooms	44.3%
4 bedrooms	0.0%
5+ bedrooms	9.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	31.1%
2 vehicles	68.9%
3 or more	0.0%

Heating fuel

Fuel type	%
Electricity	4.9%
Propane / LP gas	34.4%
Fuel oil	60.7%

Households & families

Household type	Count	%
Married-couple family	73	59.8%
Cohabiting couple	28	23.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	21	17.2%
Households with children under 18	24	19.7%
Households with seniors (65+)	48	39.3%
Average household size	2.71

Marital status

Status	Male	Female
Never married	66.6%	16.7%
Married	15.5%	51.9%
Separated	4.4%	0.0%
Widowed	2.4%	17.9%
Divorced	11.1%	13.5%

Education

Less than 9th grade 12.6%

Some HS, no diploma 28.1%

HS graduate 47.8%

Some college, no degree 6.4%

Associate's degree 2.0%

Bachelor's degree 3.0%

Graduate / professional 0.2%

Metric	%
HS diploma or higher	59.3%
Bachelor's or higher	3.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	1.5%
Kindergarten	0	0.0%
Elementary school	77	18.8%
High school	289	70.7%
College / grad school	37	9.0%

Employment

Industry of employment

Education & healthcare 35.0%

Agriculture & mining 31.4%

Retail trade 11.4%

Transportation & utilities 6.4%

Public administration 5.7%

Wholesale trade 5.0%

Finance & real estate 5.0%

Occupation

Category	%
Management, business & arts	66.4%
Service	10.0%
Sales & office	17.1%
Natural resources & construction	0.0%
Production & transportation	6.4%

Employment type

Type	%
Private sector	62.9%
Government	5.7%
Self-employed	31.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.9%
Carpool	11.4%
Public transit	0.0%
Walk	0.0%
Work from home	5.7%
Other means	0.0%
Avg commute (minutes)	25.4

Poverty

All people 23.9%

Under 18 years 23.9%

18 and over 23.9%

Married-couple families 16.4%

Female-led households 0.0%

Income support

Source	% of households
Social Security	49.2%
Retirement income	12.3%
Supplemental Security	17.2%
Cash public assistance	0.0%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	36.3%
High blood pressure	25.0%
High cholesterol	21.1%
Diabetes	6.7%
Heart disease	3.2%
Stroke	1.8%
Asthma	8.7%
Arthritis	11.9%
Kidney disease	1.7%
Pulmonary disease	3.6%
Cancer	2.5%

Behavior / access	%
Smoking	19.7%
Binge drinking	23.8%
No physical activity	23.7%
Less than 7 hrs sleep	39.5%
Depression	14.6%
Fair or poor health	11.8%
Poor mental health	13.7%
Poor physical health	7.3%
No health insurance	21.0%
Visited doctor (checkup)	71.4%
Visited dentist	55.3%
Cholesterol screening	84.3%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	71	3.0%

Disability	%
Any disability	23.9%
Under 18	0.0%
18–64 years	29.3%
65 and over	22.9%

Health insurance coverage

Type	%
Private insurance	30.5%
Public insurance	91.2%
No insurance	2.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,372	99.7%
Spanish	191	8.1%
Other Indo-European	127	5.4%
Asian & Pacific Islander	19	0.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,178	91.6%
Born in same state	2,080	87.5%
Born in different state	1,716	72.2%
Foreign born	98	4.1%
Naturalized citizen	200	8.4%
Not a US citizen	31	15.5%

Ancestry

Ancestry	Count	%
Arab	381	16%
Italian	66	2.8%
English	49	2.1%

Ancestry	Count	%
French	42	1.8%
German	18	0.8%

Technology access

Metric	% of households
Computer access	5.1%
Internet access	82.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12821

What city is ZIP code 12821 in?

ZIP code 12821 is primarily assigned to Comstock, New York.

What county is ZIP code 12821 in?

ZIP code 12821 falls within Washington County, New York.

How educated is the population of ZIP code 12821?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 12821?

24% of residents in ZIP code 12821 live below the poverty line, above the national average.

Does ZIP code 12821 have a large retiree population?

49% of households in ZIP code 12821 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 12821?

The median household income in ZIP code 12821 is $29,732, below the national median of ~$75,000.

What timezone is ZIP code 12821 in?

ZIP code 12821 observes the EST timezone.