58103 ZIP Code — Fargo, ND
Cass County, North Dakota
ZIP code 58103 is located in Fargo, North Dakota, within Cass County. It covers approximately 11.46 square miles and serves a population of 48,577 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 701.
About ZIP code 58103
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1990s, giving the area an established character. Median home value is $230,400. Renters make up the majority at 59%, typical of denser urban areas.
Median household income is $56,786.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.
Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.
48,577
population
11.46
sq mi land
Standard
ZIP type
Central (CT)
timezone
58103 ZIP code map
Cities in ZIP code 58103
Below are the cities the US Postal Service accepts for ZIP code 58103. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Fargo | Preferred |
Nearby ZIP codes
58121 Fargo (2.2 mi)
58124 Fargo (2.2 mi)
58122 Fargo (2.2 mi)
58126 Fargo (2.2 mi)
56562 Moorhead (2.6 mi)
56563 Moorhead (3.2 mi)
58125 Fargo (3.3 mi)
58104 Fargo (4.9 mi)
58102 Fargo (4.9 mi)
58078 West Fargo (5.5 mi)
56560 Moorhead (5.8 mi)
56529 Dilworth (5.9 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 48,577 |
| Population density | 4,239 / sq mi |
| State FIPS | 38 |
| County FIPS | 017 |
| Geography | |
|---|---|
| Land area | 11.46 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 46.8547 |
| Longitude | -96.8231 |
| Timezone | Central (CT) |
| Area code | 701 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 48.7% | 36.6% | 37.8% |
| $50k – $100k | 34.5% | 33.6% | 32.8% |
| $100k – $200k | 13.7% | 22.5% | 23.3% |
| Over $200k | 3.2% | 7.4% | 6.0% |
Demographics & statistics
48,577
Population
4,239
People per sq mi
34.2
Median age
$56,786
Median household income
$36,534
Per capita income
$230,400
Median home value
$817
Median monthly rent
40.6%
Home ownership
13.9%
Poverty rate
4.0%
Unemployment
11,187
Housing units
34.2%
Bachelor's or higher
Age distribution
Male
Female
1,732
Under 5
1,713
1,457
5–9
1,442
1,153
10–14
1,141
1,376
15–19
1,362
2,121
20–24
2,098
4,786
25–34
4,733
3,150
35–44
3,116
2,251
45–54
2,226
1,181
55–59
1,168
1,370
60–64
1,356
2,481
65–74
2,455
886
75–84
876
476
85+
471
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 10,105 | 20.8% |
| 18 and over | 38,472 | 79.2% |
| 65 and over | 7,645 | 15.7% |
| Median age | 34.2 years | |
Race & ethnicity
White
73.1%
Black or African American
12.4%
Asian
5.4%
Two or more races
4.2%
Hispanic or Latino
2%
American Indian / Alaska Native
2%
Other race
0.8%
| Group | Count | % |
|---|---|---|
| White | 36,264 | 73.1% |
| Black or African American | 6,156 | 12.4% |
| Asian | 2,678 | 5.4% |
| Two or more races | 2,072 | 4.2% |
| Hispanic or Latino | 1,005 | 2% |
| American Indian / Alaska Native | 998 | 2% |
| Other race | 409 | 0.8% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 48.7% | 36.6% | 37.8% |
| $50k – $100k | 34.5% | 33.6% | 32.8% |
| $100k – $200k | 13.7% | 22.5% | 23.3% |
| Over $200k | 3.2% | 7.4% | 6.0% |
Under $10k
6.4%
$10k–$15k
4.6%
$15k–$25k
9.7%
$25k–$35k
9.8%
$35k–$50k
13.9%
$50k–$75k
19.4%
$75k–$100k
14.2%
$100k–$150k
12.6%
$150k–$200k
4.2%
$200k+
5.4%
| Range | % of households |
|---|---|
| Under $10k | 6.4% |
| $10k–$15k | 4.6% |
| $15k–$25k | 9.7% |
| $25k–$35k | 9.8% |
| $35k–$50k | 13.9% |
| $50k–$75k | 19.4% |
| $75k–$100k | 14.2% |
| $100k–$150k | 12.6% |
| $150k–$200k | 4.2% |
| $200k+ | 5.4% |
| Median income | $56,786 |
Housing
Home values
Under $50k
5.1%
$50k–$100k
3.9%
$100k–$150k
5.4%
$150k–$200k
19.8%
$200k–$300k
41.5%
$300k–$500k
20.7%
$500k–$1M
1.9%
$1M+
1.7%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $230,400 |
| Median rent / month | $817 |
| Owner occupied | 40.6% |
| Renter occupied | 59.4% |
| Vacant | 7.2% |
| Single-family detached | 30.0% |
| Large apartment buildings | 38.1% |
| Mobile homes | 2.6% |
| Median rooms | 4.4 |
| Avg household size (owned) | 2.33 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 4.4% |
| 2000–2009 | 11.4% |
| 1990–1999 | 20.2% |
| 1980–1989 | 17.8% |
| 1970–1979 | 17.7% |
| 1960–1969 | 7.3% |
| 1950–1959 | 9.9% |
| 1940–1949 | 1.7% |
| 1939 or earlier | 9.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 6.0% |
| 1 bedroom | 15.9% |
| 2 bedrooms | 40.8% |
| 3 bedrooms | 23.0% |
| 4 bedrooms | 10.5% |
| 5+ bedrooms | 3.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.5% |
| 1 vehicle | 42.4% |
| 2 vehicles | 37.4% |
| 3 or more | 11.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 34.9% |
| Electricity | 59.7% |
| Propane / LP gas | 1.9% |
| Fuel oil | 0.8% |
| No fuel used | 1.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 7,669 | 33.1% |
| Cohabiting couple | 1,933 | 8.3% |
