34432 ZIP Code — Dunnellon, FL

Marion County, Florida

ZIP code 34432 is located in Dunnellon, Florida, within Marion County. It covers approximately 105.08 square miles and serves a population of 13,029 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34432

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $189,400. Owner-occupancy is high at 88%, well above the national average.

Median household income is $45,583. Poverty affects 22% of residents, above the national average. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 34432 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

13,029

population

105.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34432 ZIP code map

Cities in ZIP code 34432

Below are the cities the US Postal Service accepts for ZIP code 34432. Using any city not on this list may result in mail delivery delays.

City	Status
Dunnellon	Preferred

Nearby ZIP codes

34481 Ocala (1.7 mi) 34476 Ocala (8.6 mi) 34434 Dunnellon (8.7 mi) 34474 Ocala (9.6 mi) 34473 Ocala (10.9 mi) 34431 Dunnellon (10.9 mi) 34482 Ocala (11.1 mi) 34442 Hernando (12 mi) 34433 Dunnellon (14.3 mi) 34480 Ocala (14.9 mi) 32668 Morriston (15.4 mi) 34475 Ocala (15.4 mi)

Demographics updated 05/2026

Population
Total population	13,029
Population density	124 / sq mi
State FIPS	12
County FIPS	083

Geography
Land area	105.08 sq mi
Water area	1.17 sq mi
Latitude	29.1011
Longitude	-82.3420
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.5%	53.7%	43.4%
$50k – $100k	26.8%	30.5%	30.8%
$100k – $200k	13.0%	12.7%	19.3%
Over $200k	1.7%	3.0%	6.4%

Demographics & statistics

13,029

Population

124

People per sq mi

55.9

Median age

$45,583

Median household income

$27,110

Per capita income

$189,400

Median home value

$941

Median monthly rent

88.1%

Home ownership

21.6%

Poverty rate

7.1%

Unemployment

5,924

Housing units

20.1%

Bachelor's or higher

Age distribution

Male Female

276

Under 5

270

301

5–9

295

313

10–14

307

287

15–19

282

181

20–24

177

667

25–34

654

445

35–44

437

726

45–54

712

480

55–59

471

576

60–64

566

1,309

65–74

1,284

829

75–84

814

187

85+

183

← Male

Female →

Age summary

Group	Count	%
Under 18	2,190	16.8%
18 and over	10,839	83.2%
65 and over	4,606	35.4%
Median age	55.9 years

Race & ethnicity

White 78.6%

Two or more races 9%

Hispanic or Latino 5.5%

Black or African American 3%

Other race 1.9%

Asian 1.1%

American Indian / Alaska Native 0.7%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	10,838	78.6%
Two or more races	1,234	9%
Hispanic or Latino	757	5.5%
Black or African American	414	3%
Other race	265	1.9%
Asian	156	1.1%
American Indian / Alaska Native	101	0.7%
Native Hawaiian / Pacific Islander	21	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.5%	53.7%	43.4%
$50k – $100k	26.8%	30.5%	30.8%
$100k – $200k	13.0%	12.7%	19.3%
Over $200k	1.7%	3.0%	6.4%

Under $10k 5.8%

$10k–$15k 4.6%

$15k–$25k 11.4%

$25k–$35k 16.4%

$35k–$50k 17.9%

$50k–$75k 15.6%

$75k–$100k 11.1%

$100k–$150k 11.4%

$150k–$200k 3.5%

$200k+ 2.3%

Range	% of households
Under $10k	5.8%
$10k–$15k	4.6%
$15k–$25k	11.4%
$25k–$35k	16.4%
$35k–$50k	17.9%
$50k–$75k	15.6%
$75k–$100k	11.1%
$100k–$150k	11.4%
$150k–$200k	3.5%
$200k+	2.3%
Median income	$45,583

Housing

Home values

Under $50k 10.3%

$50k–$100k 8.0%

$100k–$150k 14.5%

$150k–$200k 21.6%

$200k–$300k 29.3%

$300k–$500k 13.2%

$500k–$1M 2.5%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$189,400
Median rent / month	$941
Owner occupied	88.1%
Renter occupied	11.9%
Vacant	13.7%
Single-family detached	72.3%
Large apartment buildings	0.1%
Mobile homes	23.5%
Median rooms	5.7
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.1%
2010–2019	5.5%
2000–2009	33.8%
1990–1999	29.5%
1980–1989	17.1%
1970–1979	6.2%
1960–1969	5.7%
1950–1959	0.8%
1940–1949	0.2%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	2.7%
2 bedrooms	27.0%
3 bedrooms	55.9%
4 bedrooms	13.0%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	41.7%
2 vehicles	37.7%
3 or more	17.7%

