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Kentucky ZIP Codes
Floyd County
Melvin, KY
41650
41650 ZIP Code — Melvin, KY
Floyd County, Kentucky
ZIP code 41650 is located in
Melvin ,
Kentucky ,
within Floyd County .
It covers approximately 5.50 square miles and serves a population of
453 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 606 .
About ZIP code 41650
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $80,200. Owner-occupancy sits near the national average at 59%.
Median household income is $21,518. Poverty affects 26% of residents, above the national average. 69% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is service, with construction as the leading industry.
College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (31%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 36%.
Overall, ZIP code 41650 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.
41650 ZIP code map
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Cities in ZIP code 41650
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
453
Population density
82 / sq mi
State FIPS
21
County FIPS
071
Geography
Land area
5.50 sq mi
Water area
0.00 sq mi
Latitude
37.3444
Longitude
-82.6920
Timezone
Eastern (ET)
Area code
606
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
76.8%
66.5%
47.9%
$50k – $100k
23.2%
24.2%
30.3%
$100k – $200k
0.0%
7.8%
17.6%
Over $200k
0.0%
1.5%
4.2%
Demographics & statistics
$21,518
Median household income
Age distribution
Age summary
Group Count % Under 18 102 22.5% 18 and over 351 77.5% 65 and over 98 21.6% Median age 38.9 years
Race & ethnicity
Household income
Income range
This ZIP
County avg
State avg
Under $50k
76.8%
66.5%
47.9%
$50k – $100k
23.2%
24.2%
30.3%
$100k – $200k
0.0%
7.8%
17.6%
Over $200k
0.0%
1.5%
4.2%
Range % of households Under $10k 40.8% $15k–$25k 29.3% $25k–$35k 15.8% $75k–$100k 14.1% Median income $21,518
Housing
Housing overview
Metric Value Median home value $80,200 Median rent / month $0 Owner occupied 59.2% Renter occupied 40.8% Vacant 47.1% Single-family detached 83.6% Large apartment buildings 0.0% Mobile homes 8.0% Median rooms 6.7 Avg household size (owned) 3.09
Year built
Era % 2020 or later 0.0% 2010–2019 8.3% 2000–2009 9.2% 1990–1999 8.6% 1980–1989 8.3% 1970–1979 8.0% 1960–1969 11.8% 1950–1959 27.3% 1940–1949 7.5% 1939 or earlier 10.9%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 35.6% 3 bedrooms 41.1% 4 bedrooms 23.3% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 40.8% 2 vehicles 45.1% 3 or more 14.1%
Heating fuel
Fuel type % Utility gas 22.3% Electricity 62.0% Wood 15.8%
Households & families
Household type Count % Married-couple family 81 44.0% Cohabiting couple 0 0.0% Male householder, no spouse 62 33.7% Female householder, no spouse 41 22.3% Households with children under 18 26 14.1% Households with seniors (65+) 69 37.5% Average household size 2.46
Marital status
Status Male Female Never married 30.0% 25.7% Married 43.9% 53.7% Separated 0.0% 0.0% Widowed 0.0% 20.6% Divorced 26.2% 0.0%
Education
Less than 9th grade
23.9%
Some college, no degree
10.3%
Graduate / professional
0.0%
Metric % HS diploma or higher 66.5% Bachelor's or higher 9.4%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 80 78.4% High school 22 21.6% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
25.7%
Occupation
Category % Management, business & arts 0.0% Service 51.5% Sales & office 0.0% Natural resources & construction 48.5% Production & transportation 0.0%
Employment type
Type % Private sector 25.7% Government 74.3% Self-employed 0.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 100.0% Carpool 0.0% Public transit 0.0% Walk 0.0% Work from home 0.0% Other means 0.0% Avg commute (minutes) 0.0
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 68.5% Retirement income 0.0% Supplemental Security 32.1% Cash public assistance 0.0% Food stamps / SNAP 15.8%
Health indicators
Condition % Obesity 43.1% High blood pressure 44.2% High cholesterol 41.0% Diabetes 13.8% Heart disease 8.7% Stroke 4.3% Asthma 12.6% Arthritis 33.9% Kidney disease 3.6% Pulmonary disease 14.2% Cancer 6.3%
Behavior / access % Smoking 31.1% Binge drinking 15.3% No physical activity 37.8% Less than 7 hrs sleep 41.6% Depression 29.2% Fair or poor health 27.3% Poor mental health 21.4% Poor physical health 17.9% No health insurance 13.6% Visited doctor (checkup) 76.0% Visited dentist 46.0% Cholesterol screening 86.4% Teeth loss 25.8%
Veterans & disability
Veterans Count % Civilian veterans 0 0.0%
Disability % Any disability 35.8% Under 18 0.0% 18–64 years 30.4% 65 and over 86.7%
Health insurance coverage
Type % Private insurance 22.7% Public insurance 77.3% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 453 100.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 453 100.0% Born in same state 453 100.0% Born in different state 453 100.0% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 45 9.9%
Technology access
Metric % of households Computer access 40.6% Internet access 83.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 41650
What city is ZIP code 41650 in?
ZIP code 41650 is primarily assigned to Melvin, Kentucky.
What county is ZIP code 41650 in?
ZIP code 41650 falls within Floyd County, Kentucky.
Does ZIP code 41650 have a large retiree population?
69% of households in ZIP code 41650 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 41650?
26% of residents in ZIP code 41650 live below the poverty line, above the national average.
How educated is the population of ZIP code 41650?
9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the median household income in ZIP code 41650?
The median household income in ZIP code 41650 is $21,518, below the national median of ~$75,000.
What timezone is ZIP code 41650 in?
ZIP code 41650 observes the EST timezone.
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