48761 ZIP Code — South Branch, MI

Ogemaw County, Michigan

ZIP code 48761 is located in South Branch, Michigan, within Ogemaw County. It covers approximately 80.10 square miles and serves a population of 867 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48761

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $107,500. Owner-occupancy is high at 89%, well above the national average.

Median household income is $42,480. 65% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (18%), smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%; and disability rates above the national average at 32%.

Overall, ZIP code 48761 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

867

population

80.10

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48761 ZIP code map

Cities in ZIP code 48761

Below are the cities the US Postal Service accepts for ZIP code 48761. Using any city not on this list may result in mail delivery delays.

City	Status
South Branch	Preferred

Nearby ZIP codes

48743 Long Lake (8.4 mi) 48737 Glennie (9.3 mi) 48739 Hale (12.1 mi) 48647 Mio (12.1 mi) 48621 Fairview (12.3 mi) 48654 Rose City (13.3 mi) 48728 Curran (14.9 mi) 48705 Barton City (15 mi) 48636 Luzerne (18.4 mi) 48619 Comins (19 mi) 48745 Mikado (19.6 mi)

Demographics updated 05/2026

Population
Total population	867
Population density	11 / sq mi
State FIPS	26
County FIPS	129

Geography
Land area	80.10 sq mi
Water area	0.73 sq mi
Latitude	44.5610
Longitude	-83.8868
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.9%	58.3%	42.6%
$50k – $100k	32.6%	30.6%	31.1%
$100k – $200k	5.5%	9.7%	20.6%
Over $200k	0.0%	1.3%	5.7%

Demographics & statistics

867

Population

People per sq mi

64.6

Median age

$42,480

Median household income

$26,779

Per capita income

$107,500

Median home value

Median monthly rent

89.4%

Home ownership

12.5%

Poverty rate

0.0%

Unemployment

1,402

Housing units

9.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

123

65–74

144

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	35	4.0%
18 and over	832	96.0%
65 and over	415	47.9%
Median age	64.6 years

Race & ethnicity

White 96.4%

Two or more races 3%

Hispanic or Latino 0.6%

Group	Count	%
White	841	96.4%
Two or more races	26	3%
Hispanic or Latino	5	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.9%	58.3%	42.6%
$50k – $100k	32.6%	30.6%	31.1%
$100k – $200k	5.5%	9.7%	20.6%
Over $200k	0.0%	1.3%	5.7%

Under $10k 14.2%

$10k–$15k 6.7%

$15k–$25k 6.7%

$25k–$35k 4.5%

$35k–$50k 25.2%

$50k–$75k 17.8%

$75k–$100k 16.0%

$100k–$150k 6.1%

$150k–$200k 2.9%

Range	% of households
Under $10k	14.2%
$10k–$15k	6.7%
$15k–$25k	6.7%
$25k–$35k	4.5%
$35k–$50k	25.2%
$50k–$75k	17.8%
$75k–$100k	16.0%
$100k–$150k	6.1%
$150k–$200k	2.9%
Median income	$42,480

Housing

Home values

Under $50k 23.4%

$50k–$100k 22.6%

$100k–$150k 19.3%

$150k–$200k 9.3%

$200k–$300k 19.3%

$300k–$500k 5.3%

$500k–$1M 0.8%

Housing overview

Metric	Value
Median home value	$107,500
Median rent / month	$0
Owner occupied	89.4%
Renter occupied	10.6%
Vacant	69.3%
Single-family detached	79.2%
Large apartment buildings	0.0%
Mobile homes	20.6%
Median rooms	4.6
Avg household size (owned)	2.01

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	9.2%
1990–1999	11.8%
1980–1989	11.2%
1970–1979	25.6%
1960–1969	16.5%
1950–1959	15.7%
1940–1949	5.7%
1939 or earlier	3.1%

Bedrooms

Size	% of units
No bedroom (studio)	4.5%
1 bedroom	9.9%
2 bedrooms	48.9%
3 bedrooms	33.5%
4 bedrooms	2.6%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.5%
1 vehicle	30.3%
2 vehicles	45.8%
3 or more	17.3%

Heating fuel

Fuel type	%
Utility gas	6.7%
Electricity	9.2%
Propane / LP gas	64.3%
Fuel oil	1.8%
Wood	17.1%

