38381 ZIP Code — Toone, TN

Hardeman County, Tennessee

ZIP code 38381 is located in Toone, Tennessee, within Hardeman County. It covers approximately 57.10 square miles and serves a population of 1,649 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38381

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $101,600. Owner-occupancy sits near the national average at 73%.

Median household income is $48,750. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (27%) compared to national benchmarks.

Overall, ZIP code 38381 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,649

population

57.10

sq mi land

Standard

ZIP type

Central (CT)

timezone

38381 ZIP code map

Cities in ZIP code 38381

Below are the cities the US Postal Service accepts for ZIP code 38381. Using any city not on this list may result in mail delivery delays.

City	Status
Toone	Preferred

Nearby ZIP codes

38356 Medon (7.3 mi) 38008 Bolivar (8 mi) 38392 Mercer (10.1 mi) 38075 Whiteville (10.1 mi) 38075 Whiteville (10.1 mi) 38391 Denmark (13.2 mi) 38044 Hornsby (13.4 mi) 38366 Pinson (15.3 mi) 38301 Jackson (17.1 mi) 38340 Henderson (17.3 mi) 38042 Hickory Valley (17.3 mi) 38052 Middleton (17.7 mi)

Demographics updated 05/2026

Population
Total population	1,649
Population density	29 / sq mi
State FIPS	47
County FIPS	069

Geography
Land area	57.10 sq mi
Water area	0.02 sq mi
Latitude	35.3559
Longitude	-88.9647
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.8%	61.8%	45.7%
$50k – $100k	22.5%	27.3%	30.9%
$100k – $200k	10.7%	10.0%	18.3%
Over $200k	0.0%	1.0%	5.1%

Demographics & statistics

1,649

Population

People per sq mi

36.7

Median age

$48,750

Median household income

$21,680

Per capita income

$101,600

Median home value

$806

Median monthly rent

72.5%

Home ownership

25.7%

Poverty rate

1.9%

Unemployment

573

Housing units

11.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

104

5–9

10–14

15–19

20–24

25–34

104

35–44

45–54

100

55–59

60–64

108

65–74

117

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	555	33.7%
18 and over	1,094	66.3%
65 and over	307	18.6%
Median age	36.7 years

Race & ethnicity

White 71.6%

Black or African American 27.9%

Two or more races 0.5%

Group	Count	%
White	1,181	71.6%
Black or African American	460	27.9%
Two or more races	8	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.8%	61.8%	45.7%
$50k – $100k	22.5%	27.3%	30.9%
$100k – $200k	10.7%	10.0%	18.3%
Over $200k	0.0%	1.0%	5.1%

Under $10k 4.3%

$10k–$15k 14.3%

$15k–$25k 8.8%

$25k–$35k 8.5%

$35k–$50k 16.9%

$50k–$75k 23.1%

$75k–$100k 9.0%

$100k–$150k 8.8%

$150k–$200k 5.6%

$200k+ 0.8%

Range	% of households
Under $10k	4.3%
$10k–$15k	14.3%
$15k–$25k	8.8%
$25k–$35k	8.5%
$35k–$50k	16.9%
$50k–$75k	23.1%
$75k–$100k	9.0%
$100k–$150k	8.8%
$150k–$200k	5.6%
$200k+	0.8%
Median income	$48,750

Housing

Home values

Under $50k 36.8%

$50k–$100k 12.4%

$100k–$150k 13.7%

$150k–$200k 20.6%

$200k–$300k 7.6%

$300k–$500k 8.2%

$500k–$1M 0.7%

Housing overview

Metric	Value
Median home value	$101,600
Median rent / month	$806
Owner occupied	72.5%
Renter occupied	27.5%
Vacant	18.4%
Single-family detached	67.1%
Large apartment buildings	0.0%
Mobile homes	32.5%
Median rooms	5.9
Avg household size (owned)	3.05

Year built

Era	%
2020 or later	0.0%
2010–2019	7.6%
2000–2009	14.1%
1990–1999	26.8%
1980–1989	9.9%
1970–1979	8.1%
1960–1969	9.9%
1950–1959	8.0%
1940–1949	6.8%
1939 or earlier	8.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.4%
2 bedrooms	19.6%
3 bedrooms	57.0%
4 bedrooms	19.5%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	37.1%
2 vehicles	34.2%
3 or more	26.0%

