12546 ZIP Code — Millerton, NY

Dutchess County, New York

ZIP code 12546 is located in Millerton, New York, within Dutchess County. It covers approximately 45.39 square miles and serves a population of 2,700 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12546

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $289,700. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($79,157) and mean household income suggests income inequality — a small number of higher earners pull the average up. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12546 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,700

population

45.39

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12546 ZIP code map

Cities in ZIP code 12546

Below are the cities the US Postal Service accepts for ZIP code 12546. Using any city not on this list may result in mail delivery delays.

City	Status
Millerton	Preferred

Nearby ZIP codes

12503 Ancramdale (4.9 mi) 06039 Lakeville (6 mi) 06068 Salisbury (7.2 mi) 12567 Pine Plains (7.6 mi) 12501 Amenia (8.2 mi) 12581 Stanfordville (8.7 mi) 12502 Ancram (9 mi) 12516 Copake (9.4 mi) 06069 Sharon (9.5 mi) 12517 Copake Falls (10.9 mi) 06031 Falls Village (12.2 mi) 12592 Wassaic (12.3 mi)

Demographics updated 05/2026

Population
Total population	2,700
Population density	59 / sq mi
State FIPS	36
County FIPS	027

Geography
Land area	45.39 sq mi
Water area	0.52 sq mi
Latitude	41.9667
Longitude	-73.5443
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.0%	31.1%	37.0%
$50k – $100k	26.8%	27.7%	27.0%
$100k – $200k	22.4%	29.5%	24.4%
Over $200k	11.7%	11.8%	11.5%

Demographics & statistics

2,700

Population

People per sq mi

49.1

Median age

$79,157

Median household income

$52,698

Per capita income

$289,700

Median home value

$1,298

Median monthly rent

77.1%

Home ownership

12.9%

Poverty rate

2.0%

Unemployment

1,219

Housing units

37.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

101

25–34

107

136

35–44

144

133

45–54

140

120

55–59

127

166

60–64

176

219

65–74

231

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	494	18.3%
18 and over	2,206	81.7%
65 and over	665	24.6%
Median age	49.1 years

Race & ethnicity

White 71.8%

Hispanic or Latino 6.8%

Other race 6.1%

Black or African American 5.3%

Two or more races 5%

American Indian / Alaska Native 3.4%

Asian 1.5%

Group	Count	%
White	2,082	71.8%
Hispanic or Latino	198	6.8%
Other race	178	6.1%
Black or African American	153	5.3%
Two or more races	144	5%
American Indian / Alaska Native	99	3.4%
Asian	44	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.0%	31.1%	37.0%
$50k – $100k	26.8%	27.7%	27.0%
$100k – $200k	22.4%	29.5%	24.4%
Over $200k	11.7%	11.8%	11.5%

Under $10k 14.7%

$10k–$15k 1.4%

$15k–$25k 5.4%

$25k–$35k 3.1%

$35k–$50k 11.8%

$50k–$75k 10.2%

$75k–$100k 11.3%

$100k–$150k 12.3%

$150k–$200k 11.9%

$200k+ 17.9%

Range	% of households
Under $10k	14.7%
$10k–$15k	1.4%
$15k–$25k	5.4%
$25k–$35k	3.1%
$35k–$50k	11.8%
$50k–$75k	10.2%
$75k–$100k	11.3%
$100k–$150k	12.3%
$150k–$200k	11.9%
$200k+	17.9%
Median income	$79,157

Housing

Home values

Under $50k 12.7%

$50k–$100k 0.5%

$100k–$150k 4.2%

$150k–$200k 9.4%

$200k–$300k 25.7%

$300k–$500k 34.9%

$500k–$1M 8.8%

$1M+ 3.7%

Housing overview

Metric	Value
Median home value	$289,700
Median rent / month	$1,298
Owner occupied	77.1%
Renter occupied	22.9%
Vacant	20.7%
Single-family detached	78.7%
Large apartment buildings	0.7%
Mobile homes	11.2%
Median rooms	6.1
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	0.0%
2010–2019	0.9%
2000–2009	12.4%
1990–1999	11.6%
1980–1989	14.8%
1970–1979	13.9%
1960–1969	3.7%
1950–1959	7.8%
1940–1949	3.2%
1939 or earlier	31.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	8.5%
2 bedrooms	20.5%
3 bedrooms	42.2%
4 bedrooms	18.0%
5+ bedrooms	10.4%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	40.8%
2 vehicles	39.2%
3 or more	16.8%

