58104 ZIP Code — Fargo, ND
Cass County, North Dakota
ZIP code 58104 is located in Fargo, North Dakota, within Cass County. It covers approximately 28.05 square miles and serves a population of 46,165 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 701.
About ZIP code 58104
The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $332,200. Owner-occupancy sits near the national average at 48%.
The gap between median ($85,919) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.
Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.
46,165
population
28.05
sq mi land
Standard
ZIP type
Central (CT)
timezone
58104 ZIP code map
Cities in ZIP code 58104
Below are the cities the US Postal Service accepts for ZIP code 58104. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Fargo | Acceptable |
| Fargo | Preferred |
Nearby ZIP codes
58103 Fargo (4.9 mi)
58078 West Fargo (5.7 mi)
58047 Horace (6 mi)
56562 Moorhead (7.1 mi)
58126 Fargo (7.1 mi)
58122 Fargo (7.1 mi)
58121 Fargo (7.1 mi)
58124 Fargo (7.1 mi)
56563 Moorhead (7.6 mi)
58125 Fargo (8.2 mi)
56560 Moorhead (9.2 mi)
58102 Fargo (9.3 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 46,165 |
| Population density | 1,646 / sq mi |
| State FIPS | 38 |
| County FIPS | 017 |
| Geography | |
|---|---|
| Land area | 28.05 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 46.7967 |
| Longitude | -96.8827 |
| Timezone | Central (CT) |
| Area code | 701 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 29.0% | 36.6% | 37.8% |
| $50k – $100k | 33.6% | 33.6% | 32.8% |
| $100k – $200k | 28.2% | 22.5% | 23.3% |
| Over $200k | 9.2% | 7.4% | 6.0% |
Demographics & statistics
46,165
Population
1,646
People per sq mi
34.0
Median age
$85,919
Median household income
$51,503
Per capita income
$332,200
Median home value
$1,030
Median monthly rent
48.4%
Home ownership
7.7%
Poverty rate
2.4%
Unemployment
10,716
Housing units
49.7%
Bachelor's or higher
Age distribution
Male
Female
1,305
Under 5
1,381
1,361
5–9
1,440
1,516
10–14
1,605
1,346
15–19
1,424
2,377
20–24
2,516
3,779
25–34
3,999
3,378
35–44
3,575
2,117
45–54
2,241
1,186
55–59
1,255
1,276
60–64
1,350
1,331
65–74
1,409
937
75–84
992
519
85+
550
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 10,095 | 21.9% |
| 18 and over | 36,070 | 78.1% |
| 65 and over | 5,738 | 12.4% |
| Median age | 34.0 years | |
Race & ethnicity
White
83.2%
Black or African American
7.7%
Two or more races
3.5%
Asian
2.9%
Hispanic or Latino
1.7%
Other race
0.5%
American Indian / Alaska Native
0.5%
| Group | Count | % |
|---|---|---|
| White | 39,115 | 83.2% |
| Black or African American | 3,620 | 7.7% |
| Two or more races | 1,629 | 3.5% |
| Asian | 1,372 | 2.9% |
| Hispanic or Latino | 821 | 1.7% |
| Other race | 217 | 0.5% |
| American Indian / Alaska Native | 212 | 0.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 29.0% | 36.6% | 37.8% |
| $50k – $100k | 33.6% | 33.6% | 32.8% |
| $100k – $200k | 28.2% | 22.5% | 23.3% |
| Over $200k | 9.2% | 7.4% | 6.0% |
Under $10k
3.1%
$10k–$15k
1.9%
$15k–$25k
3.5%
$25k–$35k
6.0%
$35k–$50k
10.3%
$50k–$75k
19.9%
$75k–$100k
11.8%
$100k–$150k
21.7%
$150k–$200k
9.8%
$200k+
11.9%
| Range | % of households |
|---|---|
| Under $10k | 3.1% |
| $10k–$15k | 1.9% |
| $15k–$25k | 3.5% |
| $25k–$35k | 6.0% |
| $35k–$50k | 10.3% |
| $50k–$75k | 19.9% |
| $75k–$100k | 11.8% |
| $100k–$150k | 21.7% |
| $150k–$200k | 9.8% |
| $200k+ | 11.9% |
| Median income | $85,919 |
Housing
Home values
Under $50k
1.0%
$50k–$100k
0.5%
$100k–$150k
1.4%
$150k–$200k
5.6%
$200k–$300k
31.0%
$300k–$500k
44.3%
$500k–$1M
15.6%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $332,200 |
| Median rent / month | $1,030 |
| Owner occupied | 48.4% |
| Renter occupied | 51.6% |
| Vacant | 4.4% |
| Single-family detached | 37.3% |
| Large apartment buildings | 39.8% |
| Mobile homes | 0.0% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.61 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 41.9% |
| 2000–2009 | 28.6% |
| 1990–1999 | 15.2% |
| 1980–1989 | 7.8% |
| 1970–1979 | 2.5% |
| 1960–1969 | 0.8% |
| 1950–1959 | 1.5% |
| 1940–1949 | 0.1% |
| 1939 or earlier | 0.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.6% |
| 1 bedroom | 14.2% |
| 2 bedrooms | 32.4% |
| 3 bedrooms | 25.1% |
| 4 bedrooms | 16.5% |
| 5+ bedrooms | 9.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.2% |
| 1 vehicle | 32.2% |
| 2 vehicles | 47.3% |
| 3 or more | 16.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 46.1% |
| Electricity | 49.7% |
| Propane / LP gas | 1.2% |
| Fuel oil | 0.2% |
| No fuel used | 1.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 9,670 | 47.8% |
| Cohabiting couple | 1,382 | 6.8% |
