45420 ZIP Code — Dayton, OH
Montgomery County, Ohio
ZIP code 45420 is located in Dayton, Ohio, within Montgomery County. It covers approximately 6.44 square miles and serves a population of 23,600 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.
About ZIP code 45420
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $107,500. Owner-occupancy sits near the national average at 62%.
Median household income is $54,425.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.
Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
23,600
population
6.44
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
45420 ZIP code map
Cities in ZIP code 45420
Below are the cities the US Postal Service accepts for ZIP code 45420. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Dayton | Acceptable |
| Dayton | Preferred |
Nearby ZIP codes
45419 Dayton (1.7 mi)
45419 Dayton (1.7 mi)
45410 Dayton (2.4 mi)
45429 Dayton (2.6 mi)
45409 Dayton (2.7 mi)
45409 Dayton (2.7 mi)
45430 Dayton (2.8 mi)
45403 Dayton (3.6 mi)
45432 Dayton (3.6 mi)
45423 Dayton (4 mi)
45440 Dayton (4.1 mi)
45412 Dayton (4.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 23,600 |
| Population density | 3,665 / sq mi |
| State FIPS | 39 |
| County FIPS | 113 |
| Geography | |
|---|---|
| Land area | 6.44 sq mi |
| Water area | 0.02 sq mi |
| Latitude | 39.7172 |
| Longitude | -84.1362 |
| Timezone | Eastern (ET) |
| Area code | 326/937 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 53.7% | 46.3% | 43.3% |
| $50k – $100k | 32.6% | 30.6% | 31.4% |
| $100k – $200k | 13.3% | 18.5% | 20.0% |
| Over $200k | 0.5% | 4.5% | 5.2% |
Demographics & statistics
23,600
Population
3,665
People per sq mi
39.8
Median age
$54,425
Median household income
$32,882
Per capita income
$107,500
Median home value
$899
Median monthly rent
62.1%
Home ownership
12.6%
Poverty rate
4.8%
Unemployment
7,932
Housing units
25.4%
Bachelor's or higher
Age distribution
Male
Female
655
Under 5
659
539
5–9
542
740
10–14
744
423
15–19
426
637
20–24
641
2,273
25–34
2,285
1,461
35–44
1,469
1,279
45–54
1,286
834
55–59
839
1,015
60–64
1,020
1,311
65–74
1,317
373
75–84
375
228
85+
229
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,449 | 18.9% |
| 18 and over | 19,151 | 81.1% |
| 65 and over | 3,833 | 16.2% |
| Median age | 39.8 years | |
Race & ethnicity
White
83%
Black or African American
6.6%
Two or more races
4.9%
Asian
3%
Hispanic or Latino
1.8%
Other race
0.7%
| Group | Count | % |
|---|---|---|
| White | 19,946 | 83% |
| Black or African American | 1,593 | 6.6% |
| Two or more races | 1,167 | 4.9% |
| Asian | 728 | 3% |
| Hispanic or Latino | 432 | 1.8% |
| Other race | 161 | 0.7% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 53.7% | 46.3% | 43.3% |
| $50k – $100k | 32.6% | 30.6% | 31.4% |
| $100k – $200k | 13.3% | 18.5% | 20.0% |
| Over $200k | 0.5% | 4.5% | 5.2% |
Under $10k
4.2%
$10k–$15k
6.0%
$15k–$25k
9.6%
$25k–$35k
12.0%
$35k–$50k
14.3%
$50k–$75k
20.2%
$75k–$100k
15.2%
$100k–$150k
12.5%
$150k–$200k
4.6%
$200k+
1.4%
| Range | % of households |
|---|---|
| Under $10k | 4.2% |
| $10k–$15k | 6.0% |
| $15k–$25k | 9.6% |
| $25k–$35k | 12.0% |
| $35k–$50k | 14.3% |
| $50k–$75k | 20.2% |
| $75k–$100k | 15.2% |
| $100k–$150k | 12.5% |
| $150k–$200k | 4.6% |
| $200k+ | 1.4% |
| Median income | $54,425 |
Housing
Home values
Under $50k
3.5%
$50k–$100k
40.5%
$100k–$150k
37.4%
$150k–$200k
12.3%
$200k–$300k
5.3%
$300k–$500k
1.0%
$1M+
0.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $107,500 |
| Median rent / month | $899 |
| Owner occupied | 62.1% |
| Renter occupied | 37.9% |
| Vacant | 6.0% |
| Single-family detached | 72.0% |
| Large apartment buildings | 6.4% |
| Mobile homes | 0.1% |
| Median rooms | 5.3 |
| Avg household size (owned) | 2.06 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 0.6% |
| 2000–2009 | 1.3% |
| 1990–1999 | 3.6% |
| 1980–1989 | 3.7% |
| 1970–1979 | 6.8% |
| 1960–1969 | 14.8% |
| 1950–1959 | 28.4% |
| 1940–1949 | 14.8% |
| 1939 or earlier | 25.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.7% |
| 1 bedroom | 12.7% |
| 2 bedrooms | 34.7% |
| 3 bedrooms | 40.9% |
| 4 bedrooms | 8.9% |
| 5+ bedrooms | 1.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.1% |
| 1 vehicle | 43.0% |
| 2 vehicles | 36.9% |
| 3 or more | 12.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 82.1% |
| Electricity | 15.1% |
| Propane / LP gas | 2.2% |
| Wood | 0.1% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,847 | 33.2% |
| Cohabiting couple | 876 | 7.6% |
| Male householder, no spouse | 3,105 | 26.8% |
