95977 ZIP Code — Smartsville, CA

Nevada County, California

ZIP code 95977 is located in Smartsville, California, within Nevada County. It covers approximately 37.66 square miles and serves a population of 1,822 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.

About ZIP code 95977

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $433,800. Owner-occupancy is high at 95%, well above the national average.

Median household income is $96,071. The poverty rate of 6% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with professional and management as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 95977 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,822

population

37.66

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95977 ZIP code map

Cities in ZIP code 95977

Below are the cities the US Postal Service accepts for ZIP code 95977. Using any city not on this list may result in mail delivery delays.

City	Status
Smartsville	Acceptable
Smartsville	Preferred

Nearby ZIP codes

95903 Beale Afb (6.4 mi) 95975 Rough And Ready (7.9 mi) 95918 Browns Valley (9 mi) 95949 Grass Valley (9.5 mi) 95901 Marysville (9.5 mi) 95962 Oregon House (10.3 mi) 95692 Wheatland (10.6 mi) 95681 Sheridan (12.4 mi) 95935 Dobbins (14.2 mi) 95602 Auburn (15.6 mi) 95972 Rackerby (16 mi) 95961 Olivehurst (16.8 mi)

Demographics updated 05/2026

Population
Total population	1,822
Population density	48 / sq mi
State FIPS	06
County FIPS	057

Geography
Land area	37.66 sq mi
Water area	0.38 sq mi
Latitude	39.1753
Longitude	-121.2821
Timezone	Pacific (PT)
Area code	530

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.3%	37.2%	32.6%
$50k – $100k	34.3%	29.6%	27.7%
$100k – $200k	25.4%	23.2%	26.4%
Over $200k	0.0%	10.0%	13.3%

Demographics & statistics

1,822

Population

People per sq mi

40.4

Median age

$96,071

Median household income

$33,826

Per capita income

$433,800

Median home value

Median monthly rent

95.3%

Home ownership

6.1%

Poverty rate

7.6%

Unemployment

779

Housing units

19.2%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

114

25–34

118

181

35–44

187

45–54

55–59

60–64

127

65–74

131

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	332	18.2%
18 and over	1,490	81.8%
65 and over	429	23.5%
Median age	40.4 years

Race & ethnicity

White 69.8%

Two or more races 14.7%

Hispanic or Latino 4.8%

Other race 2.9%

Black or African American 2.7%

Asian 2.6%

American Indian / Alaska Native 1.9%

Native Hawaiian / Pacific Islander 0.6%

Group	Count	%
White	1,336	69.8%
Two or more races	282	14.7%
Hispanic or Latino	91	4.8%
Other race	55	2.9%
Black or African American	52	2.7%
Asian	50	2.6%
American Indian / Alaska Native	36	1.9%
Native Hawaiian / Pacific Islander	11	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.3%	37.2%	32.6%
$50k – $100k	34.3%	29.6%	27.7%
$100k – $200k	25.4%	23.2%	26.4%
Over $200k	0.0%	10.0%	13.3%

Under $10k 0.7%

$10k–$15k 1.9%

$15k–$25k 6.0%

$25k–$35k 11.8%

$35k–$50k 7.2%

$50k–$75k 9.3%

$75k–$100k 17.3%

$100k–$150k 32.0%

$150k–$200k 6.2%

$200k+ 7.5%

Range	% of households
Under $10k	0.7%
$10k–$15k	1.9%
$15k–$25k	6.0%
$25k–$35k	11.8%
$35k–$50k	7.2%
$50k–$75k	9.3%
$75k–$100k	17.3%
$100k–$150k	32.0%
$150k–$200k	6.2%
$200k+	7.5%
Median income	$96,071

Housing

Home values

Under $50k 5.0%

$100k–$150k 2.2%

$200k–$300k 7.1%

$300k–$500k 68.6%

$500k–$1M 13.2%

$1M+ 4.0%

Housing overview

Metric	Value
Median home value	$433,800
Median rent / month	$0
Owner occupied	95.3%
Renter occupied	4.7%
Vacant	16.4%
Single-family detached	88.7%
Large apartment buildings	0.0%
Mobile homes	10.2%
Median rooms	5.9
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	25.3%
1990–1999	35.8%
1980–1989	10.7%
1970–1979	6.4%
1960–1969	10.0%
1950–1959	0.0%
1940–1949	3.1%
1939 or earlier	8.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.8%
2 bedrooms	23.8%
3 bedrooms	68.3%
4 bedrooms	2.1%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	32.2%
2 vehicles	26.0%
3 or more	41.9%

