38315 ZIP Code — Bethel Springs, TN

Mcnairy County, Tennessee

ZIP code 38315 is located in Bethel Springs, Tennessee, within Mcnairy County. It covers approximately 111.60 square miles and serves a population of 4,091 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38315

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $116,900. Owner-occupancy is high at 88%, well above the national average.

Median household income is $48,162. Poverty affects 20% of residents, above the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (29%) compared to national benchmarks.

Overall, ZIP code 38315 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

4,091

population

111.60

sq mi land

Standard

ZIP type

Central (CT)

timezone

38315 ZIP code map

Cities in ZIP code 38315

Below are the cities the US Postal Service accepts for ZIP code 38315. Using any city not on this list may result in mail delivery delays.

City	Status
Bethel Springs	Acceptable
Bethel Springs	Preferred

Nearby ZIP codes

38334 Finger (5.4 mi) 38375 Selmer (8.2 mi) 38340 Henderson (9.4 mi) 38310 Adamsville (12.7 mi) 38379 Stantonville (12.9 mi) 38044 Hornsby (13.6 mi) 38367 Ramer (14.4 mi) 38332 Enville (14.7 mi) 38347 Jacks Creek (14.7 mi) 38366 Pinson (15.3 mi) 38359 Milledgeville (15.6 mi) 38061 Pocahontas (16 mi)

Demographics updated 05/2026

Population
Total population	4,091
Population density	37 / sq mi
State FIPS	47
County FIPS	109

Geography
Land area	111.60 sq mi
Water area	0.07 sq mi
Latitude	35.2760
Longitude	-88.6155
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.3%	57.8%	45.7%
$50k – $100k	31.4%	30.0%	30.9%
$100k – $200k	9.4%	9.5%	18.3%
Over $200k	0.0%	2.7%	5.1%

Demographics & statistics

4,091

Population

People per sq mi

44.0

Median age

$48,162

Median household income

$22,091

Per capita income

$116,900

Median home value

$734

Median monthly rent

88.1%

Home ownership

19.5%

Poverty rate

5.0%

Unemployment

1,647

Housing units

10.2%

Bachelor's or higher

Age distribution

Male Female

133

Under 5

174

5–9

119

102

10–14

132

154

15–19

201

20–24

195

25–34

253

163

35–44

213

275

45–54

357

127

55–59

165

105

60–64

136

189

65–74

246

139

75–84

182

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,026	25.1%
18 and over	3,065	74.9%
65 and over	847	20.7%
Median age	44.0 years

Race & ethnicity

White 87.8%

Black or African American 6%

Two or more races 3.8%

American Indian / Alaska Native 1.1%

Hispanic or Latino 0.7%

Other race 0.6%

Group	Count	%
White	3,615	87.8%
Black or African American	249	6%
Two or more races	157	3.8%
American Indian / Alaska Native	45	1.1%
Hispanic or Latino	27	0.7%
Other race	25	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.3%	57.8%	45.7%
$50k – $100k	31.4%	30.0%	30.9%
$100k – $200k	9.4%	9.5%	18.3%
Over $200k	0.0%	2.7%	5.1%

Under $10k 7.2%

$10k–$15k 9.3%

$15k–$25k 15.1%

$25k–$35k 9.8%

$35k–$50k 9.4%

$50k–$75k 17.6%

$75k–$100k 13.5%

$100k–$150k 13.9%

$150k–$200k 1.9%

$200k+ 2.4%

Range	% of households
Under $10k	7.2%
$10k–$15k	9.3%
$15k–$25k	15.1%
$25k–$35k	9.8%
$35k–$50k	9.4%
$50k–$75k	17.6%
$75k–$100k	13.5%
$100k–$150k	13.9%
$150k–$200k	1.9%
$200k+	2.4%
Median income	$48,162

Housing

Home values

Under $50k 19.0%

$50k–$100k 24.2%

$100k–$150k 17.7%

$150k–$200k 18.2%

$200k–$300k 4.6%

$300k–$500k 12.5%

$500k–$1M 2.1%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$116,900
Median rent / month	$734
Owner occupied	88.1%
Renter occupied	11.9%
Vacant	18.6%
Single-family detached	82.6%
Large apartment buildings	0.0%
Mobile homes	17.3%
Median rooms	5.6
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	0.4%
2010–2019	7.3%
2000–2009	15.3%
1990–1999	24.9%
1980–1989	14.4%
1970–1979	13.7%
1960–1969	11.8%
1950–1959	5.2%
1940–1949	3.7%
1939 or earlier	3.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	2.9%
2 bedrooms	32.5%
3 bedrooms	44.9%
4 bedrooms	18.2%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	28.5%
2 vehicles	32.3%
3 or more	32.1%

