34434 ZIP Code — Dunnellon, FL

Citrus County, Florida

ZIP code 34434 is located in Dunnellon, Florida, within Citrus County. It covers approximately 26.29 square miles and serves a population of 9,981 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34434

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $181,400. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($54,202) and mean household income suggests income inequality — a small number of higher earners pull the average up. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 34434 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

9,981

population

26.29

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34434 ZIP code map

Cities in ZIP code 34434

Below are the cities the US Postal Service accepts for ZIP code 34434. Using any city not on this list may result in mail delivery delays.

City	Status
Dunnellon	Acceptable
Dunnellon	Preferred

Nearby ZIP codes

34442 Hernando (5.3 mi) 34433 Dunnellon (7.7 mi) 34432 Dunnellon (8.7 mi) 34453 Inverness (9.6 mi) 34481 Ocala (10.3 mi) 34431 Dunnellon (11.2 mi) 34461 Lecanto (13.3 mi) 34473 Ocala (13.5 mi) 34476 Ocala (14.3 mi) 34428 Crystal River (14.5 mi) 34450 Inverness (14.7 mi) 34452 Inverness (15.1 mi)

Demographics updated 05/2026

Population
Total population	9,981
Population density	380 / sq mi
State FIPS	12
County FIPS	017

Geography
Land area	26.29 sq mi
Water area	0.34 sq mi
Latitude	28.9942
Longitude	-82.4177
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.1%	54.8%	43.4%
$50k – $100k	43.0%	29.7%	30.8%
$100k – $200k	5.4%	12.9%	19.3%
Over $200k	1.6%	2.7%	6.4%

Demographics & statistics

9,981

Population

380

People per sq mi

45.5

Median age

$54,202

Median household income

$30,723

Per capita income

$181,400

Median home value

$1,213

Median monthly rent

87.9%

Home ownership

11.2%

Poverty rate

6.4%

Unemployment

3,905

Housing units

19.8%

Bachelor's or higher

Age distribution

Male Female

294

Under 5

320

354

5–9

386

397

10–14

434

155

15–19

169

149

20–24

163

517

25–34

565

460

35–44

503

535

45–54

585

338

55–59

368

326

60–64

356

830

65–74

907

326

75–84

356

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,355	23.6%
18 and over	7,626	76.4%
65 and over	2,607	26.1%
Median age	45.5 years

Race & ethnicity

White 80.4%

Two or more races 6.7%

Black or African American 5.9%

Hispanic or Latino 5.7%

Other race 1.3%

Group	Count	%
White	8,509	80.4%
Two or more races	704	6.7%
Black or African American	629	5.9%
Hispanic or Latino	599	5.7%
Other race	139	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.1%	54.8%	43.4%
$50k – $100k	43.0%	29.7%	30.8%
$100k – $200k	5.4%	12.9%	19.3%
Over $200k	1.6%	2.7%	6.4%

Under $10k 3.4%

$10k–$15k 3.7%

$15k–$25k 15.9%

$25k–$35k 8.1%

$35k–$50k 15.2%

$50k–$75k 16.8%

$75k–$100k 19.2%

$100k–$150k 9.8%

$150k–$200k 3.8%

$200k+ 4.2%

Range	% of households
Under $10k	3.4%
$10k–$15k	3.7%
$15k–$25k	15.9%
$25k–$35k	8.1%
$35k–$50k	15.2%
$50k–$75k	16.8%
$75k–$100k	19.2%
$100k–$150k	9.8%
$150k–$200k	3.8%
$200k+	4.2%
Median income	$54,202

Housing

Home values

Under $50k 4.1%

$50k–$100k 7.3%

$100k–$150k 17.0%

$150k–$200k 30.5%

$200k–$300k 32.4%

$300k–$500k 6.7%

$500k–$1M 1.5%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$181,400
Median rent / month	$1,213
Owner occupied	87.9%
Renter occupied	12.1%
Vacant	15.3%
Single-family detached	94.9%
Large apartment buildings	0.0%
Mobile homes	2.2%
Median rooms	5.8
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	4.5%
2010–2019	3.5%
2000–2009	31.9%
1990–1999	12.9%
1980–1989	25.2%
1970–1979	18.8%
1960–1969	2.4%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.7%
2 bedrooms	22.2%
3 bedrooms	63.3%
4 bedrooms	13.1%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	33.6%
2 vehicles	42.1%
3 or more	19.5%