Heating fuel

Fuel type	%
Utility gas	7.2%
Electricity	13.9%
Propane / LP gas	63.0%
Wood	12.7%

Households & families

Household type	Count	%
Married-couple family	444	65.5%
Cohabiting couple	38	5.6%
Male householder, no spouse	101	14.9%
Female householder, no spouse	95	14.0%
Households with children under 18	248	36.6%
Households with seniors (65+)	313	46.2%
Average household size	2.67

Marital status

Status	Male	Female
Never married	34.7%	23.0%
Married	54.5%	57.6%
Separated	0.0%	0.0%
Widowed	5.3%	11.6%
Divorced	5.5%	7.8%

Education

Less than 9th grade 1.6%

Some HS, no diploma 9.8%

HS graduate 29.8%

Some college, no degree 19.1%

Associate's degree 20.6%

Bachelor's degree 15.6%

Graduate / professional 3.6%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	19.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	41	9.7%
Kindergarten	51	12.1%
Elementary school	168	39.7%
High school	107	25.3%
College / grad school	56	13.2%

Employment

Industry of employment

Professional & management 24.1%

Education & healthcare 18.2%

Other services 9.8%

Manufacturing 8.9%

Construction 8.7%

Public administration 8.7%

Arts, food & hospitality 6.7%

Retail trade 5.5%

Transportation & utilities 5.5%

Agriculture & mining 2.6%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	25.7%
Service	36.5%
Sales & office	11.1%
Natural resources & construction	12.9%
Production & transportation	13.8%

Employment type

Type	%
Private sector	56.4%
Government	20.5%
Self-employed	23.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.0%
Carpool	6.5%
Public transit	0.0%
Walk	0.0%
Work from home	16.2%
Other means	4.2%
Avg commute (minutes)	27.0

Poverty

All people 6.1%

Under 18 years 0.0%

18 and over 7.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.9%
Retirement income	22.3%
Supplemental Security	5.5%
Cash public assistance	5.6%
Food stamps / SNAP	2.1%

Health indicators

Condition	%
Obesity	32.9%
High blood pressure	30.8%
High cholesterol	33.6%
Diabetes	10.4%
Heart disease	6.9%
Stroke	3.3%
Asthma	10.9%
Arthritis	26.3%
Kidney disease	3.1%
Pulmonary disease	8.4%
Cancer	6.8%

Behavior / access	%
Smoking	16.3%
Binge drinking	18.7%
No physical activity	20.6%
Less than 7 hrs sleep	32.8%
Depression	20.9%
Fair or poor health	16.0%
Poor mental health	16.1%
Poor physical health	12.2%
No health insurance	9.5%
Visited doctor (checkup)	67.4%
Visited dentist	62.9%
Cholesterol screening	91.1%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	230	15.8%

Disability	%
Any disability	26.3%
Under 18	14.2%
18–64 years	23.8%
65 and over	42.0%

Health insurance coverage

Type	%
Private insurance	64.5%
Public insurance	46.7%
No insurance	8.2%
Uninsured under 19	6.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,822	100.0%
Spanish	73	4.0%
Other Indo-European	10	0.5%
Asian & Pacific Islander	38	2.1%
Other languages	25	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,710	93.9%
Born in same state	1,695	93.0%
Born in different state	1,147	63.0%
Foreign born	15	0.8%
Naturalized citizen	112	6.1%
Not a US citizen	103	92.0%

Ancestry

Ancestry	Count	%
Italian	398	21.8%
French	103	5.7%
Polish	49	2.7%

Ancestry	Count	%
Arab	11	0.6%
German	8	0.4%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	90.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95977

What city is ZIP code 95977 in?

ZIP code 95977 is primarily assigned to Smartsville, California.

What county is ZIP code 95977 in?

ZIP code 95977 falls within Nevada County, California.

Is ZIP code 95977 mostly owner-occupied?

95% of occupied units in ZIP code 95977 are owner-occupied, well above the national average.

Does ZIP code 95977 have a large veteran population?

16% of civilians in ZIP code 95977 are veterans, above the national average of ~7%.

Does ZIP code 95977 have a large retiree population?

39% of households in ZIP code 95977 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95977?

The median home value in ZIP code 95977 is $433,800.

What timezone is ZIP code 95977 in?

ZIP code 95977 observes the PST timezone.