38334 ZIP Code — Finger, TN

Mcnairy County, Tennessee

ZIP code 38334 is located in Finger, Tennessee, within Mcnairy County. It covers approximately 47.62 square miles and serves a population of 1,788 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38334

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $131,600. Owner-occupancy is high at 90%, well above the national average.

Median household income is $70,125. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 38334 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,788

population

47.62

sq mi land

Standard

ZIP type

Central (CT)

timezone

38334 ZIP code map

Cities in ZIP code 38334

Below are the cities the US Postal Service accepts for ZIP code 38334. Using any city not on this list may result in mail delivery delays.

City	Status
Finger	Preferred

Nearby ZIP codes

38315 Bethel Springs (5.4 mi) 38340 Henderson (6.5 mi) 38347 Jacks Creek (9.3 mi) 38332 Enville (9.9 mi) 38359 Milledgeville (11.9 mi) 38310 Adamsville (11.9 mi) 38366 Pinson (12.7 mi) 38375 Selmer (13.1 mi) 38352 Luray (14.3 mi) 38379 Stantonville (15 mi) 38361 Morris Chapel (15.2 mi) 38368 Reagan (15.6 mi)

Demographics updated 05/2026

Population
Total population	1,788
Population density	38 / sq mi
State FIPS	47
County FIPS	109

Geography
Land area	47.62 sq mi
Water area	0.03 sq mi
Latitude	35.3464
Longitude	-88.5748
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	57.8%	45.7%
$50k – $100k	29.9%	30.0%	30.9%
$100k – $200k	17.0%	9.5%	18.3%
Over $200k	1.0%	2.7%	5.1%

Demographics & statistics

1,788

Population

People per sq mi

45.1

Median age

$70,125

Median household income

$33,137

Per capita income

$131,600

Median home value

$623

Median monthly rent

90.1%

Home ownership

9.0%

Poverty rate

3.8%

Unemployment

855

Housing units

15.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

133

55–59

133

60–64

101

65–74

100

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	298	16.7%
18 and over	1,490	83.3%
65 and over	365	20.4%
Median age	45.1 years

Race & ethnicity

White 89.2%

Black or African American 4.8%

Hispanic or Latino 2.1%

Other race 2.1%

Two or more races 1.9%

Group	Count	%
White	1,628	89.2%
Black or African American	88	4.8%
Hispanic or Latino	38	2.1%
Other race	38	2.1%
Two or more races	34	1.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	57.8%	45.7%
$50k – $100k	29.9%	30.0%	30.9%
$100k – $200k	17.0%	9.5%	18.3%
Over $200k	1.0%	2.7%	5.1%

Under $10k 4.8%

$10k–$15k 3.7%

$15k–$25k 8.4%

$25k–$35k 7.9%

$35k–$50k 11.4%

$50k–$75k 18.0%

$75k–$100k 10.9%

$100k–$150k 25.4%

$150k–$200k 7.6%

$200k+ 1.8%

Range	% of households
Under $10k	4.8%
$10k–$15k	3.7%
$15k–$25k	8.4%
$25k–$35k	7.9%
$35k–$50k	11.4%
$50k–$75k	18.0%
$75k–$100k	10.9%
$100k–$150k	25.4%
$150k–$200k	7.6%
$200k+	1.8%
Median income	$70,125

Housing

Home values

Under $50k 16.4%

$50k–$100k 23.4%

$100k–$150k 16.1%

$150k–$200k 10.5%

$200k–$300k 18.9%

$300k–$500k 8.0%

$500k–$1M 6.6%

Housing overview

Metric	Value
Median home value	$131,600
Median rent / month	$623
Owner occupied	90.1%
Renter occupied	9.9%
Vacant	27.5%
Single-family detached	82.3%
Large apartment buildings	0.0%
Mobile homes	16.9%
Median rooms	5.4
Avg household size (owned)	2.56

Year built

Era	%
2020 or later	0.0%
2010–2019	5.4%
2000–2009	20.7%
1990–1999	21.5%
1980–1989	16.2%
1970–1979	18.9%
1960–1969	3.9%
1950–1959	5.5%
1940–1949	3.3%
1939 or earlier	4.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.7%
2 bedrooms	31.6%
3 bedrooms	48.9%
4 bedrooms	5.9%
5+ bedrooms	6.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	15.3%
2 vehicles	45.7%
3 or more	37.7%

