95945 ZIP Code — Grass Valley, CA
Nevada County, California
ZIP code 95945 is located in Grass Valley, California, within Nevada County. It covers approximately 61.14 square miles and serves a population of 27,388 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.
About ZIP code 95945
The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $474,100. Owner-occupancy sits near the national average at 57%.
Median household income is $59,943. 43% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.
Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.
27,388
population
61.14
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95945 ZIP code map
Cities in ZIP code 95945
Below are the cities the US Postal Service accepts for ZIP code 95945. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Grass Valley | Acceptable |
| Grass Valley | Preferred |
Nearby ZIP codes
95959 Nevada City (9 mi)
95713 Colfax (9.3 mi)
95975 Rough And Ready (13.4 mi)
95949 Grass Valley (14.2 mi)
95960 North San Juan (14.4 mi)
95703 Applegate (16.7 mi)
95722 Meadow Vista (16.8 mi)
95631 Foresthill (17.1 mi)
95922 Camptonville (18.2 mi)
95910 Alleghany (18.7 mi)
95962 Oregon House (19.4 mi)
95935 Dobbins (19.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 27,388 |
| Population density | 448 / sq mi |
| State FIPS | 06 |
| County FIPS | 057 |
| Geography | |
|---|---|
| Land area | 61.14 sq mi |
| Water area | 0.88 sq mi |
| Latitude | 39.2202 |
| Longitude | -120.9008 |
| Timezone | Pacific (PT) |
| Area code | 530 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 48.8% | 37.2% | 32.6% |
| $50k – $100k | 29.5% | 29.6% | 27.7% |
| $100k – $200k | 16.1% | 23.2% | 26.4% |
| Over $200k | 5.6% | 10.0% | 13.3% |
Demographics & statistics
27,388
Population
448
People per sq mi
49.1
Median age
$59,943
Median household income
$37,771
Per capita income
$474,100
Median home value
$1,309
Median monthly rent
57.3%
Home ownership
12.5%
Poverty rate
3.5%
Unemployment
8,117
Housing units
32.0%
Bachelor's or higher
Age distribution
Male
Female
562
Under 5
632
688
5–9
775
680
10–14
765
572
15–19
645
624
20–24
702
1,153
25–34
1,299
1,553
35–44
1,749
1,546
45–54
1,740
785
55–59
884
914
60–64
1,029
2,161
65–74
2,433
1,042
75–84
1,174
603
85+
678
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,055 | 18.5% |
| 18 and over | 22,333 | 81.5% |
| 65 and over | 8,091 | 29.5% |
| Median age | 49.1 years | |
Race & ethnicity
White
82.7%
Two or more races
8.7%
Hispanic or Latino
5.4%
Other race
1.3%
Asian
1%
American Indian / Alaska Native
0.5%
Black or African American
0.3%
| Group | Count | % |
|---|---|---|
| White | 23,960 | 82.7% |
| Two or more races | 2,512 | 8.7% |
| Hispanic or Latino | 1,577 | 5.4% |
| Other race | 381 | 1.3% |
| Asian | 296 | 1% |
| American Indian / Alaska Native | 137 | 0.5% |
| Black or African American | 101 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 48.8% | 37.2% | 32.6% |
| $50k – $100k | 29.5% | 29.6% | 27.7% |
| $100k – $200k | 16.1% | 23.2% | 26.4% |
| Over $200k | 5.6% | 10.0% | 13.3% |
Under $10k
4.4%
$10k–$15k
5.2%
$15k–$25k
11.0%
$25k–$35k
10.0%
$35k–$50k
12.3%
$50k–$75k
17.4%
$75k–$100k
11.0%
$100k–$150k
14.5%
$150k–$200k
6.5%
$200k+
7.8%
| Range | % of households |
|---|---|
| Under $10k | 4.4% |
| $10k–$15k | 5.2% |
| $15k–$25k | 11.0% |
| $25k–$35k | 10.0% |
| $35k–$50k | 12.3% |
| $50k–$75k | 17.4% |
| $75k–$100k | 11.0% |
| $100k–$150k | 14.5% |
| $150k–$200k | 6.5% |
| $200k+ | 7.8% |
| Median income | $59,943 |
Housing
Home values
Under $50k
4.2%
$50k–$100k
3.4%
$100k–$150k
1.0%
$150k–$200k
0.3%
$200k–$300k
7.6%
$300k–$500k
39.1%
$500k–$1M
39.5%
$1M+
4.9%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $474,100 |
| Median rent / month | $1,309 |
| Owner occupied | 57.3% |
| Renter occupied | 42.7% |
| Vacant | 10.1% |
| Single-family detached | 69.9% |
| Large apartment buildings | 7.6% |
| Mobile homes | 4.8% |
| Median rooms | 4.9 |
| Avg household size (owned) | 2.26 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.0% |
| 2010–2019 | 1.9% |
| 2000–2009 | 10.5% |
| 1990–1999 | 10.9% |
| 1980–1989 | 20.1% |
| 1970–1979 | 19.2% |
| 1960–1969 | 12.6% |
| 1950–1959 | 7.7% |
| 1940–1949 | 6.8% |
| 1939 or earlier | 9.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.2% |
| 1 bedroom | 15.8% |
| 2 bedrooms | 40.4% |
| 3 bedrooms | 30.9% |
| 4 bedrooms | 10.4% |
| 5+ bedrooms | 1.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.4% |
| 1 vehicle | 35.8% |
| 2 vehicles | 33.7% |
| 3 or more | 22.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 48.5% |
| Electricity | 21.5% |
| Propane / LP gas | 16.6% |
| Fuel oil | 0.4% |
| Wood | 9.2% |
| Solar | 1.4% |
| No fuel used | 1.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,474 | 37.8% |
