48728 ZIP Code — Curran, MI

Alcona County, Michigan

ZIP code 48728 is located in Curran, Michigan, within Alcona County. It covers approximately 130.19 square miles and serves a population of 302 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48728

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $142,900. Owner-occupancy is high at 91%, well above the national average.

Median household income is $44,821. Poverty affects 29% of residents, above the national average. 63% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (17%), smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 48728 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

302
population
130.19
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
48728 ZIP code map
Cities in ZIP code 48728

Below are the cities the US Postal Service accepts for ZIP code 48728. Using any city not on this list may result in mail delivery delays.

City Status
Curran Preferred
Nearby ZIP codes
48705 Barton City (6.5 mi) 49747 Hubbard Lake (9 mi) 48621 Fairview (12.6 mi) 48762 Spruce (13.4 mi) 48619 Comins (13.7 mi) 48737 Glennie (14.7 mi) 48761 South Branch (14.9 mi) 48742 Lincoln (15.6 mi) 48647 Mio (16 mi) 49744 Herron (17.2 mi) 48740 Harrisville (17.9 mi) 49753 Lachine (18.7 mi)
Demographics updated 06/2026
Population
Total population 302
Population density 2 / sq mi
State FIPS 26
County FIPS 001
Geography
Land area 130.19 sq mi
Water area 1.30 sq mi
Latitude 44.7535
Longitude -83.7484
Timezone Eastern (ET)
Area code 989
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 56.3% 57.4% 42.6%
$50k – $100k 26.6% 32.2% 31.1%
$100k – $200k 15.2% 9.0% 20.6%
Over $200k 1.9% 1.4% 5.7%

Demographics & statistics

302
Population
2
People per sq mi
62.2
Median age
$44,821
Median household income
$33,967
Per capita income
$142,900
Median home value
$938
Median monthly rent
90.9%
Home ownership
28.8%
Poverty rate
8.2%
Unemployment
625
Housing units
18.0%
Bachelor's or higher

Age distribution

Male Female
9
Under 5
7
3
5–9
3
8
10–14
6
21
25–34
15
13
35–44
9
13
45–54
10
5
55–59
4
36
60–64
27
41
65–74
31
17
75–84
13
6
85+
5
← Male
Female →

Age summary

GroupCount%
Under 183611.9%
18 and over26688.1%
65 and over11337.4%
Median age62.2 years

Race & ethnicity

White 88.7%
Two or more races 7.4%
Hispanic or Latino 2.9%
Black or African American 1%
GroupCount%
White27688.7%
Two or more races237.4%
Hispanic or Latino92.9%
Black or African American31%

Household income

Income range This ZIP County avg State avg
Under $50k 56.3% 57.4% 42.6%
$50k – $100k 26.6% 32.2% 31.1%
$100k – $200k 15.2% 9.0% 20.6%
Over $200k 1.9% 1.4% 5.7%
Under $10k 23.6%
$10k–$15k 4.2%
$15k–$25k 5.5%
$25k–$35k 12.7%
$35k–$50k 7.3%
$50k–$75k 13.9%
$75k–$100k 15.8%
$100k–$150k 15.2%
$200k+ 1.8%
Range% of households
Under $10k23.6%
$10k–$15k4.2%
$15k–$25k5.5%
$25k–$35k12.7%
$35k–$50k7.3%
$50k–$75k13.9%
$75k–$100k15.8%
$100k–$150k15.2%
$200k+1.8%
Median income$44,821

Housing

Home values

Under $50k 17.3%
$50k–$100k 25.3%
$100k–$150k 10.0%
$150k–$200k 9.3%
$200k–$300k 22.0%
$300k–$500k 5.3%
$500k–$1M 10.0%
$1M+ 0.7%

Housing overview

MetricValue
Median home value$142,900
Median rent / month$938
Owner occupied90.9%
Renter occupied9.1%
Vacant74.2%
Single-family detached86.9%
Large apartment buildings0.0%
Mobile homes13.1%
Median rooms4.7
Avg household size (owned)1.77

Year built

Era%
2020 or later0.0%
2010–20196.9%
2000–200911.7%
1990–199918.1%
1980–19896.6%
1970–197913.9%
1960–196911.6%
1950–195916.6%
1940–194910.3%
1939 or earlier4.4%

Bedrooms

Size% of units
No bedroom (studio)4.5%
1 bedroom6.7%
2 bedrooms43.0%
3 bedrooms33.8%
4 bedrooms9.7%
5+ bedrooms2.3%

