12523 ZIP Code — Elizaville, NY

Columbia County, New York

ZIP code 12523 is located in Elizaville, New York, within Columbia County. It covers approximately 22.33 square miles and serves a population of 1,986 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12523

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $312,800. Owner-occupancy is high at 78%, well above the national average.

The gap between median ($58,188) and mean household income suggests income inequality — a small number of higher earners pull the average up. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12523 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,986

population

22.33

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12523 ZIP code map

Cities in ZIP code 12523

Below are the cities the US Postal Service accepts for ZIP code 12523. Using any city not on this list may result in mail delivery delays.

City	Status
Elizaville	Acceptable
Elizaville	Preferred

Nearby ZIP codes

12502 Ancram (5.8 mi) 12526 Germantown (5.9 mi) 12567 Pine Plains (6.7 mi) 12583 Tivoli (7.2 mi) 12571 Red Hook (7.6 mi) 12521 Craryville (8 mi) 12513 Claverack (8.5 mi) 12534 Hudson (9.4 mi) 12503 Ancramdale (10.1 mi) 12507 Barrytown (10.3 mi) 12516 Copake (10.6 mi) 12477 Saugerties (12.2 mi)

Demographics updated 06/2026

Population
Total population	1,986
Population density	89 / sq mi
State FIPS	36
County FIPS	021

Geography
Land area	22.33 sq mi
Water area	0.19 sq mi
Latitude	42.0947
Longitude	-73.7619
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.0%	36.4%	37.0%
$50k – $100k	28.4%	30.8%	27.0%
$100k – $200k	24.6%	25.3%	24.4%
Over $200k	11.0%	7.4%	11.5%

Demographics & statistics

1,986

Population

People per sq mi

42.8

Median age

$58,188

Median household income

$41,290

Per capita income

$312,800

Median home value

$1,055

Median monthly rent

78.4%

Home ownership

14.0%

Poverty rate

10.5%

Unemployment

963

Housing units

29.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

111

25–34

111

173

35–44

171

124

45–54

123

55–59

60–64

152

65–74

151

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	409	20.6%
18 and over	1,577	79.4%
65 and over	473	23.8%
Median age	42.8 years

Race & ethnicity

White 93.7%

Two or more races 2.5%

Hispanic or Latino 1.7%

Black or African American 0.9%

Asian 0.6%

Other race 0.6%

Group	Count	%
White	1,893	93.7%
Two or more races	51	2.5%
Hispanic or Latino	35	1.7%
Black or African American	18	0.9%
Asian	12	0.6%
Other race	12	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.0%	36.4%	37.0%
$50k – $100k	28.4%	30.8%	27.0%
$100k – $200k	24.6%	25.3%	24.4%
Over $200k	11.0%	7.4%	11.5%

Under $10k 5.4%

$10k–$15k 2.3%

$15k–$25k 4.8%

$25k–$35k 16.3%

$35k–$50k 13.5%

$50k–$75k 14.8%

$75k–$100k 8.1%

$100k–$150k 12.8%

$150k–$200k 9.8%

$200k+ 12.4%

Range	% of households
Under $10k	5.4%
$10k–$15k	2.3%
$15k–$25k	4.8%
$25k–$35k	16.3%
$35k–$50k	13.5%
$50k–$75k	14.8%
$75k–$100k	8.1%
$100k–$150k	12.8%
$150k–$200k	9.8%
$200k+	12.4%
Median income	$58,188

Housing

Home values

Under $50k 6.4%

$50k–$100k 9.1%

$100k–$150k 2.1%

$150k–$200k 3.3%

$200k–$300k 26.9%

$300k–$500k 40.6%

$500k–$1M 9.7%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$312,800
Median rent / month	$1,055
Owner occupied	78.4%
Renter occupied	21.6%
Vacant	26.7%
Single-family detached	78.6%
Large apartment buildings	0.0%
Mobile homes	16.0%
Median rooms	5.4
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.0%
2010–2019	5.8%
2000–2009	10.0%
1990–1999	6.1%
1980–1989	13.9%
1970–1979	13.4%
1960–1969	10.8%
1950–1959	9.4%
1940–1949	7.4%
1939 or earlier	23.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.8%
2 bedrooms	27.4%
3 bedrooms	50.3%
4 bedrooms	12.9%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	33.7%
2 vehicles	50.2%
3 or more	15.5%

Heating fuel

Fuel type	%
Utility gas	2.9%
Electricity	5.2%
Propane / LP gas	16.4%
Fuel oil	55.3%
Wood	17.5%