| Male householder, no spouse | 6,612 | 28.6% |
| Female householder, no spouse | 6,938 | 30.0% |
| Households with children under 18 | 5,166 | 22.3% |
| Households with seniors (65+) | 5,293 | 22.9% |
| Average household size | 2.05 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 46.3% | 37.2% |
| Married | 41.4% | 40.6% |
| Separated | 1.0% | 1.6% |
| Widowed | 1.9% | 7.1% |
| Divorced | 9.5% | 13.5% |
Education
Less than 9th grade
3.8%
Some HS, no diploma
3.2%
HS graduate
22.6%
Some college, no degree
23.1%
Associate's degree
13.1%
Bachelor's degree
23.9%
Graduate / professional
10.3%
| Metric | % |
|---|---|
| HS diploma or higher | 92.9% |
| Bachelor's or higher | 34.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 799 | 7.5% |
| Kindergarten | 433 | 4.0% |
| Elementary school | 4,077 | 38.0% |
| High school | 1,726 | 16.1% |
| College / grad school | 3,687 | 34.4% |
Employment
Industry of employment
Education & healthcare
26.5%
Professional & management
12.2%
Manufacturing
10.9%
Retail trade
10.6%
Arts, food & hospitality
10.6%
Finance & real estate
7.0%
Construction
6.1%
Transportation & utilities
4.3%
Other services
3.6%
Wholesale trade
2.7%
Public administration
2.5%
Information
1.7%
Agriculture & mining
1.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 37.7% |
| Service | 22.5% |
| Sales & office | 18.0% |
| Natural resources & construction | 7.4% |
| Production & transportation | 14.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.6% |
| Government | 11.5% |
| Self-employed | 4.8% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.2% |
| Carpool | 6.9% |
| Public transit | 1.2% |
| Walk | 3.4% |
| Work from home | 5.7% |
| Other means | 3.7% |
| Avg commute (minutes) | 15.6 |
Poverty
All people
13.9%
Under 18 years
21.7%
18 and over
11.8%
Married-couple families
4.7%
Female-led households
29.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 24.8% |
| Retirement income | 15.0% |
| Supplemental Security | 4.0% |
| Cash public assistance | 2.8% |
| Food stamps / SNAP | 10.5% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 33.2% |
| High blood pressure | 26.4% |
| High cholesterol | 26.6% |
| Diabetes | 8.0% |
| Heart disease | 4.8% |
| Stroke | 2.4% |
| Asthma | 9.8% |
| Arthritis | 19.4% |
| Kidney disease | 2.4% |
| Pulmonary disease | 5.2% |
| Cancer | 5.5% |
| Behavior / access | % |
|---|---|
| Smoking | 17.9% |
| Binge drinking | 22.0% |
| No physical activity | 23.6% |
| Less than 7 hrs sleep | 30.7% |
| Depression | 21.0% |
| Fair or poor health | 11.7% |
| Poor mental health | 13.4% |
| Poor physical health | 7.9% |
| No health insurance | 10.4% |
| Visited doctor (checkup) | 68.3% |
| Visited dentist | 66.1% |
| Cholesterol screening | 84.4% |
| Teeth loss | 13.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,429 | 6.3% |
| Disability | % |
|---|---|
| Any disability | 12.7% |
| Under 18 | 3.3% |
| 18–64 years | 11.1% |
| 65 and over | 32.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 72.1% |
| Public insurance | 32.4% |
| No insurance | 9.0% |
| Uninsured under 19 | 7.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 45,132 | 92.9% |
| Spanish | 2,984 | 6.6% |
| Other Indo-European | 66 | 0.1% |
| Asian & Pacific Islander | 1,363 | 3.0% |
| Other languages | 217 | 0.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 41,012 | 84.4% |
| Born in same state | 40,313 | 83.0% |
| Born in different state | 23,470 | 48.3% |
| Foreign born | 699 | 1.4% |
| Naturalized citizen | 7,565 | 15.6% |
| Not a US citizen | 3,203 | 42.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Polish | 11,621 | 23.9% |
| Italian | 3,840 | 7.9% |
| French | 1,912 | 3.9% |
| Arab | 1,178 | 2.4% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 504 | 1% |
| German | 493 | 1% |
| English | 332 | 0.7% |
| Irish | 47 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 47.7% |
| Internet access | 94.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 58103
What city is ZIP code 58103 in?
ZIP code 58103 is primarily assigned to Fargo, North Dakota.
What county is ZIP code 58103 in?
ZIP code 58103 falls within Cass County, North Dakota.
Is ZIP code 58103 mostly rentals?
59% of occupied units in ZIP code 58103 are renter-occupied.
What is the population of ZIP code 58103?
ZIP code 58103 has an estimated population of 48,577 residents, with a density of 4,241 people per square mile.
What is the median household income in ZIP code 58103?
The median household income in ZIP code 58103 is $56,786, below the national median of ~$75,000.
What is the typical home value in ZIP code 58103?
The median home value in ZIP code 58103 is $230,400.
What timezone is ZIP code 58103 in?
ZIP code 58103 observes the CST timezone.