34450 ZIP Code — Inverness, FL

Citrus County, Florida

ZIP code 34450 is located in Inverness, Florida, within Citrus County. It covers approximately 31.19 square miles and serves a population of 10,005 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34450

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $177,200. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($42,815) and mean household income suggests income inequality — a small number of higher earners pull the average up. 67% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 34450 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

10,005

population

31.19

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34450 ZIP code map

Cities in ZIP code 34450

Below are the cities the US Postal Service accepts for ZIP code 34450. Using any city not on this list may result in mail delivery delays.

City	Status
Inverness	Preferred

Nearby ZIP codes

33538 Lake Panasoffkee (3.7 mi) 34453 Inverness (5.5 mi) 34436 Floral City (7.5 mi) 34452 Inverness (8.9 mi) 34442 Hernando (9.5 mi) 33513 Bushnell (11.4 mi) 34785 Wildwood (12.6 mi) 34484 Oxford (12.6 mi) 34473 Ocala (13 mi) 34461 Lecanto (13.3 mi) 34434 Dunnellon (14.7 mi) 33585 Sumterville (15.7 mi)

Demographics updated 05/2026

Population
Total population	10,005
Population density	321 / sq mi
State FIPS	12
County FIPS	017

Geography
Land area	31.19 sq mi
Water area	14.11 sq mi
Latitude	28.8317
Longitude	-82.2610
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.8%	54.8%	43.4%
$50k – $100k	24.3%	29.7%	30.8%
$100k – $200k	11.3%	12.9%	19.3%
Over $200k	3.6%	2.7%	6.4%

Demographics & statistics

10,005

Population

321

People per sq mi

61.8

Median age

$42,815

Median household income

$36,134

Per capita income

$177,200

Median home value

$942

Median monthly rent

80.0%

Home ownership

13.8%

Poverty rate

9.7%

Unemployment

5,623

Housing units

24.2%

Bachelor's or higher

Age distribution

Male Female

190

Under 5

229

5–9

10–14

188

15–19

226

276

20–24

331

298

25–34

359

324

35–44

389

435

45–54

523

287

55–59

344

475

60–64

571

995

65–74

1,197

686

75–84

824

245

85+

295

← Male

Female →

Age summary

Group	Count	%
Under 18	986	9.9%
18 and over	9,019	90.1%
65 and over	4,242	42.4%
Median age	61.8 years

Race & ethnicity

White 85.6%

Two or more races 5.7%

Hispanic or Latino 4.5%

Asian 1.8%

Black or African American 1.2%

Other race 0.8%

American Indian / Alaska Native 0.5%

Group	Count	%
White	8,967	85.6%
Two or more races	592	5.7%
Hispanic or Latino	469	4.5%
Asian	189	1.8%
Black or African American	126	1.2%
Other race	82	0.8%
American Indian / Alaska Native	49	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.8%	54.8%	43.4%
$50k – $100k	24.3%	29.7%	30.8%
$100k – $200k	11.3%	12.9%	19.3%
Over $200k	3.6%	2.7%	6.4%

Under $10k 9.1%

$10k–$15k 5.1%

$15k–$25k 12.6%

$25k–$35k 13.7%

$35k–$50k 14.8%

$50k–$75k 16.1%

$75k–$100k 9.3%

$100k–$150k 8.8%

$150k–$200k 4.5%

$200k+ 6.0%

Range	% of households
Under $10k	9.1%
$10k–$15k	5.1%
$15k–$25k	12.6%
$25k–$35k	13.7%
$35k–$50k	14.8%
$50k–$75k	16.1%
$75k–$100k	9.3%
$100k–$150k	8.8%
$150k–$200k	4.5%
$200k+	6.0%
Median income	$42,815

Housing

Home values

Under $50k 10.7%

$50k–$100k 14.9%

$100k–$150k 12.6%

$150k–$200k 23.5%

$200k–$300k 19.3%

$300k–$500k 14.7%

$500k–$1M 3.6%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$177,200
Median rent / month	$942
Owner occupied	80.0%
Renter occupied	20.0%
Vacant	24.5%
Single-family detached	68.0%
Large apartment buildings	2.9%
Mobile homes	17.3%
Median rooms	5.4
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	0.5%
2010–2019	2.7%
2000–2009	10.9%
1990–1999	12.5%
1980–1989	30.4%
1970–1979	24.0%
1960–1969	10.7%
1950–1959	5.7%
1940–1949	1.8%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	4.6%
2 bedrooms	42.6%
3 bedrooms	44.6%
4 bedrooms	6.3%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	41.2%
2 vehicles	35.0%
3 or more	16.8%

