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New York ZIP Codes
Columbia County
Ancramdale, NY
12503
12503 ZIP Code — Ancramdale, NY
Columbia County, New York
ZIP code 12503 is located in
Ancramdale ,
New York ,
within Columbia County .
It covers approximately 22.23 square miles and serves a population of
787 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 518/838 .
About ZIP code 12503
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $454,100. Owner-occupancy is high at 84%, well above the national average.
The gap between median ($97,000) and mean household income suggests income inequality — a small number of higher earners pull the average up. 53% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 31 minutes is near the national average.
Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 12503 reflects a community defined by high homeownership and a significant Social Security-dependent population.
12503 ZIP code map
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Cities in ZIP code 12503
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
787
Population density
35 / sq mi
State FIPS
36
County FIPS
021
Geography
Land area
22.23 sq mi
Water area
0.17 sq mi
Latitude
42.0314
Longitude
-73.5849
Timezone
Eastern (ET)
Area code
518/838
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
30.1%
36.4%
37.0%
$50k – $100k
32.3%
30.8%
27.0%
$100k – $200k
14.6%
25.3%
24.4%
Over $200k
23.0%
7.4%
11.5%
Demographics & statistics
$97,000
Median household income
$454,100
Median home value
47.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 127 16.1%
18 and over 660 83.9%
65 and over 190 24.1%
Median age 46.9 years
Race & ethnicity
Black or African American
1.4%
Group Count %
White 560 56.3%
Hispanic or Latino 207 20.8%
Other race 135 13.6%
Two or more races 72 7.2%
Black or African American 14 1.4%
Asian 6 0.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
30.1%
36.4%
37.0%
$50k – $100k
32.3%
30.8%
27.0%
$100k – $200k
14.6%
25.3%
24.4%
Over $200k
23.0%
7.4%
11.5%
Range % of households
Under $10k 5.8%
$15k–$25k 5.1%
$25k–$35k 8.0%
$35k–$50k 10.2%
$50k–$75k 3.3%
$75k–$100k 17.9%
$100k–$150k 16.4%
$150k–$200k 17.9%
$200k+ 15.3%
Median income $97,000
Housing
Housing overview
Metric Value
Median home value $454,100
Median rent / month $785
Owner occupied 83.9%
Renter occupied 16.1%
Vacant 48.0%
Single-family detached 91.5%
Large apartment buildings 0.0%
Mobile homes 6.8%
Median rooms 6.1
Avg household size (owned) 2.56
Year built
Era %
2020 or later 0.0%
2010–2019 10.2%
2000–2009 22.4%
1990–1999 3.8%
1980–1989 14.2%
1970–1979 10.4%
1960–1969 6.3%
1950–1959 5.7%
1940–1949 2.8%
1939 or earlier 24.1%
Bedrooms
Size % of units
No bedroom (studio) 1.7%
1 bedroom 1.5%
2 bedrooms 19.2%
3 bedrooms 44.2%
4 bedrooms 26.6%
5+ bedrooms 6.8%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 39.8%
2 vehicles 36.9%
3 or more 23.4%
Heating fuel
Fuel type %
Electricity 6.2%
Propane / LP gas 24.8%
Fuel oil 58.0%
Wood 9.5%
Solar 1.5%
Households & families
Household type Count %
Married-couple family 145 52.9%
Cohabiting couple 23 8.4%
Male householder, no spouse 24 8.8%
Female householder, no spouse 82 29.9%
Households with children under 18 63 23.0%
Households with seniors (65+) 133 48.5%
Average household size 2.83
Marital status
Status Male Female
Never married 36.1% 33.8%
Married 55.6% 42.6%
Separated 0.0% 0.0%
Widowed 3.5% 12.9%
Divorced 4.8% 10.7%
Education
Some college, no degree
7.1%
Graduate / professional
28.6%
Metric %
HS diploma or higher 93.1%
Bachelor's or higher 47.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 7 4.1%
Kindergarten 0 0.0%
Elementary school 78 45.3%
High school 46 26.7%
College / grad school 41 23.8%
Employment
Industry of employment
Professional & management
23.4%
Agriculture & mining
12.6%
Arts, food & hospitality
10.4%
Education & healthcare
10.2%
Transportation & utilities
7.4%
Public administration
2.7%
Finance & real estate
1.9%
Occupation
Category %
Management, business & arts 37.1%
Service 23.1%
Sales & office 19.5%
Natural resources & construction 17.3%
Production & transportation 3.0%
Employment type
Type %
Private sector 76.6%
Government 9.1%
Self-employed 12.4%
Unpaid family workers 1.9%
Commute
Method %
Drive alone 65.0%
Carpool 10.5%
Public transit 0.6%
Walk 3.6%
Work from home 19.3%
Other means 1.1%
Avg commute (minutes) 30.7
Poverty
Married-couple families
7.6%
Female-led households
0.0%
Income support
Source % of households
Social Security 53.3%
Retirement income 35.8%
Supplemental Security 1.1%
Cash public assistance 0.0%
Food stamps / SNAP 1.5%
Health indicators
Condition %
Obesity 30.2%
High blood pressure 31.9%
High cholesterol 34.1%
Diabetes 9.9%
Heart disease 6.9%
Stroke 3.1%
Asthma 9.7%
Arthritis 25.1%
Kidney disease 3.0%
Pulmonary disease 7.2%
Cancer 7.9%
Behavior / access %
Smoking 16.2%
Binge drinking 16.1%
No physical activity 21.4%
Less than 7 hrs sleep 31.2%
Depression 21.1%
Fair or poor health 12.0%
Poor mental health 13.1%
Poor physical health 9.8%
No health insurance 9.7%
Visited doctor (checkup) 78.2%
Visited dentist 66.5%
Cholesterol screening 92.7%
Teeth loss 12.5%
Veterans & disability
Veterans Count %
Civilian veterans 47 7.1%
Disability %
Any disability 10.0%
Under 18 0.0%
18–64 years 8.5%
65 and over 20.5%
Health insurance coverage
Type %
Private insurance 63.3%
Public insurance 49.6%
No insurance 1.3%
Uninsured under 19 2.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 771 98.0%
Spanish 62 8.0%
Other Indo-European 55 7.1%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 719 91.4%
Born in same state 702 89.2%
Born in different state 469 59.6%
Foreign born 17 2.2%
Naturalized citizen 68 8.6%
Not a US citizen 57 83.8%
Ancestry
Ancestry Count %
Italian 80 10.2%
French 44 5.6%
Arab 44 5.6%
Irish 40 5.1%
Ancestry Count %
English 24 3%
German 3 0.4%
Polish 3 0.4%
Technology access
Metric % of households
Computer access 34.8%
Internet access 95.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12503
What city is ZIP code 12503 in?
ZIP code 12503 is primarily assigned to Ancramdale, New York.
What county is ZIP code 12503 in?
ZIP code 12503 falls within Columbia County, New York.
Does ZIP code 12503 have a large retiree population?
53% of households in ZIP code 12503 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 12503 mostly owner-occupied?
84% of occupied units in ZIP code 12503 are owner-occupied, well above the national average.
How educated is the population of ZIP code 12503?
47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the typical home value in ZIP code 12503?
The median home value in ZIP code 12503 is $454,100.
What timezone is ZIP code 12503 in?
ZIP code 12503 observes the EST timezone.
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