95237 ZIP Code — Lockeford, CA

San Joaquin County, California

ZIP code 95237 is located in Lockeford, California, within San Joaquin County. It covers approximately 7.42 square miles and serves a population of 3,992 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95237

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $406,200. Owner-occupancy is high at 82%, well above the national average.

The gap between median ($89,042) and mean household income suggests income inequality — a small number of higher earners pull the average up. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95237 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,992

population

7.42

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95237 ZIP code map

Cities in ZIP code 95237

Below are the cities the US Postal Service accepts for ZIP code 95237. Using any city not on this list may result in mail delivery delays.

City	Status
Lockeford	Preferred

Nearby ZIP codes

95240 Lodi (3 mi) 95220 Acampo (3.9 mi) 95632 Galt (8.8 mi) 95236 Linden (9 mi) 95258 Woodbridge (9.6 mi) 95212 Stockton (10.1 mi) 95638 Herald (12.2 mi) 95210 Stockton (13.4 mi) 95209 Stockton (14.2 mi) 95215 Stockton (14.3 mi) 95207 Stockton (15.4 mi) 95205 Stockton (15.7 mi)

Demographics updated 05/2026

Population
Total population	3,992
Population density	538 / sq mi
State FIPS	06
County FIPS	077

Geography
Land area	7.42 sq mi
Water area	0.01 sq mi
Latitude	38.1671
Longitude	-121.1366
Timezone	Pacific (PT)
Area code	209

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.9%	36.1%	32.6%
$50k – $100k	26.6%	30.8%	27.7%
$100k – $200k	28.5%	25.4%	26.4%
Over $200k	7.9%	7.7%	13.3%

Demographics & statistics

3,992

Population

538

People per sq mi

40.8

Median age

$89,042

Median household income

$46,735

Per capita income

$406,200

Median home value

$1,154

Median monthly rent

81.7%

Home ownership

9.2%

Poverty rate

5.9%

Unemployment

1,209

Housing units

24.3%

Bachelor's or higher

Age distribution

Male Female

149

Under 5

126

136

5–9

115

143

10–14

120

117

15–19

103

20–24

251

25–34

211

311

35–44

261

180

45–54

152

55–59

183

60–64

154

387

65–74

325

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	963	24.1%
18 and over	3,029	75.9%
65 and over	914	22.9%
Median age	40.8 years

Race & ethnicity

White 65.3%

Hispanic or Latino 13%

Two or more races 8.8%

Other race 8.7%

American Indian / Alaska Native 3.1%

Asian 0.9%

Black or African American 0.1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	2,995	65.3%
Hispanic or Latino	597	13%
Two or more races	404	8.8%
Other race	399	8.7%
American Indian / Alaska Native	143	3.1%
Asian	43	0.9%
Black or African American	5	0.1%
Native Hawaiian / Pacific Islander	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.9%	36.1%	32.6%
$50k – $100k	26.6%	30.8%	27.7%
$100k – $200k	28.5%	25.4%	26.4%
Over $200k	7.9%	7.7%	13.3%

Under $10k 1.7%

$10k–$15k 0.7%

$15k–$25k 8.9%

$25k–$35k 6.4%

$35k–$50k 6.3%

$50k–$75k 15.7%

$75k–$100k 12.7%

$100k–$150k 25.3%

$150k–$200k 11.2%

$200k+ 11.1%

Range	% of households
Under $10k	1.7%
$10k–$15k	0.7%
$15k–$25k	8.9%
$25k–$35k	6.4%
$35k–$50k	6.3%
$50k–$75k	15.7%
$75k–$100k	12.7%
$100k–$150k	25.3%
$150k–$200k	11.2%
$200k+	11.1%
Median income	$89,042

Housing

Home values

Under $50k 10.0%

$50k–$100k 8.6%

$100k–$150k 1.3%

$200k–$300k 7.2%

$300k–$500k 34.7%

$500k–$1M 34.2%

$1M+ 3.9%

Housing overview

Metric	Value
Median home value	$406,200
Median rent / month	$1,154
Owner occupied	81.7%
Renter occupied	18.3%
Vacant	0.0%
Single-family detached	73.3%
Large apartment buildings	0.0%
Mobile homes	16.1%
Median rooms	5.7
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.0%
2010–2019	0.5%
2000–2009	6.7%
1990–1999	27.8%
1980–1989	16.2%
1970–1979	29.3%
1960–1969	8.8%
1950–1959	2.4%
1940–1949	0.0%
1939 or earlier	8.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	8.1%
2 bedrooms	21.9%
3 bedrooms	52.0%
4 bedrooms	14.6%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	30.0%
2 vehicles	35.7%
3 or more	32.9%

