41630 ZIP Code — Garrett, KY

Floyd County, Kentucky

ZIP code 41630 is located in Garrett, Kentucky, within Floyd County. It covers approximately 15.50 square miles and serves a population of 1,017 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41630

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $92,200. Owner-occupancy sits near the national average at 67%.

Median household income is $48,452. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with professional and management as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (31%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 30%.

Overall, ZIP code 41630 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,017

population

15.50

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41630 ZIP code map

Cities in ZIP code 41630

Below are the cities the US Postal Service accepts for ZIP code 41630. Using any city not on this list may result in mail delivery delays.

City	Status
Garrett	Preferred

Nearby ZIP codes

41666 Wayland (2.8 mi) 41622 Eastern (3.1 mi) 41640 Hueysville (3.1 mi) 41643 Lackey (3.4 mi) 41839 Mousie (4.3 mi) 41655 Printer (6.3 mi) 41649 Martin (7.2 mi) 41631 Grethel (7.4 mi) 41647 Mc Dowell (7.7 mi) 41862 Topmost (8 mi) 41831 Leburn (8.3 mi) 41636 Hi Hat (8.6 mi)

Demographics updated 05/2026

Population
Total population	1,017
Population density	66 / sq mi
State FIPS	21
County FIPS	071

Geography
Land area	15.50 sq mi
Water area	0.01 sq mi
Latitude	37.4771
Longitude	-82.8339
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	80.5%	66.5%	47.9%
$50k – $100k	9.0%	24.2%	30.3%
$100k – $200k	5.4%	7.8%	17.6%
Over $200k	5.2%	1.5%	4.2%

Demographics & statistics

1,017

Population

People per sq mi

41.5

Median age

$48,452

Median household income

$25,182

Per capita income

$92,200

Median home value

$631

Median monthly rent

66.7%

Home ownership

25.2%

Poverty rate

0.0%

Unemployment

308

Housing units

15.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	302	29.7%
18 and over	715	70.3%
65 and over	198	19.5%
Median age	41.5 years

Race & ethnicity

White 97.5%

Two or more races 1.6%

American Indian / Alaska Native 0.9%

Group	Count	%
White	992	97.5%
Two or more races	16	1.6%
American Indian / Alaska Native	9	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	80.5%	66.5%	47.9%
$50k – $100k	9.0%	24.2%	30.3%
$100k – $200k	5.4%	7.8%	17.6%
Over $200k	5.2%	1.5%	4.2%

Under $10k 10.1%

$10k–$15k 11.5%

$15k–$25k 8.9%

$25k–$35k 14.3%

$35k–$50k 8.2%

$50k–$75k 23.9%

$75k–$100k 7.3%

$100k–$150k 10.6%

$200k+ 5.2%

Range	% of households
Under $10k	10.1%
$10k–$15k	11.5%
$15k–$25k	8.9%
$25k–$35k	14.3%
$35k–$50k	8.2%
$50k–$75k	23.9%
$75k–$100k	7.3%
$100k–$150k	10.6%
$200k+	5.2%
Median income	$48,452

Housing

Home values

Under $50k 43.3%

$50k–$100k 19.0%

$100k–$150k 6.3%

$150k–$200k 6.0%

$200k–$300k 25.4%

Housing overview

Metric	Value
Median home value	$92,200
Median rent / month	$631
Owner occupied	66.7%
Renter occupied	33.3%
Vacant	5.3%
Single-family detached	78.7%
Large apartment buildings	0.0%
Mobile homes	21.3%
Median rooms	5.3
Avg household size (owned)	2.09

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	17.8%
1990–1999	14.4%
1980–1989	13.8%
1970–1979	16.7%
1960–1969	4.7%
1950–1959	7.6%
1940–1949	0.0%
1939 or earlier	20.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.4%
2 bedrooms	38.0%
3 bedrooms	44.7%
4 bedrooms	7.3%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.9%
1 vehicle	44.8%
2 vehicles	30.5%
3 or more	19.7%