Heating fuel

Fuel type	%
Utility gas	0.1%
Electricity	95.7%
Propane / LP gas	1.1%
Wood	1.0%
Solar	1.0%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	2,882	50.6%
Cohabiting couple	347	6.1%
Male householder, no spouse	871	15.3%
Female householder, no spouse	1,594	28.0%
Households with children under 18	909	16.0%
Households with seniors (65+)	3,228	56.7%
Average household size	2.28

Marital status

Status	Male	Female
Never married	26.0%	19.1%
Married	54.9%	52.2%
Separated	2.2%	0.5%
Widowed	4.3%	15.9%
Divorced	12.7%	12.3%

Education

Less than 9th grade 2.6%

Some HS, no diploma 7.6%

HS graduate 37.9%

Some college, no degree 21.2%

Associate's degree 10.7%

Bachelor's degree 12.6%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	89.8%
Bachelor's or higher	20.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	1.3%
Kindergarten	131	6.1%
Elementary school	1,066	49.9%
High school	545	25.5%
College / grad school	366	17.1%

Employment

Industry of employment

Education & healthcare 19.2%

Retail trade 17.8%

Arts, food & hospitality 9.9%

Other services 9.3%

Construction 9.0%

Professional & management 7.2%

Transportation & utilities 7.1%

Manufacturing 5.6%

Finance & real estate 5.1%

Public administration 3.6%

Wholesale trade 2.7%

Information 1.9%

Agriculture & mining 1.6%

Occupation

Category	%
Management, business & arts	34.0%
Service	24.1%
Sales & office	19.9%
Natural resources & construction	8.6%
Production & transportation	13.5%

Employment type

Type	%
Private sector	78.4%
Government	11.0%
Self-employed	10.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	77.3%
Carpool	8.1%
Public transit	0.0%
Walk	1.6%
Work from home	10.9%
Other means	2.1%
Avg commute (minutes)	29.9

Poverty

All people 21.6%

Under 18 years 48.5%

18 and over 16.3%

Married-couple families 7.7%

Female-led households 59.5%

Income support

Source	% of households
Social Security	57.7%
Retirement income	40.1%
Supplemental Security	5.7%
Cash public assistance	5.1%
Food stamps / SNAP	13.2%

Health indicators

Condition	%
Obesity	35.9%
High blood pressure	45.8%
High cholesterol	40.9%
Diabetes	14.6%
Heart disease	11.5%
Stroke	5.3%
Asthma	9.1%
Arthritis	35.9%
Kidney disease	4.6%
Pulmonary disease	12.9%
Cancer	10.5%

Behavior / access	%
Smoking	19.4%
Binge drinking	11.5%
No physical activity	30.6%
Less than 7 hrs sleep	34.3%
Depression	19.5%
Fair or poor health	21.6%
Poor mental health	14.2%
Poor physical health	15.0%
No health insurance	21.8%
Visited doctor (checkup)	79.6%
Visited dentist	53.1%
Cholesterol screening	93.0%
Teeth loss	16.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,208	11.1%

Disability	%
Any disability	20.0%
Under 18	10.1%
18–64 years	17.2%
65 and over	28.6%

Health insurance coverage

Type	%
Private insurance	51.0%
Public insurance	58.3%
No insurance	10.7%
Uninsured under 19	8.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,483	95.8%
Spanish	265	2.1%
Other Indo-European	248	2.0%
Asian & Pacific Islander	4	0.0%
Other languages	13	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,262	94.1%
Born in same state	11,785	90.5%
Born in different state	4,616	35.4%
Foreign born	477	3.7%
Naturalized citizen	767	5.9%
Not a US citizen	589	76.8%

Ancestry

Ancestry	Count	%
French	1,691	13%
Italian	1,576	12.1%
Arab	1,360	10.4%
German	221	1.7%
Polish	181	1.4%

Ancestry	Count	%
English	170	1.3%
Irish	58	0.4%
Dutch	36	0.3%
Norwegian	10	0.1%

Technology access

Metric	% of households
Computer access	43.7%
Internet access	93.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34432

What city is ZIP code 34432 in?

ZIP code 34432 is primarily assigned to Dunnellon, Florida.

What county is ZIP code 34432 in?

ZIP code 34432 falls within Marion County, Florida.

Does ZIP code 34432 have an older population?

35% of residents in ZIP code 34432 are 65 or older, above the national average of ~17%.

Does ZIP code 34432 have a large retiree population?

58% of households in ZIP code 34432 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 34432 mostly owner-occupied?

88% of occupied units in ZIP code 34432 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 34432?

22% of residents in ZIP code 34432 live below the poverty line, above the national average.

What timezone is ZIP code 34432 in?

ZIP code 34432 observes the EST timezone.