45432 ZIP Code — Dayton, OH

Greene County, Ohio

ZIP code 45432 is located in Dayton, Ohio, within Greene County. It covers approximately 7.13 square miles and serves a population of 15,024 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937/937/740.

About ZIP code 45432

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $165,300. Owner-occupancy is high at 76%, well above the national average.

Median household income is $80,271.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 45432 reflects a community defined by a strong veteran community and high homeownership.

15,024

population

7.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45432 ZIP code map

Cities in ZIP code 45432

Below are the cities the US Postal Service accepts for ZIP code 45432. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Acceptable
Dayton	Acceptable
Dayton	Preferred

Nearby ZIP codes

45430 Dayton (1.6 mi) 45431 Dayton (2.1 mi) 45435 Dayton (2.7 mi) 45434 Dayton (2.9 mi) 45420 Dayton (3.6 mi) 45410 Dayton (4.4 mi) 45403 Dayton (4.5 mi) 45433 Dayton (4.8 mi) 45440 Dayton (4.9 mi) 45419 Dayton (5.3 mi) 45419 Dayton (5.3 mi) 45404 Dayton (6 mi)

Demographics updated 05/2026

Population
Total population	15,024
Population density	2,107 / sq mi
State FIPS	39
County FIPS	057

Geography
Land area	7.13 sq mi
Water area	0.00 sq mi
Latitude	39.7391
Longitude	-84.0740
Timezone	Eastern (ET)
Area code	326/937/937/740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.9%	39.0%	43.3%
$50k – $100k	34.9%	31.8%	31.4%
$100k – $200k	20.1%	23.4%	20.0%
Over $200k	4.0%	5.8%	5.2%

Demographics & statistics

15,024

Population

2,107

People per sq mi

41.4

Median age

$80,271

Median household income

$39,516

Per capita income

$165,300

Median home value

$849

Median monthly rent

76.2%

Home ownership

11.4%

Poverty rate

2.7%

Unemployment

5,245

Housing units

36.9%

Bachelor's or higher

Age distribution

Male Female

583

Under 5

615

507

5–9

536

329

10–14

347

300

15–19

317

277

20–24

292

1,020

25–34

1,077

975

35–44

1,030

697

45–54

736

744

55–59

785

551

60–64

582

893

65–74

944

282

75–84

297

150

85+

158

← Male

Female →

Age summary

Group	Count	%
Under 18	3,422	22.8%
18 and over	11,602	77.2%
65 and over	2,724	18.1%
Median age	41.4 years

Race & ethnicity

White 84.4%

Two or more races 5.2%

Hispanic or Latino 2.8%

Asian 2.7%

Black or African American 2.6%

Other race 1.8%

American Indian / Alaska Native 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	13,041	84.4%
Two or more races	808	5.2%
Hispanic or Latino	430	2.8%
Asian	422	2.7%
Black or African American	398	2.6%
Other race	272	1.8%
American Indian / Alaska Native	63	0.4%
Native Hawaiian / Pacific Islander	20	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.9%	39.0%	43.3%
$50k – $100k	34.9%	31.8%	31.4%
$100k – $200k	20.1%	23.4%	20.0%
Over $200k	4.0%	5.8%	5.2%

Under $10k 4.6%

$10k–$15k 3.9%

$15k–$25k 5.4%

$25k–$35k 6.6%

$35k–$50k 11.8%

$50k–$75k 15.1%

$75k–$100k 16.0%

$100k–$150k 19.6%

$150k–$200k 6.1%

$200k+ 10.9%

Range	% of households
Under $10k	4.6%
$10k–$15k	3.9%
$15k–$25k	5.4%
$25k–$35k	6.6%
$35k–$50k	11.8%
$50k–$75k	15.1%
$75k–$100k	16.0%
$100k–$150k	19.6%
$150k–$200k	6.1%
$200k+	10.9%
Median income	$80,271

Housing

Home values

Under $50k 2.5%

$50k–$100k 14.0%

$100k–$150k 24.8%

$150k–$200k 21.5%

$200k–$300k 26.3%

$300k–$500k 10.5%

$500k–$1M 0.3%

Housing overview

Metric	Value
Median home value	$165,300
Median rent / month	$849
Owner occupied	76.2%
Renter occupied	23.8%
Vacant	4.7%
Single-family detached	82.4%
Large apartment buildings	4.3%
Mobile homes	0.4%
Median rooms	5.8
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	3.1%
1990–1999	7.3%
1980–1989	7.3%
1970–1979	18.3%
1960–1969	13.1%
1950–1959	40.1%
1940–1949	7.0%
1939 or earlier	3.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	8.6%
2 bedrooms	18.0%
3 bedrooms	49.7%
4 bedrooms	21.3%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	29.8%
2 vehicles	35.5%
3 or more	30.9%