Heating fuel

Fuel type	%
Utility gas	45.4%
Electricity	42.2%
Propane / LP gas	10.5%
Wood	1.8%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	420	62.9%
Cohabiting couple	39	5.8%
Male householder, no spouse	48	7.2%
Female householder, no spouse	161	24.1%
Households with children under 18	184	27.5%
Households with seniors (65+)	250	37.4%
Average household size	2.68

Marital status

Status	Male	Female
Never married	28.4%	21.9%
Married	57.7%	57.2%
Separated	1.2%	0.2%
Widowed	1.7%	12.1%
Divorced	11.0%	8.6%

Education

Less than 9th grade 2.1%

Some HS, no diploma 14.7%

HS graduate 45.2%

Some college, no degree 17.3%

Associate's degree 5.7%

Bachelor's degree 10.1%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	83.2%
Bachelor's or higher	15.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	3.9%
Kindergarten	9	3.5%
Elementary school	114	44.9%
High school	104	40.9%
College / grad school	17	6.7%

Employment

Industry of employment

Manufacturing 24.8%

Education & healthcare 21.6%

Retail trade 11.7%

Agriculture & mining 10.3%

Construction 8.5%

Other services 7.9%

Arts, food & hospitality 6.0%

Public administration 2.5%

Transportation & utilities 1.9%

Finance & real estate 1.9%

Professional & management 1.4%

Information 1.2%

Wholesale trade 0.1%

Occupation

Category	%
Management, business & arts	30.0%
Service	13.1%
Sales & office	19.7%
Natural resources & construction	12.1%
Production & transportation	25.0%

Employment type

Type	%
Private sector	79.4%
Government	15.7%
Self-employed	4.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.5%
Carpool	9.1%
Public transit	0.0%
Walk	0.0%
Work from home	8.8%
Other means	0.6%
Avg commute (minutes)	26.5

Poverty

All people 9.0%

Under 18 years 13.8%

18 and over 8.1%

Married-couple families 2.6%

Female-led households 30.3%

Income support

Source	% of households
Social Security	41.0%
Retirement income	23.1%
Supplemental Security	6.0%
Cash public assistance	0.6%
Food stamps / SNAP	11.2%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	41.7%
High cholesterol	39.3%
Diabetes	14.0%
Heart disease	8.7%
Stroke	4.1%
Asthma	10.9%
Arthritis	33.6%
Kidney disease	3.5%
Pulmonary disease	11.2%
Cancer	7.3%

Behavior / access	%
Smoking	27.2%
Binge drinking	13.9%
No physical activity	29.6%
Less than 7 hrs sleep	36.2%
Depression	28.0%
Fair or poor health	20.4%
Poor mental health	17.7%
Poor physical health	13.9%
No health insurance	18.3%
Visited doctor (checkup)	74.9%
Visited dentist	50.7%
Cholesterol screening	89.6%
Teeth loss	21.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	89	6.0%

Disability	%
Any disability	17.6%
Under 18	1.7%
18–64 years	17.2%
65 and over	31.8%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	37.1%
No insurance	10.3%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,710	95.6%
Spanish	1	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	1	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,716	96.0%
Born in same state	1,714	95.9%
Born in different state	1,173	65.6%
Foreign born	2	0.1%
Naturalized citizen	72	4.0%
Not a US citizen	62	86.1%

Ancestry

Ancestry	Count	%
French	197	11%
Arab	194	10.9%
Italian	121	6.8%

Ancestry	Count	%
English	21	1.2%
Polish	12	0.7%

Technology access

Metric	% of households
Computer access	37.4%
Internet access	87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38334

What city is ZIP code 38334 in?

ZIP code 38334 is primarily assigned to Finger, Tennessee.

What county is ZIP code 38334 in?

ZIP code 38334 falls within Mcnairy County, Tennessee.

Is ZIP code 38334 mostly owner-occupied?

90% of occupied units in ZIP code 38334 are owner-occupied, well above the national average.

Does ZIP code 38334 have a large retiree population?

41% of households in ZIP code 38334 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38334?

The median home value in ZIP code 38334 is $131,600.

What is the population of ZIP code 38334?

ZIP code 38334 has an estimated population of 1,788 residents, with a density of 38 people per square mile.

What timezone is ZIP code 38334 in?

ZIP code 38334 observes the CST timezone.