95240 ZIP Code — Lodi, CA
San Joaquin County, California
ZIP code 95240 is located in Lodi, California, within San Joaquin County. It covers approximately 68.19 square miles and serves a population of 50,245 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.
About ZIP code 95240
The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $413,900. Owner-occupancy sits near the national average at 50%.
Median household income is $70,212.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.
College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.
50,245
population
68.19
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95240 ZIP code map
Cities in ZIP code 95240
Below are the cities the US Postal Service accepts for ZIP code 95240. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Lodi | Preferred |
Nearby ZIP codes
95237 Lockeford (3 mi)
95220 Acampo (5.4 mi)
95212 Stockton (7.3 mi)
95236 Linden (7.7 mi)
95258 Woodbridge (9.4 mi)
95210 Stockton (10.9 mi)
95632 Galt (11 mi)
95215 Stockton (11.4 mi)
95209 Stockton (12.1 mi)
95205 Stockton (12.8 mi)
95207 Stockton (12.9 mi)
95211 Stockton (13.4 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 50,245 |
| Population density | 737 / sq mi |
| State FIPS | 06 |
| County FIPS | 077 |
| Geography | |
|---|---|
| Land area | 68.19 sq mi |
| Water area | 0.43 sq mi |
| Latitude | 38.1254 |
| Longitude | -121.1499 |
| Timezone | Pacific (PT) |
| Area code | 209 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.6% | 36.1% | 32.6% |
| $50k – $100k | 29.6% | 30.8% | 27.7% |
| $100k – $200k | 19.1% | 25.4% | 26.4% |
| Over $200k | 4.7% | 7.7% | 13.3% |
Demographics & statistics
50,245
Population
737
People per sq mi
33.7
Median age
$70,212
Median household income
$30,807
Per capita income
$413,900
Median home value
$1,342
Median monthly rent
49.7%
Home ownership
16.8%
Poverty rate
9.3%
Unemployment
9,175
Housing units
18.8%
Bachelor's or higher
Age distribution
Male
Female
1,846
Under 5
1,759
1,896
5–9
1,805
2,049
10–14
1,951
1,730
15–19
1,647
1,980
20–24
1,886
3,965
25–34
3,776
3,330
35–44
3,171
2,805
45–54
2,672
1,482
55–59
1,412
1,211
60–64
1,153
2,072
65–74
1,973
871
75–84
829
499
85+
475
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 13,417 | 26.7% |
| 18 and over | 36,828 | 73.3% |
| 65 and over | 6,719 | 13.4% |
| Median age | 33.7 years | |
Race & ethnicity
White
37.5%
Two or more races
21.1%
Hispanic or Latino
20.6%
Asian
9.9%
Other race
9%
Black or African American
0.8%
American Indian / Alaska Native
0.6%
Native Hawaiian / Pacific Islander
0.5%
| Group | Count | % |
|---|---|---|
| White | 23,695 | 37.5% |
| Two or more races | 13,328 | 21.1% |
| Hispanic or Latino | 13,026 | 20.6% |
| Asian | 6,266 | 9.9% |
| Other race | 5,719 | 9% |
| Black or African American | 520 | 0.8% |
| American Indian / Alaska Native | 375 | 0.6% |
| Native Hawaiian / Pacific Islander | 342 | 0.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.6% | 36.1% | 32.6% |
| $50k – $100k | 29.6% | 30.8% | 27.7% |
| $100k – $200k | 19.1% | 25.4% | 26.4% |
| Over $200k | 4.7% | 7.7% | 13.3% |
Under $10k
4.1%
$10k–$15k
3.0%
$15k–$25k
6.7%
$25k–$35k
10.1%
$35k–$50k
12.3%
$50k–$75k
17.1%
$75k–$100k
13.9%
$100k–$150k
18.9%
$150k–$200k
7.4%
$200k+
6.6%
| Range | % of households |
|---|---|
| Under $10k | 4.1% |
| $10k–$15k | 3.0% |
| $15k–$25k | 6.7% |
| $25k–$35k | 10.1% |
| $35k–$50k | 12.3% |
| $50k–$75k | 17.1% |
| $75k–$100k | 13.9% |
| $100k–$150k | 18.9% |
| $150k–$200k | 7.4% |
| $200k+ | 6.6% |
| Median income | $70,212 |
Housing
Home values
Under $50k
4.5%
$50k–$100k
2.3%
$100k–$150k
2.8%
$150k–$200k
2.9%
$200k–$300k
11.0%
$300k–$500k
50.1%
$500k–$1M
23.3%
$1M+
3.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $413,900 |
| Median rent / month | $1,342 |
| Owner occupied | 49.7% |
| Renter occupied | 50.3% |
| Vacant | 6.4% |
| Single-family detached | 61.0% |
| Large apartment buildings | 8.3% |
| Mobile homes | 4.6% |
| Median rooms | 4.8 |
| Avg household size (owned) | 2.92 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 3.2% |
| 2000–2009 | 7.7% |
| 1990–1999 | 6.9% |
| 1980–1989 | 18.2% |
| 1970–1979 | 16.5% |
| 1960–1969 | 12.0% |
| 1950–1959 | 13.8% |
| 1940–1949 | 7.1% |
| 1939 or earlier | 14.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 4.5% |
| 1 bedroom | 12.8% |
| 2 bedrooms | 33.1% |
| 3 bedrooms | 39.7% |
| 4 bedrooms | 8.4% |
| 5+ bedrooms | 1.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.4% |
| 1 vehicle | 28.6% |
| 2 vehicles | 36.2% |
| 3 or more | 27.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 64.6% |
| Electricity | 24.7% |
| Propane / LP gas | 6.5% |
| Wood | 1.7% |
| Solar | 0.6% |
| No fuel used | 1.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 7,482 | 46.1% |
| Cohabiting couple | 1,739 | 10.7% |
