38370 ZIP Code — Saltillo, TN

Hardin County, Tennessee

ZIP code 38370 is located in Saltillo, Tennessee, within Hardin County. It covers approximately 21.75 square miles and serves a population of 959 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38370

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $105,600. Owner-occupancy is high at 84%, well above the national average.

Median household income is $61,719. The poverty rate of 7% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (18%), smoking (26%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 38370 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

959

population

21.75

sq mi land

Standard

ZIP type

Central (CT)

timezone

38370 ZIP code map

Cities in ZIP code 38370

Below are the cities the US Postal Service accepts for ZIP code 38370. Using any city not on this list may result in mail delivery delays.

City	Status
Saltillo	Preferred

Nearby ZIP codes

38371 Sardis (3.6 mi) 38361 Morris Chapel (5.8 mi) 38359 Milledgeville (6.8 mi) 38374 Scotts Hill (8.1 mi) 38311 Bath Springs (9.9 mi) 38332 Enville (10.2 mi) 38368 Reagan (10.5 mi) 38327 Crump (11.4 mi) 38310 Adamsville (12 mi) 38329 Decaturville (13 mi) 38372 Savannah (13.4 mi) 38347 Jacks Creek (14.7 mi)

Demographics updated 05/2026

Population
Total population	959
Population density	44 / sq mi
State FIPS	47
County FIPS	071

Geography
Land area	21.75 sq mi
Water area	0.28 sq mi
Latitude	35.3893
Longitude	-88.2484
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.6%	56.9%	45.7%
$50k – $100k	39.3%	29.1%	30.9%
$100k – $200k	3.1%	11.7%	18.3%
Over $200k	0.0%	2.3%	5.1%

Demographics & statistics

959

Population

People per sq mi

49.4

Median age

$61,719

Median household income

$26,026

Per capita income

$105,600

Median home value

$741

Median monthly rent

83.8%

Home ownership

7.0%

Poverty rate

4.7%

Unemployment

556

Housing units

13.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	230	24.0%
18 and over	729	76.0%
65 and over	212	22.1%
Median age	49.4 years

Race & ethnicity

White 87.2%

Black or African American 9.5%

Two or more races 3.3%

Group	Count	%
White	836	87.2%
Black or African American	91	9.5%
Two or more races	32	3.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.6%	56.9%	45.7%
$50k – $100k	39.3%	29.1%	30.9%
$100k – $200k	3.1%	11.7%	18.3%
Over $200k	0.0%	2.3%	5.1%

Under $10k 5.4%

$10k–$15k 2.9%

$15k–$25k 6.9%

$25k–$35k 12.5%

$35k–$50k 16.7%

$50k–$75k 21.8%

$75k–$100k 17.9%

$100k–$150k 15.9%

Range	% of households
Under $10k	5.4%
$10k–$15k	2.9%
$15k–$25k	6.9%
$25k–$35k	12.5%
$35k–$50k	16.7%
$50k–$75k	21.8%
$75k–$100k	17.9%
$100k–$150k	15.9%
Median income	$61,719

Housing

Home values

Under $50k 2.6%

$50k–$100k 44.2%

$100k–$150k 27.5%

$150k–$200k 11.4%

$200k–$300k 14.3%

Housing overview

Metric	Value
Median home value	$105,600
Median rent / month	$741
Owner occupied	83.8%
Renter occupied	16.2%
Vacant	34.4%
Single-family detached	74.0%
Large apartment buildings	0.0%
Mobile homes	24.3%
Median rooms	5.7
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	2.6%
2010–2019	12.2%
2000–2009	17.5%
1990–1999	19.1%
1980–1989	10.6%
1970–1979	17.8%
1960–1969	4.3%
1950–1959	10.8%
1940–1949	0.0%
1939 or earlier	5.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.6%
2 bedrooms	28.0%
3 bedrooms	52.9%
4 bedrooms	13.0%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	31.4%
2 vehicles	26.5%
3 or more	36.3%

