45430 ZIP Code — Dayton, OH

Montgomery County, Ohio

ZIP code 45430 is located in Dayton, Ohio, within Montgomery County. It covers approximately 4.84 square miles and serves a population of 7,105 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45430

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $233,500. Owner-occupancy is high at 83%, well above the national average.

Median household income is $104,976. The poverty rate of 7% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 45430 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

7,105

population

4.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45430 ZIP code map

Cities in ZIP code 45430

Below are the cities the US Postal Service accepts for ZIP code 45430. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Acceptable
Dayton	Acceptable
Dayton	Preferred

Nearby ZIP codes

45432 Dayton (1.6 mi) 45420 Dayton (2.8 mi) 45434 Dayton (2.8 mi) 45440 Dayton (3.3 mi) 45431 Dayton (3.7 mi) 45435 Dayton (4.3 mi) 45410 Dayton (4.5 mi) 45419 Dayton (4.5 mi) 45419 Dayton (4.5 mi) 45429 Dayton (4.8 mi) 45403 Dayton (5 mi) 45305 Bellbrook (5.4 mi)

Demographics updated 05/2026

Population
Total population	7,105
Population density	1,468 / sq mi
State FIPS	39
County FIPS	113

Geography
Land area	4.84 sq mi
Water area	0.00 sq mi
Latitude	39.7164
Longitude	-84.0829
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	46.3%	43.3%
$50k – $100k	35.8%	30.6%	31.4%
$100k – $200k	33.3%	18.5%	20.0%
Over $200k	7.4%	4.5%	5.2%

Demographics & statistics

7,105

Population

1,468

People per sq mi

47.2

Median age

$104,976

Median household income

$53,930

Per capita income

$233,500

Median home value

$1,170

Median monthly rent

82.5%

Home ownership

7.1%

Poverty rate

4.3%

Unemployment

2,618

Housing units

48.2%

Bachelor's or higher

Age distribution

Male Female

121

Under 5

111

215

5–9

197

256

10–14

235

269

15–19

247

126

20–24

116

349

25–34

320

433

35–44

396

408

45–54

374

350

55–59

321

326

60–64

299

520

65–74

476

305

75–84

280

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,504	21.2%
18 and over	5,601	78.8%
65 and over	1,636	23.0%
Median age	47.2 years

Race & ethnicity

White 86.6%

Two or more races 3.5%

Hispanic or Latino 3.3%

Asian 2.8%

Other race 2.5%

Black or African American 1.4%

Group	Count	%
White	6,361	86.6%
Two or more races	255	3.5%
Hispanic or Latino	239	3.3%
Asian	205	2.8%
Other race	180	2.5%
Black or African American	104	1.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	46.3%	43.3%
$50k – $100k	35.8%	30.6%	31.4%
$100k – $200k	33.3%	18.5%	20.0%
Over $200k	7.4%	4.5%	5.2%

Under $10k 4.8%

$15k–$25k 4.2%

$25k–$35k 4.3%

$35k–$50k 8.0%

$50k–$75k 9.5%

$75k–$100k 14.4%

$100k–$150k 25.6%

$150k–$200k 14.1%

$200k+ 15.1%

Range	% of households
Under $10k	4.8%
$15k–$25k	4.2%
$25k–$35k	4.3%
$35k–$50k	8.0%
$50k–$75k	9.5%
$75k–$100k	14.4%
$100k–$150k	25.6%
$150k–$200k	14.1%
$200k+	15.1%
Median income	$104,976

Housing

Home values

Under $50k 0.6%

$50k–$100k 0.6%

$100k–$150k 4.0%

$150k–$200k 25.5%

$200k–$300k 45.3%

$300k–$500k 21.4%

$500k–$1M 2.5%

Housing overview

Metric	Value
Median home value	$233,500
Median rent / month	$1,170
Owner occupied	82.5%
Renter occupied	17.5%
Vacant	4.7%
Single-family detached	81.6%
Large apartment buildings	6.3%
Mobile homes	0.0%
Median rooms	7.1
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.3%
2010–2019	5.7%
2000–2009	12.3%
1990–1999	15.0%
1980–1989	8.3%
1970–1979	17.5%
1960–1969	17.8%
1950–1959	18.9%
1940–1949	3.6%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	5.8%
2 bedrooms	10.7%
3 bedrooms	45.1%
4 bedrooms	31.3%
5+ bedrooms	6.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	27.0%
2 vehicles	42.4%
3 or more	28.6%

