41649 ZIP Code — Martin, KY

Floyd County, Kentucky

ZIP code 41649 is located in Martin, Kentucky, within Floyd County. It covers approximately 24.00 square miles and serves a population of 2,263 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41649

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $79,700. Owner-occupancy sits near the national average at 70%.

Median household income is $34,115. Poverty affects 29% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (31%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 31%.

Overall, ZIP code 41649 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,263

population

24.00

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41649 ZIP code map

Cities in ZIP code 41649

Below are the cities the US Postal Service accepts for ZIP code 41649. Using any city not on this list may result in mail delivery delays.

City	Status
Martin	Acceptable
Martin	Preferred

Nearby ZIP codes

41655 Printer (3.6 mi) 41601 Allen (3.6 mi) 41653 Prestonsburg (3.6 mi) 41622 Eastern (4.1 mi) 41621 Dwale (4.7 mi) 41603 Banner (4.9 mi) 41642 Ivel (6 mi) 41607 Blue River (6.1 mi) 41640 Hueysville (6.3 mi) 41616 David (6.4 mi) 41630 Garrett (7.2 mi) 41659 Stanville (7.8 mi)

Demographics updated 05/2026

Population
Total population	2,263
Population density	94 / sq mi
State FIPS	21
County FIPS	071

Geography
Land area	24.00 sq mi
Water area	0.07 sq mi
Latitude	37.5667
Longitude	-82.7674
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.6%	66.5%	47.9%
$50k – $100k	16.9%	24.2%	30.3%
$100k – $200k	15.4%	7.8%	17.6%
Over $200k	2.2%	1.5%	4.2%

Demographics & statistics

2,263

Population

People per sq mi

48.1

Median age

$34,115

Median household income

$23,162

Per capita income

$79,700

Median home value

$519

Median monthly rent

69.6%

Home ownership

28.9%

Poverty rate

3.7%

Unemployment

817

Housing units

12.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

166

35–44

165

163

45–54

163

112

55–59

112

101

60–64

100

161

65–74

161

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	392	17.3%
18 and over	1,871	82.7%
65 and over	497	22.0%
Median age	48.1 years

Race & ethnicity

White 99.5%

Two or more races 0.4%

Asian 0.1%

Group	Count	%
White	2,252	99.5%
Two or more races	8	0.4%
Asian	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.6%	66.5%	47.9%
$50k – $100k	16.9%	24.2%	30.3%
$100k – $200k	15.4%	7.8%	17.6%
Over $200k	2.2%	1.5%	4.2%

Under $10k 9.7%

$10k–$15k 8.0%

$15k–$25k 18.1%

$25k–$35k 15.1%

$35k–$50k 11.7%

$50k–$75k 12.0%

$75k–$100k 7.4%

$100k–$150k 10.9%

$150k–$200k 7.2%

Range	% of households
Under $10k	9.7%
$10k–$15k	8.0%
$15k–$25k	18.1%
$25k–$35k	15.1%
$35k–$50k	11.7%
$50k–$75k	12.0%
$75k–$100k	7.4%
$100k–$150k	10.9%
$150k–$200k	7.2%
Median income	$34,115

Housing

Home values

Under $50k 30.7%

$50k–$100k 32.6%

$100k–$150k 10.9%

$150k–$200k 18.3%

$200k–$300k 5.7%

$300k–$500k 1.8%

Housing overview

Metric	Value
Median home value	$79,700
Median rent / month	$519
Owner occupied	69.6%
Renter occupied	30.4%
Vacant	14.0%
Single-family detached	56.2%
Large apartment buildings	2.1%
Mobile homes	29.9%
Median rooms	5.7
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	4.0%
2000–2009	2.8%
1990–1999	26.7%
1980–1989	16.4%
1970–1979	27.1%
1960–1969	3.3%
1950–1959	11.9%
1940–1949	4.2%
1939 or earlier	3.7%

Bedrooms

Size	% of units
No bedroom (studio)	4.4%
1 bedroom	7.2%
2 bedrooms	19.2%
3 bedrooms	54.5%
4 bedrooms	10.6%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	8.4%
1 vehicle	28.5%
2 vehicles	38.7%
3 or more	24.4%

