48740 ZIP Code — Harrisville, MI

Alcona County, Michigan

ZIP code 48740 is located in Harrisville, Michigan, within Alcona County. It covers approximately 67.47 square miles and serves a population of 2,457 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48740

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $139,100. Owner-occupancy is high at 89%, well above the national average.

Median household income is $51,695. 60% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 25%.

Overall, ZIP code 48740 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,457

population

67.47

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48740 ZIP code map

Cities in ZIP code 48740

Below are the cities the US Postal Service accepts for ZIP code 48740. Using any city not on this list may result in mail delivery delays.

City	Status
Harrisville	Preferred

Nearby ZIP codes

48742 Lincoln (3.2 mi) 48762 Spruce (8.9 mi) 48738 Greenbush (9.3 mi) 48745 Mikado (9.8 mi) 48705 Barton City (12.2 mi) 49747 Hubbard Lake (17 mi) 49766 Ossineke (17.6 mi) 48737 Glennie (17.7 mi) 48750 Oscoda (17.9 mi) 48728 Curran (17.9 mi)

Demographics updated 05/2026

Population
Total population	2,457
Population density	36 / sq mi
State FIPS	26
County FIPS	001

Geography
Land area	67.47 sq mi
Water area	3.18 sq mi
Latitude	44.6821
Longitude	-83.3978
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.2%	57.4%	42.6%
$50k – $100k	33.3%	32.2%	31.1%
$100k – $200k	7.9%	9.0%	20.6%
Over $200k	2.6%	1.4%	5.7%

Demographics & statistics

2,457

Population

People per sq mi

58.5

Median age

$51,695

Median household income

$30,736

Per capita income

$139,100

Median home value

$745

Median monthly rent

88.6%

Home ownership

15.3%

Poverty rate

4.9%

Unemployment

1,532

Housing units

19.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

118

25–34

110

35–44

143

45–54

134

55–59

143

60–64

135

243

65–74

228

136

75–84

127

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	365	14.9%
18 and over	2,092	85.1%
65 and over	876	35.7%
Median age	58.5 years

Race & ethnicity

White 92.8%

Two or more races 3.1%

Hispanic or Latino 2.6%

Other race 0.6%

American Indian / Alaska Native 0.5%

Black or African American 0.4%

Asian 0.1%

Group	Count	%
White	2,341	92.8%
Two or more races	77	3.1%
Hispanic or Latino	65	2.6%
Other race	16	0.6%
American Indian / Alaska Native	12	0.5%
Black or African American	9	0.4%
Asian	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.2%	57.4%	42.6%
$50k – $100k	33.3%	32.2%	31.1%
$100k – $200k	7.9%	9.0%	20.6%
Over $200k	2.6%	1.4%	5.7%

Under $10k 4.2%

$10k–$15k 4.0%

$15k–$25k 10.5%

$25k–$35k 13.1%

$35k–$50k 14.6%

$50k–$75k 19.5%

$75k–$100k 13.4%

$100k–$150k 15.5%

$150k–$200k 2.9%

$200k+ 2.5%

Range	% of households
Under $10k	4.2%
$10k–$15k	4.0%
$15k–$25k	10.5%
$25k–$35k	13.1%
$35k–$50k	14.6%
$50k–$75k	19.5%
$75k–$100k	13.4%
$100k–$150k	15.5%
$150k–$200k	2.9%
$200k+	2.5%
Median income	$51,695

Housing

Home values

Under $50k 7.2%

$50k–$100k 26.3%

$100k–$150k 19.7%

$150k–$200k 11.9%

$200k–$300k 19.3%

$300k–$500k 11.3%

$500k–$1M 4.3%

Housing overview

Metric	Value
Median home value	$139,100
Median rent / month	$745
Owner occupied	88.6%
Renter occupied	11.4%
Vacant	34.9%
Single-family detached	90.2%
Large apartment buildings	0.0%
Mobile homes	7.0%
Median rooms	5.4
Avg household size (owned)	2.16

Year built

Era	%
2020 or later	0.0%
2010–2019	1.3%
2000–2009	7.9%
1990–1999	14.6%
1980–1989	12.8%
1970–1979	17.4%
1960–1969	12.2%
1950–1959	12.4%
1940–1949	7.9%
1939 or earlier	13.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	4.4%
2 bedrooms	32.0%
3 bedrooms	48.3%
4 bedrooms	8.0%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	34.8%
2 vehicles	45.4%
3 or more	17.7%

