58102 ZIP Code — Fargo, ND

Cass County, North Dakota

ZIP code 58102 is located in Fargo, North Dakota, within Cass County. It covers approximately 31.64 square miles and serves a population of 32,256 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 701.

About ZIP code 58102

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1970s, giving the area an established character. Median home value is $229,100. Owner-occupancy sits near the national average at 47%.

The gap between median ($56,823) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 20% of residents, above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 15 minutes is near the national average.

Educational attainment is high — 46% of residents hold a bachelor's degree or higher, well above the national average of 33%.

32,256

population

31.64

sq mi land

Standard

ZIP type

Central (CT)

timezone

58102 ZIP code map

Cities in ZIP code 58102

Below are the cities the US Postal Service accepts for ZIP code 58102. Using any city not on this list may result in mail delivery delays.

City	Status
Fargo	Acceptable
Fargo	Preferred

Nearby ZIP codes

58125 Fargo (2.1 mi) 58126 Fargo (3.8 mi) 58124 Fargo (3.8 mi) 58122 Fargo (3.8 mi) 58121 Fargo (3.8 mi) 58103 Fargo (4.9 mi) 56562 Moorhead (5.1 mi) 56563 Moorhead (5.3 mi) 58042 Harwood (6.3 mi) 58042 Harwood (6.3 mi) 58078 West Fargo (6.4 mi) 56529 Dilworth (6.7 mi)

Demographics updated 05/2026

Population
Total population	32,256
Population density	1,019 / sq mi
State FIPS	38
County FIPS	017

Geography
Land area	31.64 sq mi
Water area	0.05 sq mi
Latitude	46.9258
Longitude	-96.8289
Timezone	Central (CT)
Area code	701

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.1%	36.6%	37.8%
$50k – $100k	29.0%	33.6%	32.8%
$100k – $200k	17.7%	22.5%	23.3%
Over $200k	4.2%	7.4%	6.0%

Demographics & statistics

32,256

Population

1,019

People per sq mi

29.1

Median age

$56,823

Median household income

$37,294

Per capita income

$229,100

Median home value

$798

Median monthly rent

46.5%

Home ownership

20.0%

Poverty rate

4.3%

Unemployment

9,055

Housing units

46.0%

Bachelor's or higher

Age distribution

Male Female

816

Under 5

689

839

5–9

709

688

10–14

582

1,374

15–19

1,160

3,891

20–24

3,287

2,648

25–34

2,237

1,816

35–44

1,534

1,673

45–54

1,413

896

55–59

757

859

60–64

726

1,251

65–74

1,057

534

75–84

451

200

85+

169

← Male

Female →

Age summary

Group	Count	%
Under 18	5,109	15.8%
18 and over	27,147	84.2%
65 and over	3,662	11.4%
Median age	29.1 years

Race & ethnicity

White 86.1%

Two or more races 4.1%

Asian 3%

Black or African American 2.9%

Hispanic or Latino 2.1%

Other race 1.1%

American Indian / Alaska Native 0.7%

Group	Count	%
White	28,358	86.1%
Two or more races	1,361	4.1%
Asian	994	3%
Black or African American	945	2.9%
Hispanic or Latino	682	2.1%
Other race	352	1.1%
American Indian / Alaska Native	246	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.1%	36.6%	37.8%
$50k – $100k	29.0%	33.6%	32.8%
$100k – $200k	17.7%	22.5%	23.3%
Over $200k	4.2%	7.4%	6.0%

Under $10k 6.0%

$10k–$15k 4.9%

$15k–$25k 9.4%

$25k–$35k 11.9%

$35k–$50k 12.8%

$50k–$75k 17.8%

$75k–$100k 11.7%

$100k–$150k 13.0%

$150k–$200k 5.0%

$200k+ 7.6%

Range	% of households
Under $10k	6.0%
$10k–$15k	4.9%
$15k–$25k	9.4%
$25k–$35k	11.9%
$35k–$50k	12.8%
$50k–$75k	17.8%
$75k–$100k	11.7%
$100k–$150k	13.0%
$150k–$200k	5.0%
$200k+	7.6%
Median income	$56,823

Housing

Home values

Under $50k 4.0%

$50k–$100k 5.6%

$100k–$150k 9.7%

$150k–$200k 18.3%

$200k–$300k 34.3%

$300k–$500k 22.8%

$500k–$1M 4.5%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$229,100
Median rent / month	$798
Owner occupied	46.5%
Renter occupied	53.5%
Vacant	14.8%
Single-family detached	42.2%
Large apartment buildings	29.1%
Mobile homes	2.9%
Median rooms	4.9
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.2%
2010–2019	11.9%
2000–2009	5.5%
1990–1999	5.1%
1980–1989	9.7%
1970–1979	21.4%
1960–1969	10.7%
1950–1959	13.6%
1940–1949	6.1%
1939 or earlier	15.9%