Heating fuel

Fuel type	%
Utility gas	18.9%
Electricity	53.3%
Propane / LP gas	25.5%
Wood	2.2%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	785	52.9%
Cohabiting couple	57	3.8%
Male householder, no spouse	229	15.4%
Female householder, no spouse	414	27.9%
Households with children under 18	488	32.9%
Households with seniors (65+)	653	44.0%
Average household size	2.75

Marital status

Status	Male	Female
Never married	22.6%	23.5%
Married	53.1%	43.2%
Separated	0.3%	2.8%
Widowed	4.0%	18.8%
Divorced	20.0%	11.7%

Education

Less than 9th grade 2.9%

Some HS, no diploma 9.2%

HS graduate 53.3%

Some college, no degree 18.1%

Associate's degree 6.4%

Bachelor's degree 7.5%

Graduate / professional 2.7%

Metric	%
HS diploma or higher	87.9%
Bachelor's or higher	10.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	84	9.5%
Kindergarten	31	3.5%
Elementary school	371	42.0%
High school	304	34.4%
College / grad school	93	10.5%

Employment

Industry of employment

Manufacturing 25.9%

Education & healthcare 22.7%

Construction 15.3%

Retail trade 10.7%

Professional & management 7.2%

Other services 3.8%

Public administration 3.5%

Information 2.5%

Transportation & utilities 2.4%

Finance & real estate 1.7%

Arts, food & hospitality 1.7%

Wholesale trade 1.4%

Agriculture & mining 1.3%

Occupation

Category	%
Management, business & arts	21.0%
Service	11.3%
Sales & office	20.2%
Natural resources & construction	18.8%
Production & transportation	28.8%

Employment type

Type	%
Private sector	71.4%
Government	17.0%
Self-employed	11.3%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	83.6%
Carpool	2.6%
Public transit	0.0%
Walk	0.0%
Work from home	13.3%
Other means	0.6%
Avg commute (minutes)	32.7

Poverty

All people 19.5%

Under 18 years 19.8%

18 and over 19.4%

Married-couple families 11.6%

Female-led households 7.8%

Income support

Source	% of households
Social Security	48.4%
Retirement income	19.6%
Supplemental Security	5.3%
Cash public assistance	2.4%
Food stamps / SNAP	16.0%

Health indicators

Condition	%
Obesity	39.6%
High blood pressure	42.3%
High cholesterol	38.9%
Diabetes	14.5%
Heart disease	8.8%
Stroke	4.3%
Asthma	11.3%
Arthritis	34.2%
Kidney disease	3.6%
Pulmonary disease	11.8%
Cancer	7.1%

Behavior / access	%
Smoking	28.8%
Binge drinking	13.7%
No physical activity	31.2%
Less than 7 hrs sleep	37.0%
Depression	28.9%
Fair or poor health	21.5%
Poor mental health	18.3%
Poor physical health	14.6%
No health insurance	18.6%
Visited doctor (checkup)	75.2%
Visited dentist	48.2%
Cholesterol screening	89.1%
Teeth loss	22.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	299	9.8%

Disability	%
Any disability	15.1%
Under 18	0.9%
18–64 years	11.6%
65 and over	41.2%

Health insurance coverage

Type	%
Private insurance	54.6%
Public insurance	47.4%
No insurance	11.4%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,784	92.5%
Spanish	51	1.3%
Other Indo-European	51	1.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,041	98.8%
Born in same state	4,006	97.9%
Born in different state	2,924	71.5%
Foreign born	35	0.9%
Naturalized citizen	50	1.2%
Not a US citizen	36	72.0%

Ancestry

Ancestry	Count	%
Italian	628	15.4%
Arab	442	10.8%
French	344	8.4%

Ancestry	Count	%
Irish	10	0.2%
English	7	0.2%

Technology access

Metric	% of households
Computer access	36.3%
Internet access	89.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38315

What city is ZIP code 38315 in?

ZIP code 38315 is primarily assigned to Bethel Springs, Tennessee.

What county is ZIP code 38315 in?

ZIP code 38315 falls within Mcnairy County, Tennessee.

How educated is the population of ZIP code 38315?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 38315 mostly owner-occupied?

88% of occupied units in ZIP code 38315 are owner-occupied, well above the national average.

Does ZIP code 38315 have a large retiree population?

48% of households in ZIP code 38315 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 38315?

20% of residents in ZIP code 38315 live below the poverty line, above the national average.

What timezone is ZIP code 38315 in?

ZIP code 38315 observes the CST timezone.