38340 ZIP Code — Henderson, TN

Chester County, Tennessee

ZIP code 38340 is located in Henderson, Tennessee, within Chester County. It covers approximately 173.77 square miles and serves a population of 12,256 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38340

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $129,400. Owner-occupancy sits near the national average at 73%.

Median household income is $56,804. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 38340 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

12,256

population

173.77

sq mi land

Standard

ZIP type

Central (CT)

timezone

38340 ZIP code map

Cities in ZIP code 38340

Below are the cities the US Postal Service accepts for ZIP code 38340. Using any city not on this list may result in mail delivery delays.

City	Status
Henderson	Preferred

Nearby ZIP codes

38366 Pinson (6.2 mi) 38334 Finger (6.5 mi) 38315 Bethel Springs (9.4 mi) 38347 Jacks Creek (10.4 mi) 38352 Luray (12.4 mi) 38313 Beech Bluff (13 mi) 38332 Enville (13.5 mi) 38356 Medon (14 mi) 38345 Huron (15.9 mi) 38301 Jackson (16.7 mi) 38359 Milledgeville (16.8 mi) 38381 Toone (17.3 mi)

Demographics updated 05/2026

Population
Total population	12,256
Population density	71 / sq mi
State FIPS	47
County FIPS	023

Geography
Land area	173.77 sq mi
Water area	0.15 sq mi
Latitude	35.4061
Longitude	-88.6641
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.5%	47.9%	45.7%
$50k – $100k	33.6%	35.7%	30.9%
$100k – $200k	16.7%	15.2%	18.3%
Over $200k	1.3%	1.2%	5.1%

Demographics & statistics

12,256

Population

People per sq mi

34.8

Median age

$56,804

Median household income

$24,252

Per capita income

$129,400

Median home value

$718

Median monthly rent

72.6%

Home ownership

15.3%

Poverty rate

7.6%

Unemployment

3,473

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

292

Under 5

324

346

5–9

384

396

10–14

439

531

15–19

591

646

20–24

717

720

25–34

799

626

35–44

695

690

45–54

766

306

55–59

339

369

60–64

410

529

65–74

587

222

75–84

247

135

85+

150

← Male

Female →

Age summary

Group	Count	%
Under 18	2,684	21.9%
18 and over	9,572	78.1%
65 and over	1,870	15.3%
Median age	34.8 years

Race & ethnicity

White 79.1%

Black or African American 14.2%

Two or more races 3.2%

Hispanic or Latino 2.3%

Other race 1%

Asian 0.2%

Group	Count	%
White	9,914	79.1%
Black or African American	1,784	14.2%
Two or more races	401	3.2%
Hispanic or Latino	284	2.3%
Other race	128	1%
Asian	29	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.5%	47.9%	45.7%
$50k – $100k	33.6%	35.7%	30.9%
$100k – $200k	16.7%	15.2%	18.3%
Over $200k	1.3%	1.2%	5.1%

Under $10k 7.2%

$10k–$15k 5.4%

$15k–$25k 11.2%

$25k–$35k 9.3%

$35k–$50k 11.6%

$50k–$75k 23.5%

$75k–$100k 12.1%

$100k–$150k 10.6%

$150k–$200k 6.8%

$200k+ 2.2%

Range	% of households
Under $10k	7.2%
$10k–$15k	5.4%
$15k–$25k	11.2%
$25k–$35k	9.3%
$35k–$50k	11.6%
$50k–$75k	23.5%
$75k–$100k	12.1%
$100k–$150k	10.6%
$150k–$200k	6.8%
$200k+	2.2%
Median income	$56,804

Housing

Home values

Under $50k 13.9%

$50k–$100k 21.3%

$100k–$150k 24.3%

$150k–$200k 12.5%

$200k–$300k 16.1%

$300k–$500k 8.5%

$500k–$1M 2.8%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$129,400
Median rent / month	$718
Owner occupied	72.6%
Renter occupied	27.4%
Vacant	11.4%
Single-family detached	76.1%
Large apartment buildings	1.6%
Mobile homes	12.9%
Median rooms	5.7
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.4%
2010–2019	11.3%
2000–2009	14.4%
1990–1999	21.8%
1980–1989	15.3%
1970–1979	14.3%
1960–1969	8.3%
1950–1959	5.0%
1940–1949	4.3%
1939 or earlier	5.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	4.2%
2 bedrooms	22.4%
3 bedrooms	54.1%
4 bedrooms	16.5%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	31.0%
2 vehicles	38.7%
3 or more	24.9%

