95949 ZIP Code — Grass Valley, CA

Nevada County, California

ZIP code 95949 is located in Grass Valley, California, within Nevada County. It covers approximately 136.94 square miles and serves a population of 21,232 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.

About ZIP code 95949

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $508,300. Owner-occupancy is high at 89%, well above the national average.

Median household income is $90,293. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 20% of workers work from home.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95949 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

21,232

population

136.94

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95949 ZIP code map

Cities in ZIP code 95949

Below are the cities the US Postal Service accepts for ZIP code 95949. Using any city not on this list may result in mail delivery delays.

City	Status
Grass Valley	Preferred

Nearby ZIP codes

95975 Rough And Ready (8.1 mi) 95602 Auburn (8.6 mi) 95722 Meadow Vista (8.9 mi) 95977 Smartsville (9.5 mi) 95703 Applegate (11 mi) 95713 Colfax (11.6 mi) 95903 Beale Afb (12.9 mi) 95603 Auburn (13.5 mi) 95681 Sheridan (14.2 mi) 95945 Grass Valley (14.2 mi) 95692 Wheatland (15.1 mi) 95962 Oregon House (15.7 mi)

Demographics updated 05/2026

Population
Total population	21,232
Population density	155 / sq mi
State FIPS	06
County FIPS	057

Geography
Land area	136.94 sq mi
Water area	0.19 sq mi
Latitude	39.1108
Longitude	-121.1263
Timezone	Pacific (PT)
Area code	530

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.6%	37.2%	32.6%
$50k – $100k	29.4%	29.6%	27.7%
$100k – $200k	28.4%	23.2%	26.4%
Over $200k	9.6%	10.0%	13.3%

Demographics & statistics

21,232

Population

155

People per sq mi

53.4

Median age

$90,293

Median household income

$46,161

Per capita income

$508,300

Median home value

$1,695

Median monthly rent

89.1%

Home ownership

7.6%

Poverty rate

4.7%

Unemployment

7,887

Housing units

31.9%

Bachelor's or higher

Age distribution

Male Female

394

Under 5

397

409

5–9

412

443

10–14

447

526

15–19

531

548

20–24

553

1,005

25–34

1,014

1,092

35–44

1,100

1,156

45–54

1,165

836

55–59

842

1,082

60–64

1,090

1,932

65–74

1,947

921

75–84

928

230

85+

232

← Male

Female →

Age summary

Group	Count	%
Under 18	3,101	14.6%
18 and over	18,131	85.4%
65 and over	6,190	29.2%
Median age	53.4 years

Race & ethnicity

White 85.8%

Two or more races 6.8%

Hispanic or Latino 4.1%

Other race 1.3%

Asian 0.8%

American Indian / Alaska Native 0.7%

Black or African American 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	18,990	85.8%
Two or more races	1,494	6.8%
Hispanic or Latino	898	4.1%
Other race	280	1.3%
Asian	185	0.8%
American Indian / Alaska Native	157	0.7%
Black or African American	106	0.5%
Native Hawaiian / Pacific Islander	20	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.6%	37.2%	32.6%
$50k – $100k	29.4%	29.6%	27.7%
$100k – $200k	28.4%	23.2%	26.4%
Over $200k	9.6%	10.0%	13.3%

Under $10k 4.6%

$10k–$15k 2.4%

$15k–$25k 4.4%

$25k–$35k 7.0%

$35k–$50k 10.7%

$50k–$75k 13.7%

$75k–$100k 13.6%

$100k–$150k 19.0%

$150k–$200k 12.1%

$200k+ 12.5%

Range	% of households
Under $10k	4.6%
$10k–$15k	2.4%
$15k–$25k	4.4%
$25k–$35k	7.0%
$35k–$50k	10.7%
$50k–$75k	13.7%
$75k–$100k	13.6%
$100k–$150k	19.0%
$150k–$200k	12.1%
$200k+	12.5%
Median income	$90,293

Housing

Home values

Under $50k 3.8%

$50k–$100k 1.8%

$100k–$150k 1.5%

$150k–$200k 1.6%

$200k–$300k 6.6%

$300k–$500k 33.6%

$500k–$1M 44.8%

$1M+ 6.3%

Housing overview

Metric	Value
Median home value	$508,300
Median rent / month	$1,695
Owner occupied	89.1%
Renter occupied	10.9%
Vacant	5.9%
Single-family detached	83.7%
Large apartment buildings	1.0%
Mobile homes	11.9%
Median rooms	5.9
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.2%
2010–2019	4.4%
2000–2009	14.8%
1990–1999	17.0%
1980–1989	28.3%
1970–1979	25.0%
1960–1969	5.9%
1950–1959	1.9%
1940–1949	1.0%
1939 or earlier	1.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	4.4%
2 bedrooms	26.1%
3 bedrooms	48.8%
4 bedrooms	16.9%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	21.6%
2 vehicles	39.4%
3 or more	36.9%