Heating fuel

Fuel type	%
Utility gas	20.7%
Electricity	68.3%
Propane / LP gas	9.0%
Wood	2.0%

Households & families

Household type	Count	%
Married-couple family	277	45.9%
Cohabiting couple	62	10.3%
Male householder, no spouse	72	11.9%
Female householder, no spouse	192	31.8%
Households with children under 18	198	32.8%
Households with seniors (65+)	176	29.2%
Average household size	2.73

Marital status

Status	Male	Female
Never married	16.5%	20.1%
Married	63.2%	44.0%
Separated	2.2%	0.9%
Widowed	0.2%	6.5%
Divorced	17.8%	28.5%

Education

Less than 9th grade 5.0%

Some HS, no diploma 11.0%

HS graduate 45.2%

Some college, no degree 23.0%

Associate's degree 4.7%

Bachelor's degree 6.8%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	84.0%
Bachelor's or higher	11.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	2.3%
Kindergarten	33	8.4%
Elementary school	256	65.3%
High school	59	15.1%
College / grad school	35	8.9%

Employment

Industry of employment

Education & healthcare 23.8%

Manufacturing 21.8%

Transportation & utilities 14.4%

Retail trade 8.4%

Agriculture & mining 6.3%

Other services 5.8%

Public administration 4.9%

Construction 4.4%

Wholesale trade 4.1%

Professional & management 3.1%

Finance & real estate 2.1%

Arts, food & hospitality 0.9%

Occupation

Category	%
Management, business & arts	31.3%
Service	5.0%
Sales & office	26.6%
Natural resources & construction	10.7%
Production & transportation	26.4%

Employment type

Type	%
Private sector	80.5%
Government	13.7%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.5%
Carpool	6.6%
Public transit	0.0%
Walk	0.2%
Work from home	11.7%
Other means	0.0%
Avg commute (minutes)	28.0

Poverty

All people 25.7%

Under 18 years 39.3%

18 and over 18.8%

Married-couple families 7.6%

Female-led households 58.8%

Income support

Source	% of households
Social Security	33.0%
Retirement income	18.6%
Supplemental Security	7.3%
Cash public assistance	0.0%
Food stamps / SNAP	17.6%

Health indicators

Condition	%
Obesity	43.2%
High blood pressure	45.2%
High cholesterol	37.9%
Diabetes	16.0%
Heart disease	8.6%
Stroke	4.6%
Asthma	11.4%
Arthritis	32.6%
Kidney disease	3.7%
Pulmonary disease	11.0%
Cancer	6.6%

Behavior / access	%
Smoking	27.0%
Binge drinking	12.4%
No physical activity	31.5%
Less than 7 hrs sleep	37.4%
Depression	26.1%
Fair or poor health	22.5%
Poor mental health	17.9%
Poor physical health	14.4%
No health insurance	19.0%
Visited doctor (checkup)	78.8%
Visited dentist	50.8%
Cholesterol screening	89.9%
Teeth loss	23.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	63	5.8%

Disability	%
Any disability	14.2%
Under 18	1.4%
18–64 years	13.7%
65 and over	38.4%

Health insurance coverage

Type	%
Private insurance	56.5%
Public insurance	54.2%
No insurance	5.2%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,450	87.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,649	100.0%
Born in same state	1,649	100.0%
Born in different state	1,440	87.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	188	11.4%
Arab	125	7.6%

Ancestry	Count	%
French	74	4.5%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38381

What city is ZIP code 38381 in?

ZIP code 38381 is primarily assigned to Toone, Tennessee.

What county is ZIP code 38381 in?

ZIP code 38381 falls within Hardeman County, Tennessee.

Is ZIP code 38381 family-oriented?

34% of residents in ZIP code 38381 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 38381?

26% of residents in ZIP code 38381 live below the poverty line, above the national average.

How educated is the population of ZIP code 38381?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 38381?

The median home value in ZIP code 38381 is $101,600.

What timezone is ZIP code 38381 in?

ZIP code 38381 observes the CST timezone.