38361 ZIP Code — Morris Chapel, TN

Hardin County, Tennessee

ZIP code 38361 is located in Morris Chapel, Tennessee, within Hardin County. It covers approximately 45.02 square miles and serves a population of 1,185 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38361

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $138,800. Owner-occupancy is high at 91%, well above the national average.

Median household income is $57,582. Poverty affects 26% of residents, above the national average. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (16%), smoking (27%) compared to national benchmarks. 15% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 38361 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,185

population

45.02

sq mi land

Standard

ZIP type

Central (CT)

timezone

38361 ZIP code map

Cities in ZIP code 38361

Below are the cities the US Postal Service accepts for ZIP code 38361. Using any city not on this list may result in mail delivery delays.

City	Status
Morris Chapel	Preferred

Nearby ZIP codes

38359 Milledgeville (5.3 mi) 38370 Saltillo (5.8 mi) 38310 Adamsville (6.3 mi) 38327 Crump (6.3 mi) 38371 Sardis (7.5 mi) 38332 Enville (9.7 mi) 38372 Savannah (11.5 mi) 38379 Stantonville (12.9 mi) 38368 Reagan (13.1 mi) 38376 Shiloh (13.3 mi) 38374 Scotts Hill (13.4 mi) 38347 Jacks Creek (14.5 mi)

Demographics updated 05/2026

Population
Total population	1,185
Population density	26 / sq mi
State FIPS	47
County FIPS	071

Geography
Land area	45.02 sq mi
Water area	1.10 sq mi
Latitude	35.3196
Longitude	-88.3066
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.7%	56.9%	45.7%
$50k – $100k	49.7%	29.1%	30.9%
$100k – $200k	6.6%	11.7%	18.3%
Over $200k	0.0%	2.3%	5.1%

Demographics & statistics

1,185

Population

People per sq mi

54.0

Median age

$57,582

Median household income

$24,375

Per capita income

$138,800

Median home value

Median monthly rent

91.2%

Home ownership

26.1%

Poverty rate

0.0%

Unemployment

575

Housing units

25.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

105

55–59

60–64

65–74

106

137

75–84

158

← Male

Female →

Age summary

Group	Count	%
Under 18	215	18.1%
18 and over	970	81.9%
65 and over	493	41.6%
Median age	54.0 years

Race & ethnicity

White 90.7%

Black or African American 3.6%

Hispanic or Latino 2.9%

Two or more races 2.9%

Group	Count	%
White	1,106	90.7%
Black or African American	44	3.6%
Hispanic or Latino	35	2.9%
Two or more races	35	2.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.7%	56.9%	45.7%
$50k – $100k	49.7%	29.1%	30.9%
$100k – $200k	6.6%	11.7%	18.3%
Over $200k	0.0%	2.3%	5.1%

Under $10k 6.6%

$10k–$15k 8.4%

$15k–$25k 8.6%

$25k–$35k 16.1%

$35k–$50k 9.7%

$50k–$75k 23.8%

$75k–$100k 17.4%

$100k–$150k 5.3%

$200k+ 4.0%

Range	% of households
Under $10k	6.6%
$10k–$15k	8.4%
$15k–$25k	8.6%
$25k–$35k	16.1%
$35k–$50k	9.7%
$50k–$75k	23.8%
$75k–$100k	17.4%
$100k–$150k	5.3%
$200k+	4.0%
Median income	$57,582

Housing

Home values

Under $50k 11.1%

$50k–$100k 14.3%

$100k–$150k 35.8%

$150k–$200k 6.3%

$200k–$300k 10.4%

$300k–$500k 22.0%

Housing overview

Metric	Value
Median home value	$138,800
Median rent / month	$0
Owner occupied	91.2%
Renter occupied	8.8%
Vacant	26.3%
Single-family detached	85.5%
Large apartment buildings	0.0%
Mobile homes	14.5%
Median rooms	6.3
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.0%
2010–2019	10.6%
2000–2009	33.5%
1990–1999	20.2%
1980–1989	22.1%
1970–1979	2.9%
1960–1969	1.3%
1950–1959	6.5%
1940–1949	2.9%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	38.7%
3 bedrooms	35.9%
4 bedrooms	8.0%
5+ bedrooms	17.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	29.1%
2 vehicles	53.4%
3 or more	17.4%