Heating fuel

Fuel type	%
Utility gas	65.4%
Electricity	22.8%
Propane / LP gas	3.9%
Wood	7.8%

Households & families

Household type	Count	%
Married-couple family	215	52.7%
Cohabiting couple	16	3.9%
Male householder, no spouse	85	20.8%
Female householder, no spouse	92	22.5%
Households with children under 18	107	26.2%
Households with seniors (65+)	159	39.0%
Average household size	2.35

Marital status

Status	Male	Female
Never married	13.3%	21.5%
Married	57.8%	50.1%
Separated	3.9%	0.0%
Widowed	0.8%	7.6%
Divorced	24.2%	20.8%

Education

Less than 9th grade 4.8%

Some HS, no diploma 4.7%

HS graduate 45.8%

Some college, no degree 24.3%

Associate's degree 7.1%

Bachelor's degree 9.9%

Graduate / professional 3.5%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	13.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	2.7%
Kindergarten	0	0.0%
Elementary school	79	53.4%
High school	60	40.5%
College / grad school	5	3.4%

Employment

Industry of employment

Education & healthcare 23.9%

Retail trade 16.7%

Transportation & utilities 10.9%

Finance & real estate 10.0%

Manufacturing 9.7%

Public administration 8.5%

Agriculture & mining 5.7%

Wholesale trade 4.5%

Construction 4.2%

Professional & management 3.2%

Arts, food & hospitality 2.0%

Other services 0.7%

Occupation

Category	%
Management, business & arts	41.0%
Service	20.1%
Sales & office	13.9%
Natural resources & construction	3.7%
Production & transportation	21.1%

Employment type

Type	%
Private sector	72.4%
Government	18.7%
Self-employed	9.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.8%
Carpool	7.3%
Public transit	0.0%
Walk	0.0%
Work from home	8.8%
Other means	1.3%
Avg commute (minutes)	43.2

Poverty

All people 7.0%

Under 18 years 0.0%

18 and over 9.2%

Married-couple families 3.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.2%
Retirement income	20.1%
Supplemental Security	7.4%
Cash public assistance	1.0%
Food stamps / SNAP	10.0%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	48.8%
High cholesterol	41.3%
Diabetes	17.5%
Heart disease	10.9%
Stroke	5.3%
Asthma	10.9%
Arthritis	38.7%
Kidney disease	4.4%
Pulmonary disease	13.1%
Cancer	8.7%

Behavior / access	%
Smoking	25.5%
Binge drinking	11.9%
No physical activity	32.5%
Less than 7 hrs sleep	37.0%
Depression	26.8%
Fair or poor health	23.6%
Poor mental health	16.9%
Poor physical health	15.6%
No health insurance	18.0%
Visited doctor (checkup)	77.8%
Visited dentist	50.1%
Cholesterol screening	91.6%
Teeth loss	22.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	81	11.1%

Disability	%
Any disability	17.7%
Under 18	0.0%
18–64 years	15.5%
65 and over	42.5%

Health insurance coverage

Type	%
Private insurance	63.3%
Public insurance	48.6%
No insurance	4.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	865	90.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	957	99.8%
Born in same state	957	99.8%
Born in different state	650	67.8%
Foreign born	0	0.0%
Naturalized citizen	2	0.2%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
Arab	80	8.3%
Italian	64	6.7%

Ancestry	Count	%
French	43	4.5%
English	2	0.2%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38370

What city is ZIP code 38370 in?

ZIP code 38370 is primarily assigned to Saltillo, Tennessee.

What county is ZIP code 38370 in?

ZIP code 38370 falls within Hardin County, Tennessee.

How educated is the population of ZIP code 38370?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 38370 mostly owner-occupied?

84% of occupied units in ZIP code 38370 are owner-occupied, well above the national average.

Does ZIP code 38370 have a large retiree population?

38% of households in ZIP code 38370 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 38370 have a large veteran population?

11% of civilians in ZIP code 38370 are veterans, above the national average of ~7%.

What timezone is ZIP code 38370 in?

ZIP code 38370 observes the CST timezone.