41603 ZIP Code — Banner, KY

Floyd County, Kentucky

ZIP code 41603 is located in Banner, Kentucky, within Floyd County. It covers approximately 14.04 square miles and serves a population of 1,718 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41603

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $108,800. Owner-occupancy sits near the national average at 56%.

Median household income is $53,048. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 30% of households reflects economic stress in the area. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (31%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 28%.

Overall, ZIP code 41603 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,718

population

14.04

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41603 ZIP code map

Cities in ZIP code 41603

Below are the cities the US Postal Service accepts for ZIP code 41603. Using any city not on this list may result in mail delivery delays.

City	Status
Banner	Acceptable
Banner	Preferred

Nearby ZIP codes

41642 Ivel (1.3 mi) 41659 Stanville (3 mi) 41605 Betsy Layne (3.3 mi) 41601 Allen (3.5 mi) 41655 Printer (4.1 mi) 41635 Harold (4.6 mi) 41649 Martin (4.9 mi) 41621 Dwale (5.2 mi) 41653 Prestonsburg (5.7 mi) 41631 Grethel (7.1 mi) 41622 Eastern (7.7 mi) 41643 Lackey (9.3 mi)

Demographics updated 05/2026

Population
Total population	1,718
Population density	122 / sq mi
State FIPS	21
County FIPS	071

Geography
Land area	14.04 sq mi
Water area	0.05 sq mi
Latitude	37.5623
Longitude	-82.6775
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	74.2%	66.5%	47.9%
$50k – $100k	20.3%	24.2%	30.3%
$100k – $200k	5.5%	7.8%	17.6%
Over $200k	0.0%	1.5%	4.2%

Demographics & statistics

1,718

Population

122

People per sq mi

36.6

Median age

$53,048

Median household income

$21,162

Per capita income

$108,800

Median home value

$876

Median monthly rent

56.2%

Home ownership

23.7%

Poverty rate

0.0%

Unemployment

619

Housing units

6.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

117

20–24

148

165

25–34

208

35–44

117

45–54

148

55–59

60–64

112

65–74

142

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	178	10.4%
18 and over	1,540	89.6%
65 and over	298	17.3%
Median age	36.6 years

Race & ethnicity

White 91.7%

Two or more races 2.8%

Hispanic or Latino 2.2%

Other race 2.2%

Black or African American 1%

Group	Count	%
White	1,611	91.7%
Two or more races	50	2.8%
Hispanic or Latino	39	2.2%
Other race	39	2.2%
Black or African American	18	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	74.2%	66.5%	47.9%
$50k – $100k	20.3%	24.2%	30.3%
$100k – $200k	5.5%	7.8%	17.6%
Over $200k	0.0%	1.5%	4.2%

Under $10k 8.3%

$10k–$15k 9.8%

$15k–$25k 5.4%

$25k–$35k 7.1%

$35k–$50k 15.4%

$50k–$75k 32.4%

$75k–$100k 18.1%

$100k–$150k 1.8%

$150k–$200k 1.7%

Range	% of households
Under $10k	8.3%
$10k–$15k	9.8%
$15k–$25k	5.4%
$25k–$35k	7.1%
$35k–$50k	15.4%
$50k–$75k	32.4%
$75k–$100k	18.1%
$100k–$150k	1.8%
$150k–$200k	1.7%
Median income	$53,048

Housing

Home values

Under $50k 15.8%

$50k–$100k 27.6%

$100k–$150k 18.6%

$150k–$200k 3.0%

$200k–$300k 29.5%

$300k–$500k 5.5%

Housing overview

Metric	Value
Median home value	$108,800
Median rent / month	$876
Owner occupied	56.2%
Renter occupied	43.8%
Vacant	28.0%
Single-family detached	52.9%
Large apartment buildings	1.7%
Mobile homes	42.0%
Median rooms	5.1
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.0%
2010–2019	9.5%
2000–2009	2.2%
1990–1999	17.0%
1980–1989	7.4%
1970–1979	29.3%
1960–1969	2.3%
1950–1959	10.7%
1940–1949	6.6%
1939 or earlier	14.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.0%
2 bedrooms	46.3%
3 bedrooms	34.7%
4 bedrooms	15.3%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	23.0%
2 vehicles	63.0%
3 or more	11.8%