| Male householder, no spouse | 4,210 | 20.8% |
| Female householder, no spouse | 4,961 | 24.5% |
| Households with children under 18 | 5,604 | 27.7% |
| Households with seniors (65+) | 3,880 | 19.2% |
| Average household size | 2.27 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 38.2% | 29.6% |
| Married | 52.0% | 55.0% |
| Separated | 0.6% | 0.3% |
| Widowed | 2.2% | 5.9% |
| Divorced | 7.0% | 9.2% |
Education
Less than 9th grade
1.5%
Some HS, no diploma
1.0%
HS graduate
15.5%
Some college, no degree
18.1%
Associate's degree
14.1%
Bachelor's degree
33.2%
Graduate / professional
16.6%
| Metric | % |
|---|---|
| HS diploma or higher | 97.5% |
| Bachelor's or higher | 49.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 811 | 6.8% |
| Kindergarten | 370 | 3.1% |
| Elementary school | 4,678 | 39.4% |
| High school | 2,287 | 19.2% |
| College / grad school | 3,737 | 31.4% |
Employment
Industry of employment
Education & healthcare
34.6%
Professional & management
11.2%
Retail trade
10.0%
Finance & real estate
9.3%
Manufacturing
8.9%
Arts, food & hospitality
5.6%
Construction
4.9%
Other services
4.2%
Wholesale trade
3.3%
Public administration
3.2%
Transportation & utilities
2.9%
Agriculture & mining
1.3%
Information
0.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 49.0% |
| Service | 13.0% |
| Sales & office | 22.2% |
| Natural resources & construction | 7.2% |
| Production & transportation | 8.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.0% |
| Government | 12.6% |
| Self-employed | 4.4% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 80.8% |
| Carpool | 7.1% |
| Public transit | 0.8% |
| Walk | 0.9% |
| Work from home | 9.5% |
| Other means | 0.9% |
| Avg commute (minutes) | 16.9 |
Poverty
All people
7.7%
Under 18 years
11.5%
18 and over
6.7%
Married-couple families
3.3%
Female-led households
25.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 20.1% |
| Retirement income | 18.3% |
| Supplemental Security | 1.0% |
| Cash public assistance | 0.5% |
| Food stamps / SNAP | 4.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.2% |
| High blood pressure | 23.1% |
| High cholesterol | 24.9% |
| Diabetes | 6.3% |
| Heart disease | 3.9% |
| Stroke | 1.8% |
| Asthma | 8.9% |
| Arthritis | 17.0% |
| Kidney disease | 1.9% |
| Pulmonary disease | 3.6% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 13.3% |
| Binge drinking | 23.2% |
| No physical activity | 18.2% |
| Less than 7 hrs sleep | 28.5% |
| Depression | 19.6% |
| Fair or poor health | 8.0% |
| Poor mental health | 11.8% |
| Poor physical health | 6.0% |
| No health insurance | 7.8% |
| Visited doctor (checkup) | 67.8% |
| Visited dentist | 73.9% |
| Cholesterol screening | 87.4% |
| Teeth loss | 8.8% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,615 | 7.3% |
| Disability | % |
|---|---|
| Any disability | 9.3% |
| Under 18 | 8.4% |
| 18–64 years | 4.6% |
| 65 and over | 36.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 87.5% |
| Public insurance | 21.9% |
| No insurance | 2.8% |
| Uninsured under 19 | 2.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 43,479 | 94.2% |
| Spanish | 1,219 | 2.8% |
| Other Indo-European | 22 | 0.1% |
| Asian & Pacific Islander | 72 | 0.2% |
| Other languages | 674 | 1.6% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 42,045 | 91.1% |
| Born in same state | 41,808 | 90.6% |
| Born in different state | 24,902 | 53.9% |
| Foreign born | 237 | 0.5% |
| Naturalized citizen | 4,120 | 8.9% |
| Not a US citizen | 1,838 | 44.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Polish | 12,074 | 26.2% |
| Italian | 4,218 | 9.1% |
| French | 3,040 | 6.6% |
| Arab | 1,379 | 3% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 694 | 1.5% |
| English | 314 | 0.7% |
| German | 177 | 0.4% |
| Irish | 10 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.8% |
| Internet access | 96.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 58104
What city is ZIP code 58104 in?
ZIP code 58104 is primarily assigned to Fargo, North Dakota.
What county is ZIP code 58104 in?
ZIP code 58104 falls within Cass County, North Dakota.
How educated is the population of ZIP code 58104?
50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the typical home value in ZIP code 58104?
The median home value in ZIP code 58104 is $332,200.
What is the population of ZIP code 58104?
ZIP code 58104 has an estimated population of 46,165 residents, with a density of 1,646 people per square mile.
What is the median household income in ZIP code 58104?
The median household income in ZIP code 58104 is $85,919, above the national median of ~$75,000.
What timezone is ZIP code 58104 in?
ZIP code 58104 observes the CST timezone.