38392 ZIP Code — Mercer, TN

Madison County, Tennessee

ZIP code 38392 is located in Mercer, Tennessee, within Madison County. It covers approximately 36.05 square miles and serves a population of 783 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38392

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Owner-occupancy is high at 88%, well above the national average.

Median household income is $52,031. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 38392 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

783

population

36.05

sq mi land

Standard

ZIP type

Central (CT)

timezone

38392 ZIP code map

Cities in ZIP code 38392

Below are the cities the US Postal Service accepts for ZIP code 38392. Using any city not on this list may result in mail delivery delays.

City	Status
Mercer	Preferred

Nearby ZIP codes

38391 Denmark (5 mi) 38356 Medon (8 mi) 38381 Toone (10.1 mi) 38075 Whiteville (11.8 mi) 38075 Whiteville (11.8 mi) 38301 Jackson (12.4 mi) 38006 Bells (13.3 mi) 38069 Stanton (16.3 mi) 38012 Brownsville (16.7 mi) 38008 Bolivar (16.9 mi) 38366 Pinson (17.2 mi) 38337 Gadsden (19.9 mi)

Demographics updated 05/2026

Population
Total population	783
Population density	22 / sq mi
State FIPS	47
County FIPS	113

Geography
Land area	36.05 sq mi
Water area	0.08 sq mi
Latitude	35.4873
Longitude	-89.0416
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.9%	51.9%	45.7%
$50k – $100k	21.2%	30.0%	30.9%
$100k – $200k	30.9%	15.0%	18.3%
Over $200k	0.0%	3.1%	5.1%

Demographics & statistics

783

Population

People per sq mi

43.8

Median age

$52,031

Median household income

$24,028

Per capita income

Median home value

Median monthly rent

88.2%

Home ownership

10.2%

Poverty rate

0.0%

Unemployment

286

Housing units

12.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	123	15.7%
18 and over	660	84.3%
65 and over	125	16.0%
Median age	43.8 years

Race & ethnicity

White 76.5%

Black or African American 14.9%

Hispanic or Latino 4.3%

Other race 4.3%

Group	Count	%
White	626	76.5%
Black or African American	122	14.9%
Hispanic or Latino	35	4.3%
Other race	35	4.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.9%	51.9%	45.7%
$50k – $100k	21.2%	30.0%	30.9%
$100k – $200k	30.9%	15.0%	18.3%
Over $200k	0.0%	3.1%	5.1%

Under $10k 8.5%

$10k–$15k 8.1%

$15k–$25k 6.3%

$25k–$35k 10.7%

$35k–$50k 14.0%

$50k–$75k 24.4%

$75k–$100k 9.6%

$100k–$150k 16.2%

$200k+ 2.2%

Range	% of households
Under $10k	8.5%
$10k–$15k	8.1%
$15k–$25k	6.3%
$25k–$35k	10.7%
$35k–$50k	14.0%
$50k–$75k	24.4%
$75k–$100k	9.6%
$100k–$150k	16.2%
$200k+	2.2%
Median income	$52,031

Housing

Home values

Under $50k 49.8%

$50k–$100k 12.6%

$100k–$150k 17.6%

$150k–$200k 4.6%

$200k–$300k 9.6%

$300k–$500k 5.9%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	88.2%
Renter occupied	11.8%
Vacant	14.8%
Single-family detached	70.4%
Large apartment buildings	0.0%
Mobile homes	29.6%
Median rooms	6.5
Avg household size (owned)	3.06

Year built

Era	%
2020 or later	0.0%
2010–2019	2.5%
2000–2009	9.1%
1990–1999	5.3%
1980–1989	26.4%
1970–1979	26.1%
1960–1969	26.7%
1950–1959	3.8%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	23.9%
3 bedrooms	70.1%
4 bedrooms	4.1%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	27.3%
2 vehicles	21.8%
3 or more	46.5%

Heating fuel

Fuel type	%
Utility gas	11.4%
Electricity	31.0%
Propane / LP gas	40.6%
Wood	4.1%

Households & families

Household type	Count	%
Married-couple family	164	60.5%
Cohabiting couple	0	0.0%
Male householder, no spouse	65	24.0%
Female householder, no spouse	42	15.5%
Households with children under 18	82	30.3%
Households with seniors (65+)	102	37.6%
Average household size	2.89

Marital status

Status	Male	Female
Never married	37.9%	35.0%
Married	51.2%	52.4%
Separated	0.0%	0.0%
Widowed	3.2%	9.9%
Divorced	7.7%	2.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 11.1%

HS graduate 32.8%

Some college, no degree 17.2%

Associate's degree 26.8%

Bachelor's degree 6.4%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	12.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	10	6.8%
Elementary school	49	33.1%
High school	55	37.2%
College / grad school	34	23.0%

Employment

Industry of employment

Retail trade 26.1%

Manufacturing 22.6%

Education & healthcare 18.7%

Arts, food & hospitality 10.9%

Construction 9.2%

Transportation & utilities 5.2%

Agriculture & mining 2.5%

Professional & management 2.5%

Public administration 2.2%

Occupation

Category	%
Management, business & arts	23.4%
Service	2.5%
Sales & office	23.6%
Natural resources & construction	10.0%
Production & transportation	40.5%

Employment type

Type	%
Private sector	88.8%
Government	8.7%
Self-employed	2.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.8%
Carpool	6.5%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	1.7%
Avg commute (minutes)	32.3

Poverty

All people 10.2%

Under 18 years 12.2%

18 and over 9.8%

Married-couple families 4.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	51.3%
Retirement income	22.5%
Supplemental Security	13.7%
Cash public assistance	0.0%
Food stamps / SNAP	13.3%

Health indicators

Condition	%
Obesity	40.6%
High blood pressure	41.1%
High cholesterol	37.1%
Diabetes	14.2%
Heart disease	7.8%
Stroke	3.9%
Asthma	10.1%
Arthritis	31.3%
Kidney disease	3.3%
Pulmonary disease	9.2%
Cancer	7.0%

Behavior / access	%
Smoking	22.5%
Binge drinking	14.1%
No physical activity	26.1%
Less than 7 hrs sleep	32.3%
Depression	24.9%
Fair or poor health	17.5%
Poor mental health	16.1%
Poor physical health	12.0%
No health insurance	16.2%
Visited doctor (checkup)	78.1%
Visited dentist	61.7%
Cholesterol screening	91.4%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	19	2.9%

Disability	%
Any disability	14.8%
Under 18	0.0%
18–64 years	15.1%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	81.5%
Public insurance	30.1%
No insurance	2.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	778	99.4%
Spanish	27	3.5%
Other Indo-European	27	3.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	783	100.0%
Born in same state	783	100.0%
Born in different state	662	84.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	58	7.4%
Arab	35	4.5%

Ancestry	Count	%
French	20	2.6%

Technology access

Metric	% of households
Computer access	34.6%
Internet access	88.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38392

What city is ZIP code 38392 in?

ZIP code 38392 is primarily assigned to Mercer, Tennessee.

What county is ZIP code 38392 in?

ZIP code 38392 falls within Madison County, Tennessee.

Does ZIP code 38392 have a large retiree population?

51% of households in ZIP code 38392 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 38392 mostly owner-occupied?

88% of occupied units in ZIP code 38392 are owner-occupied, well above the national average.

How educated is the population of ZIP code 38392?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the population of ZIP code 38392?

ZIP code 38392 has an estimated population of 783 residents, with a density of 22 people per square mile.

What timezone is ZIP code 38392 in?

ZIP code 38392 observes the CST timezone.