56560 ZIP Code — Moorhead, MN
Clay County, Minnesota
ZIP code 56560 is located in Moorhead, Minnesota, within Clay County. It covers approximately 157.36 square miles and serves a population of 43,860 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.
About ZIP code 56560
The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $237,200. Owner-occupancy sits near the national average at 59%.
Median household income is $70,107. Poverty affects 18% of residents, above the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.
43,860
population
157.36
sq mi land
Standard
ZIP type
Central (CT)
timezone
56560 ZIP code map
Cities in ZIP code 56560
Below are the cities the US Postal Service accepts for ZIP code 56560. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Moorhead | Acceptable |
| Moorhead | Preferred |
Nearby ZIP codes
56529 Dilworth (2.3 mi)
56563 Moorhead (3 mi)
56562 Moorhead (3.5 mi)
58124 Fargo (4.7 mi)
58126 Fargo (4.7 mi)
58122 Fargo (4.7 mi)
58121 Fargo (4.7 mi)
58103 Fargo (5.8 mi)
58125 Fargo (6 mi)
56547 Glyndon (7.9 mi)
56547 Glyndon (7.9 mi)
58102 Fargo (8.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 43,860 |
| Population density | 279 / sq mi |
| State FIPS | 27 |
| County FIPS | 027 |
| Geography | |
|---|---|
| Land area | 157.36 sq mi |
| Water area | 0.01 sq mi |
| Latitude | 46.8465 |
| Longitude | -96.7014 |
| Timezone | Central (CT) |
| Area code | 218 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 40.7% | 38.4% | 33.6% |
| $50k – $100k | 32.3% | 32.3% | 31.5% |
| $100k – $200k | 23.8% | 25.3% | 26.5% |
| Over $200k | 3.2% | 3.9% | 8.5% |
Demographics & statistics
43,860
Population
279
People per sq mi
32.2
Median age
$70,107
Median household income
$36,021
Per capita income
$237,200
Median home value
$998
Median monthly rent
58.8%
Home ownership
17.9%
Poverty rate
4.5%
Unemployment
11,699
Housing units
39.7%
Bachelor's or higher
Age distribution
Male
Female
1,582
Under 5
1,566
1,537
5–9
1,521
1,415
10–14
1,400
1,438
15–19
1,424
2,565
20–24
2,540
3,288
25–34
3,256
2,897
35–44
2,868
2,235
45–54
2,213
1,256
55–59
1,243
953
60–64
944
1,579
65–74
1,563
801
75–84
793
494
85+
489
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 10,659 | 24.3% |
| 18 and over | 33,201 | 75.7% |
| 65 and over | 5,719 | 13.0% |
| Median age | 32.2 years | |
Race & ethnicity
White
83.4%
Black or African American
5.8%
Two or more races
5.1%
Hispanic or Latino
2%
Asian
1.7%
American Indian / Alaska Native
1.4%
Other race
0.4%
Native Hawaiian / Pacific Islander
0.2%
| Group | Count | % |
|---|---|---|
| White | 37,320 | 83.4% |
| Black or African American | 2,618 | 5.8% |
| Two or more races | 2,288 | 5.1% |
| Hispanic or Latino | 914 | 2% |
| Asian | 747 | 1.7% |
| American Indian / Alaska Native | 606 | 1.4% |
| Other race | 194 | 0.4% |
| Native Hawaiian / Pacific Islander | 87 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 40.7% | 38.4% | 33.6% |
| $50k – $100k | 32.3% | 32.3% | 31.5% |
| $100k – $200k | 23.8% | 25.3% | 26.5% |
| Over $200k | 3.2% | 3.9% | 8.5% |
Under $10k
8.3%
$10k–$15k
4.4%
$15k–$25k
7.6%
$25k–$35k
7.4%
$35k–$50k
10.4%
$50k–$75k
14.5%
$75k–$100k
14.2%
$100k–$150k
18.9%
$150k–$200k
9.1%
$200k+
5.2%
| Range | % of households |
|---|---|
| Under $10k | 8.3% |
| $10k–$15k | 4.4% |
| $15k–$25k | 7.6% |
| $25k–$35k | 7.4% |
| $35k–$50k | 10.4% |
| $50k–$75k | 14.5% |
| $75k–$100k | 14.2% |
| $100k–$150k | 18.9% |
| $150k–$200k | 9.1% |
| $200k+ | 5.2% |
| Median income | $70,107 |
Housing
Home values
Under $50k
2.6%
$50k–$100k
1.9%
$100k–$150k
9.0%
$150k–$200k
19.4%
$200k–$300k
35.3%
$300k–$500k
26.8%
$500k–$1M
4.1%
$1M+
0.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $237,200 |
| Median rent / month | $998 |
| Owner occupied | 58.8% |
| Renter occupied | 41.2% |
| Vacant | 5.4% |
| Single-family detached | 53.1% |
| Large apartment buildings | 17.5% |
| Mobile homes | 1.0% |
| Median rooms | 5.6 |
| Avg household size (owned) | 2.60 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.1% |
| 2010–2019 | 12.6% |
| 2000–2009 | 18.8% |
| 1990–1999 | 10.6% |
| 1980–1989 | 7.3% |
| 1970–1979 | 14.6% |
| 1960–1969 | 10.7% |
| 1950–1959 | 12.8% |
| 1940–1949 | 3.0% |
| 1939 or earlier | 8.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.3% |
| 1 bedroom | 13.4% |
| 2 bedrooms | 27.6% |
| 3 bedrooms | 26.2% |
| 4 bedrooms | 24.0% |
| 5+ bedrooms | 6.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 9.9% |
| 1 vehicle | 30.8% |
| 2 vehicles | 40.4% |
| 3 or more | 18.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 53.8% |
| Electricity | 38.6% |
| Propane / LP gas | 3.8% |
| Fuel oil | 1.3% |
| Wood | 0.9% |
| No fuel used | 1.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 7,734 | 42.7% |
| Cohabiting couple | 1,384 | 7.6% |