Heating fuel

Fuel type	%
Utility gas	68.0%
Electricity	28.1%
Propane / LP gas	0.3%
Fuel oil	1.9%
Wood	0.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	3,260	50.4%
Cohabiting couple	397	6.1%
Male householder, no spouse	1,350	20.9%
Female householder, no spouse	1,461	22.6%
Households with children under 18	1,739	26.9%
Households with seniors (65+)	1,906	29.5%
Average household size	2.31

Marital status

Status	Male	Female
Never married	27.5%	21.4%
Married	53.6%	52.8%
Separated	1.5%	0.9%
Widowed	4.8%	7.5%
Divorced	12.6%	17.4%

Education

Less than 9th grade 3.6%

Some HS, no diploma 5.4%

HS graduate 22.6%

Some college, no degree 23.0%

Associate's degree 8.5%

Bachelor's degree 18.8%

Graduate / professional 18.0%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	36.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	310	9.7%
Kindergarten	161	5.0%
Elementary school	1,371	42.9%
High school	612	19.1%
College / grad school	743	23.2%

Employment

Industry of employment

Education & healthcare 23.3%

Manufacturing 12.6%

Professional & management 11.6%

Retail trade 10.7%

Public administration 9.2%

Construction 7.3%

Arts, food & hospitality 7.2%

Transportation & utilities 5.6%

Finance & real estate 4.0%

Information 3.2%

Other services 2.9%

Wholesale trade 1.8%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	40.5%
Service	16.7%
Sales & office	20.8%
Natural resources & construction	7.4%
Production & transportation	14.7%

Employment type

Type	%
Private sector	76.3%
Government	17.9%
Self-employed	5.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	79.4%
Carpool	10.1%
Public transit	0.0%
Walk	1.2%
Work from home	8.7%
Other means	0.6%
Avg commute (minutes)	19.7

Poverty

All people 11.4%

Under 18 years 16.5%

18 and over 9.9%

Married-couple families 2.7%

Female-led households 43.7%

Income support

Source	% of households
Social Security	28.6%
Retirement income	35.3%
Supplemental Security	3.8%
Cash public assistance	2.5%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	34.1%
High cholesterol	33.2%
Diabetes	10.8%
Heart disease	7.1%
Stroke	3.2%
Asthma	10.0%
Arthritis	28.3%
Kidney disease	3.0%
Pulmonary disease	8.4%
Cancer	7.5%

Behavior / access	%
Smoking	19.1%
Binge drinking	17.1%
No physical activity	23.6%
Less than 7 hrs sleep	34.6%
Depression	23.0%
Fair or poor health	14.1%
Poor mental health	15.5%
Poor physical health	10.1%
No health insurance	10.5%
Visited doctor (checkup)	78.3%
Visited dentist	67.0%
Cholesterol screening	89.6%
Teeth loss	13.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,415	12.3%

Disability	%
Any disability	12.5%
Under 18	2.1%
18–64 years	12.3%
65 and over	26.4%

Health insurance coverage

Type	%
Private insurance	71.8%
Public insurance	39.3%
No insurance	5.3%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,826	92.0%
Spanish	338	2.4%
Other Indo-European	156	1.1%
Asian & Pacific Islander	86	0.6%
Other languages	54	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,517	96.6%
Born in same state	14,284	95.1%
Born in different state	10,467	69.7%
Foreign born	233	1.6%
Naturalized citizen	507	3.4%
Not a US citizen	354	69.8%

Ancestry

Ancestry	Count	%
French	2,159	14.4%
Italian	2,060	13.7%
Arab	1,507	10%
English	343	2.3%
Polish	151	1%

Ancestry	Count	%
Irish	91	0.6%
Dutch	83	0.6%
German	54	0.4%
Norwegian	33	0.2%

Technology access

Metric	% of households
Computer access	43.1%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45432

What city is ZIP code 45432 in?

ZIP code 45432 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45432 in?

ZIP code 45432 falls within Greene County, Ohio.

Does ZIP code 45432 have a large veteran population?

12% of civilians in ZIP code 45432 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 45432?

The median home value in ZIP code 45432 is $165,300.

What is the population of ZIP code 45432?

ZIP code 45432 has an estimated population of 15,024 residents, with a density of 2,106 people per square mile.

What is the median household income in ZIP code 45432?

The median household income in ZIP code 45432 is $80,271, above the national median of ~$75,000.

What timezone is ZIP code 45432 in?

ZIP code 45432 observes the EST timezone.