Heating fuel

Fuel type	%
Utility gas	53.5%
Electricity	36.2%
Propane / LP gas	7.7%
Wood	1.4%

Households & families

Household type	Count	%
Married-couple family	200	46.9%
Cohabiting couple	43	10.1%
Male householder, no spouse	40	9.4%
Female householder, no spouse	143	33.6%
Households with children under 18	172	40.4%
Households with seniors (65+)	160	37.6%
Average household size	2.39

Marital status

Status	Male	Female
Never married	31.1%	13.5%
Married	51.8%	44.2%
Separated	0.0%	3.3%
Widowed	1.8%	8.1%
Divorced	15.3%	30.9%

Education

Less than 9th grade 12.0%

Some HS, no diploma 7.8%

HS graduate 31.1%

Some college, no degree 28.9%

Associate's degree 5.0%

Bachelor's degree 8.1%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	80.2%
Bachelor's or higher	15.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	23	9.4%
Kindergarten	8	3.3%
Elementary school	90	36.9%
High school	116	47.5%
College / grad school	7	2.9%

Employment

Industry of employment

Professional & management 28.7%

Education & healthcare 24.7%

Retail trade 12.2%

Manufacturing 9.1%

Arts, food & hospitality 8.5%

Agriculture & mining 7.7%

Wholesale trade 5.7%

Transportation & utilities 3.4%

Occupation

Category	%
Management, business & arts	24.4%
Service	36.4%
Sales & office	7.7%
Natural resources & construction	13.4%
Production & transportation	18.2%

Employment type

Type	%
Private sector	80.1%
Government	19.9%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.8%
Carpool	1.5%
Public transit	0.0%
Walk	1.5%
Work from home	9.1%
Other means	0.0%
Avg commute (minutes)	31.4

Poverty

All people 25.2%

Under 18 years 23.7%

18 and over 25.9%

Married-couple families 6.0%

Female-led households 49.3%

Income support

Source	% of households
Social Security	46.2%
Retirement income	38.5%
Supplemental Security	2.3%
Cash public assistance	0.0%
Food stamps / SNAP	21.4%

Health indicators

Condition	%
Obesity	42.8%
High blood pressure	46.9%
High cholesterol	42.0%
Diabetes	15.3%
Heart disease	9.7%
Stroke	4.9%
Asthma	12.7%
Arthritis	36.8%
Kidney disease	4.1%
Pulmonary disease	15.7%
Cancer	6.9%

Behavior / access	%
Smoking	30.7%
Binge drinking	14.4%
No physical activity	38.3%
Less than 7 hrs sleep	40.9%
Depression	28.4%
Fair or poor health	29.0%
Poor mental health	20.6%
Poor physical health	19.2%
No health insurance	12.9%
Visited doctor (checkup)	77.1%
Visited dentist	45.2%
Cholesterol screening	87.7%
Teeth loss	27.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	35	4.9%

Disability	%
Any disability	29.8%
Under 18	6.6%
18–64 years	25.1%
65 and over	77.3%

Health insurance coverage

Type	%
Private insurance	54.6%
Public insurance	52.8%
No insurance	2.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	986	97.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,017	100.0%
Born in same state	1,017	100.0%
Born in different state	946	93.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	351	34.5%
Italian	225	22.1%

Ancestry	Count	%
French	31	3%

Technology access

Metric	% of households
Computer access	41.9%
Internet access	69.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41630

What city is ZIP code 41630 in?

ZIP code 41630 is primarily assigned to Garrett, Kentucky.

What county is ZIP code 41630 in?

ZIP code 41630 falls within Knott County, Kentucky.

What is the poverty rate in ZIP code 41630?

25% of residents in ZIP code 41630 live below the poverty line, above the national average.

Does ZIP code 41630 have a large retiree population?

46% of households in ZIP code 41630 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 41630?

The median home value in ZIP code 41630 is $92,200.

What are the health statistics for ZIP code 41630?

Health data for ZIP code 41630 shows elevated rates of diabetes (15%) and smoking (31%) compared to national benchmarks.

What timezone is ZIP code 41630 in?

ZIP code 41630 observes the EST timezone.