| Male householder, no spouse | 4,133 | 22.8% |
| Female householder, no spouse | 4,875 | 26.9% |
| Households with children under 18 | 5,321 | 29.4% |
| Households with seniors (65+) | 4,145 | 22.9% |
| Average household size | 2.36 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 41.3% | 37.1% |
| Married | 46.7% | 43.5% |
| Separated | 1.7% | 1.0% |
| Widowed | 2.5% | 7.9% |
| Divorced | 7.8% | 10.5% |
Education
Less than 9th grade
2.4%
Some HS, no diploma
3.5%
HS graduate
21.2%
Some college, no degree
19.6%
Associate's degree
13.7%
Bachelor's degree
26.6%
Graduate / professional
13.1%
| Metric | % |
|---|---|
| HS diploma or higher | 94.1% |
| Bachelor's or higher | 39.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 703 | 5.4% |
| Kindergarten | 474 | 3.6% |
| Elementary school | 4,853 | 37.2% |
| High school | 2,028 | 15.6% |
| College / grad school | 4,980 | 38.2% |
Employment
Industry of employment
Education & healthcare
31.5%
Retail trade
10.1%
Professional & management
8.0%
Finance & real estate
7.6%
Arts, food & hospitality
7.5%
Manufacturing
7.2%
Construction
6.6%
Other services
5.7%
Public administration
5.3%
Transportation & utilities
4.4%
Wholesale trade
2.9%
Information
1.8%
Agriculture & mining
1.6%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 40.6% |
| Service | 17.8% |
| Sales & office | 22.2% |
| Natural resources & construction | 8.0% |
| Production & transportation | 11.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.2% |
| Government | 17.5% |
| Self-employed | 3.2% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.1% |
| Carpool | 8.2% |
| Public transit | 1.3% |
| Walk | 2.5% |
| Work from home | 9.2% |
| Other means | 1.6% |
| Avg commute (minutes) | 17.7 |
Poverty
All people
17.9%
Under 18 years
21.0%
18 and over
16.9%
Married-couple families
3.9%
Female-led households
27.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 24.8% |
| Retirement income | 17.7% |
| Supplemental Security | 3.8% |
| Cash public assistance | 4.9% |
| Food stamps / SNAP | 10.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 33.8% |
| High blood pressure | 25.7% |
| High cholesterol | 24.5% |
| Diabetes | 7.1% |
| Heart disease | 4.9% |
| Stroke | 2.3% |
| Asthma | 9.4% |
| Arthritis | 19.1% |
| Kidney disease | 2.3% |
| Pulmonary disease | 4.5% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 16.4% |
| Binge drinking | 22.9% |
| No physical activity | 19.2% |
| Less than 7 hrs sleep | 28.4% |
| Depression | 25.2% |
| Fair or poor health | 10.5% |
| Poor mental health | 15.3% |
| Poor physical health | 8.3% |
| No health insurance | 10.7% |
| Visited doctor (checkup) | 68.5% |
| Visited dentist | 69.7% |
| Cholesterol screening | 84.2% |
| Teeth loss | 11.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,759 | 5.3% |
| Disability | % |
|---|---|
| Any disability | 12.4% |
| Under 18 | 2.7% |
| 18–64 years | 12.1% |
| 65 and over | 32.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 73.7% |
| Public insurance | 35.5% |
| No insurance | 3.6% |
| Uninsured under 19 | 2.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 40,712 | 92.8% |
| Spanish | 1,150 | 2.8% |
| Other Indo-European | 144 | 0.4% |
| Asian & Pacific Islander | 658 | 1.6% |
| Other languages | 177 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 40,953 | 93.4% |
| Born in same state | 40,616 | 92.6% |
| Born in different state | 17,980 | 41.0% |
| Foreign born | 337 | 0.8% |
| Naturalized citizen | 2,907 | 6.6% |
| Not a US citizen | 1,373 | 47.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Polish | 11,933 | 27.2% |
| Italian | 3,025 | 6.9% |
| French | 2,580 | 5.9% |
| Arab | 1,319 | 3% |
| Dutch | 555 | 1.3% |
| Ancestry | Count | % |
|---|---|---|
| English | 540 | 1.2% |
| German | 248 | 0.6% |
| Norwegian | 47 | 0.1% |
| Irish | 46 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 41.3% |
| Internet access | 93.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 56560
What city is ZIP code 56560 in?
ZIP code 56560 is primarily assigned to Moorhead, Minnesota.
What county is ZIP code 56560 in?
ZIP code 56560 falls within Clay County, Minnesota.
What is the poverty rate in ZIP code 56560?
18% of residents in ZIP code 56560 live below the poverty line, above the national average.
What is the population of ZIP code 56560?
ZIP code 56560 has an estimated population of 43,860 residents, with a density of 279 people per square mile.
What is the median household income in ZIP code 56560?
The median household income in ZIP code 56560 is $70,107, below the national median of ~$75,000.
What is the typical home value in ZIP code 56560?
The median home value in ZIP code 56560 is $237,200.
What timezone is ZIP code 56560 in?
ZIP code 56560 observes the CST timezone.