Vehicles per household

Vehicles% of households
No vehicle5.5%
1 vehicle41.2%
2 vehicles39.4%
3 or more13.9%

Heating fuel

Fuel type%
Utility gas7.9%
Electricity4.8%
Propane / LP gas54.5%
Fuel oil3.0%
Wood29.7%

Households & families

Household typeCount%
Married-couple family5030.3%
Cohabiting couple106.1%
Male householder, no spouse6137.0%
Female householder, no spouse4426.7%
Households with children under 181911.5%
Households with seniors (65+)8652.1%
Average household size1.83

Marital status

StatusMaleFemale
Never married27.4%16.7%
Married38.4%45.8%
Separated0.0%7.5%
Widowed7.5%22.5%
Divorced26.7%7.5%

Education

Less than 9th grade 0.8%
Some HS, no diploma 4.5%
HS graduate 36.5%
Some college, no degree 21.8%
Associate's degree 18.4%
Bachelor's degree 12.0%
Graduate / professional 6.0%
Metric%
HS diploma or higher94.7%
Bachelor's or higher18.0%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool27.7%
Kindergarten27.7%
Elementary school1869.2%
High school00.0%
College / grad school415.4%

Employment

Industry of employment

Manufacturing 38.4%
Education & healthcare 20.5%
Professional & management 11.6%
Agriculture & mining 9.8%
Transportation & utilities 5.4%
Arts, food & hospitality 5.4%
Other services 3.6%
Public administration 3.6%
Construction 0.9%
Retail trade 0.9%

Occupation

Category%
Management, business & arts25.0%
Service10.7%
Sales & office19.6%
Natural resources & construction7.1%
Production & transportation37.5%

Employment type

Type%
Private sector79.5%
Government12.5%
Self-employed8.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone74.3%
Carpool11.9%
Public transit0.0%
Walk0.0%
Work from home13.9%
Other means0.0%
Avg commute (minutes)39.7

Poverty

All people 28.8%
Under 18 years 69.4%
18 and over 23.3%
Married-couple families 0.0%
Female-led households 41.7%

Income support

Source% of households
Social Security63.0%
Retirement income35.2%
Supplemental Security2.4%
Cash public assistance6.7%
Food stamps / SNAP10.3%

Health indicators

Condition%
Obesity39.9%
High blood pressure46.8%
High cholesterol44.4%
Diabetes17.1%
Heart disease11.9%
Stroke5.3%
Asthma11.3%
Arthritis42.4%
Kidney disease4.6%
Pulmonary disease13.2%
Cancer9.9%
Behavior / access%
Smoking23.1%
Binge drinking14.3%
No physical activity27.0%
Less than 7 hrs sleep32.9%
Depression21.7%
Fair or poor health21.7%
Poor mental health15.1%
Poor physical health15.7%
No health insurance9.5%
Visited doctor (checkup)79.1%
Visited dentist64.2%
Cholesterol screening94.4%
Teeth loss16.9%

Veterans & disability

VeteransCount%
Civilian veterans4015.0%
Disability%
Any disability17.5%
Under 180.0%
18–64 years15.7%
65 and over25.7%

Health insurance coverage

Type%
Private insurance53.6%
Public insurance66.9%
No insurance4.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only28694.7%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)29898.7%
Born in same state29898.7%
Born in different state25985.8%
Foreign born00.0%
Naturalized citizen41.3%
Not a US citizen250.0%

Ancestry

AncestryCount%
French4815.9%
Italian3110.3%
German155%
AncestryCount%
English155%
Arab134.3%
Polish31%

Technology access

Metric% of households
Computer access54.6%
Internet access77.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48728

What city is ZIP code 48728 in?

ZIP code 48728 is primarily assigned to Curran, Michigan.

What county is ZIP code 48728 in?

ZIP code 48728 falls within Alcona County, Michigan.

Does ZIP code 48728 have a large retiree population?

63% of households in ZIP code 48728 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 48728 have an older population?

37% of residents in ZIP code 48728 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 48728?

29% of residents in ZIP code 48728 live below the poverty line, above the national average.

Is ZIP code 48728 mostly owner-occupied?

91% of occupied units in ZIP code 48728 are owner-occupied, well above the national average.

What timezone is ZIP code 48728 in?

ZIP code 48728 observes the EST timezone.

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