Heating fuel

Fuel type	%
Utility gas	74.1%
Electricity	21.7%
Propane / LP gas	3.3%
Wood	0.6%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,741	58.2%
Cohabiting couple	156	5.2%
Male householder, no spouse	473	15.8%
Female householder, no spouse	623	20.8%
Households with children under 18	893	29.8%
Households with seniors (65+)	1,047	35.0%
Average household size	2.34

Marital status

Status	Male	Female
Never married	30.9%	16.4%
Married	58.2%	59.7%
Separated	2.1%	0.6%
Widowed	0.8%	7.8%
Divorced	8.0%	15.5%

Education

Less than 9th grade 0.9%

Some HS, no diploma 3.1%

HS graduate 15.9%

Some college, no degree 20.3%

Associate's degree 11.6%

Bachelor's degree 24.9%

Graduate / professional 23.2%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	48.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	2.8%
Kindergarten	116	7.4%
Elementary school	666	42.6%
High school	558	35.7%
College / grad school	178	11.4%

Employment

Industry of employment

Education & healthcare 21.4%

Manufacturing 13.2%

Public administration 12.7%

Professional & management 11.5%

Arts, food & hospitality 9.3%

Finance & real estate 8.4%

Construction 6.3%

Retail trade 5.7%

Transportation & utilities 4.2%

Other services 4.2%

Wholesale trade 2.0%

Information 1.1%

Occupation

Category	%
Management, business & arts	60.2%
Service	11.7%
Sales & office	15.3%
Natural resources & construction	3.2%
Production & transportation	9.5%

Employment type

Type	%
Private sector	69.8%
Government	20.8%
Self-employed	9.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.3%
Carpool	6.7%
Public transit	1.3%
Walk	0.6%
Work from home	13.8%
Other means	0.4%
Avg commute (minutes)	20.4

Poverty

All people 7.1%

Under 18 years 6.8%

18 and over 7.1%

Married-couple families 2.8%

Female-led households 33.6%

Income support

Source	% of households
Social Security	32.0%
Retirement income	42.3%
Supplemental Security	4.1%
Cash public assistance	2.3%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
Obesity	32.5%
High blood pressure	32.4%
High cholesterol	32.1%
Diabetes	9.7%
Heart disease	6.2%
Stroke	2.6%
Asthma	9.0%
Arthritis	25.9%
Kidney disease	2.6%
Pulmonary disease	6.5%
Cancer	7.3%

Behavior / access	%
Smoking	15.4%
Binge drinking	16.6%
No physical activity	18.7%
Less than 7 hrs sleep	32.4%
Depression	21.5%
Fair or poor health	10.4%
Poor mental health	13.5%
Poor physical health	8.3%
No health insurance	7.8%
Visited doctor (checkup)	78.0%
Visited dentist	74.4%
Cholesterol screening	91.8%
Teeth loss	9.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	625	11.2%

Disability	%
Any disability	14.6%
Under 18	4.7%
18–64 years	13.1%
65 and over	27.9%

Health insurance coverage

Type	%
Private insurance	82.9%
Public insurance	31.6%
No insurance	2.8%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,873	96.7%
Spanish	95	1.4%
Other Indo-European	1	0.0%
Asian & Pacific Islander	22	0.3%
Other languages	61	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,899	97.1%
Born in same state	6,840	96.3%
Born in different state	4,611	64.9%
Foreign born	59	0.8%
Naturalized citizen	206	2.9%
Not a US citizen	148	71.8%

Ancestry

Ancestry	Count	%
French	1,275	17.9%
Italian	1,107	15.6%
Arab	393	5.5%
English	38	0.5%

Ancestry	Count	%
Polish	27	0.4%
Norwegian	24	0.3%
Irish	14	0.2%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	97.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45430

What city is ZIP code 45430 in?

ZIP code 45430 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45430 in?

ZIP code 45430 falls within Greene County, Ohio.

Is ZIP code 45430 mostly owner-occupied?

83% of occupied units in ZIP code 45430 are owner-occupied, well above the national average.

How educated is the population of ZIP code 45430?

48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 45430 have a large veteran population?

11% of civilians in ZIP code 45430 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 45430?

The median household income in ZIP code 45430 is $104,976, above the national median of ~$75,000.

What timezone is ZIP code 45430 in?

ZIP code 45430 observes the EST timezone.