Heating fuel

Fuel type	%
Electricity	94.6%
Propane / LP gas	2.0%
Wood	0.7%
No fuel used	2.6%

Households & families

Household type	Count	%
Married-couple family	1,969	39.3%
Cohabiting couple	328	6.6%
Male householder, no spouse	966	19.3%
Female householder, no spouse	1,741	34.8%
Households with children under 18	499	10.0%
Households with seniors (65+)	3,113	62.2%
Average household size	1.98

Marital status

Status	Male	Female
Never married	26.8%	14.9%
Married	49.3%	42.9%
Separated	1.3%	1.2%
Widowed	5.6%	24.2%
Divorced	17.0%	16.8%

Education

Less than 9th grade 2.5%

Some HS, no diploma 6.1%

HS graduate 29.4%

Some college, no degree 27.2%

Associate's degree 10.5%

Bachelor's degree 15.7%

Graduate / professional 8.5%

Metric	%
HS diploma or higher	91.4%
Bachelor's or higher	24.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	90	9.4%
Kindergarten	13	1.4%
Elementary school	241	25.2%
High school	344	36.0%
College / grad school	267	28.0%

Employment

Industry of employment

Education & healthcare 24.2%

Retail trade 20.0%

Professional & management 13.1%

Arts, food & hospitality 9.0%

Finance & real estate 8.6%

Construction 5.6%

Public administration 4.8%

Transportation & utilities 3.9%

Other services 3.5%

Information 2.5%

Manufacturing 2.1%

Wholesale trade 1.7%

Agriculture & mining 1.0%

Occupation

Category	%
Management, business & arts	39.2%
Service	22.9%
Sales & office	23.9%
Natural resources & construction	7.7%
Production & transportation	6.2%

Employment type

Type	%
Private sector	84.2%
Government	9.7%
Self-employed	5.4%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	85.2%
Carpool	4.1%
Public transit	0.0%
Walk	0.0%
Work from home	9.7%
Other means	1.0%
Avg commute (minutes)	23.5

Poverty

All people 13.8%

Under 18 years 18.5%

18 and over 13.3%

Married-couple families 4.3%

Female-led households 21.9%

Income support

Source	% of households
Social Security	66.7%
Retirement income	40.8%
Supplemental Security	7.6%
Cash public assistance	1.3%
Food stamps / SNAP	11.2%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	46.2%
High cholesterol	42.8%
Diabetes	14.4%
Heart disease	11.8%
Stroke	5.3%
Asthma	9.0%
Arthritis	36.6%
Kidney disease	4.7%
Pulmonary disease	13.5%
Cancer	10.9%

Behavior / access	%
Smoking	20.3%
Binge drinking	12.4%
No physical activity	30.8%
Less than 7 hrs sleep	35.7%
Depression	20.7%
Fair or poor health	20.8%
Poor mental health	14.4%
Poor physical health	15.3%
No health insurance	19.0%
Visited doctor (checkup)	79.7%
Visited dentist	55.2%
Cholesterol screening	93.5%
Teeth loss	17.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,455	16.1%

Disability	%
Any disability	25.8%
Under 18	0.1%
18–64 years	20.0%
65 and over	38.3%

Health insurance coverage

Type	%
Private insurance	53.5%
Public insurance	61.1%
No insurance	10.5%
Uninsured under 19	9.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,586	95.8%
Spanish	102	1.1%
Other Indo-European	28	0.3%
Asian & Pacific Islander	74	0.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,491	94.9%
Born in same state	9,345	93.4%
Born in different state	2,949	29.5%
Foreign born	146	1.5%
Naturalized citizen	514	5.1%
Not a US citizen	209	40.7%

Ancestry

Ancestry	Count	%
French	1,612	16.1%
Italian	1,448	14.5%
Arab	1,010	10.1%
Polish	115	1.1%
German	97	1%

Ancestry	Count	%
English	86	0.9%
Dutch	67	0.7%
Norwegian	43	0.4%
Irish	8	0.1%

Technology access

Metric	% of households
Computer access	50.0%
Internet access	91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34450

What city is ZIP code 34450 in?

ZIP code 34450 is primarily assigned to Inverness, Florida.

What county is ZIP code 34450 in?

ZIP code 34450 falls within Citrus County, Florida.

Does ZIP code 34450 have an older population?

42% of residents in ZIP code 34450 are 65 or older, above the national average of ~17%.

Does ZIP code 34450 have a large retiree population?

67% of households in ZIP code 34450 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 34450 have a large veteran population?

16% of civilians in ZIP code 34450 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 34450?

The median home value in ZIP code 34450 is $177,200.

What timezone is ZIP code 34450 in?

ZIP code 34450 observes the EST timezone.