34431 ZIP Code — Dunnellon, FL

Marion County, Florida

ZIP code 34431 is located in Dunnellon, Florida, within Marion County. It covers approximately 104.16 square miles and serves a population of 8,448 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34431

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $161,300. Owner-occupancy is high at 85%, well above the national average.

Median household income is $47,632. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.

Overall, ZIP code 34431 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

8,448

population

104.16

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34431 ZIP code map

Cities in ZIP code 34431

Below are the cities the US Postal Service accepts for ZIP code 34431. Using any city not on this list may result in mail delivery delays.

City	Status
Dunnellon	Preferred

Nearby ZIP codes

32668 Morriston (8.6 mi) 34433 Dunnellon (9.5 mi) 34432 Dunnellon (10.9 mi) 34434 Dunnellon (11.2 mi) 34481 Ocala (11.8 mi) 34449 Inglis (12.3 mi) 34428 Crystal River (14.1 mi) 34498 Yankeetown (14.4 mi) 34442 Hernando (16.6 mi) 34482 Ocala (16.6 mi) 32696 Williston (18.5 mi) 34429 Crystal River (19.5 mi)

Demographics updated 05/2026

Population
Total population	8,448
Population density	81 / sq mi
State FIPS	12
County FIPS	083

Geography
Land area	104.16 sq mi
Water area	4.32 sq mi
Latitude	29.1305
Longitude	-82.5193
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.3%	53.7%	43.4%
$50k – $100k	32.5%	30.5%	30.8%
$100k – $200k	7.1%	12.7%	19.3%
Over $200k	1.1%	3.0%	6.4%

Demographics & statistics

8,448

Population

People per sq mi

57.8

Median age

$47,632

Median household income

$27,768

Per capita income

$161,300

Median home value

$835

Median monthly rent

84.8%

Home ownership

14.2%

Poverty rate

3.5%

Unemployment

4,202

Housing units

13.0%

Bachelor's or higher

Age distribution

Male Female

117

Under 5

115

202

5–9

198

185

10–14

182

251

15–19

246

20–24

190

25–34

187

499

35–44

491

45–54

483

222

55–59

218

421

60–64

414

780

65–74

767

696

75–84

684

126

85+

124

← Male

Female →

Age summary

Group	Count	%
Under 18	1,390	16.5%
18 and over	7,058	83.5%
65 and over	3,177	37.6%
Median age	57.8 years

Race & ethnicity

White 84.9%

Two or more races 5.6%

Hispanic or Latino 3.7%

Black or African American 2.9%

Other race 1.9%

Asian 1%

Group	Count	%
White	7,450	84.9%
Two or more races	490	5.6%
Hispanic or Latino	329	3.7%
Black or African American	251	2.9%
Other race	168	1.9%
Asian	88	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.3%	53.7%	43.4%
$50k – $100k	32.5%	30.5%	30.8%
$100k – $200k	7.1%	12.7%	19.3%
Over $200k	1.1%	3.0%	6.4%

Under $10k 6.4%

$10k–$15k 6.7%

$15k–$25k 12.5%

$25k–$35k 11.0%

$35k–$50k 16.2%

$50k–$75k 20.5%

$75k–$100k 13.9%

$100k–$150k 8.2%

$150k–$200k 3.5%

$200k+ 1.1%

Range	% of households
Under $10k	6.4%
$10k–$15k	6.7%
$15k–$25k	12.5%
$25k–$35k	11.0%
$35k–$50k	16.2%
$50k–$75k	20.5%
$75k–$100k	13.9%
$100k–$150k	8.2%
$150k–$200k	3.5%
$200k+	1.1%
Median income	$47,632

Housing

Home values

Under $50k 7.0%

$50k–$100k 14.1%

$100k–$150k 23.2%

$150k–$200k 20.1%

$200k–$300k 24.2%

$300k–$500k 9.0%

$500k–$1M 1.3%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$161,300
Median rent / month	$835
Owner occupied	84.8%
Renter occupied	15.2%
Vacant	19.2%
Single-family detached	84.1%
Large apartment buildings	0.9%
Mobile homes	10.9%
Median rooms	5.3
Avg household size (owned)	2.16

Year built

Era	%
2020 or later	1.0%
2010–2019	2.5%
2000–2009	13.8%
1990–1999	19.2%
1980–1989	30.0%
1970–1979	18.6%
1960–1969	9.1%
1950–1959	2.6%
1940–1949	1.7%
1939 or earlier	1.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.0%
2 bedrooms	34.2%
3 bedrooms	50.7%
4 bedrooms	7.0%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	36.6%
2 vehicles	47.3%
3 or more	12.6%