Heating fuel

Fuel type	%
Utility gas	12.2%
Electricity	13.7%
Propane / LP gas	53.4%
Fuel oil	1.1%
Wood	15.7%
Solar	1.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	4,429	53.5%
Cohabiting couple	673	8.1%
Male householder, no spouse	1,268	15.3%
Female householder, no spouse	1,903	23.0%
Households with children under 18	1,526	18.4%
Households with seniors (65+)	4,066	49.1%
Average household size	2.56

Marital status

Status	Male	Female
Never married	30.5%	19.0%
Married	52.3%	54.4%
Separated	2.4%	0.6%
Widowed	3.0%	9.3%
Divorced	11.8%	16.7%

Education

Less than 9th grade 1.4%

Some HS, no diploma 3.4%

HS graduate 21.4%

Some college, no degree 29.7%

Associate's degree 12.2%

Bachelor's degree 21.1%

Graduate / professional 10.8%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	31.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	277	7.6%
Kindergarten	193	5.3%
Elementary school	1,275	34.9%
High school	801	21.9%
College / grad school	1,105	30.3%

Employment

Industry of employment

Education & healthcare 22.0%

Retail trade 18.5%

Professional & management 13.4%

Construction 9.9%

Arts, food & hospitality 6.6%

Finance & real estate 5.7%

Public administration 5.6%

Transportation & utilities 4.5%

Manufacturing 4.3%

Other services 4.0%

Wholesale trade 2.1%

Information 2.0%

Agriculture & mining 1.4%

Occupation

Category	%
Management, business & arts	37.7%
Service	15.7%
Sales & office	26.7%
Natural resources & construction	11.5%
Production & transportation	8.5%

Employment type

Type	%
Private sector	72.8%
Government	12.4%
Self-employed	14.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	69.8%
Carpool	6.6%
Public transit	0.0%
Walk	1.8%
Work from home	20.4%
Other means	1.4%
Avg commute (minutes)	28.9

Poverty

All people 7.6%

Under 18 years 4.4%

18 and over 8.2%

Married-couple families 2.7%

Female-led households 2.4%

Income support

Source	% of households
Social Security	49.1%
Retirement income	33.7%
Supplemental Security	6.3%
Cash public assistance	1.4%
Food stamps / SNAP	4.0%

Health indicators

Condition	%
Obesity	28.4%
High blood pressure	33.0%
High cholesterol	37.3%
Diabetes	10.4%
Heart disease	7.6%
Stroke	3.4%
Asthma	9.9%
Arthritis	28.7%
Kidney disease	3.3%
Pulmonary disease	7.8%
Cancer	8.8%

Behavior / access	%
Smoking	11.9%
Binge drinking	17.0%
No physical activity	17.7%
Less than 7 hrs sleep	29.0%
Depression	18.7%
Fair or poor health	13.6%
Poor mental health	13.4%
Poor physical health	10.9%
No health insurance	7.4%
Visited doctor (checkup)	70.6%
Visited dentist	70.1%
Cholesterol screening	93.8%
Teeth loss	9.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,738	9.6%

Disability	%
Any disability	14.0%
Under 18	3.5%
18–64 years	9.0%
65 and over	29.0%

Health insurance coverage

Type	%
Private insurance	71.7%
Public insurance	44.7%
No insurance	4.8%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,441	96.3%
Spanish	227	1.1%
Other Indo-European	112	0.5%
Asian & Pacific Islander	38	0.2%
Other languages	77	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,310	95.7%
Born in same state	20,051	94.4%
Born in different state	15,022	70.8%
Foreign born	259	1.2%
Naturalized citizen	922	4.3%
Not a US citizen	591	64.1%

Ancestry

Ancestry	Count	%
Italian	3,132	14.8%
French	2,884	13.6%
English	363	1.7%
Polish	352	1.7%
Arab	337	1.6%

Ancestry	Count	%
Dutch	136	0.6%
German	107	0.5%
Irish	64	0.3%
Norwegian	19	0.1%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	94.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95949

What city is ZIP code 95949 in?

ZIP code 95949 is primarily assigned to Grass Valley, California.

What county is ZIP code 95949 in?

ZIP code 95949 falls within Nevada County, California.

Does ZIP code 95949 have an older population?

29% of residents in ZIP code 95949 are 65 or older, above the national average of ~17%.

Is ZIP code 95949 mostly owner-occupied?

89% of occupied units in ZIP code 95949 are owner-occupied, well above the national average.

Does ZIP code 95949 have a large retiree population?

49% of households in ZIP code 95949 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95949?

The median home value in ZIP code 95949 is $508,300.

What timezone is ZIP code 95949 in?

ZIP code 95949 observes the PST timezone.