41862 ZIP Code — Topmost, KY

Knott County, Kentucky

ZIP code 41862 is located in Topmost, Kentucky, within Knott County. It covers approximately 13.67 square miles and serves a population of 947 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41862

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $58,100. Owner-occupancy sits near the national average at 73%.

Median household income is $31,754. Poverty affects 39% of residents, above the national average. SNAP benefit usage at 49% of households reflects economic stress in the area. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (32%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 34%.

Overall, ZIP code 41862 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

947

population

13.67

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41862 ZIP code map

Cities in ZIP code 41862

Below are the cities the US Postal Service accepts for ZIP code 41862. Using any city not on this list may result in mail delivery delays.

City	Status
Topmost	Acceptable
Topmost	Preferred

Nearby ZIP codes

41844 Pippa Passes (3.3 mi) 41828 Kite (4.8 mi) 41636 Hi Hat (5.2 mi) 41606 Bevinsville (5.2 mi) 41669 Wheelwright (5.2 mi) 41666 Wayland (5.4 mi) 41650 Melvin (6.2 mi) 41643 Lackey (6.4 mi) 41843 Pine Top (6.7 mi) 41647 Mc Dowell (6.8 mi) 41667 Weeksbury (6.9 mi) 41839 Mousie (6.9 mi)

Demographics updated 05/2026

Population
Total population	947
Population density	69 / sq mi
State FIPS	21
County FIPS	119

Geography
Land area	13.67 sq mi
Water area	0.01 sq mi
Latitude	37.3637
Longitude	-82.8030
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	76.1%	66.1%	47.9%
$50k – $100k	18.8%	25.6%	30.3%
$100k – $200k	5.1%	7.6%	17.6%
Over $200k	0.0%	0.7%	4.2%

Demographics & statistics

947

Population

People per sq mi

37.5

Median age

$31,754

Median household income

$14,949

Per capita income

$58,100

Median home value

$587

Median monthly rent

73.3%

Home ownership

39.2%

Poverty rate

32.0%

Unemployment

374

Housing units

10.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

113

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	236	24.9%
18 and over	711	75.1%
65 and over	186	19.6%
Median age	37.5 years

Race & ethnicity

White 95.9%

Two or more races 2.5%

Hispanic or Latino 1.4%

Black or African American 0.2%

Group	Count	%
White	921	95.9%
Two or more races	24	2.5%
Hispanic or Latino	13	1.4%
Black or African American	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	76.1%	66.1%	47.9%
$50k – $100k	18.8%	25.6%	30.3%
$100k – $200k	5.1%	7.6%	17.6%
Over $200k	0.0%	0.7%	4.2%

Under $10k 7.7%

$10k–$15k 19.2%

$15k–$25k 9.6%

$25k–$35k 18.9%

$35k–$50k 8.0%

$50k–$75k 25.9%

$75k–$100k 5.6%

$100k–$150k 5.1%

Range	% of households
Under $10k	7.7%
$10k–$15k	19.2%
$15k–$25k	9.6%
$25k–$35k	18.9%
$35k–$50k	8.0%
$50k–$75k	25.9%
$75k–$100k	5.6%
$100k–$150k	5.1%
Median income	$31,754

Housing

Home values

Under $50k 34.9%

$50k–$100k 35.3%

$100k–$150k 8.4%

$150k–$200k 14.2%

$200k–$300k 6.2%

$300k–$500k 1.1%

Housing overview

Metric	Value
Median home value	$58,100
Median rent / month	$587
Owner occupied	73.3%
Renter occupied	26.7%
Vacant	20.9%
Single-family detached	70.0%
Large apartment buildings	0.0%
Mobile homes	30.0%
Median rooms	6.2
Avg household size (owned)	2.04