Heating fuel

Fuel type	%
Utility gas	18.7%
Electricity	77.3%
Propane / LP gas	2.1%
Fuel oil	1.9%

Households & families

Household type	Count	%
Married-couple family	517	54.4%
Cohabiting couple	56	5.9%
Male householder, no spouse	160	16.8%
Female householder, no spouse	218	22.9%
Households with children under 18	250	26.3%
Households with seniors (65+)	370	38.9%
Average household size	2.35

Marital status

Status	Male	Female
Never married	24.2%	21.1%
Married	52.7%	55.9%
Separated	0.8%	0.2%
Widowed	9.5%	12.4%
Divorced	12.8%	10.4%

Education

Less than 9th grade 6.4%

Some HS, no diploma 10.5%

HS graduate 44.9%

Some college, no degree 20.3%

Associate's degree 5.6%

Bachelor's degree 5.3%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	83.1%
Bachelor's or higher	12.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	39	8.7%
Elementary school	204	45.4%
High school	113	25.2%
College / grad school	93	20.7%

Employment

Industry of employment

Education & healthcare 33.4%

Arts, food & hospitality 13.1%

Manufacturing 12.5%

Construction 10.2%

Public administration 9.5%

Other services 6.3%

Transportation & utilities 4.6%

Retail trade 3.4%

Finance & real estate 3.0%

Information 1.2%

Professional & management 1.2%

Wholesale trade 0.9%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	40.3%
Service	13.9%
Sales & office	21.9%
Natural resources & construction	13.8%
Production & transportation	10.1%

Employment type

Type	%
Private sector	67.1%
Government	25.1%
Self-employed	7.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.7%
Carpool	12.3%
Public transit	0.0%
Walk	3.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	19.6

Poverty

All people 28.9%

Under 18 years 37.2%

18 and over 27.3%

Married-couple families 17.0%

Female-led households 40.3%

Income support

Source	% of households
Social Security	55.2%
Retirement income	24.2%
Supplemental Security	12.7%
Cash public assistance	1.9%
Food stamps / SNAP	19.7%

Health indicators

Condition	%
Obesity	44.0%
High blood pressure	47.4%
High cholesterol	42.6%
Diabetes	15.3%
Heart disease	9.7%
Stroke	4.9%
Asthma	12.7%
Arthritis	37.4%
Kidney disease	4.1%
Pulmonary disease	15.5%
Cancer	7.1%

Behavior / access	%
Smoking	30.6%
Binge drinking	14.1%
No physical activity	38.7%
Less than 7 hrs sleep	41.7%
Depression	28.7%
Fair or poor health	28.8%
Poor mental health	20.6%
Poor physical health	19.1%
No health insurance	12.7%
Visited doctor (checkup)	77.5%
Visited dentist	46.5%
Cholesterol screening	88.4%
Teeth loss	26.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	79	4.2%

Disability	%
Any disability	30.8%
Under 18	2.0%
18–64 years	33.7%
65 and over	45.5%

Health insurance coverage

Type	%
Private insurance	54.9%
Public insurance	59.9%
No insurance	1.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,226	98.4%
Spanish	3	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,260	99.9%
Born in same state	2,254	99.6%
Born in different state	1,951	86.2%
Foreign born	6	0.3%
Naturalized citizen	3	0.1%
Not a US citizen	3	100.0%

Ancestry

Ancestry	Count	%
Arab	533	23.6%
French	99	4.4%

Ancestry	Count	%
Italian	65	2.9%
English	6	0.3%

Technology access

Metric	% of households
Computer access	42.0%
Internet access	83.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41649

What city is ZIP code 41649 in?

ZIP code 41649 is primarily assigned to Martin, Kentucky.

What county is ZIP code 41649 in?

ZIP code 41649 falls within Floyd County, Kentucky.

Does ZIP code 41649 have a large retiree population?

55% of households in ZIP code 41649 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 41649?

29% of residents in ZIP code 41649 live below the poverty line, above the national average.

How educated is the population of ZIP code 41649?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 41649?

The median home value in ZIP code 41649 is $79,700.

What timezone is ZIP code 41649 in?

ZIP code 41649 observes the EST timezone.