| Male householder, no spouse | 2,888 | 17.8% |
| Female householder, no spouse | 4,133 | 25.4% |
| Households with children under 18 | 6,048 | 37.2% |
| Households with seniors (65+) | 4,750 | 29.2% |
| Average household size | 3.03 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.4% | 34.8% |
| Married | 46.8% | 44.3% |
| Separated | 1.9% | 2.0% |
| Widowed | 2.4% | 9.2% |
| Divorced | 8.5% | 9.6% |
Education
Less than 9th grade
16.7%
Some HS, no diploma
7.7%
HS graduate
26.7%
Some college, no degree
21.2%
Associate's degree
8.8%
Bachelor's degree
12.7%
Graduate / professional
6.2%
| Metric | % |
|---|---|
| HS diploma or higher | 75.5% |
| Bachelor's or higher | 18.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 483 | 3.8% |
| Kindergarten | 725 | 5.6% |
| Elementary school | 6,217 | 48.4% |
| High school | 2,801 | 21.8% |
| College / grad school | 2,625 | 20.4% |
Employment
Industry of employment
Education & healthcare
19.1%
Manufacturing
11.0%
Retail trade
11.0%
Construction
10.5%
Arts, food & hospitality
8.7%
Agriculture & mining
8.4%
Professional & management
7.0%
Transportation & utilities
6.5%
Other services
5.4%
Finance & real estate
4.8%
Public administration
3.7%
Wholesale trade
2.1%
Information
1.9%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 27.7% |
| Service | 17.8% |
| Sales & office | 18.4% |
| Natural resources & construction | 17.7% |
| Production & transportation | 18.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 80.4% |
| Government | 13.0% |
| Self-employed | 6.4% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.1% |
| Carpool | 11.2% |
| Public transit | 0.5% |
| Walk | 1.8% |
| Work from home | 7.0% |
| Other means | 0.4% |
| Avg commute (minutes) | 25.9 |
Poverty
All people
16.8%
Under 18 years
30.4%
18 and over
11.8%
Married-couple families
8.9%
Female-led households
31.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 26.5% |
| Retirement income | 19.7% |
| Supplemental Security | 5.4% |
| Cash public assistance | 2.8% |
| Food stamps / SNAP | 12.9% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 31.0% |
| High blood pressure | 29.9% |
| High cholesterol | 30.9% |
| Diabetes | 10.8% |
| Heart disease | 6.5% |
| Stroke | 3.3% |
| Asthma | 10.6% |
| Arthritis | 22.6% |
| Kidney disease | 3.2% |
| Pulmonary disease | 7.5% |
| Cancer | 5.8% |
| Behavior / access | % |
|---|---|
| Smoking | 16.1% |
| Binge drinking | 19.3% |
| No physical activity | 25.4% |
| Less than 7 hrs sleep | 33.0% |
| Depression | 18.4% |
| Fair or poor health | 19.8% |
| Poor mental health | 16.8% |
| Poor physical health | 12.6% |
| No health insurance | 18.9% |
| Visited doctor (checkup) | 67.1% |
| Visited dentist | 58.4% |
| Cholesterol screening | 87.3% |
| Teeth loss | 15.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,625 | 4.4% |
| Disability | % |
|---|---|
| Any disability | 11.8% |
| Under 18 | 4.1% |
| 18–64 years | 10.1% |
| 65 and over | 36.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 51.8% |
| Public insurance | 50.1% |
| No insurance | 8.1% |
| Uninsured under 19 | 2.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 46,640 | 92.8% |
| Spanish | 9,269 | 19.9% |
| Other Indo-European | 6,785 | 14.5% |
| Asian & Pacific Islander | 2,141 | 4.6% |
| Other languages | 343 | 0.7% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 37,623 | 74.9% |
| Born in same state | 36,763 | 73.2% |
| Born in different state | 31,929 | 63.5% |
| Foreign born | 860 | 1.7% |
| Naturalized citizen | 12,622 | 25.1% |
| Not a US citizen | 4,808 | 38.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 3,946 | 7.9% |
| Italian | 3,240 | 6.4% |
| Arab | 759 | 1.5% |
| Polish | 486 | 1% |
| English | 447 | 0.9% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 288 | 0.6% |
| Irish | 91 | 0.2% |
| German | 89 | 0.2% |
| Norwegian | 59 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 32.3% |
| Internet access | 94.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95240
What part of Lodi is ZIP code 95240?
ZIP code 95240 covers a portion of Lodi, California, within San Joaquin County.
What county is ZIP code 95240 in?
ZIP code 95240 falls within San Joaquin County, California.
What is the poverty rate in ZIP code 95240?
17% of residents in ZIP code 95240 live below the poverty line, above the national average.
What is the typical home value in ZIP code 95240?
The median home value in ZIP code 95240 is $413,900.
What is the population of ZIP code 95240?
ZIP code 95240 has an estimated population of 50,245 residents, with a density of 737 people per square mile.
What is the median household income in ZIP code 95240?
The median household income in ZIP code 95240 is $70,212, below the national median of ~$75,000.
What timezone is ZIP code 95240 in?
ZIP code 95240 observes the PST timezone.