Year built

Era	%
2020 or later	0.0%
2010–2019	4.0%
2000–2009	11.4%
1990–1999	11.8%
1980–1989	28.7%
1970–1979	19.2%
1960–1969	6.3%
1950–1959	8.4%
1940–1949	1.5%
1939 or earlier	8.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	2.3%
2 bedrooms	15.6%
3 bedrooms	52.5%
4 bedrooms	23.6%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	48.0%
2 vehicles	30.4%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	28.8%
Electricity	61.6%
Propane / LP gas	6.1%
Fuel oil	3.5%

Households & families

Household type	Count	%
Married-couple family	158	42.1%
Cohabiting couple	79	21.1%
Male householder, no spouse	58	15.5%
Female householder, no spouse	80	21.3%
Households with children under 18	188	50.1%
Households with seniors (65+)	150	40.0%
Average household size	2.52

Marital status

Status	Male	Female
Never married	20.2%	30.1%
Married	46.0%	39.6%
Separated	2.5%	0.7%
Widowed	15.0%	13.3%
Divorced	16.3%	16.4%

Education

Less than 9th grade 16.8%

Some HS, no diploma 19.1%

HS graduate 28.7%

Some college, no degree 16.3%

Associate's degree 8.4%

Bachelor's degree 3.3%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	64.1%
Bachelor's or higher	10.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	195	68.4%
High school	45	15.8%
College / grad school	45	15.8%

Employment

Industry of employment

Education & healthcare 23.8%

Retail trade 19.5%

Agriculture & mining 18.9%

Professional & management 13.4%

Other services 11.6%

Arts, food & hospitality 7.9%

Construction 3.7%

Transportation & utilities 1.2%

Occupation

Category	%
Management, business & arts	29.3%
Service	25.6%
Sales & office	18.3%
Natural resources & construction	9.1%
Production & transportation	17.7%

Employment type

Type	%
Private sector	81.7%
Government	8.5%
Self-employed	9.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.3%
Carpool	12.4%
Public transit	0.0%
Walk	0.0%
Work from home	8.3%
Other means	0.0%
Avg commute (minutes)	31.6

Poverty

All people 39.2%

Under 18 years 65.7%

18 and over 30.4%

Married-couple families 9.5%

Female-led households 67.4%

Income support

Source	% of households
Social Security	41.9%
Retirement income	28.5%
Supplemental Security	20.0%
Cash public assistance	5.6%
Food stamps / SNAP	49.1%

Health indicators

Condition	%
Obesity	42.2%
High blood pressure	46.0%
High cholesterol	40.1%
Diabetes	15.2%
Heart disease	9.6%
Stroke	4.8%
Asthma	12.8%
Arthritis	35.7%
Kidney disease	4.0%
Pulmonary disease	15.5%
Cancer	6.5%

Behavior / access	%
Smoking	32.0%
Binge drinking	14.1%
No physical activity	38.7%
Less than 7 hrs sleep	40.7%
Depression	28.3%
Fair or poor health	29.2%
Poor mental health	21.1%
Poor physical health	19.3%
No health insurance	13.2%
Visited doctor (checkup)	76.9%
Visited dentist	42.7%
Cholesterol screening	87.2%
Teeth loss	29.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	71	10.0%

Disability	%
Any disability	33.8%
Under 18	8.1%
18–64 years	36.8%
65 and over	58.1%

Health insurance coverage

Type	%
Private insurance	27.7%
Public insurance	91.2%
No insurance	1.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	937	98.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	947	100.0%
Born in same state	947	100.0%
Born in different state	820	86.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	332	35.1%
Arab	111	11.7%

Ancestry	Count	%
French	91	9.6%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	85.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41862

What city is ZIP code 41862 in?

ZIP code 41862 is primarily assigned to Topmost, Kentucky.

What county is ZIP code 41862 in?

ZIP code 41862 falls within Knott County, Kentucky.

What is the poverty rate in ZIP code 41862?

39% of residents in ZIP code 41862 live below the poverty line, above the national average.

How educated is the population of ZIP code 41862?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 41862 have a large retiree population?

42% of households in ZIP code 41862 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 41862?

The median home value in ZIP code 41862 is $58,100.

What timezone is ZIP code 41862 in?

ZIP code 41862 observes the EST timezone.