Heating fuel

Fuel type	%
Utility gas	50.7%
Electricity	43.2%
Propane / LP gas	4.7%
Fuel oil	1.0%
Wood	0.5%

Households & families

Household type	Count	%
Married-couple family	1,968	48.4%
Cohabiting couple	140	3.4%
Male householder, no spouse	866	21.3%
Female householder, no spouse	1,093	26.9%
Households with children under 18	1,487	36.6%
Households with seniors (65+)	1,178	29.0%
Average household size	2.70

Marital status

Status	Male	Female
Never married	35.4%	31.2%
Married	46.7%	38.2%
Separated	2.3%	2.1%
Widowed	2.4%	12.8%
Divorced	13.3%	15.7%

Education

Less than 9th grade 3.8%

Some HS, no diploma 12.4%

HS graduate 37.9%

Some college, no degree 24.8%

Associate's degree 3.5%

Bachelor's degree 10.9%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	83.9%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	1.2%
Kindergarten	110	3.1%
Elementary school	1,347	37.6%
High school	534	14.9%
College / grad school	1,550	43.2%

Employment

Industry of employment

Education & healthcare 22.0%

Retail trade 21.2%

Manufacturing 20.7%

Professional & management 6.4%

Construction 5.9%

Arts, food & hospitality 5.8%

Other services 5.2%

Public administration 3.8%

Transportation & utilities 3.0%

Finance & real estate 2.4%

Wholesale trade 2.3%

Agriculture & mining 0.8%

Information 0.6%

Occupation

Category	%
Management, business & arts	23.8%
Service	17.3%
Sales & office	24.7%
Natural resources & construction	8.5%
Production & transportation	25.8%

Employment type

Type	%
Private sector	81.1%
Government	14.3%
Self-employed	4.3%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	85.4%
Carpool	6.4%
Public transit	0.0%
Walk	1.0%
Work from home	6.4%
Other means	0.7%
Avg commute (minutes)	30.8

Poverty

All people 15.3%

Under 18 years 21.6%

18 and over 13.3%

Married-couple families 6.0%

Female-led households 38.0%

Income support

Source	% of households
Social Security	38.9%
Retirement income	20.9%
Supplemental Security	4.0%
Cash public assistance	2.5%
Food stamps / SNAP	14.2%

Health indicators

Condition	%
Obesity	37.6%
High blood pressure	36.1%
High cholesterol	33.2%
Diabetes	11.6%
Heart disease	7.0%
Stroke	3.5%
Asthma	11.2%
Arthritis	28.1%
Kidney disease	3.0%
Pulmonary disease	9.0%
Cancer	6.2%

Behavior / access	%
Smoking	23.2%
Binge drinking	15.0%
No physical activity	26.3%
Less than 7 hrs sleep	35.5%
Depression	27.4%
Fair or poor health	17.7%
Poor mental health	18.6%
Poor physical health	12.1%
No health insurance	17.4%
Visited doctor (checkup)	73.9%
Visited dentist	54.0%
Cholesterol screening	87.5%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	423	4.5%

Disability	%
Any disability	12.4%
Under 18	2.9%
18–64 years	12.2%
65 and over	27.5%

Health insurance coverage

Type	%
Private insurance	59.9%
Public insurance	39.7%
No insurance	9.3%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,640	95.0%
Spanish	119	1.0%
Other Indo-European	108	0.9%
Asian & Pacific Islander	0	0.0%
Other languages	11	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,053	98.3%
Born in same state	12,002	97.9%
Born in different state	8,745	71.4%
Foreign born	51	0.4%
Naturalized citizen	203	1.7%
Not a US citizen	141	69.5%

Ancestry

Ancestry	Count	%
Italian	1,808	14.8%
Arab	1,217	9.9%
French	1,103	9%
German	46	0.4%

Ancestry	Count	%
Polish	44	0.4%
Dutch	29	0.2%
English	21	0.2%
Irish	7	0.1%

Technology access

Metric	% of households
Computer access	33.2%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38340

What city is ZIP code 38340 in?

ZIP code 38340 is primarily assigned to Henderson, Tennessee.

What county is ZIP code 38340 in?

ZIP code 38340 falls within Chester County, Tennessee.

What is the poverty rate in ZIP code 38340?

15% of residents in ZIP code 38340 live below the poverty line, above the national average.

Does ZIP code 38340 have a large retiree population?

39% of households in ZIP code 38340 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38340?

The median home value in ZIP code 38340 is $129,400.

What is the population of ZIP code 38340?

ZIP code 38340 has an estimated population of 12,256 residents, with a density of 71 people per square mile.

What timezone is ZIP code 38340 in?

ZIP code 38340 observes the CST timezone.