95242 ZIP Code — Lodi, CA

San Joaquin County, California

ZIP code 95242 is located in Lodi, California, within San Joaquin County. It covers approximately 90.87 square miles and serves a population of 27,433 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95242

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $518,400. Owner-occupancy sits near the national average at 68%.

The gap between median ($96,161) and mean household income suggests income inequality — a small number of higher earners pull the average up. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

27,433

population

90.87

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95242 ZIP code map

Cities in ZIP code 95242

Below are the cities the US Postal Service accepts for ZIP code 95242. Using any city not on this list may result in mail delivery delays.

City	Status
Lodi	Preferred

Nearby ZIP codes

95258 Woodbridge (6.6 mi) 95209 Stockton (8.2 mi) 95219 Stockton (8.3 mi) 95690 Walnut Grove (8.7 mi) 95641 Isleton (9.1 mi) 95210 Stockton (10.9 mi) 95207 Stockton (11.7 mi) 95615 Courtland (12.8 mi) 95220 Acampo (13 mi) 95211 Stockton (13.2 mi) 95204 Stockton (13.3 mi) 95757 Elk Grove (13.4 mi)

Demographics updated 05/2026

Population
Total population	27,433
Population density	302 / sq mi
State FIPS	06
County FIPS	077

Geography
Land area	90.87 sq mi
Water area	1.82 sq mi
Latitude	38.1471
Longitude	-121.4314
Timezone	Pacific (PT)
Area code	209

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.3%	36.1%	32.6%
$50k – $100k	32.7%	30.8%	27.7%
$100k – $200k	29.1%	25.4%	26.4%
Over $200k	8.9%	7.7%	13.3%

Demographics & statistics

27,433

Population

302

People per sq mi

39.8

Median age

$96,161

Median household income

$46,270

Per capita income

$518,400

Median home value

$1,815

Median monthly rent

68.2%

Home ownership

7.6%

Poverty rate

8.5%

Unemployment

7,599

Housing units

30.0%

Bachelor's or higher

Age distribution

Male Female

556

Under 5

570

723

5–9

742

1,171

10–14

1,203

913

15–19

937

747

20–24

766

1,807

25–34

1,855

1,752

35–44

1,798

1,592

45–54

1,634

754

55–59

774

922

60–64

947

1,377

65–74

1,414

817

75–84

838

407

85+

417

← Male

Female →

Age summary

Group	Count	%
Under 18	6,269	22.9%
18 and over	21,164	77.1%
65 and over	5,270	19.2%
Median age	39.8 years

Race & ethnicity

White 57.2%

Two or more races 15.2%

Hispanic or Latino 13.8%

Asian 7.1%

Other race 5%

Black or African American 1.4%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	18,200	57.2%
Two or more races	4,826	15.2%
Hispanic or Latino	4,394	13.8%
Asian	2,268	7.1%
Other race	1,600	5%
Black or African American	439	1.4%
American Indian / Alaska Native	77	0.2%
Native Hawaiian / Pacific Islander	23	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.3%	36.1%	32.6%
$50k – $100k	32.7%	30.8%	27.7%
$100k – $200k	29.1%	25.4%	26.4%
Over $200k	8.9%	7.7%	13.3%

Under $10k 4.3%

$10k–$15k 3.2%

$15k–$25k 4.0%

$25k–$35k 4.2%

$35k–$50k 9.1%

$50k–$75k 15.8%

$75k–$100k 10.5%

$100k–$150k 20.4%

$150k–$200k 15.1%

$200k+ 13.5%

Range	% of households
Under $10k	4.3%
$10k–$15k	3.2%
$15k–$25k	4.0%
$25k–$35k	4.2%
$35k–$50k	9.1%
$50k–$75k	15.8%
$75k–$100k	10.5%
$100k–$150k	20.4%
$150k–$200k	15.1%
$200k+	13.5%
Median income	$96,161

Housing

Home values

Under $50k 2.8%

$50k–$100k 0.6%

$100k–$150k 0.7%

$150k–$200k 0.5%

$200k–$300k 10.6%

$300k–$500k 31.9%

$500k–$1M 47.2%

$1M+ 5.7%

Housing overview

Metric	Value
Median home value	$518,400
Median rent / month	$1,815
Owner occupied	68.2%
Renter occupied	31.8%
Vacant	6.3%
Single-family detached	72.1%
Large apartment buildings	5.3%
Mobile homes	3.5%
Median rooms	5.8
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	1.3%
2010–2019	7.1%
2000–2009	15.1%
1990–1999	13.7%
1980–1989	18.9%
1970–1979	16.8%
1960–1969	15.6%
1950–1959	7.8%
1940–1949	1.7%
1939 or earlier	2.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	4.2%
2 bedrooms	25.0%
3 bedrooms	46.1%
4 bedrooms	21.6%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	28.1%
2 vehicles	40.2%
3 or more	27.4%