Heating fuel

Fuel type	%
Electricity	96.7%
Propane / LP gas	2.1%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	1,958	50.6%
Cohabiting couple	216	5.6%
Male householder, no spouse	788	20.4%
Female householder, no spouse	908	23.5%
Households with children under 18	584	15.1%
Households with seniors (65+)	2,135	55.2%
Average household size	2.18

Marital status

Status	Male	Female
Never married	20.9%	19.9%
Married	58.6%	54.5%
Separated	0.9%	2.5%
Widowed	4.8%	11.4%
Divorced	14.8%	11.7%

Education

Less than 9th grade 2.9%

Some HS, no diploma 11.0%

HS graduate 40.2%

Some college, no degree 21.9%

Associate's degree 11.0%

Bachelor's degree 10.3%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	86.1%
Bachelor's or higher	13.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	40	3.0%
Kindergarten	121	9.1%
Elementary school	604	45.5%
High school	412	31.0%
College / grad school	151	11.4%

Employment

Industry of employment

Education & healthcare 23.1%

Retail trade 16.0%

Professional & management 9.7%

Public administration 9.6%

Manufacturing 7.8%

Arts, food & hospitality 7.7%

Wholesale trade 5.7%

Construction 5.0%

Transportation & utilities 4.6%

Other services 4.0%

Finance & real estate 3.5%

Information 1.8%

Agriculture & mining 1.6%

Occupation

Category	%
Management, business & arts	32.2%
Service	17.6%
Sales & office	26.7%
Natural resources & construction	8.2%
Production & transportation	15.2%

Employment type

Type	%
Private sector	75.3%
Government	18.0%
Self-employed	6.0%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	85.3%
Carpool	9.5%
Public transit	0.0%
Walk	0.0%
Work from home	2.9%
Other means	2.3%
Avg commute (minutes)	32.1

Poverty

All people 14.2%

Under 18 years 10.8%

18 and over 14.8%

Married-couple families 7.3%

Female-led households 5.7%

Income support

Source	% of households
Social Security	58.1%
Retirement income	36.3%
Supplemental Security	4.9%
Cash public assistance	4.2%
Food stamps / SNAP	10.6%

Health indicators

Condition	%
Obesity	35.7%
High blood pressure	43.0%
High cholesterol	38.4%
Diabetes	13.9%
Heart disease	10.6%
Stroke	4.9%
Asthma	9.0%
Arthritis	33.7%
Kidney disease	4.3%
Pulmonary disease	12.0%
Cancer	9.6%

Behavior / access	%
Smoking	19.4%
Binge drinking	12.6%
No physical activity	29.9%
Less than 7 hrs sleep	34.4%
Depression	19.8%
Fair or poor health	20.4%
Poor mental health	14.5%
Poor physical health	14.4%
No health insurance	20.4%
Visited doctor (checkup)	78.5%
Visited dentist	53.7%
Cholesterol screening	92.4%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,296	18.4%

Disability	%
Any disability	18.9%
Under 18	8.0%
18–64 years	11.6%
65 and over	32.5%

Health insurance coverage

Type	%
Private insurance	58.2%
Public insurance	59.2%
No insurance	10.0%
Uninsured under 19	9.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,216	97.3%
Spanish	135	1.6%
Other Indo-European	47	0.6%
Asian & Pacific Islander	46	0.6%
Other languages	42	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,098	95.9%
Born in same state	7,979	94.4%
Born in different state	3,081	36.5%
Foreign born	119	1.4%
Naturalized citizen	350	4.1%
Not a US citizen	234	66.9%

Ancestry

Ancestry	Count	%
Arab	1,245	14.7%
Italian	1,096	13%
French	988	11.7%
Polish	161	1.9%

Ancestry	Count	%
Irish	79	0.9%
German	33	0.4%
English	21	0.2%

Technology access

Metric	% of households
Computer access	45.8%
Internet access	88.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34431

What city is ZIP code 34431 in?

ZIP code 34431 is primarily assigned to Dunnellon, Florida.

What county is ZIP code 34431 in?

ZIP code 34431 falls within Marion County, Florida.

Does ZIP code 34431 have an older population?

38% of residents in ZIP code 34431 are 65 or older, above the national average of ~17%.

Does ZIP code 34431 have a large retiree population?

58% of households in ZIP code 34431 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 34431?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 34431 mostly owner-occupied?

85% of occupied units in ZIP code 34431 are owner-occupied, well above the national average.

What timezone is ZIP code 34431 in?

ZIP code 34431 observes the EST timezone.