Heating fuel

Fuel type	%
Utility gas	61.9%
Electricity	31.0%
Propane / LP gas	2.4%
Wood	1.8%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	729	49.3%
Cohabiting couple	64	4.3%
Male householder, no spouse	333	22.5%
Female householder, no spouse	353	23.9%
Households with children under 18	449	30.4%
Households with seniors (65+)	640	43.3%
Average household size	2.69

Marital status

Status	Male	Female
Never married	40.0%	26.3%
Married	46.5%	53.7%
Separated	4.2%	5.4%
Widowed	2.5%	9.0%
Divorced	6.8%	5.6%

Education

Less than 9th grade 4.6%

Some HS, no diploma 6.2%

HS graduate 31.0%

Some college, no degree 23.8%

Associate's degree 10.0%

Bachelor's degree 11.1%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	24.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	1.0%
Kindergarten	59	7.4%
Elementary school	363	45.6%
High school	265	33.3%
College / grad school	101	12.7%

Employment

Industry of employment

Education & healthcare 22.1%

Construction 16.4%

Professional & management 11.1%

Agriculture & mining 10.6%

Retail trade 7.5%

Public administration 7.0%

Manufacturing 6.7%

Finance & real estate 6.4%

Arts, food & hospitality 5.8%

Transportation & utilities 3.6%

Other services 2.0%

Wholesale trade 0.9%

Occupation

Category	%
Management, business & arts	33.5%
Service	19.8%
Sales & office	12.3%
Natural resources & construction	25.1%
Production & transportation	9.3%

Employment type

Type	%
Private sector	77.5%
Government	13.8%
Self-employed	8.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.4%
Carpool	19.4%
Public transit	0.0%
Walk	1.3%
Work from home	5.9%
Other means	0.0%
Avg commute (minutes)	32.0

Poverty

All people 9.2%

Under 18 years 25.0%

18 and over 4.2%

Married-couple families 0.7%

Female-led households 34.5%

Income support

Source	% of households
Social Security	46.0%
Retirement income	32.4%
Supplemental Security	2.2%
Cash public assistance	1.2%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	30.8%
High blood pressure	33.0%
High cholesterol	33.4%
Diabetes	11.3%
Heart disease	7.6%
Stroke	3.7%
Asthma	10.7%
Arthritis	26.4%
Kidney disease	3.4%
Pulmonary disease	8.7%
Cancer	7.0%

Behavior / access	%
Smoking	15.7%
Binge drinking	19.4%
No physical activity	22.8%
Less than 7 hrs sleep	32.1%
Depression	18.8%
Fair or poor health	18.4%
Poor mental health	16.0%
Poor physical health	12.9%
No health insurance	14.0%
Visited doctor (checkup)	69.2%
Visited dentist	62.8%
Cholesterol screening	90.2%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	186	6.2%

Disability	%
Any disability	9.0%
Under 18	0.0%
18–64 years	8.6%
65 and over	19.6%

Health insurance coverage

Type	%
Private insurance	60.8%
Public insurance	44.0%
No insurance	8.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,717	93.1%
Spanish	308	8.3%
Other Indo-European	277	7.5%
Asian & Pacific Islander	3	0.1%
Other languages	28	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,523	88.3%
Born in same state	3,516	88.1%
Born in different state	2,696	67.5%
Foreign born	7	0.2%
Naturalized citizen	469	11.7%
Not a US citizen	120	25.6%

Ancestry

Ancestry	Count	%
French	426	10.7%
Italian	253	6.3%
English	142	3.6%
Arab	99	2.5%

Ancestry	Count	%
Irish	25	0.6%
German	11	0.3%
Polish	10	0.3%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95237

What city is ZIP code 95237 in?

ZIP code 95237 is primarily assigned to Lockeford, California.

What county is ZIP code 95237 in?

ZIP code 95237 falls within San Joaquin County, California.

Does ZIP code 95237 have a large retiree population?

46% of households in ZIP code 95237 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 95237 mostly owner-occupied?

82% of occupied units in ZIP code 95237 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 95237?

The median home value in ZIP code 95237 is $406,200.

What is the population of ZIP code 95237?

ZIP code 95237 has an estimated population of 3,992 residents, with a density of 538 people per square mile.

What timezone is ZIP code 95237 in?

ZIP code 95237 observes the PST timezone.