Heating fuel

Fuel type	%
Utility gas	3.7%
Electricity	15.4%
Propane / LP gas	11.5%
Fuel oil	62.2%
Wood	4.7%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	525	44.5%
Cohabiting couple	64	5.4%
Male householder, no spouse	271	22.9%
Female householder, no spouse	321	27.2%
Households with children under 18	235	19.9%
Households with seniors (65+)	445	37.7%
Average household size	2.25

Marital status

Status	Male	Female
Never married	38.8%	27.9%
Married	53.1%	51.9%
Separated	0.8%	1.0%
Widowed	3.7%	7.9%
Divorced	3.7%	11.3%

Education

Less than 9th grade 4.2%

Some HS, no diploma 4.1%

HS graduate 29.9%

Some college, no degree 12.6%

Associate's degree 11.6%

Bachelor's degree 18.9%

Graduate / professional 18.8%

Metric	%
HS diploma or higher	91.8%
Bachelor's or higher	37.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	1.4%
Kindergarten	42	10.0%
Elementary school	183	43.7%
High school	137	32.7%
College / grad school	51	12.2%

Employment

Industry of employment

Education & healthcare 23.9%

Professional & management 14.1%

Arts, food & hospitality 12.2%

Construction 8.6%

Retail trade 7.7%

Public administration 7.5%

Information 5.2%

Finance & real estate 4.7%

Manufacturing 4.5%

Other services 4.1%

Transportation & utilities 3.5%

Agriculture & mining 2.4%

Wholesale trade 1.5%

Occupation

Category	%
Management, business & arts	40.6%
Service	21.5%
Sales & office	19.0%
Natural resources & construction	11.9%
Production & transportation	6.9%

Employment type

Type	%
Private sector	72.3%
Government	16.3%
Self-employed	11.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.0%
Carpool	7.4%
Public transit	3.4%
Walk	5.2%
Work from home	12.5%
Other means	0.6%
Avg commute (minutes)	27.9

Poverty

All people 12.9%

Under 18 years 16.1%

18 and over 12.2%

Married-couple families 3.6%

Female-led households 29.2%

Income support

Source	% of households
Social Security	36.6%
Retirement income	34.9%
Supplemental Security	3.2%
Cash public assistance	1.2%
Food stamps / SNAP	6.0%

Health indicators

Condition	%
Obesity	29.4%
High blood pressure	34.1%
High cholesterol	35.0%
Diabetes	9.7%
Heart disease	6.8%
Stroke	3.1%
Asthma	10.3%
Arthritis	24.2%
Kidney disease	3.0%
Pulmonary disease	7.2%
Cancer	7.3%

Behavior / access	%
Smoking	16.6%
Binge drinking	16.4%
No physical activity	23.4%
Less than 7 hrs sleep	33.3%
Depression	20.0%
Fair or poor health	12.9%
Poor mental health	13.5%
Poor physical health	10.3%
No health insurance	11.2%
Visited doctor (checkup)	77.9%
Visited dentist	65.0%
Cholesterol screening	91.6%
Teeth loss	13.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	115	5.2%

Disability	%
Any disability	13.5%
Under 18	1.0%
18–64 years	11.2%
65 and over	28.1%

Health insurance coverage

Type	%
Private insurance	71.5%
Public insurance	40.6%
No insurance	7.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,578	95.5%
Spanish	200	7.8%
Other Indo-European	183	7.1%
Asian & Pacific Islander	9	0.3%
Other languages	8	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,336	86.5%
Born in same state	2,317	85.8%
Born in different state	1,346	49.9%
Foreign born	19	0.7%
Naturalized citizen	364	13.5%
Not a US citizen	98	26.9%

Ancestry

Ancestry	Count	%
Italian	382	14.1%
French	326	12.1%
Arab	153	5.7%
Irish	53	2%

Ancestry	Count	%
Norwegian	34	1.3%
English	29	1.1%
Polish	20	0.7%
German	19	0.7%

Technology access

Metric	% of households
Computer access	43.7%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12546

What city is ZIP code 12546 in?

ZIP code 12546 is primarily assigned to Millerton, New York.

What county is ZIP code 12546 in?

ZIP code 12546 falls within Dutchess County, New York.

Does ZIP code 12546 have a large retiree population?

37% of households in ZIP code 12546 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 12546?

ZIP code 12546 has an estimated population of 2,700 residents, with a density of 59 people per square mile.

What is the typical home value in ZIP code 12546?

The median home value in ZIP code 12546 is $289,700.

What is the median household income in ZIP code 12546?

The median household income in ZIP code 12546 is $79,157, above the national median of ~$75,000.

What timezone is ZIP code 12546 in?

ZIP code 12546 observes the EST timezone.