Heating fuel

Fuel type	%
Utility gas	16.1%
Electricity	62.5%
Propane / LP gas	2.8%
Fuel oil	18.6%

Households & families

Household type	Count	%
Married-couple family	302	46.4%
Cohabiting couple	18	2.8%
Male householder, no spouse	74	11.4%
Female householder, no spouse	257	39.5%
Households with children under 18	134	20.6%
Households with seniors (65+)	200	30.7%
Average household size	2.64

Marital status

Status	Male	Female
Never married	22.3%	15.8%
Married	64.9%	60.3%
Separated	0.0%	0.6%
Widowed	6.4%	7.0%
Divorced	6.3%	16.4%

Education

Less than 9th grade 14.1%

Some HS, no diploma 2.7%

HS graduate 30.3%

Some college, no degree 30.2%

Associate's degree 15.9%

Bachelor's degree 5.5%

Graduate / professional 1.3%

Metric	%
HS diploma or higher	83.2%
Bachelor's or higher	6.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	71	32.7%
High school	79	36.4%
College / grad school	67	30.9%

Employment

Industry of employment

Education & healthcare 48.4%

Arts, food & hospitality 24.3%

Retail trade 9.7%

Manufacturing 4.1%

Wholesale trade 4.0%

Construction 2.7%

Finance & real estate 2.1%

Other services 1.7%

Transportation & utilities 1.5%

Public administration 1.0%

Professional & management 0.5%

Occupation

Category	%
Management, business & arts	33.9%
Service	38.5%
Sales & office	14.9%
Natural resources & construction	3.2%
Production & transportation	9.6%

Employment type

Type	%
Private sector	86.0%
Government	10.9%
Self-employed	3.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.0%
Carpool	6.3%
Public transit	0.0%
Walk	0.0%
Work from home	2.2%
Other means	2.5%
Avg commute (minutes)	22.6

Poverty

All people 23.7%

Under 18 years 42.1%

18 and over 21.6%

Married-couple families 18.5%

Female-led households 32.5%

Income support

Source	% of households
Social Security	54.7%
Retirement income	17.2%
Supplemental Security	34.9%
Cash public assistance	2.5%
Food stamps / SNAP	29.6%

Health indicators

Condition	%
Obesity	43.5%
High blood pressure	45.2%
High cholesterol	41.5%
Diabetes	14.0%
Heart disease	8.9%
Stroke	4.4%
Asthma	12.6%
Arthritis	34.9%
Kidney disease	3.7%
Pulmonary disease	14.2%
Cancer	6.5%

Behavior / access	%
Smoking	30.7%
Binge drinking	14.9%
No physical activity	37.6%
Less than 7 hrs sleep	41.7%
Depression	28.7%
Fair or poor health	27.4%
Poor mental health	20.8%
Poor physical health	18.2%
No health insurance	12.9%
Visited doctor (checkup)	76.5%
Visited dentist	47.0%
Cholesterol screening	87.6%
Teeth loss	26.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	86	5.6%

Disability	%
Any disability	28.2%
Under 18	22.5%
18–64 years	20.2%
65 and over	64.8%

Health insurance coverage

Type	%
Private insurance	40.4%
Public insurance	67.6%
No insurance	4.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,674	97.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,718	100.0%
Born in same state	1,718	100.0%
Born in different state	1,538	89.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	402	23.4%
Italian	261	15.2%

Ancestry	Count	%
Arab	191	11.1%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41603

What city is ZIP code 41603 in?

ZIP code 41603 is primarily assigned to Banner, Kentucky.

What county is ZIP code 41603 in?

ZIP code 41603 falls within Floyd County, Kentucky.

Does ZIP code 41603 have a large retiree population?

55% of households in ZIP code 41603 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 41603?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 41603?

24% of residents in ZIP code 41603 live below the poverty line, above the national average.

What is the typical home value in ZIP code 41603?

The median home value in ZIP code 41603 is $108,800.

What timezone is ZIP code 41603 in?

ZIP code 41603 observes the EST timezone.