Heating fuel

Fuel type	%
Utility gas	67.1%
Electricity	24.9%
Propane / LP gas	5.6%
Fuel oil	0.2%
Wood	0.3%
Solar	1.0%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	5,433	53.5%
Cohabiting couple	583	5.7%
Male householder, no spouse	1,433	14.1%
Female householder, no spouse	2,700	26.6%
Households with children under 18	3,595	35.4%
Households with seniors (65+)	3,804	37.5%
Average household size	2.68

Marital status

Status	Male	Female
Never married	31.2%	25.1%
Married	56.4%	50.0%
Separated	1.7%	2.4%
Widowed	2.2%	9.8%
Divorced	8.5%	12.8%

Education

Less than 9th grade 4.0%

Some HS, no diploma 4.3%

HS graduate 24.6%

Some college, no degree 26.4%

Associate's degree 10.7%

Bachelor's degree 19.5%

Graduate / professional 10.5%

Metric	%
HS diploma or higher	91.6%
Bachelor's or higher	30.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	115	1.7%
Kindergarten	272	4.0%
Elementary school	3,192	46.9%
High school	1,793	26.4%
College / grad school	1,430	21.0%

Employment

Industry of employment

Education & healthcare 23.6%

Professional & management 11.0%

Retail trade 9.5%

Construction 8.7%

Manufacturing 7.8%

Arts, food & hospitality 6.9%

Finance & real estate 6.4%

Agriculture & mining 6.2%

Transportation & utilities 6.0%

Other services 5.6%

Public administration 5.1%

Wholesale trade 2.4%

Information 0.8%

Occupation

Category	%
Management, business & arts	41.5%
Service	13.5%
Sales & office	21.9%
Natural resources & construction	11.4%
Production & transportation	11.7%

Employment type

Type	%
Private sector	73.0%
Government	17.0%
Self-employed	9.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.4%
Carpool	9.4%
Public transit	0.3%
Walk	1.5%
Work from home	12.3%
Other means	2.1%
Avg commute (minutes)	25.0

Poverty

All people 7.6%

Under 18 years 7.4%

18 and over 7.6%

Married-couple families 3.3%

Female-led households 4.4%

Income support

Source	% of households
Social Security	36.5%
Retirement income	30.4%
Supplemental Security	6.8%
Cash public assistance	0.9%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
Obesity	27.3%
High blood pressure	30.8%
High cholesterol	33.7%
Diabetes	9.6%
Heart disease	6.6%
Stroke	3.1%
Asthma	9.8%
Arthritis	24.5%
Kidney disease	3.0%
Pulmonary disease	6.8%
Cancer	7.3%

Behavior / access	%
Smoking	12.6%
Binge drinking	19.5%
No physical activity	19.0%
Less than 7 hrs sleep	30.6%
Depression	17.5%
Fair or poor health	13.9%
Poor mental health	14.5%
Poor physical health	10.4%
No health insurance	10.6%
Visited doctor (checkup)	69.7%
Visited dentist	69.5%
Cholesterol screening	91.7%
Teeth loss	11.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,685	8.0%

Disability	%
Any disability	11.8%
Under 18	1.9%
18–64 years	7.3%
65 and over	37.3%

Health insurance coverage

Type	%
Private insurance	73.0%
Public insurance	36.8%
No insurance	5.8%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	26,307	95.9%
Spanish	1,908	7.3%
Other Indo-European	1,075	4.1%
Asian & Pacific Islander	542	2.1%
Other languages	195	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,244	88.4%
Born in same state	24,027	87.6%
Born in different state	19,000	69.3%
Foreign born	217	0.8%
Naturalized citizen	3,189	11.6%
Not a US citizen	1,517	47.6%

Ancestry

Ancestry	Count	%
French	3,023	11%
Italian	2,180	7.9%
Arab	611	2.2%
Polish	594	2.2%

Ancestry	Count	%
English	499	1.8%
Dutch	125	0.5%
Irish	46	0.2%
German	29	0.1%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95242

What city is ZIP code 95242 in?

ZIP code 95242 is primarily assigned to Lodi, California.

What county is ZIP code 95242 in?

ZIP code 95242 falls within San Joaquin County, California.

Does ZIP code 95242 have a large retiree population?

37% of households in ZIP code 95242 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95242?

The median home value in ZIP code 95242 is $518,400.

What is the population of ZIP code 95242?

ZIP code 95242 has an estimated population of 27,433 residents, with a density of 302 people per square mile.

What is the median household income in ZIP code 95242?

The median household income in ZIP code 95242 is $96,161, above the national median of ~$75,000.

What timezone is ZIP code 95242 in?

ZIP code 95242 observes the PST timezone.