95632 ZIP Code — Galt, CA

Sacramento County, California

ZIP code 95632 is located in Galt, California, within Sacramento County. It covers approximately 113.26 square miles and serves a population of 31,217 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95632

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $466,200. Owner-occupancy sits near the national average at 75%.

The gap between median ($91,315) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 95632 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

31,217

population

113.26

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95632 ZIP code map

Cities in ZIP code 95632

Below are the cities the US Postal Service accepts for ZIP code 95632. Using any city not on this list may result in mail delivery delays.

City	Status
Galt	Preferred

Nearby ZIP codes

95220 Acampo (5.7 mi) 95638 Herald (6.7 mi) 95258 Woodbridge (8.7 mi) 95237 Lockeford (8.8 mi) 95693 Wilton (8.8 mi) 95240 Lodi (11 mi) 95757 Elk Grove (12.3 mi) 95624 Elk Grove (12.4 mi) 95242 Lodi (14.2 mi) 95830 Sacramento (15.5 mi) 95758 Elk Grove (16 mi) 95829 Sacramento (16.2 mi)

Demographics updated 05/2026

Population
Total population	31,217
Population density	276 / sq mi
State FIPS	06
County FIPS	067

Geography
Land area	113.26 sq mi
Water area	0.63 sq mi
Latitude	38.2734
Longitude	-121.2244
Timezone	Pacific (PT)
Area code	209

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.9%	35.2%	32.6%
$50k – $100k	28.7%	30.6%	27.7%
$100k – $200k	30.2%	26.0%	26.4%
Over $200k	7.2%	8.2%	13.3%

Demographics & statistics

31,217

Population

276

People per sq mi

39.0

Median age

$91,315

Median household income

$39,524

Per capita income

$466,200

Median home value

$1,485

Median monthly rent

75.0%

Home ownership

7.3%

Poverty rate

7.0%

Unemployment

8,029

Housing units

19.7%

Bachelor's or higher

Age distribution

Male Female

806

Under 5

755

1,127

5–9

1,055

1,142

10–14

1,070

989

15–19

926

1,006

20–24

942

2,066

25–34

1,934

2,186

35–44

2,046

2,153

45–54

2,016

1,246

55–59

1,166

997

60–64

933

1,490

65–74

1,395

668

75–84

625

247

85+

231

← Male

Female →

Age summary

Group	Count	%
Under 18	7,230	23.2%
18 and over	23,987	76.8%
65 and over	4,656	14.9%
Median age	39.0 years

Race & ethnicity

White 49.7%

Hispanic or Latino 19.8%

Two or more races 12.5%

Other race 12%

Asian 3.5%

Black or African American 1.6%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	19,370	49.7%
Hispanic or Latino	7,729	19.8%
Two or more races	4,886	12.5%
Other race	4,671	12%
Asian	1,379	3.5%
Black or African American	640	1.6%
American Indian / Alaska Native	224	0.6%
Native Hawaiian / Pacific Islander	47	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.9%	35.2%	32.6%
$50k – $100k	28.7%	30.6%	27.7%
$100k – $200k	30.2%	26.0%	26.4%
Over $200k	7.2%	8.2%	13.3%

Under $10k 2.8%

$10k–$15k 2.0%

$15k–$25k 6.0%

$25k–$35k 6.1%

$35k–$50k 9.2%

$50k–$75k 16.5%

$75k–$100k 10.6%

$100k–$150k 21.4%

$150k–$200k 12.2%

$200k+ 13.3%

Range	% of households
Under $10k	2.8%
$10k–$15k	2.0%
$15k–$25k	6.0%
$25k–$35k	6.1%
$35k–$50k	9.2%
$50k–$75k	16.5%
$75k–$100k	10.6%
$100k–$150k	21.4%
$150k–$200k	12.2%
$200k+	13.3%
Median income	$91,315

Housing

Home values

Under $50k 3.1%

$50k–$100k 2.5%

$100k–$150k 1.1%

$150k–$200k 0.9%

$200k–$300k 6.4%

$300k–$500k 44.9%

$500k–$1M 38.9%

$1M+ 2.2%

Housing overview

Metric	Value
Median home value	$466,200
Median rent / month	$1,485
Owner occupied	75.0%
Renter occupied	25.0%
Vacant	5.1%
Single-family detached	81.8%
Large apartment buildings	2.3%
Mobile homes	7.4%
Median rooms	5.7
Avg household size (owned)	3.10

Year built

Era	%
2020 or later	0.2%
2010–2019	6.7%
2000–2009	20.8%
1990–1999	33.0%
1980–1989	13.6%
1970–1979	15.2%
1960–1969	4.9%
1950–1959	2.4%
1940–1949	1.2%
1939 or earlier	2.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	6.6%
2 bedrooms	14.3%
3 bedrooms	47.2%
4 bedrooms	27.0%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	16.8%
2 vehicles	35.3%
3 or more	42.8%