Heating fuel

Fuel type	%
Utility gas	37.6%
Electricity	6.4%
Propane / LP gas	31.7%
Fuel oil	3.0%
Wood	14.9%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	582	54.0%
Cohabiting couple	70	6.5%
Male householder, no spouse	195	18.1%
Female householder, no spouse	231	21.4%
Households with children under 18	204	18.9%
Households with seniors (65+)	565	52.4%
Average household size	2.22

Marital status

Status	Male	Female
Never married	25.8%	13.1%
Married	55.9%	61.5%
Separated	0.3%	0.6%
Widowed	7.2%	13.2%
Divorced	10.8%	11.5%

Education

Less than 9th grade 2.4%

Some HS, no diploma 7.4%

HS graduate 37.3%

Some college, no degree 23.9%

Associate's degree 9.5%

Bachelor's degree 12.0%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	90.3%
Bachelor's or higher	19.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	8.2%
Kindergarten	4	1.3%
Elementary school	178	58.2%
High school	79	25.8%
College / grad school	20	6.5%

Employment

Industry of employment

Education & healthcare 16.4%

Manufacturing 16.2%

Public administration 11.4%

Transportation & utilities 10.9%

Retail trade 8.1%

Construction 6.8%

Finance & real estate 6.0%

Agriculture & mining 5.8%

Other services 5.5%

Arts, food & hospitality 5.0%

Information 3.2%

Professional & management 3.2%

Wholesale trade 1.5%

Occupation

Category	%
Management, business & arts	27.5%
Service	15.9%
Sales & office	23.3%
Natural resources & construction	14.8%
Production & transportation	18.5%

Employment type

Type	%
Private sector	70.0%
Government	21.8%
Self-employed	8.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.3%
Carpool	6.0%
Public transit	0.0%
Walk	3.7%
Work from home	7.1%
Other means	0.0%
Avg commute (minutes)	20.3

Poverty

All people 15.3%

Under 18 years 30.7%

18 and over 12.6%

Married-couple families 3.3%

Female-led households 39.1%

Income support

Source	% of households
Social Security	59.5%
Retirement income	53.0%
Supplemental Security	6.9%
Cash public assistance	2.2%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	42.8%
High cholesterol	41.5%
Diabetes	14.8%
Heart disease	10.4%
Stroke	4.6%
Asthma	11.0%
Arthritis	39.1%
Kidney disease	4.1%
Pulmonary disease	11.3%
Cancer	9.8%

Behavior / access	%
Smoking	20.9%
Binge drinking	15.5%
No physical activity	24.9%
Less than 7 hrs sleep	31.9%
Depression	21.3%
Fair or poor health	18.9%
Poor mental health	15.0%
Poor physical health	13.8%
No health insurance	9.6%
Visited doctor (checkup)	78.2%
Visited dentist	66.8%
Cholesterol screening	93.4%
Teeth loss	14.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	255	12.2%

Disability	%
Any disability	25.2%
Under 18	8.0%
18–64 years	18.2%
65 and over	42.2%

Health insurance coverage

Type	%
Private insurance	65.6%
Public insurance	61.6%
No insurance	5.6%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,370	96.5%
Spanish	30	1.3%
Other Indo-European	19	0.8%
Asian & Pacific Islander	9	0.4%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,424	98.7%
Born in same state	2,419	98.5%
Born in different state	2,009	81.8%
Foreign born	5	0.2%
Naturalized citizen	33	1.3%
Not a US citizen	9	27.3%

Ancestry

Ancestry	Count	%
French	469	19.1%
Italian	399	16.2%
Arab	186	7.6%
English	77	3.1%
German	64	2.6%

Ancestry	Count	%
Polish	36	1.5%
Irish	21	0.9%
Dutch	5	0.2%
Norwegian	1	0%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48740

What city is ZIP code 48740 in?

ZIP code 48740 is primarily assigned to Harrisville, Michigan.

What county is ZIP code 48740 in?

ZIP code 48740 falls within Alcona County, Michigan.

Does ZIP code 48740 have an older population?

36% of residents in ZIP code 48740 are 65 or older, above the national average of ~17%.

Does ZIP code 48740 have a large retiree population?

60% of households in ZIP code 48740 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 48740 mostly owner-occupied?

89% of occupied units in ZIP code 48740 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 48740?

15% of residents in ZIP code 48740 live below the poverty line, above the national average.

What timezone is ZIP code 48740 in?

ZIP code 48740 observes the EST timezone.