45434 ZIP Code — Dayton, OH

Greene County, Ohio

ZIP code 45434 is located in Dayton, Ohio, within Greene County. It covers approximately 10.44 square miles and serves a population of 12,810 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937/937/740.

About ZIP code 45434

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $288,900. Owner-occupancy is high at 94%, well above the national average.

Median household income is $140,366. The poverty rate of 3% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 20% of civilians, above the national average of 7%.

Overall, ZIP code 45434 reflects a community defined by a highly educated population, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

12,810

population

10.44

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45434 ZIP code map

Cities in ZIP code 45434

Below are the cities the US Postal Service accepts for ZIP code 45434. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Acceptable
Dayton	Acceptable
Dayton	Preferred

Nearby ZIP codes

45430 Dayton (2.8 mi) 45432 Dayton (2.9 mi) 45431 Dayton (4.5 mi) 45440 Dayton (4.6 mi) 45435 Dayton (4.7 mi) 45305 Bellbrook (5.3 mi) 45420 Dayton (5.7 mi) 45433 Dayton (6.6 mi) 45410 Dayton (7.1 mi) 45385 Xenia (7.2 mi) 45403 Dayton (7.3 mi) 45419 Dayton (7.3 mi)

Demographics updated 05/2026

Population
Total population	12,810
Population density	1,227 / sq mi
State FIPS	39
County FIPS	057

Geography
Land area	10.44 sq mi
Water area	0.04 sq mi
Latitude	39.7154
Longitude	-84.0294
Timezone	Eastern (ET)
Area code	326/937/937/740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	39.0%	43.3%
$50k – $100k	26.5%	31.8%	31.4%
$100k – $200k	41.4%	23.4%	20.0%
Over $200k	17.0%	5.8%	5.2%

Demographics & statistics

12,810

Population

1,227

People per sq mi

43.2

Median age

$140,366

Median household income

$57,403

Per capita income

$288,900

Median home value

$1,132

Median monthly rent

93.5%

Home ownership

3.4%

Poverty rate

3.5%

Unemployment

4,547

Housing units

56.8%

Bachelor's or higher

Age distribution

Male Female

324

Under 5

337

452

5–9

471

394

10–14

410

452

15–19

470

213

20–24

221

682

25–34

711

751

35–44

782

797

45–54

830

615

55–59

640

430

60–64

448

786

65–74

818

335

75–84

348

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,981	23.3%
18 and over	9,829	76.7%
65 and over	2,380	18.6%
Median age	43.2 years

Race & ethnicity

White 87.6%

Black or African American 3.8%

Two or more races 2.6%

Asian 2.5%

Hispanic or Latino 1.8%

Other race 1.1%

Native Hawaiian / Pacific Islander 0.5%

Group	Count	%
White	11,428	87.6%
Black or African American	495	3.8%
Two or more races	342	2.6%
Asian	331	2.5%
Hispanic or Latino	234	1.8%
Other race	150	1.1%
Native Hawaiian / Pacific Islander	64	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	39.0%	43.3%
$50k – $100k	26.5%	31.8%	31.4%
$100k – $200k	41.4%	23.4%	20.0%
Over $200k	17.0%	5.8%	5.2%

Under $10k 3.5%

$10k–$15k 1.1%

$15k–$25k 2.1%

$25k–$35k 2.6%

$35k–$50k 3.8%

$50k–$75k 7.3%

$75k–$100k 11.4%

$100k–$150k 22.1%

$150k–$200k 19.9%

$200k+ 26.3%

Range	% of households
Under $10k	3.5%
$10k–$15k	1.1%
$15k–$25k	2.1%
$25k–$35k	2.6%
$35k–$50k	3.8%
$50k–$75k	7.3%
$75k–$100k	11.4%
$100k–$150k	22.1%
$150k–$200k	19.9%
$200k+	26.3%
Median income	$140,366

Housing

Home values

Under $50k 3.6%

$50k–$100k 1.1%

$100k–$150k 5.3%

$150k–$200k 10.2%

$200k–$300k 33.0%

$300k–$500k 38.2%

$500k–$1M 7.0%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$288,900
Median rent / month	$1,132
Owner occupied	93.5%
Renter occupied	6.5%
Vacant	3.2%
Single-family detached	92.2%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	8.0
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.0%
2010–2019	3.6%
2000–2009	16.7%
1990–1999	10.5%
1980–1989	10.1%
1970–1979	29.7%
1960–1969	14.6%
1950–1959	12.4%
1940–1949	1.2%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.7%
2 bedrooms	7.5%
3 bedrooms	37.8%
4 bedrooms	44.6%
5+ bedrooms	9.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.2%
1 vehicle	17.5%
2 vehicles	44.7%
3 or more	37.7%