Heating fuel

Fuel type	%
Electricity	96.2%
Propane / LP gas	1.8%
Fuel oil	0.4%
Solar	0.4%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	2,040	55.4%
Cohabiting couple	229	6.2%
Male householder, no spouse	456	12.4%
Female householder, no spouse	957	26.0%
Households with children under 18	1,171	31.8%
Households with seniors (65+)	1,760	47.8%
Average household size	2.70

Marital status

Status	Male	Female
Never married	22.8%	18.0%
Married	58.6%	53.5%
Separated	0.9%	4.2%
Widowed	1.3%	11.9%
Divorced	16.5%	12.3%

Education

Less than 9th grade 1.4%

Some HS, no diploma 8.2%

HS graduate 35.1%

Some college, no degree 19.3%

Associate's degree 16.1%

Bachelor's degree 14.5%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	19.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	269	12.0%
Kindergarten	34	1.5%
Elementary school	1,342	59.8%
High school	299	13.3%
College / grad school	301	13.4%

Employment

Industry of employment

Education & healthcare 22.8%

Professional & management 10.9%

Retail trade 10.2%

Construction 9.8%

Arts, food & hospitality 9.3%

Public administration 9.2%

Manufacturing 8.7%

Transportation & utilities 6.2%

Finance & real estate 4.9%

Information 3.8%

Other services 2.4%

Wholesale trade 1.4%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	32.9%
Service	15.9%
Sales & office	24.0%
Natural resources & construction	12.7%
Production & transportation	14.6%

Employment type

Type	%
Private sector	77.0%
Government	18.9%
Self-employed	4.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.9%
Carpool	9.9%
Public transit	0.6%
Walk	0.0%
Work from home	10.6%
Other means	0.0%
Avg commute (minutes)	33.9

Poverty

All people 11.2%

Under 18 years 14.0%

18 and over 10.4%

Married-couple families 9.6%

Female-led households 4.4%

Income support

Source	% of households
Social Security	55.8%
Retirement income	37.2%
Supplemental Security	4.1%
Cash public assistance	3.0%
Food stamps / SNAP	14.2%

Health indicators

Condition	%
Obesity	32.4%
High blood pressure	40.2%
High cholesterol	38.5%
Diabetes	12.3%
Heart disease	9.2%
Stroke	4.3%
Asthma	9.2%
Arthritis	30.4%
Kidney disease	3.8%
Pulmonary disease	11.1%
Cancer	8.4%

Behavior / access	%
Smoking	22.0%
Binge drinking	15.0%
No physical activity	29.6%
Less than 7 hrs sleep	37.7%
Depression	21.6%
Fair or poor health	18.9%
Poor mental health	15.9%
Poor physical health	13.8%
No health insurance	21.1%
Visited doctor (checkup)	76.5%
Visited dentist	53.9%
Cholesterol screening	91.1%
Teeth loss	17.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	809	10.6%

Disability	%
Any disability	21.9%
Under 18	11.5%
18–64 years	19.0%
65 and over	36.7%

Health insurance coverage

Type	%
Private insurance	55.1%
Public insurance	51.0%
No insurance	12.9%
Uninsured under 19	10.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,367	93.8%
Spanish	227	2.4%
Other Indo-European	186	2.0%
Asian & Pacific Islander	41	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,685	97.0%
Born in same state	9,430	94.5%
Born in different state	4,210	42.2%
Foreign born	255	2.6%
Naturalized citizen	296	3.0%
Not a US citizen	258	87.2%

Ancestry

Ancestry	Count	%
Italian	1,757	17.6%
Arab	1,502	15%
French	1,005	10.1%
English	363	3.6%

Ancestry	Count	%
German	103	1%
Irish	44	0.4%
Polish	20	0.2%
Dutch	8	0.1%

Technology access

Metric	% of households
Computer access	36.9%
Internet access	94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34434

What city is ZIP code 34434 in?

ZIP code 34434 is primarily assigned to Dunnellon, Florida.

What county is ZIP code 34434 in?

ZIP code 34434 falls within Citrus County, Florida.

Does ZIP code 34434 have a large retiree population?

56% of households in ZIP code 34434 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 34434 have an older population?

26% of residents in ZIP code 34434 are 65 or older, above the national average of ~17%.

Is ZIP code 34434 mostly owner-occupied?

88% of occupied units in ZIP code 34434 are owner-occupied, well above the national average.

Does ZIP code 34434 have a large veteran population?

11% of civilians in ZIP code 34434 are veterans, above the national average of ~7%.

What timezone is ZIP code 34434 in?

ZIP code 34434 observes the EST timezone.