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Kentucky ZIP Codes
Floyd County
Harold, KY
41635
41635 ZIP Code — Harold, KY
Floyd County, Kentucky
ZIP code 41635 is located in
Harold ,
Kentucky ,
within Floyd County .
It covers approximately 21.74 square miles and serves a population of
3,156 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 606 .
About ZIP code 41635
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $69,900. Owner-occupancy is high at 75%, well above the national average.
Median household income is $38,185. Poverty affects 30% of residents, above the national average. SNAP benefit usage at 31% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (32%) compared to national benchmarks.
Overall, ZIP code 41635 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
41635 ZIP code map
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Cities in ZIP code 41635
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,156
Population density
145 / sq mi
State FIPS
21
County FIPS
071
Geography
Land area
21.74 sq mi
Water area
0.05 sq mi
Latitude
37.5018
Longitude
-82.6434
Timezone
Eastern (ET)
Area code
606
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
70.9%
66.5%
47.9%
$50k – $100k
21.7%
24.2%
30.3%
$100k – $200k
4.8%
7.8%
17.6%
Over $200k
2.6%
1.5%
4.2%
Demographics & statistics
$38,185
Median household income
Age distribution
Age summary
Group Count % Under 18 715 22.7% 18 and over 2,441 77.3% 65 and over 577 18.3% Median age 42.5 years
Race & ethnicity
Group Count % White 3,111 98.6% Two or more races 45 1.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
70.9%
66.5%
47.9%
$50k – $100k
21.7%
24.2%
30.3%
$100k – $200k
4.8%
7.8%
17.6%
Over $200k
2.6%
1.5%
4.2%
Range % of households Under $10k 5.9% $10k–$15k 8.0% $15k–$25k 21.7% $25k–$35k 12.3% $35k–$50k 10.2% $50k–$75k 22.7% $75k–$100k 7.5% $100k–$150k 5.7% $150k–$200k 3.2% $200k+ 2.7% Median income $38,185
Housing
Housing overview
Metric Value Median home value $69,900 Median rent / month $908 Owner occupied 75.1% Renter occupied 24.9% Vacant 13.7% Single-family detached 59.1% Large apartment buildings 0.0% Mobile homes 38.7% Median rooms 5.4 Avg household size (owned) 2.48
Year built
Era % 2020 or later 0.0% 2010–2019 3.6% 2000–2009 25.9% 1990–1999 13.1% 1980–1989 23.8% 1970–1979 16.2% 1960–1969 5.5% 1950–1959 6.8% 1940–1949 1.3% 1939 or earlier 3.9%
Bedrooms
Size % of units No bedroom (studio) 0.7% 1 bedroom 3.5% 2 bedrooms 31.6% 3 bedrooms 54.5% 4 bedrooms 8.1% 5+ bedrooms 1.5%
Vehicles per household
Vehicles % of households No vehicle 2.5% 1 vehicle 35.1% 2 vehicles 36.7% 3 or more 25.7%
Heating fuel
Fuel type % Utility gas 21.3% Electricity 67.9% Propane / LP gas 1.4% Fuel oil 0.9% Wood 3.9%
Households & families
Household type Count % Married-couple family 670 52.3% Cohabiting couple 128 10.0% Male householder, no spouse 116 9.1% Female householder, no spouse 367 28.6% Households with children under 18 406 31.7% Households with seniors (65+) 402 31.4% Average household size 2.46
Marital status
Status Male Female Never married 31.0% 12.4% Married 57.3% 52.7% Separated 0.0% 4.6% Widowed 7.0% 12.4% Divorced 4.7% 17.9%
Education
Less than 9th grade
12.5%
Some HS, no diploma
15.8%
Some college, no degree
14.3%
Graduate / professional
2.3%
Metric % HS diploma or higher 71.7% Bachelor's or higher 8.0%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 11 1.8% Elementary school 289 48.3% High school 106 17.7% College / grad school 192 32.1%
Employment
Industry of employment
Education & healthcare
32.3%
Arts, food & hospitality
8.0%
Transportation & utilities
7.6%
Professional & management
4.9%
Finance & real estate
3.1%
Occupation
Category % Management, business & arts 36.9% Service 15.2% Sales & office 15.4% Natural resources & construction 11.3% Production & transportation 21.2%
Employment type
Type % Private sector 79.2% Government 16.6% Self-employed 4.2% Unpaid family workers 0.0%
Commute
Method % Drive alone 88.1% Carpool 6.8% Public transit 0.0% Walk 0.0% Work from home 5.2% Other means 0.0% Avg commute (minutes) 18.4
Poverty
Married-couple families
20.4%
Female-led households
34.4%
Income support
Source % of households Social Security 48.3% Retirement income 14.9% Supplemental Security 7.5% Cash public assistance 0.5% Food stamps / SNAP 30.9%
Health indicators
Condition % Obesity 44.0% High blood pressure 44.8% High cholesterol 41.2% Diabetes 14.0% Heart disease 8.8% Stroke 4.3% Asthma 12.8% Arthritis 34.5% Kidney disease 3.7% Pulmonary disease 14.6% Cancer 6.1%
Behavior / access % Smoking 32.1% Binge drinking 14.9% No physical activity 38.3% Less than 7 hrs sleep 42.2% Depression 29.4% Fair or poor health 28.2% Poor mental health 21.5% Poor physical health 18.5% No health insurance 13.5% Visited doctor (checkup) 76.1% Visited dentist 45.4% Cholesterol screening 87.0% Teeth loss 27.3%
Veterans & disability
Veterans Count % Civilian veterans 25 1.0%
Disability % Any disability 19.2% Under 18 8.4% 18–64 years 22.5% 65 and over 21.7%
Health insurance coverage
Type % Private insurance 31.2% Public insurance 67.6% No insurance 8.7% Uninsured under 19 1.1%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,876 91.1% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 3,156 100.0% Born in same state 3,156 100.0% Born in different state 2,672 84.7% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 857 27.2% French 297 9.4%
Ancestry Count % Italian 217 6.9% English 76 2.4%
Technology access
Metric % of households Computer access 40.6% Internet access 91.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 41635
What city is ZIP code 41635 in?
ZIP code 41635 is primarily assigned to Harold, Kentucky.
What county is ZIP code 41635 in?
ZIP code 41635 falls within Floyd County, Kentucky.
What is the poverty rate in ZIP code 41635?
30% of residents in ZIP code 41635 live below the poverty line, above the national average.
How educated is the population of ZIP code 41635?
8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 41635 have a large retiree population?
48% of households in ZIP code 41635 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 41635?
The median home value in ZIP code 41635 is $69,900.
What timezone is ZIP code 41635 in?
ZIP code 41635 observes the EST timezone.
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