Heating fuel

Fuel type	%
Utility gas	57.1%
Electricity	36.2%
Propane / LP gas	3.0%
Fuel oil	3.7%

Households & families

Household type	Count	%
Married-couple family	3,445	73.4%
Cohabiting couple	238	5.1%
Male householder, no spouse	349	7.4%
Female householder, no spouse	661	14.1%
Households with children under 18	1,636	34.9%
Households with seniors (65+)	1,523	32.5%
Average household size	2.73

Marital status

Status	Male	Female
Never married	19.8%	20.9%
Married	73.5%	66.5%
Separated	0.0%	0.0%
Widowed	2.1%	6.0%
Divorced	4.5%	6.5%

Education

Less than 9th grade 0.1%

Some HS, no diploma 0.8%

HS graduate 11.6%

Some college, no degree 21.3%

Associate's degree 9.3%

Bachelor's degree 27.4%

Graduate / professional 29.4%

Metric	%
HS diploma or higher	99.1%
Bachelor's or higher	56.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	100	2.9%
Kindergarten	141	4.1%
Elementary school	1,439	42.0%
High school	870	25.4%
College / grad school	879	25.6%

Employment

Industry of employment

Education & healthcare 27.4%

Professional & management 18.4%

Public administration 13.0%

Retail trade 8.7%

Manufacturing 6.8%

Other services 5.9%

Finance & real estate 4.8%

Arts, food & hospitality 4.7%

Transportation & utilities 3.8%

Construction 3.2%

Wholesale trade 2.0%

Information 1.0%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	63.7%
Service	6.2%
Sales & office	20.1%
Natural resources & construction	3.6%
Production & transportation	6.4%

Employment type

Type	%
Private sector	70.4%
Government	24.1%
Self-employed	5.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.0%
Carpool	3.6%
Public transit	0.0%
Walk	0.7%
Work from home	12.8%
Other means	0.9%
Avg commute (minutes)	23.4

Poverty

All people 3.4%

Under 18 years 0.5%

18 and over 4.3%

Married-couple families 1.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	31.3%
Retirement income	39.9%
Supplemental Security	2.7%
Cash public assistance	0.4%
Food stamps / SNAP	0.9%

Health indicators

Condition	%
Obesity	31.9%
High blood pressure	31.3%
High cholesterol	31.7%
Diabetes	9.2%
Heart disease	5.7%
Stroke	2.4%
Asthma	8.8%
Arthritis	24.6%
Kidney disease	2.4%
Pulmonary disease	5.8%
Cancer	7.0%

Behavior / access	%
Smoking	14.1%
Binge drinking	16.7%
No physical activity	17.4%
Less than 7 hrs sleep	31.8%
Depression	20.8%
Fair or poor health	9.4%
Poor mental health	12.9%
Poor physical health	7.6%
No health insurance	7.3%
Visited doctor (checkup)	78.0%
Visited dentist	76.0%
Cholesterol screening	92.4%
Teeth loss	8.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,919	19.8%

Disability	%
Any disability	7.9%
Under 18	2.1%
18–64 years	4.9%
65 and over	24.1%

Health insurance coverage

Type	%
Private insurance	89.7%
Public insurance	27.1%
No insurance	2.2%
Uninsured under 19	0.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,149	94.8%
Spanish	244	2.0%
Other Indo-European	100	0.8%
Asian & Pacific Islander	99	0.8%
Other languages	45	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,303	96.0%
Born in same state	12,033	93.9%
Born in different state	6,892	53.8%
Foreign born	270	2.1%
Naturalized citizen	507	4.0%
Not a US citizen	451	89.0%

Ancestry

Ancestry	Count	%
French	2,177	17%
Italian	1,615	12.6%
Arab	895	7%
Polish	236	1.8%
German	107	0.8%

Ancestry	Count	%
Irish	68	0.5%
English	54	0.4%
Norwegian	52	0.4%
Dutch	33	0.3%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45434

What city is ZIP code 45434 in?

ZIP code 45434 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45434 in?

ZIP code 45434 falls within Greene County, Ohio.

Is ZIP code 45434 mostly owner-occupied?

94% of occupied units in ZIP code 45434 are owner-occupied, well above the national average.

How educated is the population of ZIP code 45434?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 45434 have a large veteran population?

20% of civilians in ZIP code 45434 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 45434?

The median household income in ZIP code 45434 is $140,366, above the national median of ~$75,000.

What timezone is ZIP code 45434 in?

ZIP code 45434 observes the EST timezone.