| Cohabiting couple | 1,087 | 9.2% |
| Male householder, no spouse | 2,291 | 19.3% |
| Female householder, no spouse | 3,994 | 33.7% |
| Households with children under 18 | 2,752 | 23.2% |
| Households with seniors (65+) | 5,374 | 45.4% |
| Average household size | 2.23 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 31.4% | 23.0% |
| Married | 46.3% | 38.9% |
| Separated | 1.3% | 1.6% |
| Widowed | 4.4% | 14.4% |
| Divorced | 16.5% | 22.1% |
Education
Less than 9th grade
1.4%
Some HS, no diploma
3.9%
HS graduate
25.5%
Some college, no degree
26.8%
Associate's degree
10.2%
Bachelor's degree
18.7%
Graduate / professional
13.4%
| Metric | % |
|---|---|
| HS diploma or higher | 94.7% |
| Bachelor's or higher | 32.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 137 | 2.7% |
| Kindergarten | 383 | 7.7% |
| Elementary school | 2,266 | 45.3% |
| High school | 1,189 | 23.8% |
| College / grad school | 1,026 | 20.5% |
Employment
Industry of employment
Education & healthcare
27.2%
Retail trade
13.5%
Professional & management
10.4%
Construction
8.2%
Arts, food & hospitality
7.7%
Manufacturing
6.8%
Other services
6.8%
Transportation & utilities
5.8%
Public administration
5.1%
Finance & real estate
3.4%
Wholesale trade
1.9%
Information
1.7%
Agriculture & mining
1.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 40.2% |
| Service | 23.2% |
| Sales & office | 20.7% |
| Natural resources & construction | 7.5% |
| Production & transportation | 8.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 70.9% |
| Government | 16.7% |
| Self-employed | 12.2% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 73.9% |
| Carpool | 8.1% |
| Public transit | 0.0% |
| Walk | 2.3% |
| Work from home | 13.8% |
| Other means | 1.8% |
| Avg commute (minutes) | 19.9 |
Poverty
All people
12.5%
Under 18 years
14.7%
18 and over
12.0%
Married-couple families
2.0%
Female-led households
19.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 43.1% |
| Retirement income | 28.3% |
| Supplemental Security | 10.3% |
| Cash public assistance | 3.3% |
| Food stamps / SNAP | 11.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 29.0% |
| High blood pressure | 32.9% |
| High cholesterol | 35.6% |
| Diabetes | 10.6% |
| Heart disease | 7.9% |
| Stroke | 3.7% |
| Asthma | 10.4% |
| Arthritis | 28.8% |
| Kidney disease | 3.5% |
| Pulmonary disease | 8.5% |
| Cancer | 8.5% |
| Behavior / access | % |
|---|---|
| Smoking | 13.2% |
| Binge drinking | 16.9% |
| No physical activity | 19.9% |
| Less than 7 hrs sleep | 29.7% |
| Depression | 19.5% |
| Fair or poor health | 15.5% |
| Poor mental health | 14.5% |
| Poor physical health | 11.8% |
| No health insurance | 8.8% |
| Visited doctor (checkup) | 69.9% |
| Visited dentist | 66.0% |
| Cholesterol screening | 92.1% |
| Teeth loss | 12.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,819 | 8.2% |
| Disability | % |
|---|---|
| Any disability | 19.1% |
| Under 18 | 1.5% |
| 18–64 years | 16.4% |
| 65 and over | 36.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 61.3% |
| Public insurance | 54.7% |
| No insurance | 4.4% |
| Uninsured under 19 | 2.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 26,194 | 95.6% |
| Spanish | 548 | 2.1% |
| Other Indo-European | 393 | 1.5% |
| Asian & Pacific Islander | 39 | 0.1% |
| Other languages | 20 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 25,577 | 93.4% |
| Born in same state | 25,325 | 92.5% |
| Born in different state | 18,514 | 67.6% |
| Foreign born | 252 | 0.9% |
| Naturalized citizen | 1,811 | 6.6% |
| Not a US citizen | 851 | 47.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,275 | 15.6% |
| Italian | 3,558 | 13% |
| Arab | 905 | 3.3% |
| Polish | 673 | 2.5% |
| English | 627 | 2.3% |
| Ancestry | Count | % |
|---|---|---|
| German | 144 | 0.5% |
| Dutch | 141 | 0.5% |
| Irish | 50 | 0.2% |
| Norwegian | 35 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.3% |
| Internet access | 91.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95945
What city is ZIP code 95945 in?
ZIP code 95945 is primarily assigned to Grass Valley, California.
What county is ZIP code 95945 in?
ZIP code 95945 falls within Nevada County, California.
Does ZIP code 95945 have an older population?
30% of residents in ZIP code 95945 are 65 or older, above the national average of ~17%.
Does ZIP code 95945 have a large retiree population?
43% of households in ZIP code 95945 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 95945?
The median home value in ZIP code 95945 is $474,100.
What is the population of ZIP code 95945?
ZIP code 95945 has an estimated population of 27,388 residents, with a density of 448 people per square mile.
What timezone is ZIP code 95945 in?
ZIP code 95945 observes the PST timezone.