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Kentucky ZIP Codes
Floyd County
Betsy Layne, KY
41605
41605 ZIP Code — Betsy Layne, KY
Floyd County, Kentucky
ZIP code 41605 is located in
Betsy Layne ,
Kentucky ,
within Floyd County .
It covers approximately 3.26 square miles and serves a population of
714 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 606 .
About ZIP code 41605
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $92,600. Owner-occupancy is high at 86%, well above the national average.
Median household income is $43,566. SNAP benefit usage at 19% of households reflects economic stress in the area. 58% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (29%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 21% of civilians, above the national average of 7%.
Overall, ZIP code 41605 reflects a community defined by a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
41605 ZIP code map
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Cities in ZIP code 41605
Below are the cities the US Postal Service accepts for ZIP code 41605. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
714
Population density
219 / sq mi
State FIPS
21
County FIPS
071
Geography
Land area
3.26 sq mi
Water area
0.03 sq mi
Latitude
37.5806
Longitude
-82.6229
Timezone
Eastern (ET)
Area code
606
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
83.5%
66.5%
47.9%
$50k – $100k
9.5%
24.2%
30.3%
$100k – $200k
7.0%
7.8%
17.6%
Over $200k
0.0%
1.5%
4.2%
Demographics & statistics
$43,566
Median household income
26.8%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 135 18.9%
18 and over 579 81.1%
65 and over 291 40.8%
Median age 54.4 years
Race & ethnicity
Household income
Income range
This ZIP
County avg
State avg
Under $50k
83.5%
66.5%
47.9%
$50k – $100k
9.5%
24.2%
30.3%
$100k – $200k
7.0%
7.8%
17.6%
Over $200k
0.0%
1.5%
4.2%
Range % of households
Under $10k 7.8%
$10k–$15k 6.6%
$25k–$35k 27.0%
$35k–$50k 14.4%
$50k–$75k 27.6%
$75k–$100k 7.5%
$100k–$150k 5.7%
$200k+ 3.3%
Median income $43,566
Housing
Housing overview
Metric Value
Median home value $92,600
Median rent / month $0
Owner occupied 85.6%
Renter occupied 14.4%
Vacant 9.5%
Single-family detached 88.9%
Large apartment buildings 0.0%
Mobile homes 11.1%
Median rooms 5.2
Avg household size (owned) 2.11
Year built
Era %
2020 or later 0.0%
2010–2019 11.1%
2000–2009 0.0%
1990–1999 0.0%
1980–1989 0.0%
1970–1979 20.9%
1960–1969 9.2%
1950–1959 31.5%
1940–1949 21.5%
1939 or earlier 5.7%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 7.1%
2 bedrooms 43.2%
3 bedrooms 36.1%
4 bedrooms 10.6%
5+ bedrooms 3.0%
Vehicles per household
Vehicles % of households
No vehicle 14.4%
1 vehicle 31.5%
2 vehicles 47.7%
3 or more 6.3%
Heating fuel
Fuel type %
Utility gas 27.3%
Electricity 72.7%
Households & families
Household type Count %
Married-couple family 171 51.4%
Cohabiting couple 0 0.0%
Male householder, no spouse 60 18.0%
Female householder, no spouse 102 30.6%
Households with children under 18 87 26.1%
Households with seniors (65+) 194 58.3%
Average household size 2.14
Marital status
Status Male Female
Never married 29.5% 11.1%
Married 61.9% 52.9%
Separated 0.0% 0.0%
Widowed 0.0% 13.6%
Divorced 8.6% 22.3%
Education
Less than 9th grade
11.0%
Some college, no degree
13.0%
Graduate / professional
13.4%
Metric %
HS diploma or higher 84.1%
Bachelor's or higher 26.8%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 0 0.0%
Elementary school 54 41.5%
High school 42 32.3%
College / grad school 34 26.2%
Employment
Industry of employment
Education & healthcare
66.0%
Agriculture & mining
11.1%
Professional & management
6.0%
Occupation
Category %
Management, business & arts 57.0%
Service 6.0%
Sales & office 26.0%
Natural resources & construction 11.1%
Production & transportation 0.0%
Employment type
Type %
Private sector 69.4%
Government 30.6%
Self-employed 0.0%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 53.2%
Carpool 40.9%
Public transit 0.0%
Walk 0.0%
Work from home 0.0%
Other means 6.0%
Avg commute (minutes) 21.9
Poverty
Married-couple families
0.0%
Female-led households
28.6%
Income support
Source % of households
Social Security 58.3%
Retirement income 30.3%
Supplemental Security 0.0%
Cash public assistance 0.0%
Food stamps / SNAP 18.6%
Health indicators
Condition %
Obesity 42.6%
High blood pressure 45.9%
High cholesterol 42.2%
Diabetes 14.5%
Heart disease 9.5%
Stroke 4.6%
Asthma 12.4%
Arthritis 35.9%
Kidney disease 3.9%
Pulmonary disease 14.4%
Cancer 7.0%
Behavior / access %
Smoking 28.7%
Binge drinking 14.4%
No physical activity 37.3%
Less than 7 hrs sleep 40.9%
Depression 28.2%
Fair or poor health 27.2%
Poor mental health 20.3%
Poor physical health 18.1%
No health insurance 12.4%
Visited doctor (checkup) 77.4%
Visited dentist 48.2%
Cholesterol screening 88.1%
Teeth loss 25.1%
Veterans & disability
Veterans Count %
Civilian veterans 120 20.7%
Disability %
Any disability 13.6%
Under 18 16.3%
18–64 years 13.5%
65 and over 12.4%
Health insurance coverage
Type %
Private insurance 62.9%
Public insurance 65.0%
No insurance 3.6%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 697 97.6%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 714 100.0%
Born in same state 714 100.0%
Born in different state 586 82.1%
Foreign born 0 0.0%
Naturalized citizen 0 0.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Italian 164 23%
Arab 129 18.1%
Ancestry Count %
French 90 12.6%
Technology access
Metric % of households
Computer access 46.6%
Internet access 92.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 41605
What city is ZIP code 41605 in?
ZIP code 41605 is primarily assigned to Betsy Layne, Kentucky.
What county is ZIP code 41605 in?
ZIP code 41605 falls within Floyd County, Kentucky.
Does ZIP code 41605 have an older population?
41% of residents in ZIP code 41605 are 65 or older, above the national average of ~17%.
Does ZIP code 41605 have a large retiree population?
58% of households in ZIP code 41605 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 41605 have a large veteran population?
21% of civilians in ZIP code 41605 are veterans, above the national average of ~7%.
Is ZIP code 41605 mostly owner-occupied?
86% of occupied units in ZIP code 41605 are owner-occupied, well above the national average.
What timezone is ZIP code 41605 in?
ZIP code 41605 observes the EST timezone.
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