Heating fuel

Fuel type	%
Utility gas	58.9%
Electricity	29.5%
Propane / LP gas	7.6%
Wood	2.3%
Solar	0.3%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	5,871	58.7%
Cohabiting couple	546	5.5%
Male householder, no spouse	1,631	16.3%
Female householder, no spouse	1,953	19.5%
Households with children under 18	3,935	39.3%
Households with seniors (65+)	3,189	31.9%
Average household size	3.05

Marital status

Status	Male	Female
Never married	35.0%	25.1%
Married	53.4%	52.7%
Separated	0.7%	2.7%
Widowed	2.7%	9.3%
Divorced	8.3%	10.2%

Education

Less than 9th grade 7.9%

Some HS, no diploma 8.7%

HS graduate 29.8%

Some college, no degree 23.3%

Associate's degree 10.7%

Bachelor's degree 15.0%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	83.4%
Bachelor's or higher	19.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	481	6.1%
Kindergarten	464	5.9%
Elementary school	3,270	41.4%
High school	1,775	22.5%
College / grad school	1,903	24.1%

Employment

Industry of employment

Education & healthcare 24.8%

Public administration 11.4%

Retail trade 10.0%

Construction 9.4%

Professional & management 8.3%

Arts, food & hospitality 6.8%

Manufacturing 6.5%

Transportation & utilities 5.9%

Wholesale trade 4.5%

Other services 4.4%

Agriculture & mining 4.1%

Finance & real estate 2.5%

Information 1.3%

Occupation

Category	%
Management, business & arts	29.0%
Service	20.7%
Sales & office	19.8%
Natural resources & construction	15.6%
Production & transportation	14.9%

Employment type

Type	%
Private sector	63.2%
Government	26.1%
Self-employed	10.2%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	74.3%
Carpool	12.6%
Public transit	1.3%
Walk	0.5%
Work from home	9.5%
Other means	1.9%
Avg commute (minutes)	34.3

Poverty

All people 7.3%

Under 18 years 8.2%

18 and over 7.0%

Married-couple families 3.0%

Female-led households 9.7%

Income support

Source	% of households
Social Security	30.8%
Retirement income	27.2%
Supplemental Security	5.3%
Cash public assistance	3.0%
Food stamps / SNAP	8.6%

Health indicators

Condition	%
Obesity	32.8%
High blood pressure	26.4%
High cholesterol	28.9%
Diabetes	9.7%
Heart disease	5.5%
Stroke	2.8%
Asthma	10.6%
Arthritis	22.2%
Kidney disease	2.7%
Pulmonary disease	6.4%
Cancer	5.6%

Behavior / access	%
Smoking	13.8%
Binge drinking	19.3%
No physical activity	21.8%
Less than 7 hrs sleep	33.2%
Depression	18.6%
Fair or poor health	15.8%
Poor mental health	15.8%
Poor physical health	10.9%
No health insurance	15.0%
Visited doctor (checkup)	65.6%
Visited dentist	63.3%
Cholesterol screening	89.8%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,437	6.0%

Disability	%
Any disability	12.3%
Under 18	2.3%
18–64 years	9.4%
65 and over	40.7%

Health insurance coverage

Type	%
Private insurance	68.4%
Public insurance	37.6%
No insurance	5.3%
Uninsured under 19	4.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,656	95.0%
Spanish	4,133	13.9%
Other Indo-European	3,715	12.5%
Asian & Pacific Islander	221	0.7%
Other languages	174	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	25,668	82.2%
Born in same state	25,305	81.1%
Born in different state	21,236	68.0%
Foreign born	363	1.2%
Naturalized citizen	5,549	17.8%
Not a US citizen	3,163	57.0%

Ancestry

Ancestry	Count	%
Italian	2,716	8.7%
French	2,641	8.5%
Arab	574	1.8%
English	436	1.4%
Polish	408	1.3%

Ancestry	Count	%
Dutch	95	0.3%
Irish	79	0.3%
Norwegian	69	0.2%
German	4	0%

Technology access

Metric	% of households
Computer access	32.0%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95632

What city is ZIP code 95632 in?

ZIP code 95632 is primarily assigned to Galt, California.

What county is ZIP code 95632 in?

ZIP code 95632 falls within Sacramento County, California.

What is the typical home value in ZIP code 95632?

The median home value in ZIP code 95632 is $466,200.

What is the population of ZIP code 95632?

ZIP code 95632 has an estimated population of 31,217 residents, with a density of 276 people per square mile.

What is the median household income in ZIP code 95632?

The median household income in ZIP code 95632 is $91,315, above the national median of ~$75,000.

What timezone is ZIP code 95632 in?

ZIP code 95632 observes the PST timezone.