Households & families

Household type	Count	%
Married-couple family	434	51.7%
Cohabiting couple	35	4.2%
Male householder, no spouse	198	23.6%
Female householder, no spouse	172	20.5%
Households with children under 18	201	24.0%
Households with seniors (65+)	315	37.5%
Average household size	2.36

Marital status

Status	Male	Female
Never married	23.1%	27.5%
Married	62.6%	48.7%
Separated	0.9%	6.8%
Widowed	1.7%	7.4%
Divorced	11.7%	9.6%

Education

Less than 9th grade 2.3%

Some HS, no diploma 4.4%

HS graduate 37.1%

Some college, no degree 11.2%

Associate's degree 15.2%

Bachelor's degree 24.9%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	93.3%
Bachelor's or higher	29.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	29	7.6%
Kindergarten	21	5.5%
Elementary school	206	54.2%
High school	80	21.1%
College / grad school	44	11.6%

Employment

Industry of employment

Education & healthcare 21.0%

Retail trade 20.6%

Public administration 14.1%

Professional & management 7.5%

Construction 6.7%

Information 6.7%

Arts, food & hospitality 5.4%

Wholesale trade 5.3%

Manufacturing 3.6%

Finance & real estate 2.7%

Transportation & utilities 2.4%

Other services 2.2%

Agriculture & mining 1.8%

Occupation

Category	%
Management, business & arts	34.0%
Service	19.3%
Sales & office	24.1%
Natural resources & construction	11.6%
Production & transportation	11.1%

Employment type

Type	%
Private sector	64.6%
Government	19.0%
Self-employed	16.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.3%
Carpool	7.4%
Public transit	1.3%
Walk	0.0%
Work from home	19.2%
Other means	6.8%
Avg commute (minutes)	25.4

Poverty

All people 14.0%

Under 18 years 21.5%

18 and over 12.0%

Married-couple families 13.6%

Female-led households 4.9%

Income support

Source	% of households
Social Security	35.0%
Retirement income	27.3%
Supplemental Security	10.0%
Cash public assistance	1.8%
Food stamps / SNAP	4.9%

Health indicators

Condition	%
Obesity	31.2%
High blood pressure	30.6%
High cholesterol	32.8%
Diabetes	9.6%
Heart disease	6.5%
Stroke	3.0%
Asthma	10.0%
Arthritis	24.0%
Kidney disease	2.9%
Pulmonary disease	7.1%
Cancer	7.1%

Behavior / access	%
Smoking	17.4%
Binge drinking	16.8%
No physical activity	22.0%
Less than 7 hrs sleep	32.2%
Depression	22.0%
Fair or poor health	12.2%
Poor mental health	14.1%
Poor physical health	10.0%
No health insurance	10.2%
Visited doctor (checkup)	77.3%
Visited dentist	64.6%
Cholesterol screening	91.3%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	126	8.0%

Disability	%
Any disability	20.4%
Under 18	5.1%
18–64 years	16.5%
65 and over	43.0%

Health insurance coverage

Type	%
Private insurance	71.2%
Public insurance	46.9%
No insurance	1.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,905	95.9%
Spanish	11	0.6%
Other Indo-European	3	0.2%
Asian & Pacific Islander	8	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,942	97.8%
Born in same state	1,920	96.7%
Born in different state	1,493	75.2%
Foreign born	22	1.1%
Naturalized citizen	44	2.2%
Not a US citizen	27	61.4%

Ancestry

Ancestry	Count	%
Italian	346	17.4%
Arab	204	10.3%
English	96	4.8%

Ancestry	Count	%
French	89	4.5%
Irish	69	3.5%
Polish	23	1.2%

Technology access

Metric	% of households
Computer access	42.2%
Internet access	85.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12523

What city is ZIP code 12523 in?

ZIP code 12523 is primarily assigned to Elizaville, New York.

What county is ZIP code 12523 in?

ZIP code 12523 falls within Columbia County, New York.

What is the typical home value in ZIP code 12523?

The median home value in ZIP code 12523 is $312,800.

What is the population of ZIP code 12523?

ZIP code 12523 has an estimated population of 1,986 residents, with a density of 89 people per square mile.

What is the median household income in ZIP code 12523?

The median household income in ZIP code 12523 is $58,188, below the national median of ~$75,000.

What timezone is ZIP code 12523 in?

ZIP code 12523 observes the EST timezone.