Bedrooms

Size	% of units
No bedroom (studio)	9.5%
1 bedroom	19.3%
2 bedrooms	25.7%
3 bedrooms	23.7%
4 bedrooms	15.7%
5+ bedrooms	6.2%

Vehicles per household

Vehicles	% of households
No vehicle	9.2%
1 vehicle	36.8%
2 vehicles	33.6%
3 or more	20.3%

Heating fuel

Fuel type	%
Utility gas	48.6%
Electricity	45.3%
Propane / LP gas	3.4%
Fuel oil	0.3%
Wood	0.1%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	4,691	33.1%
Cohabiting couple	1,027	7.2%
Male householder, no spouse	4,558	32.1%
Female householder, no spouse	3,909	27.6%
Households with children under 18	2,931	20.7%
Households with seniors (65+)	2,560	18.0%
Average household size	2.15

Marital status

Status	Male	Female
Never married	57.3%	47.0%
Married	33.7%	38.6%
Separated	0.5%	1.2%
Widowed	1.3%	4.7%
Divorced	7.3%	8.6%

Education

Less than 9th grade 1.2%

Some HS, no diploma 4.0%

HS graduate 18.1%

Some college, no degree 18.7%

Associate's degree 12.1%

Bachelor's degree 29.8%

Graduate / professional 16.2%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	46.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	125	1.1%
Kindergarten	354	3.1%
Elementary school	2,221	19.7%
High school	1,115	9.9%
College / grad school	7,486	66.2%

Employment

Industry of employment

Education & healthcare 26.7%

Arts, food & hospitality 13.9%

Retail trade 13.0%

Professional & management 9.7%

Manufacturing 8.3%

Construction 7.1%

Finance & real estate 5.4%

Other services 3.9%

Transportation & utilities 3.6%

Wholesale trade 3.0%

Public administration 3.0%

Agriculture & mining 1.5%

Information 0.9%

Occupation

Category	%
Management, business & arts	39.2%
Service	21.6%
Sales & office	19.2%
Natural resources & construction	8.5%
Production & transportation	11.5%

Employment type

Type	%
Private sector	79.8%
Government	16.4%
Self-employed	3.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	79.4%
Carpool	6.7%
Public transit	0.7%
Walk	5.1%
Work from home	5.3%
Other means	2.8%
Avg commute (minutes)	15.2

Poverty

All people 20.0%

Under 18 years 14.7%

18 and over 21.0%

Married-couple families 1.0%

Female-led households 25.7%

Income support

Source	% of households
Social Security	18.9%
Retirement income	14.8%
Supplemental Security	2.2%
Cash public assistance	2.1%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	33.0%
High blood pressure	26.5%
High cholesterol	26.5%
Diabetes	8.2%
Heart disease	4.9%
Stroke	2.4%
Asthma	9.8%
Arthritis	19.1%
Kidney disease	2.4%
Pulmonary disease	5.3%
Cancer	5.3%

Behavior / access	%
Smoking	17.3%
Binge drinking	21.7%
No physical activity	23.6%
Less than 7 hrs sleep	30.5%
Depression	20.7%
Fair or poor health	11.9%
Poor mental health	13.5%
Poor physical health	8.0%
No health insurance	9.9%
Visited doctor (checkup)	68.7%
Visited dentist	65.4%
Cholesterol screening	83.1%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,527	5.6%

Disability	%
Any disability	10.7%
Under 18	3.6%
18–64 years	9.6%
65 and over	28.7%

Health insurance coverage

Type	%
Private insurance	80.8%
Public insurance	21.9%
No insurance	7.2%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	30,751	95.3%
Spanish	718	2.3%
Other Indo-European	225	0.7%
Asian & Pacific Islander	257	0.8%
Other languages	130	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	30,873	95.7%
Born in same state	30,397	94.2%
Born in different state	16,461	51.0%
Foreign born	476	1.5%
Naturalized citizen	1,383	4.3%
Not a US citizen	353	25.5%

Ancestry

Ancestry	Count	%
Polish	8,729	27.1%
Italian	2,647	8.2%
French	1,613	5%
Arab	785	2.4%

Ancestry	Count	%
English	410	1.3%
Dutch	349	1.1%
German	190	0.6%
Irish	57	0.2%

Technology access

Metric	% of households
Computer access	44.0%
Internet access	96.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 58102

What city is ZIP code 58102 in?

ZIP code 58102 is primarily assigned to Fargo, North Dakota.

What county is ZIP code 58102 in?

ZIP code 58102 falls within Cass County, North Dakota.

What is the poverty rate in ZIP code 58102?

20% of residents in ZIP code 58102 live below the poverty line, above the national average.

How educated is the population of ZIP code 58102?

46% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the population of ZIP code 58102?

ZIP code 58102 has an estimated population of 32,256 residents, with a density of 1,020 people per square mile.

What is the median household income in ZIP code 58102?

The median household income in ZIP code 58102 is $56,823, below the national median of ~$75,000.

What timezone is ZIP code 58102 in?

ZIP code 58102 observes the CST timezone.