| Female householder, no spouse | 3,747 | 32.4% |
| Households with children under 18 | 2,562 | 22.1% |
| Households with seniors (65+) | 3,154 | 27.2% |
| Average household size | 2.03 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 36.1% | 28.0% |
| Married | 41.5% | 39.9% |
| Separated | 1.3% | 2.3% |
| Widowed | 3.5% | 7.1% |
| Divorced | 17.6% | 22.7% |
Education
Less than 9th grade
1.6%
Some HS, no diploma
6.0%
HS graduate
29.9%
Some college, no degree
25.2%
Associate's degree
11.9%
Bachelor's degree
17.2%
Graduate / professional
8.3%
| Metric | % |
|---|---|
| HS diploma or higher | 92.4% |
| Bachelor's or higher | 25.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 288 | 6.1% |
| Kindergarten | 341 | 7.2% |
| Elementary school | 1,837 | 38.8% |
| High school | 812 | 17.1% |
| College / grad school | 1,462 | 30.8% |
Employment
Industry of employment
Education & healthcare
28.6%
Manufacturing
13.6%
Retail trade
12.3%
Professional & management
10.0%
Arts, food & hospitality
9.2%
Transportation & utilities
5.3%
Construction
5.1%
Other services
4.9%
Finance & real estate
4.5%
Public administration
2.5%
Wholesale trade
2.0%
Information
1.7%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 35.5% |
| Service | 20.1% |
| Sales & office | 20.5% |
| Natural resources & construction | 7.9% |
| Production & transportation | 15.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.3% |
| Government | 11.4% |
| Self-employed | 4.3% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 84.5% |
| Carpool | 8.0% |
| Public transit | 0.9% |
| Walk | 1.1% |
| Work from home | 5.1% |
| Other means | 0.4% |
| Avg commute (minutes) | 19.9 |
Poverty
All people
12.6%
Under 18 years
21.6%
18 and over
10.6%
Married-couple families
2.3%
Female-led households
26.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.4% |
| Retirement income | 22.5% |
| Supplemental Security | 4.9% |
| Cash public assistance | 3.3% |
| Food stamps / SNAP | 11.1% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 38.4% |
| High blood pressure | 33.6% |
| High cholesterol | 31.7% |
| Diabetes | 11.3% |
| Heart disease | 7.1% |
| Stroke | 3.4% |
| Asthma | 10.9% |
| Arthritis | 28.5% |
| Kidney disease | 3.1% |
| Pulmonary disease | 9.6% |
| Cancer | 6.8% |
| Behavior / access | % |
|---|---|
| Smoking | 22.9% |
| Binge drinking | 18.2% |
| No physical activity | 27.4% |
| Less than 7 hrs sleep | 37.3% |
| Depression | 24.7% |
| Fair or poor health | 16.9% |
| Poor mental health | 17.8% |
| Poor physical health | 11.5% |
| No health insurance | 12.3% |
| Visited doctor (checkup) | 77.9% |
| Visited dentist | 59.8% |
| Cholesterol screening | 87.1% |
| Teeth loss | 16.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,371 | 7.2% |
| Disability | % |
|---|---|
| Any disability | 16.2% |
| Under 18 | 8.4% |
| 18–64 years | 14.0% |
| 65 and over | 34.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 67.3% |
| Public insurance | 36.7% |
| No insurance | 7.1% |
| Uninsured under 19 | 6.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 22,286 | 94.4% |
| Spanish | 715 | 3.2% |
| Other Indo-European | 126 | 0.6% |
| Asian & Pacific Islander | 178 | 0.8% |
| Other languages | 45 | 0.2% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,068 | 93.5% |
| Born in same state | 21,807 | 92.4% |
| Born in different state | 17,858 | 75.7% |
| Foreign born | 261 | 1.1% |
| Naturalized citizen | 1,532 | 6.5% |
| Not a US citizen | 467 | 30.5% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,566 | 15.1% |
| French | 2,566 | 10.9% |
| Arab | 1,142 | 4.8% |
| English | 312 | 1.3% |
| Irish | 144 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 44 | 0.2% |
| German | 32 | 0.1% |
| Norwegian | 25 | 0.1% |
| Dutch | 7 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 49.0% |
| Internet access | 90.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45420
What city is ZIP code 45420 in?
ZIP code 45420 is primarily assigned to Dayton, Ohio.
What county is ZIP code 45420 in?
ZIP code 45420 falls within Montgomery County, Ohio.
What is the typical home value in ZIP code 45420?
The median home value in ZIP code 45420 is $107,500.
What is the population of ZIP code 45420?
ZIP code 45420 has an estimated population of 23,600 residents, with a density of 3,662 people per square mile.
What is the median household income in ZIP code 45420?
The median household income in ZIP code 45420 is $54,425, below the national median of ~$75,000.
What timezone is ZIP code 45420 in?
ZIP code 45420 observes the EST timezone.