Heating fuel

Fuel type	%
Utility gas	20.8%
Electricity	43.7%
Propane / LP gas	20.8%
Wood	12.1%
No fuel used	2.6%

Households & families

Household type	Count	%
Married-couple family	292	64.5%
Cohabiting couple	55	12.1%
Male householder, no spouse	44	9.7%
Female householder, no spouse	62	13.7%
Households with children under 18	95	21.0%
Households with seniors (65+)	247	54.5%
Average household size	2.62

Marital status

Status	Male	Female
Never married	19.1%	6.5%
Married	67.4%	60.3%
Separated	0.0%	5.9%
Widowed	0.0%	6.5%
Divorced	13.6%	20.8%

Education

Less than 9th grade 1.9%

Some HS, no diploma 8.8%

HS graduate 41.8%

Some college, no degree 19.6%

Associate's degree 2.7%

Bachelor's degree 11.8%

Graduate / professional 13.5%

Metric	%
HS diploma or higher	89.4%
Bachelor's or higher	25.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	35	17.1%
Elementary school	110	53.7%
High school	60	29.3%
College / grad school	0	0.0%

Employment

Industry of employment

Manufacturing 24.5%

Education & healthcare 20.5%

Retail trade 16.3%

Information 11.3%

Transportation & utilities 10.8%

Agriculture & mining 9.2%

Public administration 4.7%

Arts, food & hospitality 2.6%

Occupation

Category	%
Management, business & arts	27.6%
Service	11.6%
Sales & office	34.7%
Natural resources & construction	5.3%
Production & transportation	20.8%

Employment type

Type	%
Private sector	56.1%
Government	30.8%
Self-employed	13.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.0%
Carpool	9.5%
Public transit	0.0%
Walk	0.0%
Work from home	5.5%
Other means	0.0%
Avg commute (minutes)	23.1

Poverty

All people 26.1%

Under 18 years 43.7%

18 and over 22.2%

Married-couple families 20.5%

Female-led households 59.6%

Income support

Source	% of households
Social Security	55.4%
Retirement income	45.3%
Supplemental Security	4.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	44.8%
High cholesterol	38.2%
Diabetes	15.5%
Heart disease	9.1%
Stroke	4.5%
Asthma	10.9%
Arthritis	35.3%
Kidney disease	3.8%
Pulmonary disease	12.0%
Cancer	7.4%

Behavior / access	%
Smoking	27.2%
Binge drinking	13.5%
No physical activity	31.0%
Less than 7 hrs sleep	37.7%
Depression	28.1%
Fair or poor health	22.1%
Poor mental health	17.9%
Poor physical health	14.9%
No health insurance	18.2%
Visited doctor (checkup)	75.5%
Visited dentist	49.9%
Cholesterol screening	90.4%
Teeth loss	21.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	69	7.1%

Disability	%
Any disability	22.8%
Under 18	0.0%
18–64 years	3.4%
65 and over	51.5%

Health insurance coverage

Type	%
Private insurance	63.7%
Public insurance	56.1%
No insurance	15.4%
Uninsured under 19	27.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,175	99.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,185	100.0%
Born in same state	1,142	96.4%
Born in different state	633	53.4%
Foreign born	43	3.6%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	298	25.1%
Arab	113	9.5%

Ancestry	Count	%
French	30	2.5%
English	13	1.1%

Technology access

Metric	% of households
Computer access	38.2%
Internet access	94.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38361

What city is ZIP code 38361 in?

ZIP code 38361 is primarily assigned to Morris Chapel, Tennessee.

What county is ZIP code 38361 in?

ZIP code 38361 falls within Hardin County, Tennessee.

Does ZIP code 38361 have an older population?

42% of residents in ZIP code 38361 are 65 or older, above the national average of ~17%.

Does ZIP code 38361 have a large retiree population?

55% of households in ZIP code 38361 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 38361?

26% of residents in ZIP code 38361 live below the poverty line, above the national average.

Is ZIP code 38361 mostly owner-occupied?

91% of occupied units in ZIP code 38361 are owner-occupied, well above the national average.

What timezone is ZIP code 38361 in?

ZIP code 38361 observes the CST timezone.