Households & families

Household type	Count	%
Married-couple family	240	53.9%
Cohabiting couple	16	3.6%
Male householder, no spouse	110	24.7%
Female householder, no spouse	79	17.8%
Households with children under 18	29	6.5%
Households with seniors (65+)	269	60.4%
Average household size	1.95

Marital status

Status	Male	Female
Never married	11.6%	13.9%
Married	59.1%	57.5%
Separated	0.8%	0.0%
Widowed	11.6%	17.4%
Divorced	16.9%	11.2%

Education

Less than 9th grade 0.8%

Some HS, no diploma 18.2%

HS graduate 34.5%

Some college, no degree 27.2%

Associate's degree 10.3%

Bachelor's degree 4.8%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	81.0%
Bachelor's or higher	9.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	26.2%
Kindergarten	0	0.0%
Elementary school	11	26.2%
High school	16	38.1%
College / grad school	4	9.5%

Employment

Industry of employment

Manufacturing 31.3%

Education & healthcare 20.7%

Retail trade 14.5%

Professional & management 9.0%

Finance & real estate 5.9%

Other services 5.1%

Public administration 4.3%

Transportation & utilities 3.5%

Construction 2.7%

Arts, food & hospitality 2.3%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	19.1%
Service	23.0%
Sales & office	21.1%
Natural resources & construction	5.1%
Production & transportation	31.6%

Employment type

Type	%
Private sector	81.3%
Government	6.6%
Self-employed	9.0%
Unpaid family workers	3.1%

Commute

Method	%
Drive alone	84.4%
Carpool	8.2%
Public transit	0.0%
Walk	0.0%
Work from home	7.4%
Other means	0.0%
Avg commute (minutes)	39.6

Poverty

All people 12.5%

Under 18 years 0.0%

18 and over 13.0%

Married-couple families 2.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	65.2%
Retirement income	50.3%
Supplemental Security	16.2%
Cash public assistance	2.0%
Food stamps / SNAP	14.4%

Health indicators

Condition	%
Obesity	41.5%
High blood pressure	47.7%
High cholesterol	44.2%
Diabetes	17.8%
Heart disease	12.4%
Stroke	5.6%
Asthma	11.4%
Arthritis	43.9%
Kidney disease	4.8%
Pulmonary disease	14.1%
Cancer	10.2%

Behavior / access	%
Smoking	24.0%
Binge drinking	14.2%
No physical activity	27.9%
Less than 7 hrs sleep	33.4%
Depression	22.1%
Fair or poor health	22.7%
Poor mental health	15.3%
Poor physical health	16.2%
No health insurance	10.2%
Visited doctor (checkup)	79.0%
Visited dentist	61.1%
Cholesterol screening	93.7%
Teeth loss	17.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	161	19.4%

Disability	%
Any disability	32.1%
Under 18	11.4%
18–64 years	30.7%
65 and over	35.2%

Health insurance coverage

Type	%
Private insurance	76.8%
Public insurance	65.5%
No insurance	1.4%
Uninsured under 19	10.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	845	97.5%
Spanish	5	0.6%
Other Indo-European	5	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	856	98.7%
Born in same state	856	98.7%
Born in different state	692	79.8%
Foreign born	0	0.0%
Naturalized citizen	11	1.3%
Not a US citizen	6	54.5%

Ancestry

Ancestry	Count	%
French	267	30.8%
Italian	86	9.9%
Arab	44	5.1%

Ancestry	Count	%
English	33	3.8%
Irish	13	1.5%
German	10	1.2%

Technology access

Metric	% of households
Computer access	51.3%
Internet access	87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48761

What city is ZIP code 48761 in?

ZIP code 48761 is primarily assigned to South Branch, Michigan.

What county is ZIP code 48761 in?

ZIP code 48761 falls within Iosco County, Michigan.

Does ZIP code 48761 have an older population?

48% of residents in ZIP code 48761 are 65 or older, above the national average of ~17%.

Does ZIP code 48761 have a large retiree population?

65% of households in ZIP code 48761 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 48761?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 48761 mostly owner-occupied?

89% of occupied units in ZIP code 48761 are owner-occupied, well above the national average.

What timezone is ZIP code 48761 in?

ZIP code 48761 observes the EST timezone.